Last Updated on 12 June 2023

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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ADIB Current account

ADIB Bank

Current account

Min Balance to Maintain

AED 3K

Monthly Fee

AED 0

Annual Fee

AED 0

Minimum Salary

AED 8K

Relationship Manager

No

Yes

ADIB
min balance

AED 3K

Min Balance to Maintain

monthly fee

AED 0

Monthly Fee

annual fee

AED 0

Annual Fee

min salary

AED 8K

Minimum Salary

relationship manager

No

Relationship Manager

Yes

Currency Account

View details on bank page

Features

  • ADIB salary account comes with a free-electron Visa debit card.
  • You can have an instant overdraft facility with this account, by transferring a minimum salary of AED 8000.
  • This account comes with standing instructions.
  • You can avail 24 hours banking services with this account.
  • There is no profit rate on the ADIB salary account.
  • ADIB Salary Cashback Offer - Get a one-time bonus of 50% of your monthly salary back when you transfer your finance (personal or home finance) and salary to ADIB. Also, Get one of the ADIB Covered Cards, such as Emirates Skywards, Etihad Guest, Etisalat Gold, Platinum & Signature, or Cashback cards. T&Cs Apply. The offer is valid up until 31st July 2023.
  • There is no monthly fee on this account.
  • This account can be opened in AED, USD, GBR and EUR.

Main Benefits

  • You can avail your monthly account statements, via postal mail.
  • You can shop safely online, with ADIB websecure.
  • Get free e-statements in your mailbox at no cost.
  • Avail ADIB phone banking, SMS banking and internet banking with this account.
  • Get unlimited teller transactions at over 80 branches across the UAE.
  • Ease your tensions with ADIB mobile banking app.
  • Can be a part of ADIB salary bonus program on transferring the salary to ADIB account
  • ADIB salary bonus program: Free first online local or international transfer per month, eligible for lucky draw to win 24 times of salary, eligible for monthly lucky draws.

Frequently Asked Questions

⭐ How is this account Shariah compliant?

A. This account is based on the Islamic principle of Qard Hasan - where your deposits are considered as a non-profit bearing loan to ADIB. The bank will be obliged to return the lent amount at any time upon the request of the customer.​​​​​​​​​​​​​​​​​​

⭐How does ADIB mobile app, help in easy transactions?

A. ADIB mobile app helps in easy transactions in the following ways:
​Send money in the UAE and abroad.
Pay bills
Recharge phone and Salik credit.
Navigate to our nearest branch or ATM.
Check balances and statements.
Apply for financing and so much more.

⭐ What are standing instructions?

A. Standing instructions help manage your time by automatical​ly making payments for regular transactions (such as bill payments, transfers, donations or installments) on your chosen dates.

⭐ How do I use SMS Banking?

A. You can call on 600 543216, and select your language and dial zero. One of the ADIB’s agent will help you subscribe to SMS banking for free.

⭐ How do I check my balance of this account?

A. To check your account balance, SMS ‘BAL’ to 2400​.

ADIB

ADIB is a Public Joint Stock company and is one of the largest banks in the UAE region. Its values include transparency in services, an atmosphere of hospitality and tolerance followed by nature of simplicity and sensibility.

ADIB stands as one of the best banks of UAE by carrying out all the transactions, contracts and services by abiding Ismalic Shari'a principles.

   Get in touch with ADIB Customer Care

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