Last Updated on 20 April 2020

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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Union National Bank Extra Titanium ADCOOP Credit Card

Union National Bank Bank

WarningMessage This product is discontinued by the Bank

Extra Titanium ADCOOP Credit Card

Union National Bank Extra Titanium ADCOOP Credit Card
Interest Rate

3.19%

Minimum Salary

AED 8K

Fx Rate

2.99%

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

Yes

Union National Bank Extra Titanium ADCOOP Credit Card
interest rate

3.19%

Interest Rate

min salary

AED 8K

Minimum Salary

fx rate

2.99%

Fx Rate

annual fee

AED 0

Annual Fee

bal transfer

Yes

Balance Transfer

cashback

Yes

Cashback

Features

  • High cashback is provided on spending at supermarkets
  • Get cashback on every purchase made using the card
  • Can avail easy installment plan on every purchase
  • Get travel benefits
  • An interest rate of 3.19% is charged
  • A minimum income of AED 8000 is required

Main Benefits

  • Get free access to airport lounges
  • Can convert your purchases to easy payment plan on low rates
  • Can get up to 50% off at Spar, selected supermarkets, and hypermarkets
  • Can get updates on the registered mobile regarding the transactions made
  • Earn up to 4% cashback by shopping at any ADCOOP supermarket, Spar, and hypermarkets
  • Earn 0.4% cashback on spending using your Extra Titanium ADCOOP Credit Card

Frequently Asked Questions

⭐ What is the interest rate charged on the easy installment plan?

A. The interest rate charged on the easy payment plan is 0.69% of the transaction amount.

⭐ Do I get 4% cashback on shopping at local markets too?

A. No, only on transactions made at selected hypermarkets and supermarkets you get 4% cashback.

⭐ How much cashback do I get from using my card at other retailers?

A. On using your Extra Titanium ADCOOP Credit Card at other retailers, you get a cashback of 0.4%.

⭐ Can I convert any payments to installments?

A. The transactions made at the selective hypermarkets and supermarkets can be converted to the installment plan.

⭐ Are there any requirements to meet, to avail cashback?

A. Yes, you need to shop for at least AED 500 to get cashback.

⭐ Are self-employed individuals eligible for Extra Titanium ADCOOP Credit Card?

A. Yes, self-employed individuals are eligible for Extra Titanium ADCOOP Credit Card.

⭐ I’m working with my current employer for last 2 months, Am I eligible?

A. No, the minimum length of service should be 6 months for the applicant to be eligible.

   Get in touch with Union National Bank Customer Care

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