Last Updated on 17 November 2023

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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FAB Personal Savings Account

FAB Bank

Personal Savings Account

Annual Fee



annual fee


Annual Fee


Currency Account

View details on bank page


  • Salaried, non-salaried and self-employed people are eligible for this account.
  • This account is open to UAE Nationals, GCC Nationals, Resident expatriates and non-resident
  • This account is available in Dirham and all the other major currencies.
  • There is an initial deposit requirement of AED 3000 for this account.
  • You can earn competitive interest rates on your account.

Required Documents

  • Copy of valid Passport / Visa / Emirates ID
  • No salary certificate needed unless applying for a credit facility as well

Main Benefits

  • There is no monthly fee on this account
  • Make cash withdrawals from any ATMs
  • Avail complimentary airport lounge access
  • Avail purchase protection with all your purchases up to 90 days from the date of purchase.

Frequently Asked Questions

⭐ Where can I avail free airport lounge access?

A. Free access is provided at the airport lounges in the Middle East region.

⭐ Is there any prior booking required to access airport lounges?

A. No. There is no prior booking required to access airport lounges with your FAB Mastercard Platinum Debit Card.

⭐ How do I apply for FAB Personal Savings Account?

A. You can apply online or visit the closest FAB branch. You can also apply by giving a call on FAB Customer Care Number.

⭐ In which currency FAB Personal Savings Account is available for opening?

A. FAB Personal Savings Account is available in Dirham & other major currencies.

⭐ Do we get any ATM/Debit card with this account?

A. Yes. This account offers a free FAB Mastercard debit card to the account holders.

⭐ Who is eligible for opening FAB Personal Savings account?

  • Minimum 18 years of age
  • Self, Salaried & non-salaried employee
  • UAE & non-UAE national & expats
  • ⭐ What is the minimum amount required to maintain in the FAB Personal Savings Account?

    A. AED 3,000 required as a minimum balance to maintain in the FAB Personal Savings Account.

    ⭐ Is this a profit-earning account?

    A. Yes. We can earn profit on the account by maintaining the minimum amount.


    First Abu Dhabi Bank (FAB) is one of the largest banking institutions established in 2017 and is a merger of NBAD and FGB. FAB offers tailor made solutions, products and services to the customers.The international network of FAB is spread over 5 continents providing global relationships, expertise and financial strength to local and international business. FAB offers its diversifying services by having differentiation, agility and innovation as their main motto and vision

       Get in touch with FAB Customer Care


    Free for Life Cashback Card with 20% Cashback*