Last Updated on 20 March 2020

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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Al Hilal Bank Smart Covered Card-Free for Life Gold

Al Hilal Bank Bank

WarningMessage This product is discontinued by the Bank

Smart Covered Card-Free for Life Gold

Al Hilal Bank Smart Covered Card-Free for Life Gold
Profit Rate

2.65%

Minimum Salary

AED 8K

Fx Rate

2.75%

Annual Fee

AED 0

Balance Transfer

No

Cashback

No

Al Hilal Bank Smart Covered Card-Free for Life Gold
interest rate

2.65%

Profit Rate

min salary

AED 8K

Minimum Salary

fx rate

2.75%

Fx Rate

annual fee

AED 0

Annual Fee

bal transfer

No

Balance Transfer

cashback

No

Cashback

Features

  • There is no annual fee on this card
  • Instant cash is available
  • The foreign currency rate applicable on overseas transactions is 2.75%
  • Up to 55 days of profit rate free period
  • You require a minimum salary of AED 8000 per month to be eligible for this card with salary transfer. If you don’t transfer your salary, the minimum salary requirement is AED 10,000.
  • No Balance Transfer facility available
  • There is no annual fee on this card

Main Benefits

  • This card is free for life
  • Fixed profit rate for the entire duration
  • Get facilities such as emergency medical services, emergency cash and card replacement, instant cash withdrawal and free supplementary cards
  • There is no cashback.
  • No reward program is available.
  • No air miles reward program.
  • None

Rewards

  • None

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