Credit Card Provided By Emirates Islamic Bank

Features of Emirates Islamic Credit Card

  • Cashback offers
  • Shari'a compliant credit cards
  • Unlimited lounge access
  • Redeemable cash back plus points

Emirates Islamic Bank Credit Card

10 Credit Card Provided By Emirates Islamic Bank

Emarati Credit Card

Profit Rate

2.49%

Minimum Salary

AED 5K

Fx Rate

1.84%

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

Yes

2.49%

Profit Rate

AED 5K

Minimum Salary

1.84%

Fx Rate

AED 0

Annual Fee

Yes

Balance Transfer

Yes

Cashback

Skywards Visa Infinite card

Profit Rate

2.99%

Minimum Salary

AED 25K

Fx Rate

2.34%

Annual Fee

AED 2K

Balance Transfer

Yes

Cashback

No

2.99%

Profit Rate

AED 25K

Minimum Salary

2.34%

Fx Rate

AED 2K

Annual Fee

Yes

Balance Transfer

No

Cashback

RTA Platinum Card

Profit Rate

3.35%

Minimum Salary

AED 5K

Fx Rate

2.34%

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

Yes

3.35%

Profit Rate

AED 5K

Minimum Salary

2.34%

Fx Rate

AED 0

Annual Fee

Yes

Balance Transfer

Yes

Cashback

Flex Card

Profit Rate

3.35%

Minimum Salary

AED 5K

Fx Rate

2.34%

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

No

3.35%

Profit Rate

AED 5K

Minimum Salary

2.34%

Fx Rate

AED 0

Annual Fee

Yes

Balance Transfer

No

Cashback

Union Coop Tamayaz Card

Profit Rate

3.35%

Minimum Salary

AED 5K

Fx Rate

2.34%

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

No

3.35%

Profit Rate

AED 5K

Minimum Salary

2.34%

Fx Rate

AED 0

Annual Fee

Yes

Balance Transfer

No

Cashback

Cashback Plus Card

Profit Rate

3.35%

Minimum Salary

AED 7.5K

Fx Rate

2.34%

Annual Fee

AED 299

Balance Transfer

Yes

Cashback

Yes

3.35%

Profit Rate

AED 7.5K

Minimum Salary

2.34%

Fx Rate

AED 299

Annual Fee

Yes

Balance Transfer

Yes

Cashback

Cashback Card

Profit Rate

3.35%

Minimum Salary

AED 5K

Fx Rate

2.34%

Annual Fee

AED 350

Balance Transfer

Yes

Cashback

Yes

3.35%

Profit Rate

AED 5K

Minimum Salary

2.34%

Fx Rate

AED 350

Annual Fee

Yes

Balance Transfer

Yes

Cashback

Flex Max Card

Profit Rate

3.25%

Minimum Salary

AED 7.5K

Fx Rate

3.5%

Annual Fee

AED 500

Balance Transfer

Yes

Cashback

No

3.25%

Profit Rate

AED 7.5K

Minimum Salary

3.5%

Fx Rate

AED 500

Annual Fee

Yes

Balance Transfer

No

Cashback

Skywards Signature Credit Card

Profit Rate

3.25%

Minimum Salary

AED 5K

Fx Rate

2.34%

Annual Fee

AED 700

Balance Transfer

Yes

Cashback

No

3.25%

Profit Rate

AED 5K

Minimum Salary

2.34%

Fx Rate

AED 700

Annual Fee

Yes

Balance Transfer

No

Cashback

Flex Elite Card

Profit Rate

3.25%

Minimum Salary

AED 8K

Fx Rate

2.34%

Annual Fee

AED 700

Balance Transfer

Yes

Cashback

No

3.25%

Profit Rate

AED 8K

Minimum Salary

2.34%

Fx Rate

AED 700

Annual Fee

Yes

Balance Transfer

No

Cashback

Benefits

  • Hotel services such as complimentary breakfast, free wifi, etc.
  • 25000 EI SmartMiles as a welcome bonus
  • Up to 10% cashback on everyday transactions
  • Free Golf club privileges
  • Free valet parking
  • No annual fees
  • Dining and movies benefits
  • Exclusive cards to get high rewards
  • Cashback on fuel, and other RTA services

Eligibility Criteria of Emirates Islamic Credit Card

  • Minimum salary required AED 7.5K
  • Both self-employed and working individuals are eligible

Documents Required of Emirates Islamic Credit Card

  • Valid ID Proofs(Emirates ID, Passport)
  • Current Residence Proof(Utility bills)
  • Salary certificate(Working Individuals)
  • Trade Licence

Frequently Asked Questions

Q. Is the free valet parking unlimited?

A. The free valet parking depends on the type of the card you opt for.

Q. On what basis the monthly fees are calculated?

A. Monthly fees depend on the credit limit provided on the card.

Q. What is the cashback provided on international expenses?

A. On international purchases using Emirates Islamic card, up to 2.25% of cashback is provided.

Q. What is the cashback provided on domestic expenses?

A. On domestic purchases using Emirates Islamic card about 1% - 10% cashback is provided.

Q. How many EI SmartMiles are provided?

A. About 2.5 - 3.75 EI Miles are provided on every dirham spent on international and domestic purchases.

Q. On what the EI Smart Miles can be redeemed for?

A. EI Smart Miles can be redeemed for travel bookings, online shopping, and much more.

About Emirates Islamic Bank

In order to deliver high standards of banking services, Emirates Islamic Bank was established in the year 2004. The bank is aimed to deliver services in accordance with the standards of Shariah principles. It offers a wide range of products that are designed exclusively for individuals, small businesses and large corporations.

The Emirates Islamic Bank works with the mission of "Providing innovative & high standard financial products & services governed by Islamic Shari'a provision to enrich the society."