Mortgage Calculator for Dubai, UAE

Calculate your mortgage

Property Value:

AED

Down Payment:

%

Interest Rate:

%

Loan Period:

Year

Processing Fee:

%

Mortgage Calculator for Dubai

Home loan EMI will be a certain payment one will be making for a longer time. So, before getting a home mortgage it is important to plan and chose the one which won’t bother you later on.

Things to check before getting a home loan

  • Understand interest rates and pick the right one.
  • Apart from loan amount and interest rates, compare fees & charges like arrangement fees, early settlement fees, etc.
  • Get pre approval before making down payment.
  • Don’t put all the savings on down payment.
  • Make sure you have enough money for additional costs like registration fees, land department fees, etc.
  • Don’t skip home insurance.

How to check your affordability for a house?

  • Check whether you can afford 20%-25% of the property value as down payment.
  • Check do you have enough funds to bear additional expenses.
  • Check your DBR. It should be less than 40%.
  • Check do you have a good credit score, that should be above 700.

Tips for first-time home buyers

  • Make sure you can afford 20%-25% down payment.
  • Banks don’t provide loan for additional fees.
  • Save for processing fees.
  • Don’t get a house for more than what you afford
  • Check the interest rates properly.
  • Get pre approval before the property hunt.

Why you should calculate your home mortgage ?

In UAE, the maximum tenure provided for a home mortgage is 25 years. To make payments for so long planning in prior is necessary. This clearly explains why it is important to calculate the home mortgage before getting it.

  • Get approximate monthly costs.
  • Plan monthly expenses beforehand.
  • Know how much downpayment is required.
  • Understand how long it will take to repay the loan.
  • Compare different home loan products interest rates.

Minimum Salary

Interest Rate

Loan Amount

Reducing Rate

Select Bank

Min Salary

Interest/Profit Rate

Other Filters

CLEAR

RAKBANK Home in One

Flat Rate

1.92%

Minimum Salary

AED 15000

Reducing Rate

3.49%

Max Loan Amount

AED 18000000

Down Payment

20%

Early Settlement Fee

1%

1.92%

Flat Rate

AED 15000

Minimum Salary

AED 3.49

Reducing Rate

AED 18000000

Max Loan Amount

Hide Explore

Emirates NBD Home Loan for UAE National

Flat Rate

2.2%

Minimum Salary

AED 10000

Reducing Rate

3.99%

Max Loan Amount

AED 15000000

Down Payment

20%

Early Settlement Fee

1%

2.2%

Flat Rate

AED 10000

Minimum Salary

AED 3.99

Reducing Rate

AED 15000000

Max Loan Amount

Hide Explore

Emirates NBD Home Loan for Self employed UAE Nationals

Flat Rate

2.2%

Minimum Salary

AED 20000

Reducing Rate

3.99%

Max Loan Amount

AED 15000000

Down Payment

20%

Early Settlement Fee

1%

2.2%

Flat Rate

AED 20000

Minimum Salary

AED 3.99

Reducing Rate

AED 15000000

Max Loan Amount

Hide Explore

CBD Ijarah Home Lease for UAE Nationals

Flat Rate

2.2%

Minimum Salary

AED 20000

Reducing Rate

3.99%

Max Loan Amount

AED 15000000

Down Payment

20%

Early Settlement Fee

1%

2.2%

Flat Rate

AED 20000

Minimum Salary

AED 3.99

Reducing Rate

AED 15000000

Max Loan Amount

Hide Explore

Abu Dhabi Finance Essence Fixed Home Loan- Dubai and Abu Dhabi properties only

Flat Rate

2.2%

Minimum Salary

AED 10000

Reducing Rate

3.99%

Down Payment

25%

Early Settlement Fee

2%

2.2%

Flat Rate

AED 10000

Minimum Salary

AED 3.99

Reducing Rate

Hide Explore

Amlak Finance Amlak Ijarah

Flat Rate

4%

Minimum Salary

AED 15000

Reducing Rate

7.25%

Max Loan Amount

AED 10000000

Down Payment

20%

Early Settlement Fee

1%

4%

Flat Rate

AED 15000

Minimum Salary

AED 7.25

Reducing Rate

AED 10000000

Max Loan Amount

Hide Explore

ADCB Home Finance for Expats

Flat Rate

1.79%

Minimum Salary

AED 15000

Reducing Rate

3.25%

Max Loan Amount

AED 15000000

Down Payment

25%

Early Settlement Fee

1%

1.79%

Flat Rate

AED 15000

Minimum Salary

AED 3.25

Reducing Rate

AED 15000000

Max Loan Amount

Hide Explore

CBD Mortgage Loans for Expats

Flat Rate

2.2%

Minimum Salary

AED 20000

Reducing Rate

3.99%

Max Loan Amount

AED 10000000

Down Payment

25%

Early Settlement Fee

1%

2.2%

Flat Rate

AED 20000

Minimum Salary

AED 3.99

Reducing Rate

AED 10000000

Max Loan Amount

Hide Explore

Abu Dhabi Finance Non Resident Home Loan (Compass)- Abu Dhabi Properties only

Flat Rate

2.48%

Minimum Salary

AED 20000

Reducing Rate

4.5%

Down Payment

25%

Early Settlement Fee

1%

2.48%

Flat Rate

AED 20000

Minimum Salary

AED 4.5

Reducing Rate

Hide Explore

Al Hilal Bank Switch Over - Ready Property (Self use)

Flat Rate

1.93%

Minimum Salary

AED 15000

Reducing Rate

3.5%

Max Loan Amount

AED 10000000

Down Payment

25%

Early Settlement Fee

1%

1.93%

Flat Rate

AED 15000

Minimum Salary

AED 3.5

Reducing Rate

AED 10000000

Max Loan Amount

Hide Explore