Last Updated on 23 January 2023

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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Emirates Islamic RTA Platinum Card

Emirates Islamic Bank

RTA Platinum Card

Emirates Islamic RTA Platinum Card
Profit Rate

3.49%

Minimum Salary

AED 5K

Fx Rate

2.34%

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

Yes

Emirates Islamic RTA Platinum Card
interest rate

3.49%

Profit Rate

min salary

AED 5K

Minimum Salary

fx rate

2.34%

Fx Rate

annual fee

AED 0

Annual Fee

bal transfer

Yes

Balance Transfer

cashback

Yes

Cashback

View details on bank page

Features

  • Make fare payments on the RTA Transit network and Parking Meters.
  • The Nol Chip and Credit Card Account on your Card are separate. They are securely linked for top-ups only as authorised by you.
  • Card comes with convenient topup options to recharge your linked Nol Chip.
  • provides the most convenient option for Salik Auto top up.
  • This is an Islamic card.
  • Get credit shield and cash advance this card.
  • Receive flexible payment options.
  • Receive various shopping points with this card.
  • The Forex rate stands at 2.34%
  • The profit rate stands at 3.49%
  • You need a minimum salary of AED 5000.
  • Balance transfer facility is available at a rate of 1% for 3 months and 2% for 6 months.
  • There is no annual fee for this card.
  • There is a monthly fee charged which ranges from AED 225 to AED 1600 depending upon the credit limit

Main Benefits

  • Avail purchase protection and travel insurance.
  • Purchase protection and extended warranty.
  • Emergency medical and legal referral service.
  • Emergency cash and card replacement.
  • Get a 15% discount on Emaar Entertainment Attractions.
  • Get fabulous shopping discounts at partner outlets.
  • Up to 2 “Buy 1 Get 1” complimentary REEL movie tickets each month, any day of the week.
  • 10% cash back on fuel spends.
  • 10% cash back on RTA transport payments.
  • 2.25% cash back on international spends.
  • 1.25% cash back on all other spends

Frequently Asked Questions

⭐ Does this card provide any Islamic finance?

A. Yes, this card provides Islamic finance.

⭐ How do I redeem my cashback?

A. Cash back points can be redeemed by calling us on 600 599 995 when there is a minimum of 100 Cashback points on your Card account.

⭐ Do RTA cashpoints expire after a point of time?

A. Yes, they expire after 2 years from the date of earning.

⭐ What are the transactions do not classify for cashback?

A. Transactions like balance transfer, cash withdrawals, easy payment plans, cash and advances, fees and charges, credit card payments and merchant refunds do not classify for cashback.

⭐ What are easy payment plans?

A. With this plan you can shop to your heart's content with 0% easy payment plans.

   Get in touch with Emirates Islamic Customer Care

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