Personal Loan Calculator

Features

• Required to submit bank account details for last 3 months
• UAE Nationals of age 21 to 65 years can apply for this scheme
• Expats of age 21 to 60 years can apply for this scheme
• Length of service should be confirmed or should have worked 6 months before applying for this scheme
• Finance repayment period is upto 48 months
• The loan is provided for a interest rate of 6.99%
• Minimum salary of AED 8,000 is required
• The reduction rate and the flat rate is 6.99% and 3.85%. This denotes that the computation done was a division of the reduction rate by 1.815
• It is a requirement to transfer your salary to apply
• Finance up to AED 1,000,000
• The early settlement fee is 1% of the outstanding amount to date
• Takaful cover is 1.25% of the finance amount. Takaful is optional
• No Arrangement fees

• Finance up to AED 1 million amount, For finance up to AED 1,000,000 mortgage is not necessary, ADIB Booking.com Signature Card will be provided free for the first year, You are allowed to postpone two payments per year (without any additional charges), First installment can be paid up to 90 days of approval for loan

Features

• Repayment period is up to 4 years
• The rates applied will depend on the salary
• Only expats can apply for this scheme
• Your debt liabilities are consolidated in one
• The loan is provided for a interest rate of 11%
• Minimum salary of AED 10,000 is required
• The reduction rate and the flat rate is 11% and 6%.
• It is mandatory to transfer your salary to apply for this scheme
• Finance up to AED 3,000,000
• Early settlement fee is 1% of finance amount
• Arrangement fee is AED 1050

• Finance is provided for sharia-compliant goods, Repayment period is long, High loan amount is provided, Dedicated Manager will assist you throughout the process, Processing is quick

Features

• Repayment period is up to 4 years
• The loan is provided for a interest rate of 5.99%
• Minimum salary of AED 3,000 is required
• The reduction rate and the flat rate is 5.99% and 3.3%. This denotes that the computation done was a division of the reduction rate by 1.815
• It is mandatory to transfer your salary to apply for this scheme
• Finance up to AED 1,500,000
• Early settlement fee is 1% of finance amount
• Arrangement fee is 1% of loan amount

• Can get free credit card, debit card, cheque book, Can defer one installment, Repayment period is long, High finance is provided, Life insurance is provided

Features

• Repayment period is up to 4 years
• The loan is provided for a interest rate of 5.44%
• Minimum salary of AED 8000 is required
• The reduction rate and the flat rate is 5.44% and 3%. This denotes that the computation done was a division of the reduction rate by 1.814
• It is mandatory to transfer your salary to apply for this scheme
• Finance up to AED 1,000,000
• Early settlement fee is 1% of finance amount
• Arrangement fee is 1% of loan amount

• High Finance amount is provided by the bank, Along with this loan free credit card is offered , Provides insurance coverage for permanent disability and death

• The loan is provided for a interest rate of 7.49%
• Minimum salary of AED 7,500 is required
• The reduction rate starts from 7.49%
• It is mandatory to transfer your salary
• Finance up to AED 750,000
• Early settlement fee is 1% of finance amount
• Arrangement fee is 1% of loan amount

• Applicants can get up to AED 7,50,000 loan amount, Documentation is simple and easy, There is low salary requirement and long repayment period along with this scheme Finance buy-out facility is also provided with this loan , Determent facility available - maximum 2 times a year without additional profit

Features

• Repayment period is up to 4 years
• The loan is provided for an interest rate of 5.24%
• Minimum salary of AED 10000 is required
• The reduction rate and the flat rate is 5.24% and 2.77%.
• It is mandatory to transfer your salary to apply for this scheme
• Finance up to AED 1,000,000
• Early settlement fee is 1% of finance amount
• Arrangement fee is 1% of loan amount

• Expats can get up to AED 1,000,000 loan amount, Around 560 ATMs of the Emirates NBD are there around the UAE, New Employees can also apply for this scheme, You can miss up to two non-consecutive installments per year , Free Debit Card and bank account is provided along with this scheme, Repayment period is long

Features

• Repayment period is up to 4 years
• The loan is provided for a interest rate of 4.69%
• Minimum salary of AED 5,000 is required
• The flat rate and the reduction rate is 3.59% and 6.47%.
• It is mandatory to transfer your salary to apply for this scheme
• Finance up to AED 2,000,000
• Early settlement fee is 1% of finance amount
• Arrangement fee is 2.5% of loan amount

• Free Credit Card is provided along with this scheme, For the first year free of annual fee, Repayment period is long, Low minimum salary requirement is there for this scheme

Features

• Repayment period is up to 4 years
• Only Expats can apply for this scheme
• The loan is provided for a interest rate of 5.68%
• Minimum salary of AED 5,000 is required
• The reduction rate and the flat rate is 5.68% and 3.13%. This denotes that the computation done was a division of the reduction rate by 1.814
• It is mandatory to transfer your salary to apply for this scheme
• Finance up to AED 500,000
• Early settlement fee is 1.05% of loan amount
• Arrangement fee is 1.05% of loan amount

• Can get up to AED 500,000 loan amount, Repayment period is long, Extra fees won’t be applied for early settlement of loans from own funds

Features

• Repayment period is up to 4 years
• The loan is provided for a interest rate of 8.6%
• Minimum salary of AED 5,000 is required
• The reduction rate and the flat rate is 8.6% and 4.75%. This denotes that the computation done was a division of the reduction rate by 1.814
• It is mandatory to transfer your salary to apply for this scheme
• Finance up to AED 1,500,000
• Early settlement fee is 1.05% of the finance amount
• Arrangement fee is 1.05% of the loan amount

• For every AED 1000 of your insurance amount can earn ADCB TouchPoints, Documentation is simple , High finance amount is offered, Takaful insurance is provided free with the scheme, Free ADCB Credit Card is provided along with this scheme, Credit Life Insurance is provided along with this scheme

• Reducing rate of 9.29% and flat rate of 5.12% is charged. The flat rate is calculate by dividing reducing rate with 1.814 (Indicative only)
• A minimum salary of AED 7000 is required
• Salary transfer is required
• Maximum loan amount of AED 2 Million is provided

• Quick approval , Hassle free documentation , Comprehensive personal life insurance coverage