ADIB Value+ Card

Zero Balance Free account
adib Bank

WarningMessage This product is valid by the Bank

Profit Rate

3.09%

Minimum Salary

AED 5K

Fx Rate

3%

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

No

3.09%

Profit Rate

AED 5K

Minimum Salary

3%

Fx Rate

AED 0

Annual Fee

Yes

Balance Transfer

No

Cashback

Main Benefits

  • Get rewarded for your local and international spend.
  • Enjoy 25% discount on select dining restaurants.
  • ADIB Rewards program gives you the flexibility and freedom to redeem your points for shopping vouchers.
  • Access to Airport lounges across MENA/GCC region.
  • Avail all PricelessArabia offers
  • You can redeem your rewards point for Club apparel gift card.
  • Get facilities such as roadside assistance.
  • Get rewarded for your local and international spend.
  • Redeem points earned for free flights, shopping vouchers and club apparel gifts.
  • You can earn 1 reward point for 1 AED on domestic spend and 2 reward points for every 1 AED on international spend.
  • You can redeem 10,000 points when you shop for AED 50 and 100,000 points for every AED 100 spent on shopping.

Frequently Asked Questions

Q. Do local and International spend give you the same rewards?

A. No, you have different rewards for different spendings on this card.

Q. How can I redeem my points for Airline Tickets?

A. Yes, you can redeem by calling on 600 543216 to redeem your points for airline tickets.

Q. In what all airports can I access the complimentary lounges?

A. You can access airport lounges in Egypt, Jordan, Kuwait, Saudi Arabia and UAE.

Q. What is Credit rating?

A. Credit rating is your record of all the previous financial dealings with credit loans and other products. Any late or missed payments of your credit product can lead to a bad credit rating. There is a score given for every credit rating.

Q. Can I use my Credit card abroad?

A. Yes, you can use your credit card abroad with the same restrictions as your home country. You have to pay a foreign transaction fee every time you use your credit card in a foreign country.

Q. Can I take more than 4 supplementary cards?

A. Yes you can, but for every card more than 4 cards you might be asked to pay a fee of AED 250