Last Updated on 07 February 2019

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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ADIB Business One

ADIB Bank

Business One

Profit Rate

0%

Min Balance to Maintain

AED 5K

Monthly Fee

AED 100

Yes

Approval Time

1 Days

Local Transfer Cost

AED 0

International Transfer Cost

AED 0

ADIB
interest rate

0%

Profit Rate

min balance

AED 5K

Min Balance to Maintain

monthly fee

AED 100

Monthly Fee

Yes

Currency Account

approval time

1 Days

Approval Time

local transfer cost

AED 0

Local Transfer Cost

inter transfer cost

AED 0

International Transfer Cost

 

Required Documents

  • Application form
  • Trade Licence
  • Valid passport and Copy of Visa
  • Memorandum of Association (MOA)
  • Articles of Association (AOA)
  • Chamber of Commerce Certificate copy
  • Board Resolutions
  • Address proof
  • Emirates ID

Main Benefits

  • Free Business Classic Cheque book
  • You can access ADIB personal internet banking and mobile banking
  • Free Classic Debit Card
  • Free teller transactions for 10 months
  • Free Internet Banking​

Frequently Asked Questions

⭐ How does ADIB calculate interest rates for our loan amount?

A. On the basis of your credit history and monthly income, interest rates for your loan are calculated.

⭐ Is my personal information safe with ADIB?

A. Yes, your personal information is safe and secured with ADIB.

⭐ How does e-banking work in ADIB?

A. E-banking allows you to easily carry out banking transactions around the clock in ADIB.

⭐ Can I authorise another person to access my ADIB account?

A. Yes, but that person will have to undergo identity check.

⭐ Am I allowed to open a current account in ADIB with my spouse?

A. Yes, you can open joint current account with your spouse.

ADIB

ADIB is a Public Joint Stock company and is one of the largest banks in the UAE region. Its values include transparency in services, an atmosphere of hospitality and tolerance followed by nature of simplicity and sensibility.

ADIB stands as one of the best banks of UAE by carrying out all the transactions, contracts and services by abiding Ismalic Shari'a principles.

   Get in touch with ADIB Customer Care

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