simplylife Bank
Values:
Simply Life’s main aim is to provide value-added services to the customers by adapting fast, friendly, easy and simplified services to the customers.
Services:
Services provided by Simply Life include
  • Current accounts that include benefits of no minimum balance for salary transfer, free bill payments, free debit card, etc.,
  • Loans that provide flexible repayment tenures, no extra charges if you settle your money for low funds, etc.,
  • Credit cards that include Cash back credit card and Family credit card

SimplyLife

  • Simply Life is a Consumer Finance brand introduced by ADCB in 2014 to deliver quick and easy financial products to the customers.
  • The astounding feature of Simply Life is that it provides financial products with an easy application process and documentation.
  • Credit Card Provided by SimplyLife

    Credit Card

    rate

    Interest Rate

    3.25%

    minimum salary

    Minimum Salary

    8K

    fx rate

    Fx Rate

    3%

    annual fee

    Annual Fee

    0

    balance transfer

    Balance Transfer

    Yes

    cashback

    Cashback

    Yes

    interest rate

    3.25%

    Interest Rate

    minimum salary

    8K

    Minimum Salary

    fx rate

    3%

    Fx Rate

    annual fee

    0

    Annual Fee

    balance transfer

    Yes

    Balance Transfer

    cashback

    Yes

    Cashback

    Advantages
    • 1.5% cashback
    • Free access to airport lounge
    • Free movie tickets
    Advantages
    • 1.5% cashback
    • Free access to airport lounge
    • Free movie tickets

    Features

    • Can get a loan against your credit card
    • Get travel and movie benefits
    • Interest rate of 3.25% is charged
    • A minimum salary of AED 8000 is required
    • Can avail balance transfer facility

    Benefits

    • Get access to Marhaba airport lounge(Dubai) and Diamond airport lounge(Abu Dhabi)
      Pay any bill for no charge
      No currency conversion charges involved in currency exchange
      Can avail easy installment plan at very low rates
      Can avail credit shield

    Family Credit Card

    rate

    Interest Rate

    3.25%

    minimum salary

    Minimum Salary

    8K

    fx rate

    Fx Rate

    3%

    annual fee

    Annual Fee

    0

    balance transfer

    Balance Transfer

    Yes

    cashback

    Cashback

    Yes

    interest rate

    3.25%

    Interest Rate

    minimum salary

    8K

    Minimum Salary

    fx rate

    3%

    Fx Rate

    annual fee

    0

    Annual Fee

    balance transfer

    Yes

    Balance Transfer

    cashback

    Yes

    Cashback

    Features

    • Provides Life insurance and critical illness cover
    • Get travel discounts
    • Can convert regular payments to easy payment plans
    • Can get cash advance against the credit card
    • Fixed rate of 3% is charged
    • 3.25% will be charged as interest rate
    • A minimum salary of AED 8000 is required

    Benefits

    • Get up to AED 100,000 life insurance cover and AED 50,000 critical illness cover
      Get 5%-15% off on travel, hotels and local entertainment expenses
      Buy movie tickets using Simply life family credit card and get cashback
      Can get credit card personalized with a family picture on it
      Can pay credit card bill at any Simply Life ATM or currency exchange centers like UAE Exchange, Al Ansari Exchange and LuLu Exchange and even fuel stations for low charges
      A wide range of offers at dining, shopping, and entertainment