Savings Account Provided By Union National

Zero Balance Free account

Features of Union National Savings Account

  • UNB savings accounts are made for your specific financial purposes.
  • These accounts are specially made for your kids, women and young adults and teach them the importance of saving.
  • The savings accounts from UNB are very hassle free and are very easy to set up.
  • You can avail a personalised debit card with all the savings accounts from UNB.
  • Avail interest payout at every 6 months for almost all the savings accounts from UNB.
  • Avail free online and mobile banking with your UNB savings accounts.
  • Accounts come with no transaction fees.
  • Savings accounts from UNB help you organise your expenses.

Eligibility Criteria of Union National Savings Account

  • Able to maintain a monthly average balance of AED 3,000 or more.
  • An individual.
  • A UAE resident

Documents Required of Union National Savings Account

  • Signed and completed (original) application form.
  • Original passport with valid visa.
  • Original Emirates ID

Union National Savings Account

union-national-bank Bank

12 Savings Accounts Provided By Union National

Fixed Deposit Account- 12 months

Interest Rate

0.24%

Min Balance to Maintain

AED 50K

Monthly Fee

AED 0

Annual Fee

AED 0

Relationship Manager

No

Currency Account

Yes

0.24%

Interest Rate

AED 50K

Min Balance to Maintain

AED 0

Monthly Fee

AED true

Annual Fee

No

Relationship Manager

Yes

Currency Account

Fixed Deposit Account- 18 months

Interest Rate

0.24%

Min Balance to Maintain

AED 50K

Monthly Fee

AED 0

Annual Fee

AED 0

Relationship Manager

No

Currency Account

Yes

0.24%

Interest Rate

AED 50K

Min Balance to Maintain

AED 0

Monthly Fee

AED true

Annual Fee

No

Relationship Manager

Yes

Currency Account

Fixed Deposit Account- 6 months

Interest Rate

0.05%

Min Balance to Maintain

AED 50K

Monthly Fee

AED 0

Annual Fee

AED 0

Relationship Manager

No

Currency Account

Yes

0.05%

Interest Rate

AED 50K

Min Balance to Maintain

AED 0

Monthly Fee

AED true

Annual Fee

No

Relationship Manager

Yes

Currency Account

Fixed Deposit Account- 1 month

Interest Rate

0.08%

Min Balance to Maintain

AED 50K

Monthly Fee

AED 0

Annual Fee

AED 0

Relationship Manager

No

Currency Account

Yes

0.08%

Interest Rate

AED 50K

Min Balance to Maintain

AED 0

Monthly Fee

AED true

Annual Fee

No

Relationship Manager

Yes

Currency Account

Fixed Deposit Account- 9 months

Interest Rate

0.24%

Min Balance to Maintain

AED 50K

Monthly Fee

AED 0

Annual Fee

AED 0

Relationship Manager

No

Currency Account

Yes

0.24%

Interest Rate

AED 50K

Min Balance to Maintain

AED 0

Monthly Fee

AED true

Annual Fee

No

Relationship Manager

Yes

Currency Account

Fixed Deposit Account- 2 months

Interest Rate

0.09%

Min Balance to Maintain

AED 50K

Monthly Fee

AED 0

Annual Fee

AED 0

Relationship Manager

No

Currency Account

Yes

0.09%

Interest Rate

AED 50K

Min Balance to Maintain

AED 0

Monthly Fee

AED true

Annual Fee

No

Relationship Manager

Yes

Currency Account

Fixed Deposit Account- 3 months

Interest Rate

0.13%

Min Balance to Maintain

AED 50K

Monthly Fee

AED 0

Annual Fee

AED 0

Relationship Manager

No

Currency Account

Yes

0.13%

Interest Rate

AED 50K

Min Balance to Maintain

AED 0

Monthly Fee

AED true

Annual Fee

No

Relationship Manager

Yes

Currency Account

Online Saver account

Min Balance to Maintain

AED 0

Monthly Fee

AED 0

Relationship Manager

No

Currency Account

Yes

AED 0

Min Balance to Maintain

AED 0

Monthly Fee

No

Relationship Manager

Yes

Currency Account

Al Ahbab Account

Min Balance to Maintain

AED 0

Monthly Fee

AED 0

Annual Fee

AED 0

Relationship Manager

No

AED 0

Min Balance to Maintain

AED 0

Monthly Fee

AED true

Annual Fee

No

Relationship Manager

Everyday Interest Savings Account

Min Balance to Maintain

AED 3K

Monthly Fee

AED 0

Annual Fee

AED 0

Relationship Manager

No

Currency Account

No

AED 3K

Min Balance to Maintain

AED 0

Monthly Fee

AED true

Annual Fee

No

Relationship Manager

No

Currency Account

Al Maha Ladies Savings Account

Min Balance to Maintain

AED 0

Monthly Fee

AED 0

Annual Fee

AED 0

Relationship Manager

No

Currency Account

No

AED 0

Min Balance to Maintain

AED 0

Monthly Fee

AED true

Annual Fee

No

Relationship Manager

No

Currency Account

Saving Account

Min Balance to Maintain

AED 3K

Monthly Fee

AED 25

Annual Fee

AED 0

Relationship Manager

No

Currency Account

Yes

AED 3K

Min Balance to Maintain

AED 25

Monthly Fee

AED true

Annual Fee

No

Relationship Manager

Yes

Currency Account

Frequently Asked Questions

Q. Is there a requirement to transfer our salary to savings accounts from UNB?

A. No, there is no requirement to transfer salary to UNB Savings accounts.

Q. Is overdraft facility available on savings accounts from UNB?

A. No, you can't avail any overdraft facility against your savings accounts from UNB.

Q. In how many currencies can you avail savings accounts?

A. You can avail savings accounts from UNB in AED and other major currencies.

Q. What all do I receive along with my savings account?

A. You will receive a debit card and access to online banking.

Q. Does UNB charge a minimum amount to open an account?

A. Yes UNB generally charges AED 250 to open an account.

Q. Does UNB asks to maintain a minimum balance for savings accounts?

A. Generally UNB asks to maintain a minimum balance of AED 3000 to open a general savings account from their bank.

About Union National

Established as a Public Joint Stock Company (P.J.S.C) in 1982, Union National Bank (UNB) has shareholdings from both Dubai and Abu Dhabi Government. UNB has a Vision ‘to be the best in class for the banking industry in the UAE’ and a Mission ‘to be the first and the best bank of choice for all stakeholders.’ The values followed by UNB are :

  • Integrity & Transparency
  • Customer Focus
  • Team spirit
  • Continuous Improvement
  • Nurturing Staff
  • Responsible Community Membership
  • Best practices