Emirates Islamic E-Savings Account

Last Updated on 02 September 2021

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Emirates Islamic Bank

E-Savings Account

Profit Rate


Min Balance to Maintain


Relationship Manager



Emirates Islamic
interest rate


Profit Rate

min balance


Min Balance to Maintain

relationship manager


Relationship Manager


Currency Account

View details on bank page


  • Total customer relationship balance of AED 25 should be maintained
  • There are no chequebooks or ATM cards are provided

Main Benefits

  • Get up to 1% profit on the balance maintained in the account
  • Get profits every quarterly
  • No limitations on the transactions monthly
  • No minimum balance requirement in the account
  • Can avail the account in AED and USD

Frequently Asked Questions

⭐ How can I perform transactions on the account?

A. You can perform transactions online or by visiting the branch.

⭐ Do I need to be an existing Emirates NBD customer to avail e-savings account?

A. Yes. You need to have an existing account with Emirates NBD to avail the e-savings account.

⭐ Are there any limitations on money transfers?

A. Yes. Per business day only USD 10,000 can be transferred.

⭐ Are organizations eligible for the account?

A. No. Only individuals are eligible to open the e-savings account.

⭐ What are the features of Emirates Islamic E-Savings Account?

A. This account is offered to the existing customers through online banking. This account is based on the Shariah structure of Wakala & offers higher expected profit rates to the customers.

⭐ In which currency can we perform transactions with Emirates Islamic E-Savings Account?

A. This account can be opened in AED & USD currencies.

⭐ Is E-Savings Account Sharia Compliant?

A. Yes, This account is Sharia Compliant.

⭐ Is there any minimum balance required to open E-Savings account?

A. No. There isn’t any minimum balance required to open this account.

⭐ Do we get any debit card & cheque book on Emirates Islamic E-Savings Account?

A. No. This account doesn’t offer any debit card & cheque book to the account holders.

⭐ How many E-savings account can I open?

A. You can open one e-savings account per currency.

⭐ Is there any document required for opening E-Savings Account?

A. No. There isn’t any document required to open this account.

⭐ What are the expected profit rates on Emirates Islamic E-Savings Account?

A. The expected profit rates for AED currency account is upto 2% p.a. & upto 1.5% p.a. for USD currency account.

Emirates Islamic

In order to deliver high standards of banking services, Emirates Islamic Bank was established in the year 2004. The bank is aimed to deliver services in accordance with the standards of Shariah principles. It offers a wide range of products that are designed exclusively for individuals, small businesses and large corporations.

   Get in touch with Emirates Islamic Customer Care

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