Check Eligibility for Emirates Islamic
Credit Card

You are eligible to apply for a Emirates Islamic
Credit Card .

You may not be eligible * to apply.

* Minimum salary AED 5000 required to apply for a Emirates Islamic Credit Card .

*No loan for :User_Nationality available in this page

Click here to check from other banks.

Emirates Islamic Credit Cards in UAE

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The information provided on this website does not constitute the marketing of any products or services to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Marino, San Marino, Vatican and Isle of man. The content on this website is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals. Find your nearest Citi branch: www.findmyciti.com/ae/. Call us at: +971 4 311 4000.

Address: Citibank UAE, P.O. Box 749, Dubai, United Arab Emirates.

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Check Eligibility for Emirates Islamic Credit Card

You are eligible to apply for a Emirates Islamic
Credit Card .

You may not be eligible * to apply.

* Minimum salary AED 5000 required to apply for a Emirates Islamic Credit Card .

Click here to check loans from other banks.

Features of Emirates Islamic Credit Card

  • Get up to 10% cashback on everyday expenses
  • Get EI Smart Miles on every USD spent
  • Get high travel benefits
  • Get Skywards Miles on every dirham spent on local and international expenses
  • Get free valet parking benefits
  • Can avail free travel insurance benefits
  • Can avail balance transfer facility

Eligibility Criteria of Emirates Islamic Credit Card

  • Minimum salary required AED 7.5K
  • Both self-employed and working individuals are eligible

Documents Required of Emirates Islamic Credit Card

  • Valid ID Proofs(Emirates ID, Passport)
  • Current Residence Proof(Utility bills)
  • Salary certificate(Working Individuals)
  • Trade Licence

Emirates Islamic Credit Card Profit Rates

Emirates Islamic Bank

13 Emirates Islamic Bank Credit Cards

Skywards Visa Infinite card

Emirates Islamic Skywards Visa Infinite card
Profit Rate

3.09%

Minimum Salary

AED 25K

Fx Rate

2.34%

Annual Fee

AED 2K

Balance Transfer

Yes

Cashback

No

interest rate

3.09%

Profit Rate

minimum salary

AED 25K

Minimum Salary

fx rate

2.34%

Fx Rate

annual fee

AED 2K

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

No

Cashback

Features

  • Automatic upgrade to Emirates Skywards Silver membership.
  • Unlimited Complimentary golf.
  • free valet parking every month at select locations once a month, any additional use of this service will charge AED 80 of your card.
Apply Now

Features

  • Automatic upgrade to Emirates Skywards Silver membership.
  • Unlimited Complimentary golf.
  • free valet parking every month at select locations once a month, any additional use of this service will charge AED 80 of your card.
  • Unlimited complimentary access to over 650 airport lounges for two people.
  • This is an Islamic card.
  • Avail credit shield and cash advance with this card.
  • Avail four free supplementary cards with this card.
  • The Forex rate stands at 2.34%
  • Minimum salary required for this card is AED 25000
  • Balance transfer facility is available at a fixed monthly fee every month based on the amount, starting from AED 30.

Benefits

  • Receive global assistance wherever you are.
  • Receive discounts up to 30% at various restaurants.
  • Get fabulous shopping discounts at partner outlets.
  • Complimentary Emirates skywards Silver membership.
  • Get 50% off on 4 airport transfers with Careem
  • Purchase protection.
  • Multi travel insurance.
  • Receive global assistance wherever you are.
  • Exclusive Visa infinite offers.
  • Global Concierge.
  • Get discounts on car rentals.
Apply Now
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RTA Platinum Card

Emirates Islamic RTA Platinum Card
Profit Rate

3.49%

Minimum Salary

AED 5K

Fx Rate

2.34%

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

Yes

interest rate

3.49%

Profit Rate

minimum salary

AED 5K

Minimum Salary

fx rate

2.34%

Fx Rate

annual fee

AED 0

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

Yes

Cashback

Features

  • Make fare payments on the RTA Transit network and Parking Meters.
  • The Nol Chip and Credit Card Account on your Card are separate. They are securely linked for top-ups only as authorised by you.
  • Card comes with convenient topup options to recharge your linked Nol Chip.
Apply Now

Features

  • Make fare payments on the RTA Transit network and Parking Meters.
  • The Nol Chip and Credit Card Account on your Card are separate. They are securely linked for top-ups only as authorised by you.
  • Card comes with convenient topup options to recharge your linked Nol Chip.
  • provides the most convenient option for Salik Auto top up.
  • This is an Islamic card.
  • Get credit shield and cash advance this card.
  • Receive flexible payment options.
  • Receive various shopping points with this card.
  • The Forex rate stands at 2.34%
  • The profit rate stands at 3.49%
  • You need a minimum salary of AED 5000.
  • Balance transfer facility is available at a rate of 1% for 3 months and 2% for 6 months.

Benefits

  • Avail purchase protection and travel insurance.
  • Purchase protection and extended warranty.
  • Emergency medical and legal referral service.
  • Emergency cash and card replacement.
  • Receive discounts up to 30% at various restaurants.
  • Get fabulous shopping discounts at partner outlets.
Apply Now
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Union Coop Tamayaz Card

Emirates Islamic Union Coop Tamayaz Card
Profit Rate

3.49%

Minimum Salary

AED 5K

Fx Rate

2.34%

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

No

interest rate

3.49%

Profit Rate

minimum salary

AED 5K

Minimum Salary

fx rate

2.34%

Fx Rate

annual fee

AED 0

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

No

Cashback

Features

  • Free valet parking every month at select locations once a month, any additional use of this service will charge AED 80 of your card.
  • Free for life card
  • Tap and pay experience with Visa Paywave technology.
Apply Now

Features

  • Free valet parking every month at select locations once a month, any additional use of this service will charge AED 80 of your card.
  • Free for life card
  • Tap and pay experience with Visa Paywave technology.
  • This is an Islamic card.
  • There is a Forex rate of 2.34%
  • You need a minimum salary of AED 5000 to avail this card.
  • You can transfer your balance at 0% for 6 months with 2% processing fee.
    You can transfer your balance up to 80% of the credit limit.

Benefits

  • Receive purchase protection up to AED 5000 per occurence and AED 20,000 Per year.
  • Extended warranty.
  • Shopper wallet.
  • Golf access at different locations.
  • Receive credit shield with this card.
  • Emergency medical and legal reference.
  • Cash on call facility.
  • Receive global assistance wherever you are.
  • Receive discounts up to 30% at various restaurants.
  • Get fabulous shopping discounts at partner outlets.
Apply Now
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Flex Card

Emirates Islamic Flex Card
Profit Rate

3.49%

Minimum Salary

AED 5K

Fx Rate

2.34%

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

No

interest rate

3.49%

Profit Rate

minimum salary

AED 5K

Minimum Salary

fx rate

2.34%

Fx Rate

annual fee

AED 0

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

No

Cashback

Advantages
  • Earn EI smart miles on every purchase
  • Free airport lounge access
  • Free valet parking
Advantages
  • Earn EI smart miles on every purchase
  • Free airport lounge access
  • Free valet parking

Features

  • Exclusively designed to offer customers travel, shopping and lifestyle benefits.
  • You can redeem points points from 300 airlines and 180,000 hotels.
  • Make any purchase with your Elsmartmiles
Apply Now

Features

  • Exclusively designed to offer customers travel, shopping and lifestyle benefits.
  • You can redeem points points from 300 airlines and 180,000 hotels.
  • Make any purchase with your Elsmartmiles
  • Shop for fashion, electronics, home decor without leaving your home with our online market place.
  • Earn EI SmartMiles on all your domestic and international spends.
  • Forex rate stands at 2.34%
  • You get a repayment period of 55 days.
    You need to do a minimum payment of 5% of outstanding amount every month.
  • You need a minimum salary of AED 5000.
  • You can transfer your balance at 0% for 6 months with 2% processing fee.
    There is a 5% minimum payment required every month.

Benefits

  • You can use your EI SmartMiles to shop with the 'Instant Purchase' feature.
  • Complimentary unlimited access to over 750 airport lounges worldwide.
  • unlimited miles and redeem with no blackout dates.
  • Free valet parking.
  • experience with Visa Paywave technology.
  • Receive discounts up to 30% at various restaurants.
  • Get fabulous shopping discounts at partner outlets
  • Every month once Buy 1 - Get 1 free offer on movie tickets at Vox cinemas
Apply Now
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Etihad Guest Platinum Card

Emirates Islamic Etihad Guest Platinum Card
Profit Rate

3.49%

Minimum Salary

AED 12K

Fx Rate

1.99%

Annual Fee

AED 199

Balance Transfer

Yes

Cashback

No

interest rate

3.49%

Profit Rate

minimum salary

AED 12K

Minimum Salary

fx rate

1.99%

Fx Rate

annual fee

AED 199

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

No

Cashback

Features

  • High travel benefits are provided
  • High Etihad guest miles are provided
  • Can get cashback on movies
Apply Now

Features

  • High travel benefits are provided
  • High Etihad guest miles are provided
  • Can get cashback on movies
  • Monthly profit rate: 3.49%
  • A minimum salary of AED 12,000 is required

Benefits

  • 300,000 Etihad Guest Miles are provided as Sign up bonus(applicants who apply by 15 May 2020)
  • Earn 2 Etihad Guest Miles per 1 USD spent at Etihad airlines
  • Earn 1.5 Etihad Guest Miles per 1 USD spent on international expenses
  • Earn 2 Etihad Guest Miles per 1 USD spent on the mobile wallet and online expenses
  • Earn up to 1 Etihad Guest Miles per 1 USD spent on Domestic expenses
  • Can get 10% miles back on booking a flight ticket or availing an upgrade redeeming the Etihad Guest Miles
  • 2 Free inflight wifi vouchers per annum
  • 0% Easy Payment Plan is provided on Etihad bookings
  • Get 50% cashback on movie ticket bookings
  • Purchase protection is provided
  • Provides balance transfer facility
  • Can avail cash advance Provides credit shield Provide global assistance
Apply Now
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Cashback Card

Emirates Islamic Cashback Card
Profit Rate

3.49%

Minimum Salary

AED 5K

Fx Rate

2.34%

Annual Fee

AED 350

Balance Transfer

Yes

Cashback

Yes

interest rate

3.49%

Profit Rate

minimum salary

AED 5K

Minimum Salary

fx rate

2.34%

Fx Rate

annual fee

AED 350

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

Yes

Cashback

Features

  • No minimum spend criteria for earning cash back rewards
  • You can convert your purchase into easy installment plans with this card.
  • Cash on call facility.
Apply Now

Features

  • No minimum spend criteria for earning cash back rewards
  • You can convert your purchase into easy installment plans with this card.
  • Cash on call facility.
  • This card also provides islamic credit shield.
  • Purchase protection and extended warranty.
  • 24 hours customer service.
  • This is an Islamic card.
  • Avail cashback on all your spends with this card.
  • The Forex rate applicable on this card is 2.34%
  • You get an interest free period up to 55 days.
    You need to pay an interest of 5% on the outstanding amount.
  • You need a minimum salary of AED 5000 to avail this card.
  • 0% interest on balance transfer from other cards to this card for 6 months.

Benefits

  • Enjoy offers for your value at 900 hotels with this card
  • Medical and legal referral
  • Exclusive golf access benefits.
  • Enjoy easy payment plans with this card.
  • Avail free supplementary cards.
Apply Now
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Emarati Credit Card

Emirates Islamic Emarati Credit Card
Profit Rate

2.99%

Minimum Salary

AED 5K

Fx Rate

1.84%

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

No

interest rate

2.99%

Profit Rate

minimum salary

AED 5K

Minimum Salary

fx rate

1.84%

Fx Rate

annual fee

AED 0

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

No

Cashback

Advantages
  • 10% cashback on dining
  • EI smart miles as signup bonus
  • Free valet parking
Advantages
  • 10% cashback on dining
  • EI smart miles as signup bonus
  • Free valet parking

Features

  • Sign up bonus is provided
  • High travel benefits are provided
  • No annual fees on the credit card
Apply Now

Features

  • Sign up bonus is provided
  • High travel benefits are provided
  • No annual fees on the credit card

Benefits

  • 25000 SmartMiles are provided as signing up offer
  • Get 2.5 - 3.75 SmartMiles on every purchase made in and out UAE
  • Can redeem SmartMiles for travel and hotel bookings
  • Free valet parking
  • Can avail travel insurance for free
Apply Now
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Etihad Guest Ameera Card

Emirates Islamic Etihad Guest Ameera Card
Profit Rate

3.49%

Minimum Salary

AED 12K

Fx Rate

1.99%

Annual Fee

AED 699

Balance Transfer

Yes

Cashback

No

interest rate

3.49%

Profit Rate

minimum salary

AED 12K

Minimum Salary

fx rate

1.99%

Fx Rate

annual fee

AED 699

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

No

Cashback

Features

  • Provides high travel offers and benefits
  • Etihad guest privileges are provided
  • Cashback on movie tickets
Apply Now

Features

  • Provides high travel offers and benefits
  • Etihad guest privileges are provided
  • Cashback on movie tickets
  • Complimentary access to golf clubs
  • Exclusive to women
  • Monthly profit rate: 3.49%
  • A minimum salary of AED 12,000 is required

Benefits

  • Signup Bonus: Up to 300,000 Etihad Guest Miles are provided (applicants who apply by 15 May 2020)
  • Cardholders can pick two most spending categories and avail high Etihad guest miles
  • Earn 3 Etihad Guest Miles per 1 USD spent at Etihad airlines
  • Earn 2 Etihad Guest Miles per 1 USD spent on international expenses
  • Earn 2.5 Etihad Guest Miles per 1 USD spent on your preferred categories
  • Earn up to 1.5 Etihad Guest Miles per 1 USD spent on Domestic expenses
  • Earn 1 Etihad Guest Tier Mile per 1 USD spent on non-AED international expenses
  • Purchase 2 return Etihad flight tickets or 4 one way tickets using the card and get access to Etihad Guest Silver Tier Status
  • Can get 20% miles back on booking a flight ticket or availing an upgrade using the Etihad Guest Miles
  • Complimentary 2 airport transfers
  • 2 Free inflight wifi vouchers per annum
  • Can avail 0% Easy Payment Plan for 3 or 6 months on Etihad bookings
  • Free access to over 1000 airport lounges worldwide with a guest
  • Get 50% cashback on movie ticket bookings
  • Free 2 golf club access at any day of the week per month
  • Free valet parking facility per month
  • Multi-trip travel insurance and purchase protection is provided
  • Provides balance transfer facility
  • Can avail cash advance
  • Provides credit shield
  • Provide global concierge and global assistance
Apply Now
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Skywards Signature Credit Card

Emirates Islamic Skywards Signature Credit Card
Profit Rate

3.25%

Minimum Salary

AED 5K

Fx Rate

2.34%

Annual Fee

AED 700

Balance Transfer

Yes

Cashback

No

interest rate

3.25%

Profit Rate

minimum salary

AED 5K

Minimum Salary

fx rate

2.34%

Fx Rate

annual fee

AED 700

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

No

Cashback

Features

  • Additional benefits for bookings made at Emirates Airlines
  • Additional benefits for purchases made at Etisalat and DU
  • Dining and shopping benefits
Apply Now

Features

  • Additional benefits for bookings made at Emirates Airlines
  • Additional benefits for purchases made at Etisalat and DU
  • Dining and shopping benefits
  • Can convert regular payments to Easy Installment Plan

Benefits

  • Double Skywards miles are provided on bookings made at Emirates Airlines
  • 0.75 Skywards miles on everyday purchases
  • Skywards miles are provided on Etisalat and DU payments also
  • Skywards miles are provided on international purchases also
  • Get up to 30% discount on dining at selected restaurants in the UAE region
  • Get unlimited access to airport lounges worldwide
  • Free valet parking
Apply Now
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Flex Elite Card

Emirates Islamic Flex Elite Card
Profit Rate

3.49%

Minimum Salary

AED 5K

Fx Rate

2.34%

Annual Fee

AED 700

Balance Transfer

Yes

Cashback

No

interest rate

3.49%

Profit Rate

minimum salary

AED 5K

Minimum Salary

fx rate

2.34%

Fx Rate

annual fee

AED 700

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

No

Cashback

Features

  • Exclusively designed to offer customers travel, shopping and lifestyle benefits.
  • You can redeem points points from 300 airlines and 180,000 hotels.
  • Make any purchase with your Elsmartmiles
Apply Now

Features

  • Exclusively designed to offer customers travel, shopping and lifestyle benefits.
  • You can redeem points points from 300 airlines and 180,000 hotels.
  • Make any purchase with your Elsmartmiles
  • Shop for fashion, electronics, home decor without leaving your home with our online market place.
  • Earn EI SmartMiles on all your domestic and international spends.
  • Forex rate stands at 2.34%
  • You get a repayment period of 55 days.
    You need to do a minimum payment of 5% of outstanding amount every month.
  • You need a minimum salary of AED 5000 to avail this card.
  • You can transfer your balance at 0% for 6 months with 2% processing fee.
    There is a 5% minimum payment required every month.

Benefits

  • You can use your EI SmartMiles to shop with the 'Instant Purchase' feature.
  • Complimentary unlimited access to over 750 airport lounges worldwide.
  • Get 50% off on 4 airport transfers with Careem
  • Unlimited miles and redeem with no blackout dates.
  • Free valet parking.
  • experience with Visa Paywave technology.
  • Receive discounts up to 30% at various restaurants.
  • Get fabulous shopping discounts at partner outlets.
  • This card also provides global concierge service.
  • Avail free valet parking with this card.
Apply Now
View Details

View details on bank page

Etihad Guest Saqer Card

Emirates Islamic Etihad Guest Saqer Card
Profit Rate

3.49%

Minimum Salary

AED 5K

Fx Rate

1.99%

Annual Fee

AED 899

Balance Transfer

Yes

Cashback

No

interest rate

3.49%

Profit Rate

minimum salary

AED 5K

Minimum Salary

fx rate

1.99%

Fx Rate

annual fee

AED 899

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

No

Cashback

Features

  • High travel benefits are offered
  • Etihad guest benefits are provided
  • Can get discounts on movie tickets
Apply Now

Features

  • High travel benefits are offered
  • Etihad guest benefits are provided
  • Can get discounts on movie tickets
  • Free access to golf clubs
  • Only UAE nationals are eligible
  • Monthly profit rate: 3.49%
  • A minimum salary of AED 5000 is required

Benefits

  • As a launch campaign, up to 300,000 Etihad Guest miles are provided for applicants who apply by 15 May 2020. Cardholders need to pay an annual fee to avail the welcome bonus
  • Cardholders get to the privilege to pick most spending categories and avail high Etihad guest miles
  • Earn 3 Etihad Guest Miles per 1 USD spent at Etihad airlines
  • Earn 2 Etihad Guest Miles per 1 USD spent on international expenses
  • Earn 2.5 Etihad Guest Miles per 1 USD spent on your preferred categories
  • Earn up to 1.5 Etihad Guest Miles per 1 USD spent on Domestic expenses
  • Earn 1 Etihad Guest Tier Mile per 1 USD spent on international expenses
  • Purchase an Etihad flight ticket using the card and get access to Etihad Guest Silver Tier Status
  • Can get 20% miles back on booking a flight ticket or availing an upgrade using the Etihad Guest Miles
  • Complimentary 2 airport transfers
  • 2 Free inflight wifi vouchers per annum
  • Can avail 0% Easy Payment Plan for up to 6 months on Etihad bookings
  • Free access to 1000+ airport lounges worldwide with a guest
  • Get 50% cashback on movie ticket bookings
  • Free golf club access at any day of the week
  • Free valet parking facilities per month
  • Multi-trip travel insurance is provided
  • Provides balance transfer facility
  • Can avail cash advance
Apply Now
View Details

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Etihad Guest Premium Card

Emirates Islamic Etihad Guest Premium Card
Profit Rate

3.49%

Minimum Salary

AED 25K

Fx Rate

1.99%

Annual Fee

AED 1.5K

Balance Transfer

Yes

Cashback

No

interest rate

3.49%

Profit Rate

minimum salary

AED 25K

Minimum Salary

fx rate

1.99%

Fx Rate

annual fee

AED 1.5K

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

No

Cashback

Features

  • Provides high travel benefits
  • Can avail a wide range of Etihad guest benefits
  • Provides movie offers
Apply Now

Features

  • Provides high travel benefits
  • Can avail a wide range of Etihad guest benefits
  • Provides movie offers
  • Can avail access to golf clubs
  • Monthly profit rate: 3.49%
  • A minimum salary of AED 25,000 is required

Benefits

  • Provides a welcome bonus of up to 300,000 Etihad Guest Miles. (Offer valid for applicants by 15th May 2020)
  • Cardholders can pick two categories where they spend the card most and avail exclusive miles
  • Earn 3.5 Etihad Guest Miles per 1 USD spent at Etihad airlines
  • Earn 3 Etihad Guest Miles per 1 USD spent on international expenses
  • Earn 2.5 Etihad Guest Miles per 1 USD spent on your preferred categories
  • Earn up to 2 Etihad Guest Miles per 1 USD spent on Domestic expenses
  • Earn 1 Etihad Guest Tier Mile per 1 USD spent on international expenses
  • Upgrade to Etihad Guest Gold Tier Status on booking a flight Etihad airways ticket within 6 months of getting the card
  • Can get 50% miles back on booking a flight ticket or availing an upgrade using the Etihad Guest Miles
  • Free airport transfer
  • 4 Free inflight wifi vouchers
  • Can avail 0% Easy Payment Plan on Etihad bookings
  • Free access to 1000+ airport lounges worldwide with a guest
  • Get 50% cashback on movie ticket bookings
  • Free golf club access at any day of the week
  • 2 free valet parking facilities per month
  • Multi-trip travel insurance is provided
  • Provides balance transfer facility
  • Can avail cash advance
Apply Now
View Details

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Cashback Plus Card

Emirates Islamic Cashback Plus Card
Profit Rate

3.49%

Minimum Salary

AED 7.5K

Fx Rate

2.34%

Annual Fee

AED 350

Balance Transfer

Yes

Cashback

Yes

interest rate

3.49%

Profit Rate

minimum salary

AED 7.5K

Minimum Salary

fx rate

2.34%

Fx Rate

annual fee

AED 350

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

Yes

Cashback

Features

  • High travel benefits
  • Can avail Easy Installment Plan option
  • Dedicated customer service
Apply Now

Features

  • High travel benefits
  • Can avail Easy Installment Plan option
  • Dedicated customer service
  • Get golf club access

Benefits

  • Get 10% cashback on every purchase like at supermarkets, tuition fees, dining, and telecom bill payments
  • Get free access to airport lounges worldwide
  • Free travel and medical insurance are provided
  • Get additional discounts on shopping, dining, and travel
  • No annual fees for the first year
Apply Now
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Emirates Islamic Credit Card Benefits

Travel

  • Get up to 20,000 Skywards miles on the first retail transaction
  • Get 1.5 - 2 skywards miles on 1 USD spent on booking at Emirates Airlines
  • Get 0.75 - 1 skywards miles on 1 USD spent on local expenses
  • Get 1.1 - 1.5 skywards miles on 1 USD spent on international purchases
  • Get up to 30000 EI Smart Miles as sign up bonus
  • Get 1.25 - 2.5 EI Smart Miles on 1 AED spent anywhere locally
  • Get 2.25 - 3.75 EI Smart Miles on 1 AED spent outside UAE
  • Get privileges at hotel rooms
  • Get access to 600+ airport lounges in the world

Cashback

  • Get 1% cashback on every dirham spent on local and international expenses as well
  • Earn up to 10% cashback on telecom bills, supermarket, education, dining, etc.
  • Get 10% cashback on fuel spends
  • On Emirates Islamic RTA Credit Card get 1.25% cashback on every dirham spent locally
  • On Emirates Islamic RTA Credit Card get 2.25% cashback on 1 AED spent on international expenses
  • Get 6000 Tamayaz Points as a welcome bonus on Emirates Islamic Union Coop Tamayaz Card
  • Get up to 3 Tamayaz points on every dirham spent at Union Coop Store

Miscellaneous

  • Get access to golf clubs in the UAE region
  • Get up to 30% off on dining at selected restaurants
  • Avail free valet parking benefits
  • Get discounts on shopping at selected stores

Frequently Asked Questions

⭐ Is the free valet parking unlimited?

A. The free valet parking depends on the type of the card you opt for.

⭐ On what basis the monthly fees are calculated?

A. Monthly fees depend on the credit limit provided on the card.

⭐ What is the cashback provided on international expenses?

A. On international purchases using Emirates Islamic card, up to 2.25% of cashback is provided.

⭐ What is the cashback provided on domestic expenses?

A. On domestic purchases using Emirates Islamic card about 1% - 10% cashback is provided.

⭐ How many EI SmartMiles are provided?

A. About 2.5 - 3.75 EI Miles are provided on every dirham spent on international and domestic purchases.

⭐ On what the EI Smart Miles can be redeemed for?

A. EI Smart Miles can be redeemed for travel bookings, online shopping, and much more.

⭐ What are the charges on credit shield?

A. For the first 2 months, credit shield is provided on no charges. Later on, 0.99% of the outstanding amount is charged as credit shield fees.

⭐ Is it mandatory to get credit shield on the card?

A. No, credit shield on the card is optional.

⭐ Can I convert my regular payments to Easy Payment Plan?

A. Yes, you can avail easy installments plan for a maximum tenure of 12 months.

⭐ What are the charges for card replacement?

A. There are no charges for your Emirates Islamic Credit card replacement.

⭐ Can I get a loan on the card?

A. Yes, you can get a loan on your credit card.

⭐ What is the maximum loan amount provided?

A. 80% of the credit limit is provided as the maximum loan amount.

⭐ What are the offers provided on Emirates Islamic bank credit card?

A. Check here for the list of Emirates Islamic credit card offers

⭐ What is the minimum salary required?

A. The minimum salary required for a Emirates Islamic Bank credit card is AED 5000.

⭐ What is the annual fees charged?

A. The annual fees charged on a Emirates Islamic Bank credit card starts from AED 299. There are some no annual fees credit cards provided as well.

⭐ What is the interest rate charged?

A. The interest rate charged on a Emirates Islamic Bank credit card starts from 2.49%.

⭐ Are self-employed individuals eligible?

A. Yes. Self-employed individuals are eligible for a Emirates Islamic Bank credit card.

⭐ How do I contact Emirates Islamic Bank?

A. Visit Emirates Islamic Customer Care page for their contact details.

About Emirates Islamic

In order to deliver high standards of banking services, Emirates Islamic Bank was established in the year 2004. The bank is aimed to deliver services in accordance with the standards of Shariah principles. It offers a wide range of products that are designed exclusively for individuals, small businesses and large corporations.

   Get in touch with Emirates Islamic Customer Care

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