ADCB Lulu Titanium Card

Zero Balance Free account
adcb Bank

WarningMessage This product is by the Bank

Interest Rate

3.25%

Minimum Salary

AED 8K

Fx Rate

2.89%

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

No

3.25%

Interest Rate

AED 8K

Minimum Salary

2.89%

Fx Rate

AED 0

Annual Fee

Yes

Balance Transfer

No

Cashback

Main Benefits

  • You can maximize your rewards by making more purchases on this card, like dining, fuel, utility, school fees etc.
  • You get 3 complimentary airport lounge accesses by the use of this card.
  • Get unlimited lounge accesses in 12 selected cities across middle east, which includes Jeddah, Amman, Dubai, Cairo, Kuwait and Abu Dhabi.
  • Avail benefits at Ferrari world and Yas water world.
  • 24/7 Mobile banking.
  • Avail convenient payment options like ‘Internet banking’, ‘Mobile banking app’ or through any of ADCB’s branches or ATMs to deposit cash.
  • You can enjoy various benefits at Yas Water World and Ferrari World Abu Dhabi and enjoy 15% discounts on entry passes and 10% discounts on food and beverages.
  • 0% installment payment plan from selected merchants.
  • You can continue to earn up to 5% rewards as LuLu points on your LuLu purchases.
  • You can earn up to 3.5 LuLu points on the spending of AED 1 from your card and 1 LuLu points per AED 1 on purchase of other products.

Frequently Asked Questions

Q. Is there any membership fees to enroll in the LuLu points program?

A. No. There is no membership fees for this program. You are automatically enrolled in this program as you have the membership of this card.

Q. Do the LuLu points expire?

A. Yes, the LuLu points expire after 3 years from the date of the month during which such LuLu points were earned.

Q. Will the Bank help during any fraudulent transactions happened over my card?

A. The Cardholder will completely be responsible for any transaction happened over his card, and will be fully liable for the payment.

Q. In what all transactions does One time Pin apply?

A. One time pin applies only for selected transactions, which include Registering for ADCB Personal Banking, Regenerating a forgotten password, Changing your password, Making funds transfer and in the case of islamic cards you can pay Etisalat bills.

Q. What should I do if my mobile number is not updated?

A. You should immediately contact ADCB to get your details updated. You can also avail the option of sending your OTP to your email id.

Q. Are the LuLu points transferable to someone else?

A. No, the LuLu points are not transferable to anyone else.

Q. Can we exchange LuLu points for cash?

A. No, the points cannot be exchanged.