Last Updated on 18 March 2023

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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Emirates Islamic Emarati Credit Card

Emirates Islamic Bank

Emarati Credit Card

Emirates Islamic Emarati Credit Card
Profit Rate

3.39%

Minimum Salary

AED 12K

Fx Rate

1.84%

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

No

Emirates Islamic Emarati Credit Card
interest rate

3.39%

Profit Rate

min salary

AED 12K

Minimum Salary

fx rate

1.84%

Fx Rate

annual fee

AED 0

Annual Fee

bal transfer

Yes

Balance Transfer

cashback

No

Cashback

View details on bank page

Features

  • Sign up bonus is provided
  • High travel benefits are provided
  • No annual fees on the credit card

Main Benefits

  • 10000 EI SmartMiles are provided as signing up offer
  • Get 2.5 - 3.75 SmartMiles on every purchase made in and out UAE
  • Can redeem SmartMiles for travel and hotel bookings
  • Get twice valet parking free in a month
  • Can avail travel insurance for free
  • Up to 2 “Buy 1 Get 1” complimentary movie tickets each month, any day of the week.
  • Get a 15% discount on Emaar Entertainment Attractions.
  • Get complimentary access to Dubai Ladies Club.
  • Get complimentary airport lounge access to around 1000 airports in the world.
  • Exchange your EI Smart Miles from our partners’ loyalty programmes with Etihad Guest, Emirates Skywards, Etisalat Smiles, Upoints By Emaar, Avios with Qatar Airways Privilege Club and InterMiles.
  • 10,000 EI SmartMiles = 1,500 Etihad Guest Miles
  • 20,000 EI SmartMiles = 4,000 InterMiles .
  • 10,000 EI SmartMiles = 1,000 Emirates Skywards Miles
  • 10,000 EI SmartMiles = 1,750 Avios
  • 6,500 EI SmartMiles = 1,000 Upoints By Emaar
  • 7,500 EI SmartMiles = 5,000 Etisalat Smiles
  • Skywards Miles are earned on every usage of the card

   Get in touch with Emirates Islamic Customer Care

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