Check Eligibility for CBD
Home Loan

You are eligible to apply for a CBD
Home Loan .

You may not be eligible * to apply.

* Minimum salary AED 20000 required to apply for a CBD Home Loan .

Click here to check loans from other banks.

CBD Home Loan Calculator

Home Loan Provided By CBD

Check Eligibility for CBD Home Loan

You are eligible to apply for a CBD
Home Loan .

You may not be eligible * to apply.

* Minimum salary AED 20000 required to apply for a CBD Home Loan .

Click here to check loans from other banks.

CBD Home Loan Calculator

Zero Balance Free account

Features of CBD Home Loan

  • Low Interest rates starting from 2.99%
  • 0% processing fees on Buyouts
  • High Loan amounts up to AED 15 MM with tenure up to 25 years
  • Flexibility to repay up to 15% of your Outstanding every year without any additional charges or fees
  • Experienced & dedicated staff

Financing available for :

  • Salaried
  • Self-employed
  • Non-resident customers

Eligibility Criteria of CBD Home Loan

If you are a salaried individual (UAE Nationals and Expatriates):

  • Aged between 21 and 65 years (at loan maturity)
  • Minimum monthly income of AED 12,000
  • Minimum length of service of 6 months

If you are self-employed (UAE Nationals and Expatriates):

  • Aged between 21 and 70 years (at loan maturity)
  • Minimum monthly income of AED 20,000
  • Minimum length of 3 years in business

Documents Required of CBD Home Loan

If you are a salaried individual:

  • Application form, consent letter & authorization letter for Bureau check.
  • National ID or valid passport, residence visa and Emirates ID.
  • Original 3 months bank statement for new customers.
  • Salary Certificate

If you are self-employed:

  • Application form
  • Authorization letter for lending and consent letter for Bureau check
  • Copy of Trade License
  • Chamber of Commerce Registration
  • Memorandum and Articles of Association.
  • Original 12 months company and personal bank statements for new customers.

*Note: The bank may ask for more documents if it sees necessary.

CBD Home Loan Interest rates

cbd Bank

4 Home Loans Provided By CBD

Ijarah Home Lease for UAE Nationals

Minimum Salary

AED 20K

Flat Rate

2.2%

Reducing Rate

3.99%

Loan Amount

AED 15000K

Early Settlement Fee

1%

Arrangement Fee

1%

Down Payment

20%

Repayments Up To

25 Years

AED 20K

Minimum Salary

2.2%

Flat Rate

3.99%

Reducing Rate

AED 15000K

Loan Amount

1%

Early Settlement Fee

1%

Arrangement Fee

20%

Down Payment

25 Years

Repayments Up To

Mortgage Loans for UAE Nationals

Minimum Salary

AED 20K

Flat Rate

2.2%

Reducing Rate

3.99%

Loan Amount

AED 15000K

Early Settlement Fee

1%

Arrangement Fee

1%

Down Payment

20%

Repayments Up To

25 Years

AED 20K

Minimum Salary

2.2%

Flat Rate

3.99%

Reducing Rate

AED 15000K

Loan Amount

1%

Early Settlement Fee

1%

Arrangement Fee

20%

Down Payment

25 Years

Repayments Up To

Mortgage Loans for Expats

Minimum Salary

AED 20K

Flat Rate

2.2%

Reducing Rate

3.99%

Loan Amount

AED 10000K

Early Settlement Fee

1%

Arrangement Fee

1%

Down Payment

25%

Repayments Up To

20 Years

AED 20K

Minimum Salary

2.2%

Flat Rate

3.99%

Reducing Rate

AED 10000K

Loan Amount

1%

Early Settlement Fee

1%

Arrangement Fee

25%

Down Payment

20 Years

Repayments Up To

Ijarah Home Lease for Expats

Minimum Salary

AED 20K

Flat Rate

2.2%

Reducing Rate

3.99%

Loan Amount

AED 10000K

Early Settlement Fee

1%

Arrangement Fee

1%

Down Payment

25%

Repayments Up To

20 Years

AED 20K

Minimum Salary

2.2%

Flat Rate

3.99%

Reducing Rate

AED 10000K

Loan Amount

1%

Early Settlement Fee

1%

Arrangement Fee

25%

Down Payment

20 Years

Repayments Up To

About CBD

Commercial Bank of Dubai (CBD) offers a wide range of retail and commercial banking products and services, in both conventional and Shariah-compliant formats, with a network of 26 branches and over 210 ATMs throughout the UAE. The bank endeavors to build sustainable prosperity through extraordinary banking experiences. CBD commits to:

  • Authenticity
  • Simplicity
  • Partnership
  • Innovation
  • Responsibility
  • Excellence