Credit Bureau Consent, Welcome Offer & General Terms & Conditions
I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.
ADCB Mortgage Loan for Self Employed UAE Nationals
This product is discontinued by the Bank
Mortgage Loan for Self Employed UAE Nationals
Features
- Finance is offered for ready and under construction properties
- Minimum age of 21 years is required
- Minimum salary of AED 10,000 is required
- The mortgage loan is provided at an interest rate of 5.25%
- The reduction rate and the flat rate is 5.25% and 2.89%. This denotes that the computation done was a division of the reduction rate by 1.816.
- Finance up to AED 10,000,000
- The processing fee is charged 1% to the home loan applicant
- Required to put 30% down payment for this finance
- The early settlement fee is 1% of the outstanding amount to date
Benefits
- With ADCB you get awarded 200 Touchpoints for every AED 1,000 of the loan amount, up to a maximum of 500,000 Touchpoints
- Free e-Statement
- Experienced and dedicated relationship manager to guide you through the entire application process
- Free Phone banking and Internet Banking services will be available
- Make higher monthly deposits to reduce interest rates and loan tenure
- Finance repayment period of up to 25 years
- No salary transfer is required
- Free Cheque Book will be delivered to your doorstep
- Approval of loans are quick
- Preferential and flexible terms for UAE Nationals
ADCB
Abu Dhabi Commercial Bank (ADCB), features in the Forbes list of top 1000 biggest public companies. It provides retail, commercial, Islamic banking and other financial services to people. Founded in 1985 and headquartered in Abu Dhabi, UAE, the bank operates on five strategic pillars:
- UAE-centric approach with controlled internationalization
- Sustainability through growth of liabilities
- Culture of efficiency and service excellence
- Follow a pre-defined risk strategy
- Focuses on staff
ADCB offers three categories of services:
- Aspire
- Privilege Club
- Excellency
The services and charges vary depending on the category in which you choose to bank with them.
Get in touch with ADCB Customer Care