Last Updated on 07 December 2022

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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AMEX The American Express® Card

AMEX Bank

The American Express® Card

AMEX The American Express® Card
Interest Rate

0%

Minimum Salary

AED 18.4K

Fx Rate

2.8%

Annual Fee

AED 349

Balance Transfer

No

Cashback

No

AMEX The American Express® Card
interest rate

0%

Interest Rate

min salary

AED 18.4K

Minimum Salary

fx rate

2.8%

Fx Rate

annual fee

AED 349

Annual Fee

bal transfer

No

Balance Transfer

cashback

No

Cashback

View details on bank page

Features

  • This card is a charge card, but not a credit card.
  • There is no pre set spending limit on this card.
  • Get complimentary retail protection insurance with this card.
  • The person should be of the age 21 and above to avail this card.
  • You can get worldwide customer care with this card.
  • The Forex rate on this card is 2.8%
  • There are no interest charges on this card.
  • You need to have an annual income of at least USD 60,000 (employed) and USD 75,000 (self-employed)
  • There is no balance transfer facility on this card.
  • There is an annual fee of USD 95 (US$ 99.75 inclusive of VAT) to avail this card.
  • There is an annual fee for membership which is USD 25.

Main Benefits

  • You get a retail protection insurance of USD 1000 per occurrence and USD 30000 for any theft or any accidental occurrence per year.
  • Online and Fraud protection guarantee.
  • 24/7 Customer service.
  • Online account access and E Statement alerts.
  • Travel accident insurance of up to USD 1,00,000
  • Travel inconvenience cover of up to USD 750.
  • Enjoy various membership rewards with american express.
  • Points will never expire and can be redeemed for complimentary flights and upgrades with 12 airline partners, that includes Emirates Skywards, Etihad Guest, Flying Blue (KLM and Air France), Asia Miles, British Airways Executive Club, Delta SkyMiles, Gulf Air Falcon Flyer, Iberia Plus, Qatar Airways Privilege Club, Royal Plus Programme, and Oman Air Sindbad.
  • Points can also be redeemed for complimentary electronics , shopping vouchers, fashion accessories,hotel nights and much more.
  • You will always earn 1 full Membership Rewards Point for every USD 1 of spends.

Rewards

  • You will always earn 1 full Membership Rewards Point for every USD 1 of spends.

Frequently Asked Questions

⭐ Can I avail the same benefits in another country?

A. Though American Express is known worldwide, you cannot avail the same benefits in any other country.

⭐ What are the Cash back offers on this card?

A. This card doesn't provide any cash back offers.

⭐ When can I avail Travel Accident and Inconvenience Insurance?

A. You can avail them on the ticket you buy from this card.

⭐ What is the minimum spend requirement to avail Complimentary Retail Protection Insurance?

A. There is no minimum spend requirement to avail this benefit. You can avail this benefit while purchasing your utilities with this card.

⭐ Can I transfer my miles from one airline to another in the given 12 airlines on which you can redeem your miles?

A. You cannot transfer your miles to another airline.

   Get in touch with AMEX Customer Care

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