Debt Ratio Calculator For UAE

Income Details

Monthly Income

Other Income

Monthly Debt payment Details

Mortage Payment

Monthly Rent

Personal Loan

Monthly Credit Card Amount

Car Loans

Student Loan

Other Payment

Your Debt to Burden Ratio details are below

0 AED

Monthly Income

0 AED

Monthly Debt Payment

0%

Debt Rate

*Values over 40% indicate you might have difficulty making payments on any additional debt or loans

Debt to Burden Ratio Calculator

Banks provide personal loans only after checking the Debt to Burden Ratio of the loan applicants. It generally determines the ability of the applicant by considering the cash flow whether he/she can repay the loan without any delays. The incoming cash flow is compared to the outgoing cash flow which shows that an additional payment can fit into the list or not. Banks want to put neither the applicants nor themselves at risk. So if the DBR is more than 50% banks reject the application.

It is preferable to calculate your DBR by yourselves rather than applying for the loan and getting rejected. Even rejected applications can have a smaller impact on the credit score.

How to Calculate your Debt to Burden Ratio?

  • Calculating your DBR is very simple. You just need to consider your monthly incoming expenses and outgoing expenses to find whether you can afford the monthly installment of the new loan.You can use our calculator to make it quick and easy.
  • Enter your monthly income like salary, business profits or etc.
  • Enter if you get any additional payments apart from the major income like salary.
  • Enter Mortgage Loan EMI (if you don’t have mortgage loan currently, give 0).
  • Enter Car Loan EMI (if you don’t have car loan currently, give 0).
  • Enter Personal Loan EMI (if you don’t have personal loan currently, give 0).
  • Enter Student Loan EMI (if you don’t have a student currently, give 0).
  • Enter your house rent (if you don’t have house rent currently, give 0).
  • Enter your credit card limit (if you don’t own a credit card, give 0).
  • Click Calculate.

Our calculator displays your monthly income and debts you need to pay, along with the Debt to Burden Ratio.

Minimum Salary

Interest Rate

Loan Amount

Reducing Rate

Select Bank

Min Salary

Interest/Profit Rate

Other Filters

CLEAR

ADIB Personal Finance for Expats

Flat Rate

3.85%

Minimum Salary

AED 8000

Reducing Rate

6.99%

Max Loan Amount

AED 1000000

Early Settlement Fee

1%

3.85%

Flat Rate

AED 8000

Minimum Salary

AED 6.99

Reducing Rate

AED 1000000

Max Loan Amount

Hide Explore

RAKBANK Personal Loan

Flat Rate

3.3%

Minimum Salary

AED 3000

Reducing Rate

5.99%

Max Loan Amount

AED 1250000

Early Settlement Fee

1%

3.3%

Flat Rate

AED 3000

Minimum Salary

AED 5.99

Reducing Rate

AED 1250000

Max Loan Amount

Hide Explore

FGB Personal Loan for Expats

Flat Rate

3.17%

Minimum Salary

AED 5000

Reducing Rate

5.75%

Max Loan Amount

AED 200000

Early Settlement Fee

1%

3.17%

Flat Rate

AED 5000

Minimum Salary

AED 5.75

Reducing Rate

AED 200000

Max Loan Amount

Hide Explore

ADIB Personal Finance for UAE Nationals

Flat Rate

3.72%

Minimum Salary

AED 8000

Reducing Rate

6.75%

Max Loan Amount

AED 3000000

Early Settlement Fee

1%

3.72%

Flat Rate

AED 8000

Minimum Salary

AED 6.75

Reducing Rate

AED 3000000

Max Loan Amount

Hide Explore

NBAD Personal Loan for UAE Nationals

Flat Rate

2.61%

Minimum Salary

AED 10000

Reducing Rate

4.74%

Max Loan Amount

AED 5000000

Early Settlement Fee

1%

2.61%

Flat Rate

AED 10000

Minimum Salary

AED 4.74

Reducing Rate

AED 5000000

Max Loan Amount

Hide Explore

NBAD Personal Loan for Expats

Flat Rate

2.61%

Minimum Salary

AED 10000

Reducing Rate

4.74%

Max Loan Amount

AED 2000000

Early Settlement Fee

1%

2.61%

Flat Rate

AED 10000

Minimum Salary

AED 4.74

Reducing Rate

AED 2000000

Max Loan Amount

Hide Explore

HSBC Personal Loan

Flat Rate

3.3%

Minimum Salary

AED 7500

Reducing Rate

5.99%

Max Loan Amount

AED 750000

Early Settlement Fee

1%

3.3%

Flat Rate

AED 7500

Minimum Salary

AED 5.99

Reducing Rate

AED 750000

Max Loan Amount

Hide Explore

Citi Personal Installment Loan

Flat Rate

7.71%

Minimum Salary

AED 8000

Reducing Rate

13.99%

Max Loan Amount

AED 175000

Early Settlement Fee

1%

7.71%

Flat Rate

AED 8000

Minimum Salary

AED 13.99

Reducing Rate

AED 175000

Max Loan Amount

Hide Explore

Emirates NBD Loans for Expatriates

Flat Rate

2.63%

Minimum Salary

AED 10000

Reducing Rate

5.99%

Max Loan Amount

AED 1000000

Early Settlement Fee

1%

2.63%

Flat Rate

AED 10000

Minimum Salary

AED 5.99

Reducing Rate

AED 1000000

Max Loan Amount

Hide Explore

FGB Personal Loans for UAE Nationals

Flat Rate

2.76%

Minimum Salary

AED 10000

Reducing Rate

5%

Max Loan Amount

AED 4500000

Early Settlement Fee

1%

2.76%

Flat Rate

AED 10000

Minimum Salary

AED 5

Reducing Rate

AED 4500000

Max Loan Amount

Hide Explore