10%

completed

What is your Car's Brand?

Select Your Car's Brand

Top Brands

Toyota

Nissan

Mitsubishi

BMW

Mercedes

Audi

Ford

Hyundai

Honda

Volkswagen

Chevrolet

Kia

See more

20%

completed

What is Your Car Model?

Select your Car's Model

See more

30%

completed

When did you Register your Car?

Car Registration Date should not be more than 1 year from the Model Year

Car registration date can be found on Mulkiya Card. It will help the insurer calculate the premium value of insurance. You can enter an approximate date but it will impact the premium value.

Date of registration must be equal to model year or next year
Ex: If "Model Year" is 2021 then "Date of Registration" must be 2021 or 2022

To change the Car Model Year click here

40%

completed

Where was your Car Registered?

Select the region where your car was registered

Abu Dhabi

Ajman

Dubai

Fujairah

Sharjah

Ras Al-Khaimah

Umm Al Quwain

50%

completed

Enter your Car Purchase Value (approximate)

Enter the value of your car at the time of purchase

60%

completed

Enter your Car Trim Value

Enter the trim value of your car. Find the trim value on the Vehicle Purchase Documents

65%

completed

Select your Car Body Type

Select the Body Type of your Car

70%

completed

Enter your Car's Engine Size

Enter your Car's Engine Size

See more

75%

completed

What is Your Plate code and Plate Number

Enter your Plate code and Plate name

80%

completed

Did you Claim your Car Insurance Policy Before?

Select the number of years you have NOT claimed your policy

No Claims in the last 1 year

No Claims in the last 2 years

No Claims in the last 3 years

No Claims in the last 4 years

No Claims in the last 5+ years

Yes

85%

completed

Where did you get your Driving Licence?

Select the region where you got your driving licence

Abu Dhabi

Ajman

Dubai

Fujairah

Sharjah

Ras Al-Khaimah

Umm Al Quwain

90%

completed

When did you get your Driving Licence?

Enter the year you got your driving licence

95%

completed

Enter your New Car Insurance Policy Start Date

Select the date your new car insurance policy should start. Note that the Policy Start Date should not be more than 60 days from today.

97%

completed

Please Fill Your Details

Enter OTP

Sent to your registered mobile Number/Email

Don't receive OTP ?
Resend OTP in

Oops! Something Went Wrong!

Please check & fill your vehicle details again

Get quotes for another vehicle

Edit Your Vehicle Details

Car Model Year

Car Brand

Car Model

Car Registration Date

Car Purchase Value

Car Trim Value

Car Body Type

Car Engine Size

10%

completed

Enter Your Car Chassis Number

Find Chassis Number on Mulkiya Card and Enter

20%

completed

What is Your Plate code and Plate Number

Enter your Plate code and Plate name

30%

completed

When did you Register your Car?

Car Registration Date should not be more than 1 year from the Model Year

Date of registration must be equal to model year or next year
Ex: If "Model Year" is 2021 then "Date of Registration" must be 2021 or 2022

50%

completed

Where was your Car Registered?

Select the region where your car was registered

Abu Dhabi

Ajman

Dubai

Fujairah

Sharjah

Ras Al-Khaimah

Umm Al Quwain

60%

completed

Did you Claim your Car Insurance Policy Before?

Select the number of years you have NOT claimed your policy

No Claims in the last 1 year

No Claims in the last 2 years

No Claims in the last 3 years

No Claims in the last 4 years

No Claims in the last 5+ years

Yes

70%

completed

Enter your New Car Insurance Policy Start Date

Select the date your new car insurance policy should start. Note that the Policy Start Date should not be more than 60 days from today.

85%

completed

Please Fill Your Details

Enter OTP

Sent to your registered mobile Number/Email

Don't receive OTP ?
Resend OTP in

95%

completed

Confirm Your Vehicle Details

Review & Confirm Your Car Details

10%

completed

Upload Your Mulkiya Document

Upload your mulkiya document

Get Car Insurance Online

Car Insurance Quotes from AED 650*

Get Policy Documents Instantly Online

Free Quotes with Mulkiya/Chassis Number

Select Model Year

2022

2021

2020

2019

2018

2017

2016

2015

2014

2013

2012

2011

or

Apply by Chassis Number or Mulkiya

Step-by-Step Guide to Buy Car Insurance Online on MyMoneySouq

Top Car Insurance Policies in Dubai & UAE

Best Car Insurance Companies in Dubai & UAE Benefits Quotes
Noor Takaful Insurance
  • 24*7 Roadside Assistance
  • Agency Repairs
  • Offers discount on No Claim
  • Driver and Passenger Cover is provided
  • Upto AED 2 Million is covered under Third-Party Coverage
  • Provides coverage on Natural Calamities, Valet Parking
  • Emergency Medical Expenses are covered upto AED 4000
Get Quote Now
Tokio Marine Car Insurance
  • Get free Roadside Assistance 24*7
  • Can Pay in Instalments
  • Premium Agency Repairs
  • Oman Extension is provided
  • Personal Accident Cover for Driver and Passenger
Get Quote Now
Oman Insurance Company
  • Personal Accident Cover for Driver & Passengers up to AED 200,000
  • Third-party property damage cover up to AED 3,500,000
  • 24*7 Roadside Assistance
  • Coverage for Valet Parking Theft
  • Automated Claims
  • Emergency Medical Expenses upto AED 5000
Get Quote Now
NIA (The New India Assurance Co.Ltd)
  • Personal Accident Cover to Driver & Passenger is provided
  • Accident, Accident Collision or Overturning coverage
  • Coverage for theft, fire, external explosion, self-ignition, etc.
  • Provides roadside assistance
  • Rent a car, Agency Repairs
  • Coverage during natural calamities
  • Windscreen damage coverage
  • Off-road coverage
Get Quote Now
AXA Gulf Car Insurance
  • Can get the vehicle repaired at AXA Gulf partnered agencies
  • RTA inspection is done by AXA itself
  • Pickup and drop facility is provided if your car is in service
  • 24/7 roadside assistance
  • Off-road coverage
  • Oman extension is provided
  • Provides coverage on Natural Calamities damage
  • Can get Emergency Medical Expenses coverage upto 6000
Get Quote Now
Al Sagr Car Insurance
  • Can avail Vehicle Replacement Benefit
  • Upto AED 2 Million is covered under Third-Party Coverage
  • Provides Agency Repairs Facility
  • 24/7 roadside assistance
  • Off-road coverage
  • Oman extension is provided
Get Quote Now
Al Fujairah National Insurance Company (AFNIC)
  • Provides both Agency Repair and Non-Repair Cover
  • Provides Oman cover with Orange Card
  • Natural disaster cover is provided
  • Emergency Roadside Assistance Cover is provided
  • Provides coverage on damages like theft, fire, collisions, overturning, etc.
Get Quote Now
Oriental Car Insurance
  • Personal Accident benefit cover for driver and passengers up to AED 200,000
  • Agency repair service is provided
  • Provides coverage on damages like theft, fire, collisions, overturning, etc.
Get Quote Now
Salama Takaful Car Insurance
  • Provides No Claim Discount
  • Agency repair is provided at A grade garages
  • Personal Accident Cover is provided for both driver and passenger
  • Free Lockout Service, Roadside Assistance, Battery Boost, Flat Tyre, Fuel Delivery Service, Vehicle Recovery Service
  • Can get Car Registration Service
  • Easy Claim Process
Get Quote Now
Salama Takaful Car Insurance
  • Provides No Claim Discount
  • Agency repair is provided at A grade garages
  • Personal Accident Cover is provided for both driver and passenger
  • Free Lockout Service, Roadside Assistance, Battery Boost, Flat Tyre, Fuel Delivery Service, Vehicle Recovery Service
  • Can get Car Registration Service
  • Easy Claim Process
Get Quote Now
RSA Car Insurance
  • Provides Vehicle Inspection
  • Provides coverage Emergency Medical Expenses
  • Discount on No Claims
  • Get Emergency Repairs
  • Personal Possessions Coverage
  • Lock Replacement
  • Off-Road Cover
  • Vehicles upto 7 years old can be covered easily
Get Quote Now
Dubai Insurance
  • Emirates NBD Credit Card holders can avail Buy Now Pay Later option
  • Upto AED 2 Million Coverage is provided on Third-Party Coverage
  • Agency Repair is provided
  • Valet Parking Theft Cover is Provided
  • Get Lockout Service, Roadside Assistance, Battery Boost, Flat Tyre, Towing, Fuel Delivery Service, Vehicle Recovery Service, Airport Pickup and drop, Airport Meet & Greet, etc.
Get Quote Now

Understand Add-Ons and its benefits on the Car Insurance Policy

A car insurance coverage provides add-ons along with the basic coverage. These add-ons offer additional coverage and protection on the vehicle. Some of the most common car insurance add-ons an insurance buyer may come across are,

  • Loss of Personal Belongings

    Loss of Personal Belongings

    It provides coverage for the loss of personal belongings in the insured vehicle.

  • Roadside Assistance

    Roadside Assistance

    Provides assistance when you need help with the car on the road.

  • Passengers Cover

    Passengers Cover

    Provides coverage to the passengers in the car during unforeseen circumstances.

  • Engine Protection Cover

    Engine Protection Cover

    Provides coverage for any specific damages occurred to the engine.

  • Outstation Emergency

    Outstation Emergency

    Provides coverage on damages occurred to the vehicle at outstation.

  • Return to invoice cover

    Return to invoice cover

    Provides coverage when the vehicle is completely damaged then provides assistance as per the invoice.

  • Accessories Cover

    Accessories Cover

    Provides coverage on damages occurred to the accessories in the car.

  • Key Replacement Cover

    Key Replacement Cover

    Provides coverage to replace the key of the vehicle if its lost or stolen.

  • Personal Accident Cover

    Personal Accident Cover

    Provides coverage to the car owner during any accidents or injuries taken place in the insured vehicle.

  • Zero Depreciation Cover

    Zero Depreciation Cover

    Provides complete coverage on the car without considering the depreciation value of the car.

  • Oman Extension

    Oman Extension

    Provides coverage on the damages done to the vehicle in Oman.

  • Off-road cover

    Off-road cover

    Provides coverage on damage caused off-road like theft, fire, etc.

  • GCC cover

    GCC cover

    Provides coverage on the damages done to the vehicle in other GCC regions like Bahrain, Saudi Arabia, Oman, Kuwait, Qatar.

  • Natural Calamities Cover

    Natural Calamities Cover

    If the vehicle is damaged due to natural calamities like sand storms, floods, earthquakes, etc.

  • Minor-repairs cover

    Minor-repairs cover

    Get coverage for minor damages like dents, scratches, etc.

  • Agency Repair

    Agency Repair

    The damages done to the car will be repaired at the vehicle manufacturer’s workshop if this add-on is chosen.

Comprehensive Car Insurance & Third-Party Car Insurance

There are two types of car insurance in Dubai & UAE - Comprehensive Car Insurance & Third-Party Car Insurance.

Damages/ Losses Comprehensive Cover Third-Party Cover
Damages caused to own vehicle
Theft of own vehicle
Damage due to fire
Damages due to natural calamities
Personal accident cover Add on Add on
Damages to other vehicles
Injury to Third-Party

What is covered in your car insurance?

Theft

Theft

Accidents

Accidents

Natural calamity disaster

Natural calamity disaster

Man-made disaster

Man-made disaster

Personal accident conver

Personal accident conver

Road side assistance

Road side assistance

What is NOT covered in your Car Insurance?

Driving under influence

Driving under influence

Driving without license

Driving without license

Driving with an expired insurance policy

Driving with an expired insurance policy

Intential damager

Intential damager

Documents Required to Buy/Renew Car Insurance in UAE

The basic documents required to buy or renew car insurance in the UAE are
  • Car Registration Details
  • Chassis Number or Mulkiya Card
  • Driving Licence
  • Address Proofs
  • Previous Policy Details (If Renewal)
  • Resident Visa
  • Emirates ID
Apart from these, the insurance provider may ask for other documents as well depending upon the requirement.

Why Compare Car Insurance in Dubai & UAE?

As there are different car insurance policies available, it is important to pick the one that suits your requirements perfectly. By comparing Car Insurance in Dubai & UAE you will,
  • Understand Features & Benefits
  • Know the Inclusions & Exclusions
  • Pick the best Add-Ons
  • Get a cheap car insurance in UAE

Why MyMoneySouq for Car Insurance in Dubai & UAE?

Why MyMoneySouq for Car Insurance?
  • Purchase Car Insurance Policy Online instantly
  • Clear Comparison of Insurance Premiums and Benefits
  • Hassle-Free Process

Third-party Insurance

A Third-Party Insurance offers protection for the damages that occurred to third-party. It covers physical damages to the vehicle along with personal property or any injuries to the third party. As per the RTA law in UAE, it is mandatory to get Third Party Liability Car Insurance in UAE.

Most of the insurance companies in the UAE listed above offer third party insurance along with comprehensive insurance.

Top Factors That Affect Your Car Insurance Premium

Ideally, the car insurance premium value depends on your car value and the add-ons you get. But you can be tricked into getting a premium for a higher price and average benefits. Therefore before getting car insurance it is important to understand the basics right and purchase the policy. The factors that can affect your car insurance premium are,
  • Location - The place you reside can also determine your insurance premium. If you stay in a locality with a high risk for your car then the insurance premium will be high compared to other low-risk locations.
  • Engine Type - The engine type will also influence your car insurance premium in UAE. A vehicle that runs on diesel will have high premium than the one with petrol.
  • Add-ons - The additional features on the cover like personal accident cover, non-agency repairs, personal belongings cover, etc. will have an impact on the total premium value.

FAQs

Q. The basic car insurance in UAE is valid in which places?

A. The car insurance cover you get in UAE is valid all over UAE such as Abu Dhabi, Dubai, Sharjah, RAK, Fujairah and Al Ain. If you have any additional covers for other regions outside the UAE, it can be availed over there as well.

Q. Why should I compare car insurance?

A. Comparing Car Insurance companies in the UAE will help you in picking the best insurance product that will suit your requirements without buying an expensive insurance cover with less benefits.

Q. Is it mandatory to have a car plate number to get vehicle insurance online?

A. Yes. It is mandatory to provide your car details to get the vehicle insurance in Dubai, UAE.

Q. Can I get car insurance on purchasing a used car in the UAE?

A. Yes. As per UAE RTA law, it is mandatory to get car insurance in UAE on all the vehicles. Hence even if it’s a used car in the UAE.

Q. Is it mandatory to get car motor insurance Dubai, UAE?

A. Yes. As per UAE RTA law, it is mandatory to get car motor insurance Dubai, UAE.

Q. How to claim the car insurance policy?

A. In order to claim the car insurance coverage, you need to contact the insurance provider and make a request for the claim.

Q. Is it mandatory to get a third party car insurance in the UAE?

A. Yes. It is mandatory to get third-party car insurance in the UAE.

Q. Can I buy car insurance for Abu Dhabi registered vehicles?

A. Yes. You can get car insurance for Abu Dhabi or any emirates in the UAE.

Q. How much is the cost of car insurance in the UAE?

A. The cost of car insurance in UAE depends upon the car value and insurance provider policies.

Q. Can I get car insurance without a driving licence?

A. You can get car insurance for your vehicle only when the primary driver on the insurance has a valid driving licence.

Q. Which is the cheap car insurance in the UAE?

A. The car insurance coverage value depends upon the car value and insurance provider.

Q. How will I get car insurance after applying on MyMoneySouq?

A. Once you fill the vehicle details you can select the car insurance quote then will be redirected for the payment and after the payment is made, the car insurance you purchase will be sent to your email-id instantly.

Q. Does including add-ons to car insurance in UAE will impact the overall policy cover value?

A. Some of the add-ons provided on the car insurance in UAE are for free while some have a charge so overall it might add up to the policy cover.

Q. Which is the best car insurance companies in Dubai And UAE?

A. There are several insurance companies in Dubai that provide good coverage with several benefits on the cover along with easy claiming facilities. You can pick the best one that suits your requirements.

Q. Can I get my car insurance renewal?

A. Yes. You can get your car insurance in UAE renewed by filling the details of the vehicle.

Q. How do I get cheap car insurance in Dubai, UAE for my vehicle?

A. Fill the form above to get free quotes for your car insurance in UAE. You can check car insurance quotes of different insurance providers along with the add-ons and complete the purchase online where the insurance policy can be downloaded instantly

Q. Is it mandatory to have Mulkiya for car insurance in UAE?

A. Yes. You need to keep your Mulkiya card ready before getting your car insurance in UAE.

Q. What are the documents required to get car insurance in the UAE?

A. Keep the following documents ready while getting car insurance in UAE,

  • Vehicle Details
  • Mulkiya Card
  • Chassis Number
  • Emirates ID
  • Driving Licence

Q. How do I find my Chassis Number in UAE?

A. You can find your chassis number under the “Vehicle Information” section on your Mulkiya Card

Q. I don’t have my Emirates ID. Can I get car insurance in the UAE?

A. No. Emirates ID is a mandatory identity proof required for car insurance in UAE.

Q. From when the insurance policy purchased will be active from?

A. While updating the form you can select a future date from when you need your car insurance policy needs to be active from.

Q. Can I get an insurance policy that is back-dated?

A. No. You can’t get an insurance policy that is back-dated. You can pick a date only from the future.

Q. My current insurance policy is not expired yet. Can I still get a policy now itself?

A. You can get an insurance policy for a future date. You can pick a date right after the expiry of the existing insurance policy. For Example: If your existing car insurance policy expires on 10th January 2021, then you can get a new policy for 11th January 2021.

Q. How To Choose The Best Car Insurance Company in UAE??

A. The best car insurance policy is the one that suits your requirements and car value. Check the ones that can provide you with good coverage with decent benefits on the policy. Calculate the car insurance coverage and the premium you need to pay on the insurance.