Dubai Islamic Bank Johara Gold Premium Credit Card

dubai-islamic-bank Bank

WarningMessage This product is valid by the Bank

Minimum Salary

AED 5K

Fx Rate

1.95%

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

No

AED 5K

Minimum Salary

1.95%

Fx Rate

AED 0

Annual Fee

Yes

Balance Transfer

No

Cashback

Features

  • This card is an Islamic card.
  • This card caters to your financial needs like no other card.
  • This card comes with modern day convenience.
  • This card comes with worldwide acceptance.
  • The cash advance limit on this card is 80%.
  • The forex rate stands at 1.95% for this card.
  • The repayment period is 20 days from the date of statement.
  • You will need a minimum salary of AED 5,000 to avail this card.
  • There is no annual fee on this card.
  • You need to pay a monthly fee of AED 475 on this card.

Main Benefits

  • You can redeem Wala's payments for Utility bills and get 1% back.
  • You can automatically get enrolled into roadside assistance with this card.
  • You can keep the membership card handy, and avail the roadside assistance service when you feel like throughout the week.
  • Avail personal accident cover, abd get yourself and your family protected.
  • This card comes with 0% interest to pay.
  • Get travel insurance along with your air ticket.
  • You can also avail credit shield (Takaful) with this card.
  • With Wala reward system, you will get 1% of your spends, which can be redeemed for hotel bookings, flights, electronics, household and utility payments.

Frequently Asked Questions

Q. What is the special facility service does the roadside assistance benefit provide to its customers?

A. You can avail an international license at a discount of 75% with this card.

Q. Can I add anyone else to my card to avail benefits from this card?

A. No, you can't add anyone else to your card. You can apply for a supplementary card for your family members to help them avail the same benefits that you do.

Q. Does the road side assistance services come differently for Dubai nationals?

A. Both expats and nationals can avail the same services.

Q. Does personal accident cover only flight journeys?

A. Personal accident cover gives all the possibilities that can happen over a period of time.

Q. What is the principal sum amount available for a person to get covered under personal accident cover?

A. You will get a principal sum amount of AED 87500 by the use of this card.