Credit Card Provided By Emirates Islamic Bank

Features of Emirates Islamic Credit Card

  • Get up to 10% cashback on everyday expenses
  • Get EI Smart Miles on every USD spent
  • Get high travel benefits
  • Get Skywards Miles on every dirham spent on local and international expenses
  • Get free valet parking benefits
  • Can avail free travel insurance benefits
  • Can avail balance transfer facility

Eligibility Criteria of Emirates Islamic Credit Card

  • Minimum salary required AED 7.5K
  • Both self-employed and working individuals are eligible

Documents Required of Emirates Islamic Credit Card

  • Valid ID Proofs(Emirates ID, Passport)
  • Current Residence Proof(Utility bills)
  • Salary certificate(Working Individuals)
  • Trade Licence

Emirates Islamic Bank Credit Card Profit Rates

emirates-islamic Bank

10 Credit Card Provided By Emirates Islamic Bank

Emarati Credit Card

Profit Rate

2.49%

Minimum Salary

AED 5K

Fx Rate

1.84%

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

Yes

2.49%

Profit Rate

AED 5K

Minimum Salary

1.84%

Fx Rate

AED 0

Annual Fee

Yes

Balance Transfer

Yes

Cashback

Skywards Visa Infinite card

Profit Rate

2.99%

Minimum Salary

AED 25K

Fx Rate

2.34%

Annual Fee

AED 2K

Balance Transfer

Yes

Cashback

No

2.99%

Profit Rate

AED 25K

Minimum Salary

2.34%

Fx Rate

AED 2K

Annual Fee

Yes

Balance Transfer

No

Cashback

RTA Platinum Card

Profit Rate

3.35%

Minimum Salary

AED 5K

Fx Rate

2.34%

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

Yes

3.35%

Profit Rate

AED 5K

Minimum Salary

2.34%

Fx Rate

AED 0

Annual Fee

Yes

Balance Transfer

Yes

Cashback

Flex Card

Profit Rate

3.35%

Minimum Salary

AED 5K

Fx Rate

2.34%

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

No

3.35%

Profit Rate

AED 5K

Minimum Salary

2.34%

Fx Rate

AED 0

Annual Fee

Yes

Balance Transfer

No

Cashback

Union Coop Tamayaz Card

Profit Rate

3.35%

Minimum Salary

AED 5K

Fx Rate

2.34%

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

No

3.35%

Profit Rate

AED 5K

Minimum Salary

2.34%

Fx Rate

AED 0

Annual Fee

Yes

Balance Transfer

No

Cashback

Cashback Plus Card

Profit Rate

3.35%

Minimum Salary

AED 7.5K

Fx Rate

2.34%

Annual Fee

AED 299

Balance Transfer

Yes

Cashback

Yes

3.35%

Profit Rate

AED 7.5K

Minimum Salary

2.34%

Fx Rate

AED 299

Annual Fee

Yes

Balance Transfer

Yes

Cashback

Cashback Card

Profit Rate

3.35%

Minimum Salary

AED 5K

Fx Rate

2.34%

Annual Fee

AED 350

Balance Transfer

Yes

Cashback

Yes

3.35%

Profit Rate

AED 5K

Minimum Salary

2.34%

Fx Rate

AED 350

Annual Fee

Yes

Balance Transfer

Yes

Cashback

Flex Max Card

Profit Rate

3.25%

Minimum Salary

AED 7.5K

Fx Rate

3.5%

Annual Fee

AED 500

Balance Transfer

Yes

Cashback

No

3.25%

Profit Rate

AED 7.5K

Minimum Salary

3.5%

Fx Rate

AED 500

Annual Fee

Yes

Balance Transfer

No

Cashback

Skywards Signature Credit Card

Profit Rate

3.25%

Minimum Salary

AED 5K

Fx Rate

2.34%

Annual Fee

AED 700

Balance Transfer

Yes

Cashback

No

3.25%

Profit Rate

AED 5K

Minimum Salary

2.34%

Fx Rate

AED 700

Annual Fee

Yes

Balance Transfer

No

Cashback

Flex Elite Card

Profit Rate

3.25%

Minimum Salary

AED 8K

Fx Rate

2.34%

Annual Fee

AED 700

Balance Transfer

Yes

Cashback

No

3.25%

Profit Rate

AED 8K

Minimum Salary

2.34%

Fx Rate

AED 700

Annual Fee

Yes

Balance Transfer

No

Cashback

Emirates Islamic Credit Card Offers

Travel

  • Get up to 20,000 Skywards miles on the first retail transaction
  • Get 1.5 - 2 skywards miles on 1 USD spent on booking at Emirates Airlines
  • Get 0.75 - 1 skywards miles on 1 USD spent on local expenses
  • Get 1.1 - 1.5 skywards miles on 1 USD spent on international purchases
  • Get up to 30000 EI Smart Miles as sign up bonus
  • Get 1.25 - 2.5 EI Smart Miles on 1 AED spent anywhere locally
  • Get 2.25 - 3.75 EI Smart Miles on 1 AED spent outside UAE
  • Get privileges at hotel rooms
  • Get access to 600+ airport lounges in the world

Cashback

  • Get 1% cashback on every dirham spent on local and international expenses as well
  • Earn up to 10% cashback on telecom bills, supermarket, education, dining, etc.
  • Get 10% cashback on fuel spends
  • On Emirates Islamic RTA Credit Card get 1.25% cashback on every dirham spent locally
  • On Emirates Islamic RTA Credit Card get 2.25% cashback on 1 AED spent on international expenses
  • Get 6000 Tamayaz Points as a welcome bonus on Emirates Islamic Union Coop Tamayaz Card
  • Get up to 3 Tamayaz points on every dirham spent at Union Coop Store

Miscellaneous

  • Get access to golf clubs in the UAE region
  • Get up to 30% off on dining at selected restaurants
  • Avail free valet parking benefits
  • Get discounts on shopping at selected stores

Frequently Asked Questions

Q. Is the free valet parking unlimited?

A. The free valet parking depends on the type of the card you opt for.

Q. On what basis the monthly fees are calculated?

A. Monthly fees depend on the credit limit provided on the card.

Q. What is the cashback provided on international expenses?

A. On international purchases using Emirates Islamic card, up to 2.25% of cashback is provided.

Q. What is the cashback provided on domestic expenses?

A. On domestic purchases using Emirates Islamic card about 1% - 10% cashback is provided.

Q. How many EI SmartMiles are provided?

A. About 2.5 - 3.75 EI Miles are provided on every dirham spent on international and domestic purchases.

Q. On what the EI Smart Miles can be redeemed for?

A. EI Smart Miles can be redeemed for travel bookings, online shopping, and much more.

Q. What are the charges on credit shield?

A. For the first 2 months, credit shield is provided on no charges. Later on, 0.99% of the outstanding amount is charged as credit shield fees.

Q. Is it mandatory to get credit shield on the card?

A. No, credit shield on the card is optional.

Q. Can I convert my regular payments to Easy Payment Plan?

A. Yes, you can avail easy installments plan for a maximum tenure of 12 months.

Q. What are the charges for card replacement?

A. There are no charges for your Emirates Islamic Credit card replacement.

Q. Can I get a loan on the card?

A. Yes, you can get a loan on your credit card.

Q. What is the maximum loan amount provided?

A. 80% of the credit limit is provided as the maximum loan amount.

About Emirates Islamic Bank

In order to deliver high standards of banking services, Emirates Islamic Bank was established in the year 2004. The bank is aimed to deliver services in accordance with the standards of Shariah principles. It offers a wide range of products that are designed exclusively for individuals, small businesses and large corporations.

The Emirates Islamic Bank works with the mission of "Providing innovative & high standard financial products & services governed by Islamic Shari'a provision to enrich the society."

Check Eligibility for Emirates Islamic
Credit Card

You are eligible to apply for a Emirates Islamic
Credit Card .

You may not be eligible * to apply.

* Minimum salary AED 5000 required to apply for a Emirates Islamic Credit Card .

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