Last Updated on 19 March 2019

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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NBAD Spirit of the Union Platinum Visa Card

NBAD Bank

WarningMessage This product is discontinued by the Bank

Spirit of the Union Platinum Visa Card

NBAD Spirit of the Union Platinum Visa Card
Interest Rate

3.25%

Minimum Salary

AED 10K

Fx Rate

2.75%

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

No

NBAD Spirit of the Union Platinum Visa Card
interest rate

3.25%

Interest Rate

min salary

AED 10K

Minimum Salary

fx rate

2.75%

Fx Rate

annual fee

AED 0

Annual Fee

bal transfer

Yes

Balance Transfer

cashback

No

Cashback

Features

  • A wide range of discounts travel and lifestyle benefits
  • Discounts on movie tickets
  • Interest rate of 3.25% is charged
  • A minimum salary of AED 10,000 is required
  • No annual fees are charged to the credit card

Main Benefits

  • Visit any Fitness First clubs by paying AED 30 per visit
  • Watch latest movies at Reel Cinemas, Cine Royal and Oscar Cinemas for AED 10(On weekdays) and AED 20(On weekends) with NBAD Spirit of the Union Platinum Visa Card
  • Buy movie tickets online at VOX Cinemas using NBAD Spirit of the Union Platinum Visa Card and get 50% discount
  • Get 2 free airport transfer facilities per annum
  • Avail Meet and Greet service at Dubai and Abu Dhabi airport
  • Access to VIP airport lounges globally
  • A wide range of discounts at selected dining, shopping venues in UAE
  • Free travel insurance cover on tickets booked using NBAD Spirit of the Union Platinum Visa Card
  • Get NBAD stars on every dirham spent
  • Can get 1 NBAD star on 1 AED on local purchases and 1.75 NBAD Stars on 1 AED spent on international purchases

Rewards

  • Can get 1 NBAD star on 1 AED on local purchases and 1.75 NBAD Stars on 1 AED spent on international purchases

Frequently Asked Questions

⭐ What are the criteria to be eligible to get access to the fitness clubs?

A. You need to make a monthly payment of AED 2000 on your credit card to avail discounts at Fitness First clubs.

⭐ Can I avail movie discounts at any location in UAE?

A. No, movie discounts are available only at Abu Dhabi region.

⭐ Can I get discount at VOX Cinemas anytime?

A. Discounts at VOX Cinemas on your NBAD Spirit of the Union Platinum Visa Card is available only on Wednesdays.

⭐ How many free airport transfer services are provided?

A. You can avail 2 free airport transfer services per annum.

⭐ Is there any limitation to access the airport lounge?

A. No, you can get unlimited access to the airport lounge anytime without any prior booking.

⭐ Is getting a Stars card mandatory?

A. No, getting an NBAD Star card is not mandatory. You can redeem your stars on your travel bookings too.

⭐ Are there any additional charges included for exceeding the credit limit?

A. Yes, AED 275 will be charged for exceeding the credit limit.

⭐ Can I get my credit card statement?

A. Yes, you can get a statement for your credit card transactions.

⭐ What are the charges to get the credit card statement?

A. AED 25 will be charged to get the credit card statement.

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