Check Eligibility for ADCB
Home Loan

You are eligible to apply for a ADCB
Home Loan .

You may not be eligible * to apply.

* Minimum salary AED 8000 required to apply for a ADCB Home Loan .

Click here to check loans from other banks.

ADCB Home Loan Calculator

Home Loan Provided By ADCB

Check Eligibility for ADCB Home Loan

You are eligible to apply for a ADCB
Home Loan .

You may not be eligible * to apply.

* Minimum salary AED 8000 required to apply for a ADCB Home Loan .

Click here to check loans from other banks.

ADCB Home Loan Calculator

Zero Balance Free account

Eligibility Criteria of ADCB Home Loan

Abu Dhabi Commercial Bank (ADCB), features in the Forbes list of top 1000 biggest public companies. It provides retail, commercial, Islamic banking and other financial services to people. Founded in 1985 and headquartered in Abu Dhabi, UAE, the bank operates on five strategic pillars:

  • UAE-centric approach with controlled internationalization
  • Sustainability through growth of liabilities
  • Culture of efficiency and service excellence
  • Follow a pre-defined risk strategy
  • Focus on staff

ADCB offers three categories of services:

  • Aspire
  • Privilege Club
  • Excellency

The services and charges vary depending on the category in which you choose to bank with them.

Calculate your ADCB home loan EMI using Home loan EMI calculator

ADCB Home Loan Interest rates

adcb Bank

6 Home Loans Provided By ADCB

Home Finance for Salaried UAE National

Minimum Salary

AED 8K

Flat Rate

1.79%

Reducing Rate

3.25%

Loan Amount

AED 15000K

Early Settlement Fee

1%

Arrangement Fee

1%

Down Payment

20%

Repayments Up To

25 Years

AED 8K

Minimum Salary

1.79%

Flat Rate

3.25%

Reducing Rate

AED 15000K

Loan Amount

1%

Early Settlement Fee

1%

Arrangement Fee

20%

Down Payment

25 Years

Repayments Up To

Home Finance for Expats

Minimum Salary

AED 15K

Flat Rate

1.79%

Reducing Rate

3.25%

Loan Amount

AED 15000K

Early Settlement Fee

1%

Arrangement Fee

1%

Down Payment

25%

Repayments Up To

25 Years

AED 15K

Minimum Salary

1.79%

Flat Rate

3.25%

Reducing Rate

AED 15000K

Loan Amount

1%

Early Settlement Fee

1%

Arrangement Fee

25%

Down Payment

25 Years

Repayments Up To

Advantages

  • Salary transfer is not required
  • Free cheque book
  • Touchpoints are offered

Advantages

  • Salary transfer is not required
  • Free cheque book
  • Touchpoints are offered
Mortgage for UAE National

Minimum Salary

AED 8K

Flat Rate

2.75%

Reducing Rate

4.99%

Loan Amount

AED 10000K

Early Settlement Fee

1%

Arrangement Fee

1%

Down Payment

20%

Repayments Up To

25 Years

AED 8K

Minimum Salary

2.75%

Flat Rate

4.99%

Reducing Rate

AED 10000K

Loan Amount

1%

Early Settlement Fee

1%

Arrangement Fee

20%

Down Payment

25 Years

Repayments Up To

Advantages

  • Free cheque book
  • No salary transfer
  • Quick approval

Advantages

  • Free cheque book
  • No salary transfer
  • Quick approval
Mortgage for Expats

Minimum Salary

AED 15K

Flat Rate

2.75%

Reducing Rate

4.99%

Loan Amount

AED 10000K

Early Settlement Fee

1%

Arrangement Fee

1%

Down Payment

25%

Repayments Up To

25 Years

AED 15K

Minimum Salary

2.75%

Flat Rate

4.99%

Reducing Rate

AED 10000K

Loan Amount

1%

Early Settlement Fee

1%

Arrangement Fee

25%

Down Payment

25 Years

Repayments Up To

Advantages

  • No salary transfer
  • Touchpoints are offered
  • Internet and phone banking services are provided

Advantages

  • No salary transfer
  • Touchpoints are offered
  • Internet and phone banking services are provided
Mortgage Loan for Self Employed UAE Nationals

Minimum Salary

AED 10K

Flat Rate

2.89%

Reducing Rate

5.25%

Loan Amount

AED 10000K

Early Settlement Fee

1%

Arrangement Fee

1%

Down Payment

30%

Repayments Up To

25 Years

AED 10K

Minimum Salary

2.89%

Flat Rate

5.25%

Reducing Rate

AED 10000K

Loan Amount

1%

Early Settlement Fee

1%

Arrangement Fee

30%

Down Payment

25 Years

Repayments Up To

Mortgage Loan for Self Employed Expats

Minimum Salary

AED 20K

Flat Rate

2.89%

Reducing Rate

5.25%

Loan Amount

AED 10000K

Early Settlement Fee

1%

Arrangement Fee

1%

Down Payment

30%

Repayments Up To

25 Years

AED 20K

Minimum Salary

2.89%

Flat Rate

5.25%

Reducing Rate

AED 10000K

Loan Amount

1%

Early Settlement Fee

1%

Arrangement Fee

30%

Down Payment

25 Years

Repayments Up To

About ADCB

Abu Dhabi Commercial Bank (ADCB), features in the Forbes list of top 1000 biggest public companies. It provides retail, commercial, Islamic banking and other financial services to people. Founded in 1985 and headquartered in Abu Dhabi, UAE, the bank operates on five strategic pillars:

  • UAE-centric approach with controlled internationalization
  • Sustainability through growth of liabilities
  • Culture of efficiency and service excellence
  • Follow a pre-defined risk strategy
  • Focuses on staff

ADCB offers three categories of services:

  • Aspire
  • Privilege Club
  • Excellency

The services and charges vary depending on the category in which you choose to bank with them.