Credit Card Provided By ADCB Bank

Features of ADCB Credit Card

  • Cash backs on day to day spendings, such as on movie tickets and retail use.
  • Etihad guest miles, lounge access
  • Lulu points and touch points
  • Travel insurance and Credit shield

ADCB Bank Credit Card

11 Credit Card Provided By ADCB Bank

Islamic Classic Card

Minimum Salary

AED 5K

Fx Rate

3.89%

Annual Fee

AED 0

Balance Transfer

No

Cashback

No

AED 5K

Minimum Salary

3.89%

Fx Rate

AED 0

Annual Fee

No

Balance Transfer

No

Cashback

Etihad Guest Above Gold Card

Interest Rate

3.25%

Minimum Salary

AED 8K

Fx Rate

2.99%

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

No

3.25%

Interest Rate

AED 8K

Minimum Salary

2.99%

Fx Rate

AED 0

Annual Fee

Yes

Balance Transfer

No

Cashback

Lulu Titanium Card

Interest Rate

3.25%

Minimum Salary

AED 8K

Fx Rate

2.89%

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

No

3.25%

Interest Rate

AED 8K

Minimum Salary

2.89%

Fx Rate

AED 0

Annual Fee

Yes

Balance Transfer

No

Cashback

TouchPoints Titanium Credit Card with MyChoice*

Interest Rate

3.25%

Minimum Salary

AED 8K

Fx Rate

2.89%

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

Yes

3.25%

Interest Rate

AED 8K

Minimum Salary

2.89%

Fx Rate

AED 0

Annual Fee

Yes

Balance Transfer

Yes

Cashback

Islamic Gold Card

Minimum Salary

AED 8K

Fx Rate

3.89%

Annual Fee

AED 0

Balance Transfer

No

Cashback

No

AED 8K

Minimum Salary

3.89%

Fx Rate

AED 0

Annual Fee

No

Balance Transfer

No

Cashback

Islamic Platinum Card

Minimum Salary

AED 15K

Fx Rate

3.89%

Annual Fee

AED 0

Balance Transfer

No

Cashback

No

AED 15K

Minimum Salary

3.89%

Fx Rate

AED 0

Annual Fee

No

Balance Transfer

No

Cashback

Touchpoints Infinite Card

Interest Rate

3.25%

Minimum Salary

AED 40K

Fx Rate

2.89%

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

Yes

3.25%

Interest Rate

AED 40K

Minimum Salary

2.89%

Fx Rate

AED 0

Annual Fee

Yes

Balance Transfer

Yes

Cashback

LuLu Platinum Card

Interest Rate

3.25%

Minimum Salary

AED 15K

Fx Rate

2.89%

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

No

3.25%

Interest Rate

AED 15K

Minimum Salary

2.89%

Fx Rate

AED 0

Annual Fee

Yes

Balance Transfer

No

Cashback

TouchPoints Platinum Credit Card with MyChoice*

Interest Rate

3.25%

Minimum Salary

AED 15K

Fx Rate

2.89%

Annual Fee

AED 600

Balance Transfer

Yes

Cashback

Yes

3.25%

Interest Rate

AED 15K

Minimum Salary

2.89%

Fx Rate

AED 600

Annual Fee

Yes

Balance Transfer

Yes

Cashback

Etihad Guest Above Platinum Card

Interest Rate

3.25%

Minimum Salary

AED 15K

Fx Rate

2.99%

Annual Fee

AED 1K

Balance Transfer

Yes

Cashback

No

3.25%

Interest Rate

AED 15K

Minimum Salary

2.99%

Fx Rate

AED 1K

Annual Fee

Yes

Balance Transfer

No

Cashback

Etihad Guest Above Infinite Card

Interest Rate

3.25%

Minimum Salary

AED 40K

Fx Rate

2.99%

Annual Fee

AED 2.5K

Balance Transfer

Yes

Cashback

No

3.25%

Interest Rate

AED 40K

Minimum Salary

2.99%

Fx Rate

AED 2.5K

Annual Fee

Yes

Balance Transfer

No

Cashback

Eligibility Criteria of ADCB Credit Card

  • Minimum salary range from AED 8K-40K depending on the type of card.
  • Minimum age of 21 years is required
  • Both UAE Nationals and Expats are eligible

ADCB Credit Card Offers

Dining Offers

  • Dine at Angar, Yas Island Abu Dhabi and get 20% off on payment made through any ADCB Credit card. This is valid until 30 December 2017
  • Get 20% off at Asha’s Dubai using your ADCB Credit Card. Offer Valid till 31 December 2017
  • Get 20% off at French Bakery on dining and takeaway as well using your ADCB Credit Card. Offer valid till 1st October 2018
  • Visit Masala pot and get 20% discount on bill payment made using ADCB Credit Card on fine dining and takeaway. Offer valid till 1st October 2018
  • Visit London Diary before October 2018 and get 20% off on payments made using ADCB Credit Card

Jewellery

  • Get 28 Etihad Guest Miles per 20 AED spent at Kalyan Jewellers using ADCB Etihad Guest Above Credit Card
  • Avail 60% discount on the purchase of diamond jewellery using any ADCB Credit Card at Kalyan Jewellers and payments can be made through 0% Instalment plan on every purchase
  • Can avail 0% Installment plan on jewellery purchases made using ADCB Credit Card at JoyAlukkas. Offer valid till June 2018
  • Can avail 0% Installment plan on jewellery purchases made using ADCB Credit Card at JoyAlukkas and gain TouchPoints for every AED spent. Offer valid till November 2018
  • Get 60% off on diamond jewelry purchase made using any ADCB Credit Card at Sarky jewellery before 31st December 2017

Shopping

Use ADCB Privilege Card and get 25% off on the current collection and 10% additional discount on the current sale at Brooks Brothers

Entertainment and leisure

Travel

Use ADCB Traveller Credit Card and get 20% off on flight and hotel bookings. And earn 2 touch points on every AED spent

Frequently Asked Questions

Q. What is the purpose of touchpoints?

A. You get touch points each time you use your card and redeem those at supermarkets, fuel stations, dining, travel purchases etc.

Q. Can I transfer my touch points to someone else?

A. No, you can’t transfer your touch points to someone else.

Q. Can I avail airport lounge benefits anywhere?

A. Yes, You can avail lounge benefits globally.

Q. Are there any no annual fees credit cards?

A. Yes, there are few no annual fees credit cards.

Q. Are there any specific cards for business purpose?

A. Yes, Particularly for business purpose ADCB has designed Small Business Credit card.

Q. What are the traveling benefits I can avail?

A. You can get many benefits right from the discounts on tickets, hotel bookings to lounge access and much more.

Q. Where all I can use ADCB Credit card?

A. You can use ADCB Credit Card anywhere and avail benefits each time you use it.

Q. What are the benefits I can get from LuLu Credit card?

A.LuLu Credit cardis specially meant for LuLu shoppers and get LuLu Points each time you use it LuLu Hypermarket, Al Falah stores, and Emirates general stores.

About ADCB Bank

Abu Dhabi Commercial Bank (ADCB), features in the Forbes list of top 1000 biggest public companies. It provides retail, commercial, Islamic banking and other financial services to people. Founded in 1985 and headquartered in Abu Dhabi, UAE, the bank operates on five strategic pillars:

  • UAE-centric approach with controlled internationalization
  • Sustainability through growth of liabilities
  • Culture of efficiency and service excellence
  • Follow a pre-defined risk strategy
  • Focuses on staff

ADCB offers three categories of services:

  • Aspire
  • Privilege Club
  • Excellency

The services and charges vary depending on the category in which you choose to bank with them.