Last Updated on 04 November 2020

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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Noor Bank Wafa Credit Card

Noor Bank Bank

WarningMessage This product is discontinued by the Bank

Wafa Credit Card

Noor Bank Wafa Credit Card
Profit Rate

3.25%

Minimum Salary

AED 5K

Fx Rate

1.79%

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

Yes

Noor Bank Wafa Credit Card
interest rate

3.25%

Profit Rate

min salary

AED 5K

Minimum Salary

fx rate

1.79%

Fx Rate

annual fee

AED 0

Annual Fee

bal transfer

Yes

Balance Transfer

cashback

Yes

Cashback

Features

  • Can avail online banking and mobile banking facilities
  • Can avail cash withdrawal facility
  • Flexible monthly payment periods
  • Interest rate of 3.25% is charged
  • A minimum salary of AED 5000 is required
  • Annual fees of AED 300 is charged

Main Benefits

  • Get cashback up to 11%
  • Can get credit shield at competitive rates
  • Can avail internet banking facility to get details on the transactions made
  • Get an SMS on each and every transaction made using your Noor Wafa Credit card
  • Uses updated PIN and Chip technology to provide better safety
  • Monthly payments can be extended up to 51 days
  • Can withdraw cash using Noor Wafa Credit card
  • Can avail a cheque against your credit card to make payments at schools or any other venues
  • No annual fees for one year
  • Can get a high range of cashback on every usage of the card

Frequently Asked Questions

⭐ How much cashback do I get approximately?

A. Cashback depends on the transaction amount which can vary from 2%-11%.

⭐ How much cashback do I get on the transaction of AED 3000?

A. On transaction of AED 3000, you get 5.5% of cashback.

⭐ What are the annual fees for a year?

A. Noor Wafa card is provided for free for a year and the annual fees after a year are AED 300.

⭐ Can I get statements through internet banking facility?

A. Yes, you can get your credit card statements through internet banking facility for free.

⭐ Can I use my Noor Wafa card outside UAE?

A. Yes, Noor Wafa Credit card can be used worldwide.

⭐ When do I make payments using cheque?

A. If any retailer(rent, school fees etc.,) doesn’t accept card then you can contact the bank and request a cheque to pay.

⭐ What are the charges for credit shield?

A. The charges for the credit shield are 0.99% of the outstanding balance.

⭐ Are there any processing fees included?

A. Yes, processing fees of AED 100 will be charged.

⭐ If my Noor Wafa card is lost/stolen will that be replaced?

A. Yes, you can get a new credit card by paying a replacement fee of AED 100.

   Get in touch with Noor Bank Customer Care

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