Last Updated on 18 April 2020

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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Rakbank Visa Credit Card

Rakbank Bank

WarningMessage This product is discontinued by the Bank

Visa Credit Card

Rakbank Visa Credit Card
Interest Rate

3.45%

Minimum Salary

AED 5K

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

Yes

Rakbank Visa Credit Card
interest rate

3.45%

Interest Rate

min salary

AED 5K

Minimum Salary

annual fee

AED 0

Annual Fee

bal transfer

Yes

Balance Transfer

cashback

Yes

Cashback

Features

  • Get cashback on local and international expenses
  • Discounts on shopping and dining
  • Low interest rates on purchases made using the card
  • High cash advance is provided
  • Free travel insurance and purchase protection are provided
  • Zero annual fees are charged

Main Benefits

  • Can convert payments to easy payments plan on no interest rate
  • Get up to 20% discount on dining at selected restaurants
  • Can transfer money easily through RAK money transfer account
  • 1% cashback is provided on every purchase

Frequently Asked Questions

⭐ What is the minimum expenditure required to avail cashback?

A. A minimum spending of AED 1000 is required to be made per month to get cashback benefits.

⭐ What is the cashback provided on utility bill payments using the card?

A. 0.25% cashback is provided per 1 AED spent on utility bill payments.

⭐ How many interest free days are provided?

A. 55 days are provided as interest free days.

⭐ What are the annual fees on supplementary cards?

A. There are zero annual fees on the supplementary credit cards.

⭐ What are the charges on cash advance?

A. 3% of the cash advance amount or AED 50 is charged as cash advance fees.

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