Last Updated on 19 March 2019

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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NBAD Spirit of the Union Platinum MasterCard

NBAD Bank

WarningMessage This product is discontinued by the Bank

Spirit of the Union Platinum MasterCard

NBAD Spirit of the Union Platinum MasterCard
Interest Rate

3.25%

Minimum Salary

AED 10K

Fx Rate

2.75%

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

No

NBAD Spirit of the Union Platinum MasterCard
interest rate

3.25%

Interest Rate

min salary

AED 10K

Minimum Salary

fx rate

2.75%

Fx Rate

annual fee

AED 0

Annual Fee

bal transfer

Yes

Balance Transfer

cashback

No

Cashback

Features

  • Access to fitness clubs
  • Discounts on movie tickets
  • Free credit card
  • Interest rate of 3.25% is charged on monthly payments delay
  • Minimum salary of AED 10,000 is required

Main Benefits

  • Visit any Fitness First clubs by paying only AED 30 on each visit
  • Watch latest movies at Reel Cinemas, Cine Royal and Oscar Cinemas for AED 10(On weekdays) and AED 20(On weekends)
  • Get 50% off at VOX Cinemas on tickets bought online using NBAD Spirit of the Union Platinum MasterCard
  • Get complimentary airport transfer facilities
  • Avail Meet and Greet service at Dubai and Abu Dhabi airport
  • Access to VIP airport lounges globally
  • Exclusive discounts at selected dining, shopping venues in UAE
  • Free travel insurance cover on tickets booked using NBAD Spirit of the Union Platinum MasterCard
  • Can get 1 NBAD star on 1 AED on local purchases and 1.75 NBAD Stars on 1 AED spent on international purchases

Rewards

  • Can get 1 NBAD star on 1 AED on local purchases and 1.75 NBAD Stars on 1 AED spent on international purchases

Frequently Asked Questions

⭐ Is the credit shield provided on the card?

A. Yes, Credit shield is provided on the NBAD Spirit of the Union Platinum MasterCard.

⭐ What are the charges for credit shield?

A. 0.99% of the outstanding balance is charged on Credit shield.

⭐ Is getting a credit shield mandatory?

A. Yes, credit shield helps under unforeseen circumstances, so it is mandatory.

⭐ Can I avail movie tickets benefits at any Cinemas?

A. No, movies tickets offers are provided only at Reel Cinemas, Cine Royal, Oscar Cinemas and VOX Cinemas.

⭐ Apart from miles or shopping where can I redeem my NBAD stars?

A. You can redeem your stars for the Stars card.

⭐ How can I use the Stars card?

A. You can make payments using the Stars card like any other Visa card.

⭐ Where can I redeem NBAD stars?

A. You can redeem it by visiting NBAD Stars Portal.

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