Last Updated on 23 August 2023

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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Emirates NBD Platinum Credit Card

Emirates NBD Bank

Platinum Credit Card

Emirates NBD Platinum Credit Card
Interest Rate

3.25%

Minimum Salary

AED 12K

Fx Rate

1.99%

Annual Fee

AED 735

Balance Transfer

Yes

Cashback

Yes

Emirates NBD Platinum Credit Card
interest rate

3.25%

Interest Rate

min salary

AED 12K

Minimum Salary

fx rate

1.99%

Fx Rate

annual fee

AED 735

Annual Fee

bal transfer

Yes

Balance Transfer

cashback

Yes

Cashback

View details on bank page

Features

  • Emirates NBD Credit Card gives you the flexibility to pay as little as 5% of the outstanding balance each month, and carry forward the balance to the next statement.
  • Enjoy instant cash option up to 50%.
  • Protect plus insurance.
  • The Emirates NBD Installment plan.
  • Utility bill payments only in UAE.
  • Forex rate stands at 1.99%
  • You get an interest free period of 55 days.
  • You need to pay a minimum amount of 5% or AED 100.
  • You need a minimum salary of AED 12,000
  • You can balance your transfer at the rate of 0.8% with a choice of 3 to 36 months.
  • There is an annual fee of AED 735.

Main Benefits

  • Complimentary access to over 10 VIP lounges in UAE, KSA, Jordan, Kuwait and Egypt.
  • Access to business facilities-email, Internet, phones, fax machines, and conference space in some lounges.
  • Enjoy 30% off on your Cleartrip travel booking.
  • Mastercard buy one get one free offers.
  • Reebonz Online Shopping Privileges.
  • 15% off any order when you shop online with MarkaVIP across Saudi Arabia, UAE, Jordan, Lebanon, Qatar, Kuwait, Oman and Bahrain.
  • MYUS Premium Shipping Discounts.
  • MasterCard Platinum offers strong insurance benefits that are valuable to cardholders of this segment.
  • For every AED 100 retail spend on your card, you will earn 2 Plus Points.
  • Concierge Desk.
  • Complimentary Valet Parking Service.
  • You can enjoy complimentary golf at five golf courses across UAE.
  • Up to 30% at over 2,000 restaurants across the UAE , Middle East and Europe.
  • Emirates NBD Credit Card offers the New Credit Shield Pro feature includes
    - 0.99% on monthly fee on outstanding balance
    - Each cardholder can get decease cover up to AED 300,000
    - In case of hospitalization get AED 100 pay out per day. T&Cs apply
    - Can get job loss cover up to AED 60,000 up to 1 year or re-employment
    With Emirates NBD Visa Platinum Credit Card, you could earn 1728 plus points per year
  • Enjoy cashless payments using your smartphone or smart watch
  • Shop to your heart content and payback in small amounts without any interest charges
  • Get great discounts on dining with easy installment plans and cash on card
  • Get travel benefits with discounts from 15 % to 30 % on hotels and resorts
  • Get shopping discounts at 15% at giving the movement and Ferns and petals
  • Get 0% installment discounts
  • Spending at Al Rostamani travels you can enjoy 6 on purchases above AED 1500/- and above or 12 months 0% Installment on purchase above AED 5000/-. Offer is valid until 31 December 2099
  • Enjoy with Emirates Holidays at 3, 6 or 12 months 0% Installment on purchase of AED 500 and above- Offer is valid until 31 December 2099
  • Spending Perfect Doctor Clinic you can enjoy 6 months 0% Installment on purchase of AED 1000/- and above
  • Spending at Dubai municipality you can enjoy 3, 6 or 12 months 0% Installment
  • You can earn up to 1.5 Plus Points for every AED 100 spend.
  • You can redeem points for vouchers from popular merchants,cashback or annual fee waiver and frequent flyer miles.

Frequently Asked Questions

⭐ What all services does Complimentary lounge service include?

A. You can access to business facilities—email, Internet, phones, fax machines, and conference space in some lounges andComplimentary refreshments and snacks

⭐ What are the interest rates to pay outstanding balance of the card?

A. You can choose to pay 5%, 10%, 25%, 50% or 100% of your card outstanding balance every month.

⭐ Is there a minimum required spend to avail complimentary airport lounge service?

A. You are required to spend AED 5000 in average in the last three months to avail this service.

⭐ Can I apply for a credit card if my company is not listed with you?

A. Yes, you can. Listing your company is not a mandatory requirement to be eligible for a credit card. However, we do recommend that companies get listed, as this impacts approval rate, credit limit and also documentation requirements.

⭐ Which restaurants are on the list of Bon Appetite offer?

A. To know more about the restaurants in the list, visit NBD Card Privileges

   Get in touch with Emirates NBD Customer Care

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