NBAD Platinum Visa Card

Zero Balance Free account
nbad Bank

WarningMessage This product is valid by the Bank

Interest Rate

3.25%

Minimum Salary

AED 10K

Fx Rate

2.75%

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

No

3.25%

Interest Rate

AED 10K

Minimum Salary

2.75%

Fx Rate

AED 0

Annual Fee

Yes

Balance Transfer

No

Cashback

Main Benefits

  • Get 50% discount on movie tickets at VOX Cinemas on tickets booked online using NBAD Platinum Visa card
  • Can get movie tickets for the lowest price of AED 10(on weekdays) - AED 20(on weekends) at Reel Cinemas, Cine Royal, and Oscar Cinemas
  • Pay only AED 30 on each visit to Fitness First Clubs (Maximum 4 visits per month)
  • Free travel insurance is provided on tickets booked using NBAD Platinum Visa Card
  • Complimentary medical assistance on international trips booked using NBAD Platinum Visa card
  • Can get 2 free airport transfer services per annum
  • Get NBAD stars on every dirham spent
  • Can earn 1.75 NBAD stars on every dirham spent on international expenses and 1 NBAD Star on every AED spent on local expenses
  • Can redeem NBAD stars for Lifestyle benefits, Dining, Etihad Guest Miles, Skyward Miles and much more

Frequently Asked Questions

Q. For how long the annual fees is zero on the credit card?

A. NBAD Platinum Visa Credit card is provided for no annual fees lifelong.

Q. When do I need to pay the interest rate?

A. If you delay any monthly payments then the interest rate will be added to the outstanding payment.

Q. Do I need to pay any late payment fees?

A. Yes, a late payment fee of AED 275 is charged.

Q. Are there any charges involved in exceeding the credit limit?

A. AED 275 is charged on if you exceed your credit limit.

Q. Is credit shield provided for free?

A. No, 0.99% of the outstanding balance will be charged as credit shield premium.

Q. Do I need to pay anything to avail the movie benefits?

A. The cardholder has to spend minimum AED 2000 per month to avail movie and other lifestyle benefits.

Q. On what I use my NBAD stars earned?

A. You can redeem your NBAD stars on dining, lifestyle, travel offers.

Q. Is the travel insurance provided for free?

A. Yes, you get a free travel insurance on tickets booked using NBAD Platinum Credit Card.