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Credit Card Provided By NBAD Bank
Features of NBAD Credit Card
- Earn NBAD Stars on every dirham spent using any of the NBAD Credit Cards
- A wide range of discounts on travel bookings, movies, and lifestyle benefits
- Complimentary travel benefits like meet and greet services, airport transfer facility, concierge facility
- Complimentary access to airport lounges globally
- Minimum salary of AED 5000 - AED 50,000 is required
- No annual fees are charged
- Low-interest rates are charged on monthly payment delays
- High privileges on travel bookings, hotels bookings made using NBAD Credit Card
- Protection for the card is provided for free
- Can avail Credit Shield facility on fewer charges
- No annual fees on the supplementary card
- Low international transaction charges
- Can replace your stolen/lost credit card with a new one
Eligibility Criteria of NBAD Credit Card
- Both UAE Nationals and Expats are eligible
- Any UAE Resident with salary range AED 5000 - AED 50,000 or more than that are eligible
- UAE Residents of a minimum age 21 are eligible
- To avail NBAD GEMS Card and NBAD Aldar Academies Visa Platinum credit card your child must be studying/enrolled in the respective schools
Documents Required of NBAD Credit Card
- Emirates ID
- Valid Passport
- Valid Residence Visa(For Expats)
- Salary Certificate(For salaried individuals)
- Trade Licence(For Self-employed individuals)
- Latest 3-6 months bank statements where the salary/monthly income is getting transferred to
(Additional documents may be required depending on the card type)
NBAD Bank Credit Card Interest rates
NBAD Credit Card Offers
- Get free concierge service that helps you anytime in shopping, dining, travel, hotel bookings
- Can visit any Fitness First Club on paying AED 30(per visit)
- Get 50% off at VOX Cinemas on movie tickets booked using any of the NBAD Credit Cards
- Watch movies at Reel Cinemas, Cine Royal and Oscar Cinemas for AED 10(On Weekdays) and AED 20(On Weekends) using NBAD Credit Card
- Can get free access to more than 900 airport lounges worldwide
- No prior booking is needed to access the airport lounges, you just need to show your NBAD Credit Card
- Can get 2-8 free airport transfer services per annum
- Can avail Meet and Greet facility at Dubai and Abu Dhabi airports on prior booking of at least before 48 hours
- Can get exclusive travel benefits
- Additional offers at selected restaurants and shopping
- Exclusive benefits on bookings made at Starwood Hotels and Resorts
- Get 1-1.25 NBAD Stars on every dirham spent on local purchases
- Get 1-2 NBAD Stars on every dirham spent on international expenses
- Get up to 5 Al Futtaim Stars on every dirham spent at any Al Futtaim store
- Can redeem NBAD Stars on travel bookings like Skywards miles, Etihad guest miles etc.,
- Can redeem NBAD Stars with the Stars card and use it on regular purchases as a regular Visa Card
- Can get free travel insurance on booking made using NBAD Credit Card
- Can get credit shield
- Can get your old card replaced with a new one in 24 hrs
Frequently Asked Questions
Q. Can I get movie discounts on any NBAD Credit Card?
A. Yes, movie discounts are provided on all NBAD Credit Cards.
Q. What are the credit cards available Zero annual fees?
A. All the NBAD Credit Cards are provided for Zero annual fees.
Q. For how long is the NBAD credit card provided for no annual fees?
A. All the NBAD Credit Cards are provided for no annual fees lifelong.
Q. When does the interest rate gets added?
A. The interest rate will be added only if the monthly payments of the credit card are delayed.
Q. Can I use my NBAD Credit Card outside UAE?
A. Yes, NBAD Credit Cards can be used worldwide.
Q. What are the charges for using the card outside UAE?
A. 1.95% of the transaction amount and scheme charges will be added on using the credit card anywhere outside UAE.
Q. How can I get my card?
A. You will get your credit card either by courier or you can directly collect it by visiting.
Q. Are there any charges levied to get my card delivered?
A. If you get your credit card through courier then no charges will be added, if you visit the bank to collect it then AED 50 to be paid.
Q. Is it mandatory to get credit shield?
A. Yes, credit shield helps during unforeseen circumstances, so it is mandatory to get credit shield on your NBAD Credit Cards.
Q. What are the charges for the credit shield?
A. 0.99% of the outstanding credit card balance will be imposed as credit shield charges.
Q. Can I discount of any school fees payments?
A. No, you can avail discounts only at GEMS School and Aldar Schools, with their respective credit cards.
Q. Can I get statements for my credit card transaction?
A. Yes, you can get statements to know your credit card transactions.
Q. What are the fees associated to get credit card statement?
A. To get credit card statements you need to pay AED 25 per each statement.
Q. Where can I redeem my NBAD Stars?
A. NBAD Stars can be redeemed on NBAD Stars Portal.
About NBAD Bank
National Bank of Abu Dhabi (NBAD), with its vision to be the World’s Best Arab Bank endeavors to provide the best products and service across the East-West corridor. Featuring in the World’s Top 50 safest banks, NBAD is a bank you can turn to for your financial needs without worry. The values as mentioned on www.nbad.com are :
- Put our customers at the forefront and “do the right things the right way”
- Value our people and foster great teamwork
- Empower our people and hold each other accountable for performance and behaviour
- Respect our heritage and be loyal to our stakeholders
NBAD offers a wide range of personal finance options