Check Eligibility for NBAD
Home Loan

You are eligible to apply for a NBAD
Home Loan .

You may not be eligible * to apply.

* Minimum salary AED 15000 required to apply for a NBAD Home Loan .

Click here to check loans from other banks.

NBAD Home Loan Calculator

Home Loan Provided By NBAD

Check Eligibility for NBAD Home Loan

You are eligible to apply for a NBAD
Home Loan .

You may not be eligible * to apply.

* Minimum salary AED 15000 required to apply for a NBAD Home Loan .

Click here to check loans from other banks.

NBAD Home Loan Calculator

Zero Balance Free account

Features of NBAD Home Loan

The bank provides home loans on the form of a mortgage to UAE nationals as well as expats and non-residents.

NBAD Etihad Guest Mortgage Loan

  • 1,000 Miles for every AED 50,000 loan amount*
  • Flexible repayment options from salary or rental
  • Loan up to AED 15 million with interest rates from 3.45% p.a. on new loans**
  • Financing for properties across the UAE*
  • Free property evaluation*
  • Salary transfer not required

Mortgage Loans from a Developer

  • LTV up to 80% for UAE nationals(Up to 75% for expats)
  • High loan values (Up to AED 20 million)
  • Repayment terms of up to 25 years
  • Repay through your salary or rental income
  • Financing for properties across UAE
  • Interest rate from 2.94% p.a. on new loans

Mortgage Loans from an Individual

  • LTV up to 80% for UAE nationals(Up to 75% for expats)
  • High loan values (Up to AED 20 million)
  • Repayment terms of up to 25 years
  • Repay through your salary or rental income
  • Financing for properties across UAE
  • Interest rate from 2.94% p.a. on new loans

Documents Required of NBAD Home Loan

NBAD Etihad Guest Mortgage Loan

  • Liability Letter
  • Bank Statement
  • Property Details (All documents related to property in question including any clearance certificates, as applicable)
  • Salary Transfer Letter or Salary Certificate(For Salaried)
  • Copy of valid Passport / Visa / Emirates ID(Along with originals for verification, Emirates ID is needed for Nationals only)

Mortgage Loans from a Developer

  • Bank statement
  • Property details
  • Salary transfer letter or salary certificate (For Salaried)
  • Business ownership documents (Self-Employed)
  • Copy of valid Passport / Visa / Emirates ID(Along with originals for verification, Emirates ID is needed for Nationals only)

Mortgage Loans from an Individual

  • Bank statement
  • Property details
  • Salary transfer letter or salary certificate (For Salaried)
  • Memorandum of understanding
  • Business ownership documents (Self-Employed)
  • Copy of valid Passport / Visa / Emirates ID(Along with originals for verification, Emirates ID is needed for Nationals only)

Note: The bank may ask for more documentation if necessary. Please contact the bank for further clarification.

NBAD Home Loan Interest rates

nbad Bank

1 Home Loans Provided By NBAD

Mortgage Loans

Minimum Salary

AED 15K

Flat Rate

1.62%

Reducing Rate

2.94%

Loan Amount

AED 20000K

Early Settlement Fee

1%

Arrangement Fee

1%

Down Payment

20%

Repayments Up To

25 Years

AED 15K

Minimum Salary

1.62%

Flat Rate

2.94%

Reducing Rate

AED 20000K

Loan Amount

1%

Early Settlement Fee

1%

Arrangement Fee

20%

Down Payment

25 Years

Repayments Up To

Advantages

  • Can add co-applicant to improve eligibility chances
  • Salary transfer is optional
  • Low interest rates

Advantages

  • Can add co-applicant to improve eligibility chances
  • Salary transfer is optional
  • Low interest rates

About NBAD

National Bank of Abu Dhabi (NBAD), with its vision to be the World’s Best Arab Bank endeavors to provide the best products and service across the East-West corridor. Featuring in the World’s Top 50 safest banks, NBAD is a bank you can turn to for your financial needs without worry. The values as mentioned on www.nbad.com are :

  • Put our customers at the forefront and “do the right things the right way”
  • Value our people and foster great teamwork
  • Empower our people and hold each other accountable for performance and behaviour
  • Respect our heritage and be loyal to our stakeholders

NBAD offers a wide range of personal finance options