Last Updated on 18 March 2020

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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Dubai Islamic Bank Al Islami Classic Credit Card

Dubai Islamic Bank Bank

WarningMessage This product is discontinued by the Bank

Al Islami Classic Credit Card

Dubai Islamic Bank Al Islami Classic Credit Card
Minimum Salary

AED 5K

Fx Rate

1.95%

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

No

Dubai Islamic Bank Al Islami Classic Credit Card
min salary

AED 5K

Minimum Salary

fx rate

1.95%

Fx Rate

annual fee

AED 0

Annual Fee

bal transfer

Yes

Balance Transfer

cashback

No

Cashback

Features

  • This card is an Islamic card.
  • This card caters to your unique finance needs.
  • This card comes with modern day privileges and worldwide acceptance.
  • This card is an interest free card.
  • There is a 80% cash advance limit with this card.
  • The Forex rate stands at 1.95% for this card.
  • You get a repayment period of 20 days with this card.
  • There is a requirement of minimum salary of AED 5000 with this card.
  • There is a monthly fee of AED 195.

Main Benefits

  • This card comes with no profit rate or any monthly fee.
  • You can facilities like travel desk and travel insurance.
  • Avail purchase protection with this card.
  • You get roadside assistance with this card as and when needed.
  • You also get personal accident insurance with this card.
  • This card is accepted at 27 million outlets worldwide.
  • You can make utility bill payments like DEWA, SEWA, FEWA, Etisalat ,Salik, DU and Club Apparel.
  • You can save up to 0.5% on utility bills, which can be redeemed.
  • You can redeem Wala's Dirhams for flight and hotel bookings, electronics and appliances.

Rewards

  • You can redeem Wala's Dirhams for flight and hotel bookings, electronics and appliances.

Frequently Asked Questions

⭐ Can I redeem my reward points for any air miles?

A. Yes, you can redeem your reward points for flights.

⭐ What is Takaful?

A. Takaful refers to Credit shield protection.

⭐ What are the charges to avail credit shield?

A. You will have to pay 0.95% of outstanding amount.

⭐ What is the cash advance limit of this card?

A. The cash advance limit for this card is 80%

⭐ Is there a minimum spend requirement to avail cash advance facility?

A. There is no minimum spend requirement, but you need to pay an amount of AED 90 to withdraw cash.

   Get in touch with Dubai Islamic Bank Customer Care

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