Last Updated on 07 November 2019

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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Union National Bank Gold Visa Credit Card

Union National Bank Bank

WarningMessage This product is discontinued by the Bank

Gold Visa Credit Card

Union National Bank Gold Visa Credit Card
Interest Rate

2.99%

Minimum Salary

AED 5K

Fx Rate

2.99%

Annual Fee

AED 250

Balance Transfer

Yes

Cashback

No

Union National Bank Gold Visa Credit Card
interest rate

2.99%

Interest Rate

min salary

AED 5K

Minimum Salary

fx rate

2.99%

Fx Rate

annual fee

AED 250

Annual Fee

bal transfer

Yes

Balance Transfer

cashback

No

Cashback

Features

  • Provides UNB miles on every purchase
  • Can avail exclusive travel benefits
  • 2.99% of the used balance is charged as the profit rate
  • A monthly income of AED 5000 is required
  • Can get balance transfer facility from other banks to UNB

Main Benefits

  • Get discount at the airport lounge, movie tickets, dining, etc.,
  • Can protect your card from fraud transactions
  • High cash withdrawal limit
  • Provides credit shield cover
  • Earn 1 UNB miles on 1 AED

Frequently Asked Questions

⭐ What are the annual fees charged on the primary card?

A. Annual fees of AED 250 is charged on the primary card.

⭐ What are the annual fees charged on the supplementary credit card?

A. AED 105 is charged on the supplementary credit card as annual fees.

⭐ Can I give my supplementary card to my friends?

A. No, only your immediate family can avail supplementary card.

⭐ What is the maximum cash I can withdraw using the UNB Gold Visa Card?

A. You can get 100% cash withdrawal facility on your UNB Gold Visa Card.

⭐ What if I exceed my credit limit?

A. On exceeding the credit limit you need to pay a fee of AED 210.

   Get in touch with Union National Bank Customer Care

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