Last Updated on 19 March 2019
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Credit Bureau Consent, Welcome Offer & General Terms & Conditions
I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.
Thank you for providing your details.FGB LIC Rewards Credit Card
This product is discontinued by the Bank
LIC Rewards Credit Card
Features
*No longer issued by the bank. Available only for current users.
Any transaction over AED 300 can be converted to a convenient installment plan up to 24 months, at a flat rate of 1.4% per month.- Get automatically enrolled into 24 hours auto assist membership, which will help provide any road side assistance as possible.
- Get enrolled into accident care insurance plan worth of AED 150000
- Free money transfer facility, all around the world.
- Avail smart services and a convenient banking service.
- Automatic and convenient utility bill payment
- Credit shield of AED 100000 and Wallet shield for all the fraudulent transactions.
- The Forex rate applicable on this card is 2.75%
- Payment due date from the date of statement date lies between 21-25 days. Minimum payment of 5% or AED 100 which ever is higher.
- There is a requirement of a minimum salary of AED 5000 to avail this card and its benefits.
- Transfer your outstanding balance from any credit card within UAE to your FGB credit card, at a flat rate of 0.69% per month.
- The annual fee applicable on this card is AED 550.
Main Benefits
- Can avail complimentary life insurance coverage of AED 50000 to help cover an event of unfortunate or accidental death.
- From the second year, you can enjoy your complimentary life insurance coverage based on your previous year retail spends. The minimum retail spend should be of AED 25000
- Upon spending AED 500 in the calendar month,you can easily transfer your money using your FGB LIC rewards credit card, at any of your bank accounts in India, Philippines and Egypt all year around at competitive exchange rates
- Remittance of money from any authorized channel using this card will help you get covered up to AED 25000 in any unforeseen events.
- Enjoy earning accelerated First Reward points on LIC (I) Premium payments.
- Enjoy 1 complimentary airport transfer at airports in India, Egypt and Philippines exclusively with this card.
- Repay your retail purchases in easy 0% interest free installments plan from 3 to 12 months.
- Avail loyalty programs like first rewards and first cash back.
- Chip and pin security to give you enhanced security through this card.
- Avail VISApaywave and help get fast transactions at places like restaurants, petrol pumps, fast food places and convenient stores.
- With the help of Cashback program, you can earn up to 5% cash backs without any minimum spending criteria. This program has no expiry.
- Under First Rewards program get redemption at over 1500 locations. You can earn one first reward point for one dirham spent locally and double first rewards on international spends.
Frequently Asked Questions
⭐ Is the technology of VisaWave as secure as traditional cards?
A. Yes, the technology of Visawave is as secure as any other chip card and carries the same layers of protection.
⭐ Is there a minimum amount for the air ticket to avail the complimentary service?
A. The offer can be availed on the minimum amount of AED 2000 on any airline ticket bought from FGB LIC Rewards Card.
⭐ What are the over limit charges for this card?
A. An over limit charge of AED 275 is charged.
⭐ What is global card holder assistance service?
A. It is a 24 hour assistance service available throughout the world, which provides information and help you with scenarios like ‘lost and stolen ‘Emergency card replacement’ ‘Emergency cash disbursement’ and ‘card holder inquiry service’.
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