Personal Loan Calculator

Features

• Required to submit bank account details for last 3 months
• UAE Nationals of age 21 to 65 years can apply for this scheme
• Expats of age 21 to 60 years can apply for this scheme
• Length of service should be confirmed or should have worked 6 months before applying for this scheme
• Finance repayment period is upto 48 months
• The loan is provided for an interest rate of 7.25%
• Minimum salary of AED 5,000 is required
• The reduction rate and the flat rates are 7.25% and 3.72%. This denotes that the computation done was a division of the reduction rate by 1.814
• It is a requirement to transfer your salary to apply
• Finance up to AED 1,000,000
• The early settlement fee is 1% of the outstanding amount to date
• Takaful cover is 1.25% of the finance amount. Takaful is optional
• No Arrangement fees

• Finance up to AED 1 million amount
  For finance up to AED 1,000,000 mortgage is not necessary
  ADIB Booking.com Signature Card will be provided free for the first year
  You are allowed to postpone two payments per year (without any additional charges)
  First installment can be paid up to 90 days of approval for loan

Features

• You can get a personal loan and use it for home improvements and meet your expenses.
• Get the facility of flexible repayment terms
• You can pay back your loan over a period of time, that is 6 months to 4years
• There is no credit life insurance required
• No need to buy extra insurance like other personal loan
• Provides facility of personalised interest rate
• Provides with interest rate which is based on own personal circumstances
• You can top up your loan if required
• If any additional funds are required you should be able to borrow more
• The loan is provided for an interest rate from 6.75% to 19%
• Minimum salary of AED 7,500 is required for salaried & AED 20000 for self employed Dentists or Doctors.
• The reduction rate starts from 6.75% to 19%
• It is mandatory to transfer your salary
• Maximum finance provided is up to AED 750,000 for expats and AED 1,000,000 for UAE national
• Early settlement fee is 1% of finance amount
  Late Payment Fee: 2% of delayed amount
  Partial Loan Payment: 1% of payment
• Arrangement fee is 1% of loan amount

• Provides customers with a rate for HSBC premier customers working for HSBC limited company where you can transfer salary to HSBC. This rate may keep changing depending on customer segment and market conditions.
  The conditions for applying for a personal loan are you are UAE resident or national. The age should be between 21 to 65. Earning should be AED 7,500 per month.
  A customer having an HSBC account or a customer who has opened an account can transfer salary into the account.
  Applicants can get up to AED 1,000,000 loan amount
  Documentation is simple and easy
  Flexible repayment terms: Choose a repayment period from 6 to 48 months.
  No credit life insurance required: No extra insurance needed for your loan.
  Personalised interest rates: Get a rate tailored to your circumstances.
  Loan top-ups available: Borrow more later, subject to approval.

Features

• Length of service should be minimum 6 months
• Need to provide salary transfer letter in Mashreq format
• Only Expats can apply for this scheme
• The loan is provided for a interest rate of 6.49%
• Minimum salary of AED 7,000 is required for an approved company. For non-listed companies, AED 10,000 is required.
• The reduction rate and the flat rate is 6.49% and 3.57%. This denotes that the computation done was a division of the reduction rate by 1.814
• It is mandatory to transfer your salary to apply for this scheme
• Finance up to AED 1,000,000
• Early settlement fee is 1.05% of finance amount
• Arrangement fee is 1.05% of loan amount

• Applicants can get up to AED 1,000,000 loan amount
  Documentation is simple and easy
  There is low salary requirement and long repayment period along with this scheme
  Credit Card, Cheque book and debit card is provided free along with this scheme
  Applicants can get finance for non-listed companies in UAE too

Features

• Repayment period is up to 4 years
• The loan is provided for a interest rate of 6.75%
• Minimum salary of AED 8000 is required
• The reduction rate and the flat rate is 6.75% and 3%. This denotes that the computation done was a division of the reduction rate by 1.814
• It is mandatory to transfer your salary to apply for this scheme
• Finance up to AED 1,000,000
• Early settlement fee is 1% of finance amount
• Arrangement fee is 1% of loan amount

• High Finance amount is provided by the bank
  Along with this loan free credit card is offered
  Provides insurance coverage for permanent disability and death

Features

• Repayment period is up to 4 years
• The loan is provided for a interest rate of 5.5%
• Minimum salary of AED 8,000 is required
• The reduction rate and the flat rate is 5.5% and 3.03%. This denotes that the computation done was a division of the reduction rate by 1.814
• It is mandatory to transfer your salary to apply for this scheme
• Finance up to AED 750,000
• Early settlement fee is 1% of finance amount
• Takaful fee is 0.82% of the finance amount
• Arrangement fee is 1% of loan amount

• High Finance amount is provided by the bank
  Availability of buy-out facility
  Determent facility available - maximum 2 times a year without additional profit
  Free Debit Card is provided along with this scheme
  Free Current Account is provided along with this scheme with no minimum balance requirement

Features

• Repayment period is up to 4 years
• The loan is provided for competitive interest rates & starting from 5.69%
• Minimum salary of AED 5000 is required
• The reduction rate and the flat rate is 5.69% and 3.03%.
• It is mandatory to transfer your salary to apply for this scheme
• Finance up to AED 3,000,000
• Early settlement fee is 1.05% of finance amount
• Arrangement fee is 1.05% of loan amount

• Expats can get up to AED 3,000,000 loan amount
  Get a zero-balance account
  Get a Free Miles or points credit card
  Around 560 ATMs of the Emirates NBD are there around the UAE
  New Employees can also apply for this scheme
  Initial payment postponement extends for a maximum of 60 days.
  You can miss up to two non-consecutive installments per year
  Free Debit Card and bank account is provided along with this scheme
  The repayment period is long

• Get a fixed Interest rate at 5.34 % per year for Multi Product Package (with a salary transfer to your FAB account and holding a credit card from FAB)
  Get a Variable interest rate of 6.95% per year for a salary transfer to your FAB account without holding a FAB credit card
  A reducing rate of 6.95% and a flat rate of 3.55% is charged. The flat rate is calculated by dividing the reducing rate by 1.814 (Indicative only)
• A minimum salary of AED 7000 is required
• Salary transfer is required with or without holding FAB credit card
• Maximum loan amount of AED 2 Million is provided

• Comprehensive personal life insurance coverage
  You can achieve financial goals with FAB personal loan by enjoying the best interest rates which start at 5.34 percent per year
  Get the privilege of flexible repayment with 120 days first installment grace period.
  Enjoy quick and easy approvals with hassle free documents.
  Get up to AED 7,500 FAB rewards when you transfer salary to FAB account holding FAB credit card

Features

• Repayment period is up to 4 years
• The loan is provided for a interest rate of 7.34%
• Minimum salary of AED 10,000 is required
• The flat rate and the reduction rate is 3.99% and 7.34%.
• It is mandatory to transfer your salary to apply for this scheme
• Finance up to AED 2,000,000
• Early settlement fee is 1.05% of finance amount
• Arrangement fee is 1% of loan amount

• Free Credit Card is provided along with this scheme
  For the first year free of annual fee
  Repayment period is long
  Low minimum salary requirement is there for this scheme

Features

• Repayment period is up to 4 years
• The rates applied will depend on the salary
• Only expats can apply for this scheme
• Your debt liabilities are consolidated in one
• The loan interest rates starts from 11% onwards up to 21.99% (reducing rate)
• Minimum salary of AED 3000 is required
• The reduction rate and the flat rate is 11% and 6%.
• It is mandatory to transfer your salary to apply for this scheme
  Customers who can transfer their salary to DIB (Dubai Islamic Bank) can request installment postponement through the DIB alt phone banking service.
• Finance up to AED 2,000,000
• Early settlement fee is 1.05% of finance amount
• Arrangement fee is AED 1050

• Finance is provided for sharia-compliant goods
  Repayment period is long
  High loan amount is provided
  Dedicated Manager will assist you throughout the process
  Processing is quick

Features

• Repayment period is up to 4 years
• Only UAE Nationals can apply for this scheme
• The loan is provided for a interest rate of 5.5%
• Minimum salary of AED 10,000 is required
• The reduction rate and the flat rate is 5.5% and 2.99%.
• It is mandatory to transfer your salary to apply for this scheme
• Finance up to AED 4,000,000
• Early settlement fee is 1.05% of finance amount
• Arrangement fee is 1.05% of loan amount

• Free Credit Card is provided along with this scheme
  For the first year free of annual fee
  Repayment period is long
  Low minimum salary requirement is there for this scheme