Last Updated on 11 January 2023

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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Emirates NBD Go4it Gold Card

Emirates NBD Bank

Go4it Gold Card

Emirates NBD Go4it Gold Card
Interest Rate

3.25%

Minimum Salary

AED 5K

Fx Rate

1.84%

Annual Fee

AED 103.95

Balance Transfer

Yes

Cashback

No

Emirates NBD Go4it Gold Card
interest rate

3.25%

Interest Rate

min salary

AED 5K

Minimum Salary

fx rate

1.84%

Fx Rate

annual fee

AED 103.95

Annual Fee

bal transfer

Yes

Balance Transfer

cashback

No

Cashback

View details on bank page

Features

  • Emirates NBD Credit Card gives you the flexibility to pay as little as 5% of the outstanding balance each month, and carry forward the balance to the next statement.
  • Enjoy instant cash option up to 50%.
  • Protect plus insurance.
  • Avail The Emirates NBD Installment plan.
  • SMS Alerts, 24/7 assistance and online service.
  • The Forex rate stands at 1.84%
  • You get an interest free period of 55 days.
  • You need to do a minimum payment of 5% or AED 100, whichever is more.
  • Minimum salary required for this card is AED 5000
  • You can transfer your balance to this at the rate of 0.8% with a choice of 3 to 36 months.
  • The annual fee of this card is AED 103.95

Main Benefits

  • As the Go4it Primary Cardholder, you are entitled to complimentary Life Insurance cover of AED 75,000.
  • The Go4it Card provides a unique protection plan in the form of "Lifestyle Protector Insurance" in case of any eventuality.
  • Up to 30% at over 2,000 restaurants across the UAE , Middle East and Europe.
  • Free rides on Dubai Ferry.
  • Get 3% discount on air tickets and up to 10% discount on holiday packages through the Emirates NBD Travel Desk.
  • Savings of up to AED 6,000 across dining, shopping and lifestyle with Emirates NBD Go4it Card Voucher booklet.
  • Emirates NBD Credit Card offers the New Credit Shield Pro feature includes
    - 0.99% on monthly fee on outstanding balance
    - Each cardholder can get decease cover up to AED 300,000
    - In case of hospitalization get AED 100 pay out per day. T&Cs apply
  • By spending AED 400 you can earn 1 plus point on weekdays.
  • Earn. 5 Plus Points for every AED 400 spend on weekends.

Frequently Asked Questions

⭐ How do I avail of the RTA Monthly Pass?

A. The Go4it Gold Card is enabled for activating any of the RTA discounted products on the Card. To purchase and activate any of the products, please visit the RTA ticket office at any of the Metro stations. You will need to provide supporting documents as per RTA terms and conditions.The RTA Monthly Pass cannot be availed of on the Go4it Platinum Card since they are not available for Gold class cabin on the Metro.

⭐ How do I request a replacement Card in case my existing Card is lost or damaged?

A. In case of loss or damage of Card, you may request for a replacement Go4it Card by calling the Emirates NBD customer service helpline +971 600 54 0000. In case of reporting a loss of your Go4it Card, the Card is blocked with immediate effect to safeguard you from any misuse of your 'Credit Card'. The 'Nol Tag ID' linked to your Go4it Card is also reported to RTA for blocking to prevent any misuse.

⭐ Do I need to request for activation of Auto top up again in case of Card replacement?

A. The Nol and Salik Auto top up status remain unchanged on Card replacement and therefore you need not request for them again. However, in case the Nol Auto top up feature was previously inactive, you may request for activating the same prior to Card replacement. Please note for enabling the Nol Auto top up option the Card needs to be replaced. A new Card is issued with the Auto top up feature activated. Salik Auto top up facility can be activated without the need for replacing the Card.

⭐ How do I make payments towards top up transactions (Manual or Auto) done on my Go4it Card?

A. All Manual or Auto top up transactions made on your Go4it Card are included in your Go4it Card's monthly statement. You may make a payment towards your Go4it Credit Card statement through various flexible payment options.

⭐ I have opted for the Auto top up facility. What happens in case limit is insufficient when the Auto top up is initiated on my Go4it Credit Card?

A. We have designed the Go4it Credit Card to provide you utmost convenience! The Auto top up request is initiated and completed even if credit limit is insufficient on your Go4it Credit Card. Since such a situation will take your card usage over the assigned limit, you will incur the Over Limit Fee on your Go4it Credit Card as stated in Credit Card Service and Price Guide.

   Get in touch with Emirates NBD Customer Care

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