Last Updated on 19 March 2019

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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NBAD Gold Visa Card

NBAD Bank

WarningMessage This product is discontinued by the Bank

Gold Visa Card

NBAD Gold Visa Card
Interest Rate

3.25%

Minimum Salary

AED 5K

Fx Rate

2.75%

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

No

NBAD Gold Visa Card
interest rate

3.25%

Interest Rate

min salary

AED 5K

Minimum Salary

fx rate

2.75%

Fx Rate

annual fee

AED 0

Annual Fee

bal transfer

Yes

Balance Transfer

cashback

No

Cashback

Features

  • High credit limit
  • The card is provided at an interest rate of 3.25% per month
  • A minimum salary of AED 5000 is required
  • Zero annual fees

Main Benefits

  • Can pay interest rate after 56 days of activation of the card
  • Can use the card worldwide
  • Get a message each time you use for NBAD Gold Visa credit card
  • Can get medical and travel assistance even during an international travel
  • Can get a home insurance at lowest rates
  • Provides NBAD Stars on every dirham spent
  • Get 0.5 NBAD stars on every 1 dirham spent in UAE
  • Get 1.25 NBAD Stars on every dirham spent on international purchases

Rewards

  • Get 0.5 NBAD stars on every 1 dirham spent in UAE
  • Get 1.25 NBAD Stars on every dirham spent on international purchases

Frequently Asked Questions

⭐ Can I use my NBAD Gold Visa card on international purchases?

A. Yes, you can use your NBAD Gold Visa card on international purchases too.

⭐ When do I pay the interest rate?

A. If you delay the monthly payments then the interest rate will be added to the payments.

⭐ Can I skip any interest payments?

A. Yes, for the first 56 days after the card is activated you can skip your interest payments.

⭐ Is it mandatory to get a supplementary credit card?

A. No, getting a supplementary card is not mandatory.

⭐ Do I get a message even if I use my credit card outside UAE?

A. Yes, even if you use your credit card outside UAE, you get notified through an SMS.

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