NBAD GEMS MasterCard Credit Card

Zero Balance Free account
nbad Bank

WarningMessage This product is valid by the Bank

Interest Rate

3.25%

Minimum Salary

AED 5K

Fx Rate

2.75%

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

Yes

3.25%

Interest Rate

AED 5K

Minimum Salary

2.75%

Fx Rate

AED 0

Annual Fee

Yes

Balance Transfer

Yes

Cashback

Main Benefits

  • Can get 7% off on GEMS school fees paid using GEMS MasterCard Credit Card
  • Can pay GEMS school fees on 0% EPP
  • Visit any Fitness First club in UAE and pay only AED 30 on each visit(4 visits per month)
  • Can get movies tickets for AED 20(Weekends) and AED 10(Weekdays) at Cine Royal, Oscar Cinemas, and Reel Cinemas
  • Get complimentary airport lounge access
  • Get free Meet and Greet services at the airports
  • Get Airport transfer facilities for free on your next travel
  • Exclusive discounts at most popular venues in UAE like Ski Dubai, Magic Planet, Dreamland AquaPark etc.,
  • Provides education protection cover for the child
  • Free travel insurance cover
  • Get NBAD stars on every usage of the card
  • Earn 1-1.75 NBAD Stars on every dirham spent on local or international purchases

Frequently Asked Questions

Q. Can I get discount at fitness clubs every time?

A. You can get 4 visits per month on the discounted price at Fitness First clubs.

Q. What is the requirement to avail movie benefits?

A. To avail movie discounts you need to spend minimum AED 2000 on your card.

Q. How many airport transfer services I can avail?

A. Can get 2 free airport transfer facilities per annum.

Q. Should I inform in prior to avail the Meet and Greet at airport service?

A. Yes, to avail Meet and Greet at the airport, you need to inform the NBAD customer care at least 48 hours before the flight.

Q. Should I inform in prior to avail airport lounge service?

A. No, to access airport lounge there is no prior booking required.

Q. For how many months can I take 0% EPP?

A. The 0% EPP is available for up to 12 months.

Q. How to get 0% EPP on school fees paid?

A. Just SMS “EPP” from the registered mobile number to 2050 to request for EPP on school fees.

Q. When can I send the SMS to convert my school fees payment to EPP?

A. You can SMS any time within 45 days of the payment made at the school.

Q. What is the maximum amount the education protection coverage covers?

A. Education Protection covers up to AED 500,000.