Check Eligibility for ADIB
Car Loan

You are eligible to apply for a ADIB
Car Loan .

You may not be eligible * to apply.

* Minimum salary AED 5000 required to apply for a ADIB Car Loan .

Check Loans form other banks Click here

ADIB Car Loan Calculator

Car Loan Provided By ADIB Bank

Features of ADIB Car Loan

  • Attractive profit rates.
  • Salary transfer not mandatory
  • Quick approval procedures
  • Up to 60 months repayment tenures
  • Free ADIB VISA Cashback Card for first year
  • vehicle Takaful with low contribution
  • Free postponement option
  • Down payment as low as 20%

With Ijarah finance (only for new cars), you get additional benefits:

  • ​​Full comprehensive Takaful cover
  • Extended warranty
  • No traffic registration fee

ADIB Bank Car Loan Profit Rates

adib Bank

8 Car Loan Provided By ADIB Bank

New Car Finance - Murabaha

Minimum Salary

AED 5K

Flat Rate

2.59%

Reducing Rate

4.7%

Loan Amount

AED 1000K

Early Settlement Fee

1%

Arrangement Fee

AED 1000

Down Payment

20%

AED 5K

Minimum Salary

2.59%

Flat Rate

4.7%

Reducing Rate

AED 1000K

Loan Amount

1%

Early Settlement Fee

AED 1000

Arrangement Fee

20%

Down Payment

New Car Finance - Murabaha cnl

Minimum Salary

AED 10K

Flat Rate

2.59%

Reducing Rate

4.7%

Loan Amount

AED 150K

Early Settlement Fee

1%

Arrangement Fee

AED 1000

Down Payment

20%

AED 10K

Minimum Salary

2.59%

Flat Rate

4.7%

Reducing Rate

AED 150K

Loan Amount

1%

Early Settlement Fee

AED 1000

Arrangement Fee

20%

Down Payment

New Car Finance - Ijarah

Minimum Salary

AED 10K

Flat Rate

3.99%

Reducing Rate

7.23%

Loan Amount

AED 750K

Early Settlement Fee

1%

Arrangement Fee

AED 1000

Down Payment

0%

AED 10K

Minimum Salary

3.99%

Flat Rate

7.23%

Reducing Rate

AED 750K

Loan Amount

1%

Early Settlement Fee

AED 1000

Arrangement Fee

0%

Down Payment

Used Car Finance - Ijarah

Minimum Salary

AED 10K

Flat Rate

3.99%

Reducing Rate

7.23%

Loan Amount

AED 750K

Early Settlement Fee

1%

Arrangement Fee

AED 1000

Down Payment

0%

AED 10K

Minimum Salary

3.99%

Flat Rate

7.23%

Reducing Rate

AED 750K

Loan Amount

1%

Early Settlement Fee

AED 1000

Arrangement Fee

0%

Down Payment

New Car Finance – Ijarah cnl

Minimum Salary

AED 10K

Flat Rate

3.99%

Reducing Rate

7.23%

Loan Amount

AED 150K

Early Settlement Fee

1%

Arrangement Fee

AED 1000

Down Payment

0%

AED 10K

Minimum Salary

3.99%

Flat Rate

7.23%

Reducing Rate

AED 150K

Loan Amount

1%

Early Settlement Fee

AED 1000

Arrangement Fee

0%

Down Payment

Used Car Finance - Ijarah cnl

Minimum Salary

AED 10K

Flat Rate

3.99%

Reducing Rate

7.23%

Loan Amount

AED 150K

Early Settlement Fee

1%

Arrangement Fee

AED 1000

Down Payment

0%

AED 10K

Minimum Salary

3.99%

Flat Rate

7.23%

Reducing Rate

AED 150K

Loan Amount

1%

Early Settlement Fee

AED 1000

Arrangement Fee

0%

Down Payment

Used Car Finance - Murabaha

Minimum Salary

AED 5K

Flat Rate

3.09%

Reducing Rate

5.61%

Loan Amount

AED 1000K

Early Settlement Fee

1%

Arrangement Fee

AED 1000

Down Payment

20%

AED 5K

Minimum Salary

3.09%

Flat Rate

5.61%

Reducing Rate

AED 1000K

Loan Amount

1%

Early Settlement Fee

AED 1000

Arrangement Fee

20%

Down Payment

Used Car Finance - Murabaha cnl

Minimum Salary

AED 10K

Flat Rate

3.09%

Reducing Rate

5.61%

Loan Amount

AED 150K

Early Settlement Fee

1%

Arrangement Fee

AED 1000

Down Payment

20%

AED 10K

Minimum Salary

3.09%

Flat Rate

5.61%

Reducing Rate

AED 150K

Loan Amount

1%

Early Settlement Fee

AED 1000

Arrangement Fee

20%

Down Payment

Eligibility Criteria of ADIB Car Loan

  • Minimum Age: 21 years (25 years for Ijarah)
  • Minimum Salary: 5000 AED (10000 AED for Ijarah)
  • Minimum length of employment with current company/employer: 6 months

Documents Required of ADIB Car Loan

  • Valid Emirates ID (For UAE Nationals)
  • Valid passport (For Expatriates)
  • Valid residence Visa (For Resident Expats)
  • Active bank account statements (past 3 months)
  • Relevant Vehicle Documents

Note: The bank may ask for more documents if necessary.

About ADIB Bank

With a mission statement of ‘Islamic finance for everyone’, Abu Dhabi Islamic Bank (ADIB) is a name synonymous with Islamic banking in the UAE. ADIB endeavors to be a responsible corporate citizen and manage its business by creating value for customers, shareholders, employees and communities wherever it operates. The corporate values of ADIB are:

  • Simple and Sensible
  • Transparent
  • Mutually beneficial work
  • Hospitable and tolerant
  • Shariah inspired

Launched on November 11, 1998, ADIB has come a long way towards fulfilling its vision of becoming a top tier regional bank.

Check Eligibility for ADIB
Car Loan

You are eligible to apply for a ADIB
Car Loan .

You may not be eligible * to apply.

* Minimum salary AED 5000 required to apply for a ADIB Car Loan .

Check Loans form other banks Click here

ADIB Car Loan Calculator