ADCB Islamic Gold Card

Zero Balance Free account
adcb Bank

WarningMessage This product is by the Bank

Minimum Salary

AED 8K

Fx Rate

3.89%

Annual Fee

AED 0

Balance Transfer

No

Cashback

No

AED 8K

Minimum Salary

3.89%

Fx Rate

AED 0

Annual Fee

No

Balance Transfer

No

Cashback

Main Benefits

  • You can pay your utility bills, through your internet banking 24 hours a day
  • Avail convenient payment options like ‘Internet banking’, ‘Mobile banking app’ or through any of ADCB’s branches or ATMs to deposit cash.
  • This card follows all the laws of the country.
  • This card also allows for islamic finance as and when needed.
  • This card also provides enhanced security on the transactions made on this card.
  • You can also avail travel insurance with this card.
  • Earn 0.75 TouchPoint for every AED 1 you spend with your ADCB Islamic Gold Credit Card.
  • Discount of up to 5% on air tickets purchased through exclusive traveler.

Frequently Asked Questions

Q. Can the cardholder avail any cash advance?

A. The cardholder can obtain cash advance subject to the credit limit, which should be acceptable to the bank..

Q. Is the credit limit assigned to supplementary card holder inclusive of the limit of the primary card holder?

A. Yes.The credit limit will be the same and inclusive of both.

Q. Will the Bank help during any fraudulent transactions happened over my card?

A. The Cardholder will completely be responsible for any transaction happened over his card, and will be fully liable for the payment.

Q. In what all transactions does One time Pin apply?

A. One time pin applies only for selected transactions, which include Registering for ADCB Personal Banking, Regenerating a forgotten password, Changing your password, Making funds transfer and in the case of islamic cards you can pay Etisalat bills.

Q. What should i do if my mobile number is not updated?

A. You should immediately contact ADCB to get your details updated. You can also avail the option of sending your OTP to your email id.

Q. What is a touch points reward program?

A. This reward program is simple to understand, the more ADCB Islamic banking products you choose, more the points you get.