Last Updated on 20 April 2020

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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Union National Bank Extra Classic ADCOOP Credit Card

Union National Bank Bank

WarningMessage This product is discontinued by the Bank

Extra Classic ADCOOP Credit Card

Union National Bank Extra Classic ADCOOP Credit Card
Interest Rate

3.19%

Minimum Salary

AED 5K

Fx Rate

2.99%

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

Yes

Union National Bank Extra Classic ADCOOP Credit Card
interest rate

3.19%

Interest Rate

min salary

AED 5K

Minimum Salary

fx rate

2.99%

Fx Rate

annual fee

AED 0

Annual Fee

bal transfer

Yes

Balance Transfer

cashback

Yes

Cashback

Features

  • Provides cashback on shopping using the card
  • Exclusive discounts are provided at supermarkets and hypermarkets
  • Credit shield is provided at low rates
  • An interest rate of 3.19% is charged on the payments delay
  • A minimum monthly income of AED 5000 is required
  • Can transfer a balance from another bank to UNB
  • No annual fees

Main Benefits

  • Get special discounts on groceries and other shopping at any supermarket or hypermarket
  • Can avail customer service anytime
  • Spend more than AED 500 at any supermarket and hypermarket and get up to 3% cashback
  • Shop anywhere using UNB Extra Classic ADCOOP Credit Card and get 0.35% cashback

Frequently Asked Questions

⭐ Can I get supplementary cards for zero annual fees?

A. Annual fees of AED 105 is charged for the supplementary cards.

⭐ Do I need to pay any fees for getting E-statements?

A. No, you can get e-statements for free through internet banking facility.

⭐ Can expats avail balance transfer facility?

A. Yes, expats are eligible to avail balance transfer facility.

⭐ What is the maximum tenure provided for expats on the balance transfer?

A. For expats, the maximum tenure of 3 years is provided to clear the balance transfer.

⭐ Is there any age limit to avail balance transfer facility?

A. Yes, UAE Nationals of more than 65 years and Expats of more than 60 years are not eligible to transfer their balance from another credit card to UNB.

⭐ What is the minimum amount I can transfer?

A. You need to transfer a minimum amount of AED 2000 on the balance transfer.

⭐ Can I use my UNB Extra Classic ADCOOP Credit Card outside UAE?

A. Yes, you can use UNB Extra Classic ADCOOP Credit Card on international purchases.

   Get in touch with Union National Bank Customer Care

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