Last Updated on 20 April 2020

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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Union National Bank Platinum Credit Card

Union National Bank Bank

WarningMessage This product is discontinued by the Bank

Platinum Credit Card

Union National Bank Platinum Credit Card
Interest Rate

3.19%

Minimum Salary

AED 18K

Fx Rate

2.99%

Annual Fee

AED 630

Balance Transfer

Yes

Cashback

Yes

Union National Bank Platinum Credit Card
interest rate

3.19%

Interest Rate

min salary

AED 18K

Minimum Salary

fx rate

2.99%

Fx Rate

annual fee

AED 630

Annual Fee

bal transfer

Yes

Balance Transfer

cashback

Yes

Cashback

Features

  • Cashback is provided
  • Get offers on travel, shopping, dining and much more
  • Avail Buy now and pay later service
  • 3.19% of the monthly payment will be the rate of interest
  • A minimum income of AED 18000 is required
  • Can get your balance transferred

Main Benefits

  • Get free access to Marhaba and Golden Class lounges
  • Pay in installments with no interest rate on shopping using the Platinum Credit Card
  • Can get internet banking and mobile banking facilities
  • Spend using your UNB Platinum card and get 1.5% cashback
  • Earn UNB miles on the movie tickets

Frequently Asked Questions

⭐ Can I avail free airport lounge access anywhere in UAE?

A. You can avail free airport lounge services at Dubai and Abu Dhabi regions.

⭐ Do I need to make any prior bookings to avail airport lounge?

A. Yes, you need to call the customer service at least before 24 hours of your flight.

⭐ What are the charges to avail internet and mobile banking facility?

A. Net banking and mobile banking facility are provided for free.

⭐ What is the minimum amount I should transfer to get balance transfer facility?

A. A minimum transfer of AED 2000 is required to avail balance transfer facility.

⭐ What are the rates for balance transfer?

A. On balance transfer, 0.69% of the amount transferred will be charged per month.

⭐ What are the annual fees charged?

A. On the primary card, an annual fee of AED 630 is charged.

⭐ On what I can use my UNB Miles?

A. You can redeem your UNB Miles to travel benefits like ticket bookings, etc.,

   Get in touch with Union National Bank Customer Care

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