Credit Bureau Consent, Welcome Offer & General Terms & Conditions
I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.
FAB Credit Cards in UAE
FAB Credit Card Details | |
---|---|
Minimum Salary | AED 5000 - AED 40,000 |
Annual Fees | AED 0 - AED 2500 |
Cashback | Yes |
Balance Transfer | Yes |
Interest Rate | 3.25% |
FAB Credit Card Offers |
|
Popular FAB Credit Cards | FAB Visa Platinum Credit Card FAB Etihad Guest Platinum Credit Card FAB Standard Credit Card FAB GEMS Titanium Mastercard Credit Card FAB Cashback Credit Card |
Features of FAB Credit Card
- Provides high movie benefits on the fab cards
- Provides credit cards on annual fees AED 0 - AED 2.5K
- Provides high cashback benefits
- Can avail balance transfer facility
- Low fees and charges are levied
- Can avail free valet parking benefits
- Can avail dining discounts on selected restaurants
- Can get discounts on travel bookings
- Can earn reward points and air miles
- Can redeem fab points for travel, hotel bookings, etc.
Eligibility Criteria of FAB Credit Card
- A minimum salary of AED 5000 - AED 40,000 is needed
- Only UAE nationals and expats are eligible
- Applicant must be of minimum 21 yrs
Documents Required of FAB Credit Card
- Salary transfer letter (Salaried individuals)
- Salary Certificate
- Valid Emirates ID
- UAE Residence Visa(For Expats)
- 3-6 months bank statements
- Address Proofs(Utility bills)
- Passport (Expats)
- Trade licence(Self employed individuals)
First Abu Dhabi (FAB) Credit Card Interest rates

13 Credit Cards Provided By First Abu Dhabi (FAB)
du Titanium Credit Card

Features
- 15% back on du bill payments in the form of FAB Rewards.
- 0% interest payment plan on du devices and services (for purchases AED 1,000+).
- Earn 1 FAB Reward for every AED 1 spent locally and internationally.
Features
- 15% back on du bill payments in the form of FAB Rewards.
- 0% interest payment plan on du devices and services (for purchases AED 1,000+).
- Earn 1 FAB Reward for every AED 1 spent locally and internationally.
- Monthly rewards capped at 167,000 FAB Rewards on du payments and 50,000 FAB Rewards on other spending.
- Redeem FAB Rewards for cashback, du bill payments, shopping, dining, travel, and more via FAB Mobile app.
- Airport lounge access in case of flight delays via Mastercard Travel Pass app.
- Travel perks with discounts on Booking.com, IHG Hotels & Resorts, Avis, and Rentalcars.com.
- 20% discount on Talabat food or grocery orders (1 order per month using Mastercard promo code).
- 25% off Fiit.tv subscriptions on the first monthly or yearly payment.
- Powered by Mastercard, with access to Priceless.com lifestyle and travel offers.
- The interest of cash advance will be 3.99% per month
The interest on Retail purchases will be 3.99% per month. - The minimum salary required to avail this card is AED 5000
Benefits
- Save 15% back on all du spending, including data plans, devices, prepaid and postpaid bills (up to 167,000 Rewards/month).
- Enjoy 0% interest installment plans on new du purchases, making device upgrades more affordable.
- Get rewarded on every purchase with 1 FAB Reward per AED 1 spent, whether in the UAE or abroad.
- Use your FAB Rewards for cashback, paying du bills, travel miles, retail, dining, and entertainment – all managed through the FAB Mobile app.
- Relax while you travel with airport lounge access if your flight is delayed, courtesy of Mastercard Travel Pass.
- Unlock exclusive travel discounts on hotels, car rentals, and holiday bookings.
- Save on everyday expenses with 20% off Talabat orders each month.
- Stay fit for less with 25% off Fiit.tv subscriptions.
- Enjoy lifestyle perks and global offers through Mastercard Priceless experiences.
Manchester City Titanium Credit Card

Features
- Can earn up to 10 FAB Rewards for every AED 1 spent locally or internationally
- Can earn 10x FAB Rewards at selected sports goods and apparel outlets
- Can earn 100,000 bonus FAB Rewards once a year upon spending AED 100,000
Features
- Can earn up to 10 FAB Rewards for every AED 1 spent locally or internationally
- Can earn 10x FAB Rewards at selected sports goods and apparel outlets
- Can earn 100,000 bonus FAB Rewards once a year upon spending AED 100,000
- Can redeem FAB Rewards instantly for shopping, dining, travel, utility bill payments and more
- FAB Rewards earning is capped at 50,000 per month
- Can get 10% discount at Etihad Stadium retail store (once reopened)
- Can get 10% discount on one-term programme at City Football Schools in the UAE
- Can get 20% discount on full-season programme at City Football Schools in the UAE
- Can get 15% discount on non-sale items at Puma stores on presenting the card
- Can get 25% discount on Manchester City Challenge Abu Dhabi (2-hour experience)
- Can avail 10% cashback on hotel bookings at Booking.com when booked through Mastercard offer page
- Can get 25% discount on Fiit.tv subscriptions on first payment
- Can enjoy unlimited Buy 1 Get 1 offers on dining, spas and leisure experiences via Mastercard Priceless
- There is a requirement of a minimum salary of AED 5000 to avail this card and its benefits.
Benefits
- Can win 10 exclusive trips every year to the Etihad Stadium in the UK for the card’s top 10 spenders
- Can win a signed Manchester City jersey for the top quarterly spender
- Can win 4 official jerseys for the 2nd to 5th top quarterly spenders
- Can enjoy exclusive fan privileges by being enrolled in Manchester City’s “CITYZENS” programme
- Can save more on sports and lifestyle purchases through discounts at Puma, City Football Schools, and Manchester City Challenge Abu Dhabi
- Can convert daily spending into high-value rewards with up to 10x FAB Rewards on sports-related purchases
- Can enjoy 10% cashback on Booking.com bookings, making travel more affordable
- Can get lifestyle perks including fitness subscription discounts (Fiit.tv) and dining/entertainment offers via Mastercard Priceless
GEMS World Mastercard Credit Card

Features
- Save up to 4.25% on GEMS school fees when paying annual tuition in advance.
- Get 10% cashback on school-related expenses like bus fees, canteen, uniforms, and extracurricular activities.
- Enjoy 0% Easy Payment Plans (EPP) for up to 12 months on GEMS fees with no processing fee.
Features
- Save up to 4.25% on GEMS school fees when paying annual tuition in advance.
- Get 10% cashback on school-related expenses like bus fees, canteen, uniforms, and extracurricular activities.
- Enjoy 0% Easy Payment Plans (EPP) for up to 12 months on GEMS fees with no processing fee.
- Stay protected with education coverage up to AED 500,000 per child.
- Receive two discounted cinema tickets per month for AED 20 each at Reel Cinemas, Cine Royal, and Star Cinemas.
- Avail 40% off deluxe cinema tickets at Cinepolis.
- Get 8 complimentary airport lounge visits per year for yourself and a guest at over 1,000 lounges globally.
- Unlock 20% discount at Emaar attractions and 10% off Al Montazah Parks.
- Get 30% discount at IMG Worlds on general admission tickets.
- Earn 2% cashback on international spending and 1% cashback on domestic spending.
- The interest of cash advance will be 3.99% per month will be charged.
The interest on Retail purchases will be 3.99% per month. - Minimum salary of AED 8000 is required
Benefits
- You can save up to 4.25% on GEMS annual school fees when paying with your FAB GEMS World Credit Card.
- You can earn 10% cashback on bus, canteen, uniforms, and non-school activities, credited as FAB Rewards.
- You can spread the cost of education with 0% interest EPP for 12 months on GEMS school fees with no processing fee.
- You can stay worry-free with education protection coverage up to AED 500,000 per child.
- You can enjoy two cinema tickets every month from AED 20 and 40% off deluxe Cinepolis tickets.
- Reaching your destination is more comfortable with eight complimentary airport lounge visits per year for you and your guest.
- You can enjoy 20% savings at Emaar attractions and 10% discounts at Al Montazah Parks for family fun.
- You can make weekends exciting with 30% off general admission tickets at IMG Worlds.
- You can save more on everyday spends with 1% cashback on domestic purchases and 2% cashback on international spending.
- You can get annual fee waived when you spend AED 24,000 or more on non-education expenses in the previous year.
Blue FAB Platinum Credit Card

Features
- You can earn 6% cashback on Al-Futtaim retail brands – 5% in Al-Futtaim FAB Rewards plus 1% in BLUE Points via the BLUE App.
- Get 2% cashback in Al-Futtaim FAB Rewards for every AED 1 spent on Al-Futtaim schools, car brands, and other partner categories.
- Earn up to 1% cashback in Al-Futtaim FAB Rewards for every AED 1 spent at non-Al-Futtaim brands.
Features
- You can earn 6% cashback on Al-Futtaim retail brands – 5% in Al-Futtaim FAB Rewards plus 1% in BLUE Points via the BLUE App.
- Get 2% cashback in Al-Futtaim FAB Rewards for every AED 1 spent on Al-Futtaim schools, car brands, and other partner categories.
- Earn up to 1% cashback in Al-Futtaim FAB Rewards for every AED 1 spent at non-Al-Futtaim brands.
- Enjoy 0% interest on Buy Now, Pay Later plans when shopping at Al-Futtaim brands.
- Benefit from 0% interest balance transfers for up to 12 months, when applied within 90 days of card issuance.
- Get four movie tickets per month at just AED 20 each at Reel Cinemas, Cine Royal, and Star Cinemas.
- Avail two affordable airport transfers per year from AED 40 (intra-city service).
- Stay stylish with Farfetch discounts – up to $150 off when you spend $1,000.
- Enjoy exclusive golf discounts and offers at premium golf courses in the UAE and abroad.
- Access luxury stays with Visa Luxury Hotel Collection (VLHC), offering 900+ properties worldwide.
- Get four free supplementary cards for family members.
- Easily manage payments through the FAB Mobile App, including flexible payment plans.
- Add your card to the BLUE App for extra rewards like 1% cashback in BLUE Points, 2% extra cashback on wallet top-ups, and 5,000 BLUE Points instantly upon linking.
- Unlock over 1,200 2-for-1 lifestyle, dining, and entertainment offers on the BLUE App.
- The minimum salary required is AED 8000.
Benefits
- You can earn up to 6% cashback in Al-Futtaim FAB Rewards for every AED 1 spent at participating Al-Futtaim brands such as IKEA, M&S, ACE, and Toys R Us.
- Start getting an additional 1% cashback instantly in BLUE Points when your card is linked to the BLUE App.
- You can earn up to 2% cashback in Al-Futtaim FAB Rewards for every AED 1 spent on Al-Futtaim schools and car brands including Honda, Lexus, and Jeep.
- You can earn up to 1% cashback in Al-Futtaim FAB Rewards for every AED 1 spent elsewhere.
- Reaching the airport on time has never been easier! Cardholders can enjoy two airport transfers per year starting from AED 40 (intra-city).
- Start enjoying four discounted cinema tickets every month at just AED 20 each.
- Shop globally with confidence and enjoy up to $150 savings on Farfetch when you spend $1,000.
- Stay active with exclusive golf privileges and discounts at leading golf courses.
- You can explore luxury stays at 900+ hotels with premium benefits through the Visa Luxury Hotel Collection.
- Share your card’s perks with family by issuing up to four free supplementary cards.
- Stay in control of your expenses with real-time card management via FAB Mobile App.
- Boost your rewards with the BLUE App: get 5,000 instant BLUE Points, 2% extra cashback on wallet top-ups, and access to over 1,200 2-for-1 deals.
Blue FAB Signature Credit Card

Features
- You can earn 7% cashback on Al-Futtaim retail brands – 6% in Al-Futtaim FAB Rewards and 1% in BLUE Points via the BLUE App.
- Get 3% cashback in Al-Futtaim FAB Rewards for every AED 1 spent on Al-Futtaim schools, automotive brands, and more.
- Earn up to 1% cashback in Al-Futtaim FAB Rewards for every AED 1 spent outside the Al-Futtaim network.
Features
- You can earn 7% cashback on Al-Futtaim retail brands – 6% in Al-Futtaim FAB Rewards and 1% in BLUE Points via the BLUE App.
- Get 3% cashback in Al-Futtaim FAB Rewards for every AED 1 spent on Al-Futtaim schools, automotive brands, and more.
- Earn up to 1% cashback in Al-Futtaim FAB Rewards for every AED 1 spent outside the Al-Futtaim network.
- Enjoy 0% interest Buy Now, Pay Later plans on your Al-Futtaim purchases.
- Benefit from 0% interest balance transfers for up to 12 months, when applied for within 90 days of card issuance.
- Receive four cinema tickets each month for only AED 20 each at Reel Cinemas, Cine Royal, and Star Cinemas.
- Avail two affordable airport transfers per year from AED 40 (intra-city service).
- Access over 1,000 airport lounges worldwide with complimentary entry.
- Shop global fashion with up to $150 off on Farfetch when you spend $1,000.
- Get four free supplementary cards to share benefits with family.
- Set up flexible payment plans directly via the FAB Mobile App.
- Manage your card, transactions, and rewards conveniently with the FAB Mobile App.
- Boost your rewards through the BLUE App – get 1% instant cashback in BLUE Points, an extra 2% cashback on wallet top-ups, and 5,000 bonus BLUE Points instantly upon linking.
- Unlock over 1,200 2-for-1 deals across dining, lifestyle, and entertainment categories via the BLUE App.
Benefits
- Welcome Offer – Blue FAB Signature Credit Card: Get AED 1,000 back in Al-Futtaim FAB Rewards when you sign up for a new Blue FAB Signature Credit Card and spend AED 20,000 in the first 2 months.
- Enjoy an exclusive entry into the draw to win a brand-new 2025 4.0L VXR Toyota Land Cruiser.
- Offer valid for applications submitted between 4 August 2025 – 30 September 2025.
- Available to UAE Nationals and Non-UAE Nationals earning AED 50,000 or more per month.
- Applicable only for new-to-bank customers who are not current or past cardholders of an Al-Futtaim FAB or FAB Blue Credit Card.
- You can earn up to 7% cashback in Al-Futtaim FAB Rewards for every AED 1 spent at top Al-Futtaim brands like IKEA, ACE, M&S, and Toys R Us.
- Start getting an additional 1% cashback in BLUE Points when you register and use your card on the BLUE App.
- You can earn up to 3% cashback in Al-Futtaim FAB Rewards for every AED 1 spent on Al-Futtaim schools and car brands including Honda, Jeep, and Lexus.
- You can earn up to 1% cashback in Al-Futtaim FAB Rewards for every AED 1 spent outside Al-Futtaim brands.
- Reaching the airport on time is stress-free with two airport transfers per year starting from AED 40 (intra-city).
- Start enjoying four discounted cinema tickets each month at AED 20 per ticket.
- Shop premium fashion with ease and get up to $150 off at Farfetch when spending $1,000.
- Travel in comfort with complimentary global airport lounge access at 1,000+ lounges.
- Share the convenience with your family by issuing up to four supplementary cards free of charge.
- Stay on top of your spending with flexible payment options and real-time control via FAB Mobile App.
- Boost your earning potential on the BLUE App – enjoy 5,000 bonus BLUE Points instantly, 2% extra cashback on wallet top-ups, and access to over 1,200 2-for-1 offers.
Blue FAB Infinite Credit Card

Features
- Earn 9% cashback on Al-Futtaim retail brands including IKEA, ACE, Toys R Us, M&S, and more.
- Get 4% cashback on Al-Futtaim schools and automotive brands like Lexus, Honda, Jeep, BYD, Dodge, and more.
- Earn 1% cashback on all non-Al-Futtaim spending.
Features
- Earn 9% cashback on Al-Futtaim retail brands including IKEA, ACE, Toys R Us, M&S, and more.
- Get 4% cashback on Al-Futtaim schools and automotive brands like Lexus, Honda, Jeep, BYD, Dodge, and more.
- Earn 1% cashback on all non-Al-Futtaim spending.
- Enjoy 0% interest easy payment plans across Al-Futtaim brands.
- Transfer balances from other cards with 0% interest for 12 months when applied within 90 days.
- Receive up to AED 4,000 cashback cap per month in Al-Futtaim FAB Rewards.
- Get six cinema tickets per month for only AED 20 at Reel Cinemas, Cine Royal, and Star Cinemas.
- Avail six discounted airport transfers per year starting from AED 40 (intra-city) or AED 100 (intercity).
- Access over 1,000 airport lounges worldwide for free with one guest.
- Enjoy 2-for-1 deals and 5,000+ travel discounts with the ENTERTAINER app.
- Protect your outstanding balance with Credit Shield benefits.
- Get four free supplementary cards for family use.
- Manage and track your card easily with the FAB Mobile App.
- Unlock exclusive cashback, bonus points, and 1,200+ 2-for-1 lifestyle offers via the BLUE App.
Benefits
- You can earn up to 9% cashback in Al-Futtaim FAB Rewards for every AED 1 spent at participating Al-Futtaim brands.
- Start getting an additional 1% cashback instantly in BLUE Points by registering and using your Blue FAB Credit Card on the BLUE App.
- You can earn up to 4% cashback in Al-Futtaim FAB Rewards for every AED 1 spent on Al-Futtaim schools, car brands, and more.
- You can earn up to 1% cashback in Al-Futtaim FAB Rewards for every AED 1 spent at non-Al-Futtaim brands.
- Start enjoying six movie tickets per month for AED 20 each at Reel Cinemas, Cine Royal, and Star Cinemas.
- Reaching the airport on time has never been easier! Blue FAB Infinite Credit Cardholders can enjoy six airport transfers per year from AED 40 (intra-city) or AED 100 (intercity).
- You can enjoy complimentary access to over 1,000 airport lounges globally for yourself and a guest.
- Get access to over 5,000 2-for-1 lifestyle and travel offers with the Xperience with the ENTERTAINER app.
- You can issue up to four free supplementary cards to share the benefits with your family.
- Stay in control by managing your card anytime with the FAB Mobile App for payments, rewards, and account services.
- Boost your rewards by linking your Blue FAB Credit Card to the BLUE App and get 5,000 bonus BLUE Points instantly, plus 2% extra cashback on wallet top-ups.
Cashback Credit Card

Features
- Earn cashback on groceries, dining, fashion, international spending, and more.
- Cashback capped at AED 1,000 per month across all categories.
- From June 1, 2025, a minimum spend of AED 3,000 per month is required to earn rewards.
Features
- Earn cashback on groceries, dining, fashion, international spending, and more.
- Cashback capped at AED 1,000 per month across all categories.
- From June 1, 2025, a minimum spend of AED 3,000 per month is required to earn rewards.
- Supermarket, dining, and fashion cashback capped at AED 150 each per month.
- Free worldwide airport lounge access with up to 8 visits per year (primary cardholder) and 6 visits for a guest.
- Two free airport transfers per year, plus 20% discount on Careem chauffeur services (up to 3 rides per month).
- Carrefour discount – AED 40 off online orders above AED 250 (once per month).
- Talabat offer – 40% off (up to AED 40) on 4 orders per month with a minimum spend of AED 100.
- Costa Coffee offer – 2 free coffees at Dubai Airport + 2 additional items from a select menu.
- Cinema offer – 2 movie tickets per month for AED 20 at Reel Cinemas, Cine Royal, and Star Cinemas.
- Farfetch offer – 10% discount on purchases above USD 300.
- Bicester Village Shopping Collection – 15% discount on shopping packages, chauffeur experiences, and shopping express.
- MakeMyTrip travel deals – Up to 40% off bookings + wallet cashback benefits.
- Global Blue VIP services – Access to fast-track airport lanes and VIP city lounges when travelling abroad.
- 3.99% is charged as interest on retail purchases & 3.99% interest on cash advance
- A minimum salary of AED 5000 is needed
Benefits
- Get 5% cashback on online & offline supermarket spending (groceries), capped at AED 150/month.
- Get 5% cashback on dining, capped at AED 150/month.
- Get 5% cashback on fashion shopping, capped at AED 150/month.
- Earn 3% cashback on travel & international non-AED spending.
- Earn 1% cashback on all other eligible spends.
- Save up to AED 40 every month on Carrefour online orders.
- Enjoy 40% off on Talabat food delivery, up to AED 160 monthly savings.
- Get free Costa coffee & snacks at Dubai Airport (monthly benefit).
- Watch movies for less with 2 tickets per month at AED 20 only.
- Save more on luxury shopping with 10% off Farfetch and 15% off Bicester Village experiences.
- Travel smart with up to 40% off on MakeMyTrip bookings and wallet cashback rewards.
- Relax with free global airport lounge access for yourself and your guest.
- Travel in comfort with 2 free airport transfers per year + discounted Careem chauffeur rides.
- Skip queues at airports with Global Blue VIP fast-track access.
Etihad Guest Platinum Credit Card

Features
- Can earn up to 40,000 Etihad Guest Miles as a welcome bonus offer
- Can earn 2 Etihad Guest Miles for every AED 10 spent on domestic purchases
- Can earn 3.5 Etihad Guest Miles for every AED 10 spent internationally (non-AED transactions)
Features
- Can earn up to 40,000 Etihad Guest Miles as a welcome bonus offer
- Can earn 2 Etihad Guest Miles for every AED 10 spent on domestic purchases
- Can earn 3.5 Etihad Guest Miles for every AED 10 spent internationally (non-AED transactions)
- Can earn 4 Etihad Guest Miles for every AED 10 spent with Etihad Airways and partner airlines
- Can optionally join the Miles Accelerator Programme to earn 5.5 miles per AED 10 spent (for AED 250 per month)
- Can get a 25% Miles Discount Voucher on reward flights by spending AED 100,000 annually
- Can enjoy 2 complimentary airport transfers every year (intra-city or intercity service)
- Can book transfers easily via booking portal, email or phone at least 2 working days in advance
- Can get 4 discounted cinema tickets each month for AED 20 at Reel Cinemas, Cine Royal and Star Cinemas
- Can enjoy exclusive discounts at select premium golf courses
- Can access hundreds of shopping, dining, and lifestyle offers through Visa network
- Can manage the card anytime, anywhere with FAB Mobile App access
- Comes with Global Buyer Protection and Extended Warranty of 12 months on purchases
- Provides international medical and travel assistance for emergencies abroad
- Offers Credit Shield insurance to cover outstanding balance in case of unforeseen events
- The interest of cash advance is 3.99% per month
The interest on Retail purchases at 3.99% per month. - A minimum salary of AED 8000 is required
Benefits
- Can enjoy a double welcome bonus: 10,000 joining miles + 10,000 miles on activation + 20,000 miles on AED 25,000 spend in 6 months (total 40,000 Etihad Guest Miles)
- Can save on flights with a 25% discount voucher on Etihad Guest Miles once AED 100,000 spend is achieved annually
- Can travel more comfortably with 2 complimentary airport transfers per year
- Can enjoy entertainment savings with discounted cinema tickets at just AED 20
- Can play more and save with exclusive golf discounts at prestigious courses
- Can unlock lifestyle privileges and travel offers with Visa benefits worldwide
- Can shop confidently with buyer’s protection and extended warranty on purchases
- Can travel stress-free with international medical and travel assistance included
- Can secure peace of mind with Credit Shield protection covering card dues in emergencies
Share Platinum Credit Card

Features
- You can earn SHARE points on all your spending across the UAE and worldwide, including mall shopping, groceries, movies, international purchases, and more
- You can use your SHARE points to pay for purchases and experiences at over 3,500 stores in Mall of the Emirates and City Centres across the UAE
- FAB SHARE Platinum Credit Cardholders can enjoy unlimited 2-for-1 VOX Cinemas tickets when booked online or via the mobile app
Features
- You can earn SHARE points on all your spending across the UAE and worldwide, including mall shopping, groceries, movies, international purchases, and more
- You can use your SHARE points to pay for purchases and experiences at over 3,500 stores in Mall of the Emirates and City Centres across the UAE
- FAB SHARE Platinum Credit Cardholders can enjoy unlimited 2-for-1 VOX Cinemas tickets when booked online or via the mobile app
- You can collect additional SHARE points when you transfer your salary to a FAB account
- The card provides Buyer Protection for up to one year against theft, accidental damage, or non-delivery of purchases made with Visa
- You can enjoy an Extended Warranty of one year after the manufacturer’s or retailer’s warranty expires
- Customised card controls are available through the FAB Mobile app, such as disabling ATM withdrawals or in-store international purchases
- You can receive up to four free supplementary cards for family members for added convenience
- Access "buy now, pay later" instalment plans with competitive rates for shopping flexibility
- Benefit from attractive rates on balance transfers from other bank credit cards
- Manage your card anywhere, anytime through the FAB Mobile app for instant access
Benefits
- You can earn up to 7% back in SHARE points at Carrefour, in-store or online
- You can enjoy up to 6.25% back in SHARE points on entertainment experiences such as VOX Cinemas, Ski Dubai, Magic Planet, Dreamscape, iFLY Dubai, and Little Explorers
- You can earn up to 4.25% back in SHARE points when shopping at Mall of the Emirates and City Centres across the UAE
- You can get up to 2.25% back in SHARE points on international spending, other retail purchases, and online shopping
- You can save big at your favourite stores and accelerate your SHARE points earning without limits
- You can start enjoying 10,000 bonus SHARE points (worth AED 1,000) when you activate your new card
- You can access exclusive SHARE membership benefits, including reserved parking, special offers, prize contests, and unique promotions
- You can set up and manage a SHARE group of up to nine members to pool or gift points easily
- You can redeem your SHARE points for everyday expenses, shopping, and experiences at partner outlets
- You can enjoy exclusive Visa lifestyle and travel offers, updated regularly on Visa Middle East
- You can opt for Credit Shield coverage so that your outstanding card balance is protected in case of unforeseen circumstances
Etihad Guest Signature Credit Card

Features
- Get a guaranteed 35,000 Etihad Guest Miles welcome bonus upon card activation
- Supplementary cardholders receive 5,000 welcome miles
- Double joining miles: 35,000 miles on activation + 35,000 bonus miles on meeting spend criteria
Features
- Get a guaranteed 35,000 Etihad Guest Miles welcome bonus upon card activation
- Supplementary cardholders receive 5,000 welcome miles
- Double joining miles: 35,000 miles on activation + 35,000 bonus miles on meeting spend criteria
- No annual fee in the first year for Emirati and Elite customers (based on AED 75,000 spend in 6 months)
- Receive up to 70,000 bonus miles with a six-month spend target of AED 75,000
- Earn 2.75 Etihad Guest Miles per AED 10 spent on domestic purchases
- Earn 4.5 Etihad Guest Miles per AED 10 spent internationally in non-AED currency
- Earn 5.5 Etihad Guest Miles per AED 10 spent with Etihad Airways and its partners
- Earn 2.5 Etihad Tier Miles for every AED 10 spent locally or abroad
- Optional Miles Accelerator Programme: Earn 6.5 miles per AED 10 spent for AED 250/month
- Get two discounted airport transfers per year (AED 40 within city / AED 100 intercity)
- Enjoy up to 8 complimentary visits to 1,000+ global airport lounges annually
- Receive two complimentary inflight Wi-Fi vouchers valid for 24 hours each
- Get four discounted cinema tickets monthly for AED 20 at Reel Cinemas, Cine Royal, and Star Cinemas
- Avail discounts at premium golf courses across the UAE and beyond
- 24/7 Travel Concierge Service for bookings and assistance
- Special Visa offers and lifestyle discounts across hotels, dining, and shopping
- Complimentary International Medical and Travel Assistance
- Travel Accident Insurance coverage up to USD 500,000
- Purchase Protection and Extended Warranty for 12 additional months
- Automatic Fraudulent Transaction Protection
- Credit Shield coverage on outstanding balance
- The interest of a cash advance is 3.99% per month
The interest on Retail purchases is 3.99% per month. - A minimum salary of AED 15,000 is required
Benefits
- Enjoy a generous welcome reward of up to 70,000 Etihad Guest Miles for a faster start to travel perks
- Earn miles on every spend – both locally and internationally – to redeem for flights, upgrades, and rewards
- Fast track to Etihad Guest Silver membership by completing two return flights within six months
- Unlock an annual 50% Etihad Guest Miles Discount Voucher on spending AED 150,000 – cutting your reward flight cost in half
- Access over 1,000 airport lounges worldwide for you and your guests, ensuring comfort before every flight
- Stay connected on Etihad flights with complimentary inflight Wi-Fi vouchers
- Save on entertainment with discounted cinema tickets and exclusive golf course privileges
- Get peace of mind with global travel insurance, medical assistance, and accident coverage while abroad
- Protect your purchases with extended warranty and coverage against theft or damage
- Safeguard your finances with fraud protection and Credit Shield in case of unexpected situations
- Simplify travel planning with 24/7 concierge support for bookings, reservations, and recommendations
- Take advantage of Visa lifestyle offers for dining, shopping, and leisure experiences
SHARE Signature Credit Card

Features
- Earn up to 7% value back in SHARE points on Carrefour purchases (in-store & online)
- Get up to 8.25% value back at VOX Cinemas, Ski Dubai, Magic Planet, iFLY Dubai, Dreamscape, and Little Explorers
- Earn up to 6.25% value back on shopping at Mall of the Emirates and City Centres across the UAE
Features
- Earn up to 7% value back in SHARE points on Carrefour purchases (in-store & online)
- Get up to 8.25% value back at VOX Cinemas, Ski Dubai, Magic Planet, iFLY Dubai, Dreamscape, and Little Explorers
- Earn up to 6.25% value back on shopping at Mall of the Emirates and City Centres across the UAE
- Earn up to 2.75% back in SHARE points on international, online, and other retail spending
- Get unlimited 2-for-1 VOX Cinemas standard tickets (online or app bookings)
- Access over 1,000 global airport lounges through LoungeKey from Visa
- Get special Visa lifestyle, dining, and travel offers
- Complimentary medical and travel insurance with Visa
- Enjoy Buyer Protection for theft, accidental damage, or non-delivery (up to 1 year)
- Benefit from Extended Warranty of +1 year on top of manufacturer/retailer warranty
- Fraud Protection for unauthorized transactions (up to USD 4,000 annually)
- Receive up to 4 free supplementary cards
- Access buy now, pay later plans at flexible rates
- Competitive balance transfer options on outstanding dues
- Easy card management anytime via FAB Mobile app
Benefits
- Start with 15,000 bonus SHARE points on card activation (worth AED 1,500)
- Redeem SHARE points instantly at over 3,500 outlets including Mall of the Emirates & City Centres
- Save more every day with high cashback value in the form of SHARE points on groceries, shopping, dining & entertainment
- Enjoy enhanced mall experiences with special rates on leisure and entertainment activities
- Get peace of mind while shopping with Buyer Protection, Extended Warranty & Fraud Protection
- Travel stress-free with global airport lounge access, travel insurance & medical cover
- Save on entertainment with unlimited “buy 1, get 1 free” VOX Cinemas tickets
- Stay flexible with easy installment plans and attractive balance transfer facilities
- Share your rewards by creating groups with family & friends to pool and gift SHARE points
- Unlock exclusive discounts, member contests, and reserved parking benefits through the SHARE app
Etihad Guest Infinite Credit Card

Features
- Earn up to 7 Etihad Guest Miles for every AED 10 spent with Etihad Airways & partners
- 3.5 miles for domestic spends, 6 miles for non-AED international spends
- Earn Etihad Tier Miles: 2.5 Tier Miles for every AED 10 spent
Features
- Earn up to 7 Etihad Guest Miles for every AED 10 spent with Etihad Airways & partners
- 3.5 miles for domestic spends, 6 miles for non-AED international spends
- Earn Etihad Tier Miles: 2.5 Tier Miles for every AED 10 spent
- Welcome bonus: 55,000 Etihad Guest Miles on activation + 55,000 bonus miles (limited-time offer, spend-based)
- Supplementary cards also earn a bonus of 5,000 miles
- Optional Miles Accelerator Programme: Earn 7.5 miles for every AED 10 across all purchases (for AED 250/month)
- Receive a 75% Etihad Guest Miles Discount Voucher on annual spends of AED 200,000
- Fast track to Etihad Guest Gold status with 1 return flight within 6 months of activation
- 4 complimentary inflight Wi-Fi vouchers (valid for 1 year)
- 6 discounted airport transfers per year (from AED 40 within city / AED 100 inter-city)
- 6 discounted Meet & Greet services annually (from AED 40 individual / AED 100 family)
- Free access to over 1,000 airport lounges globally (12 visits per year) via Visa
- 6 discounted cinema tickets monthly (AED 20 each at Reel, Cine Royal, Star Cinemas)
- Exclusive golf discounts at premium courses
- 24/7 Travel Concierge Service through Visa
- Complimentary international medical & travel assistance
- Free travel accident insurance up to USD 1 million
- Purchase Protection & Extended Warranty (12 months extra coverage)
- Fraudulent Transaction Protection included
- Credit Shield to secure outstanding balances in unforeseen situations
- The interest of cash advance is 3.99% per month
The interest on Retail purchases is 3.99% per month. - A minimum salary of AED 30,000 is required
Benefits
- Unlock up to 220,000 Etihad Guest Miles through welcome offers and milestone spends — perfect for booking reward flights
- Save significantly with the 75% Miles Discount Voucher, reducing miles needed for flights across any class & destination
- Fast-track to Etihad Guest Gold Membership, giving you extra travel perks faster than usual
- Stay connected in the air with 4 free inflight Wi-Fi vouchers on Etihad flights
- Travel conveniently with discounted airport transfers and Meet & Greet services for smoother journeys
- Enjoy global lounge access at over 1,000 airports, making travel more comfortable
- Boost lifestyle perks with discounted movie tickets and exclusive golf privileges
- Get personalized assistance anytime with the 24/7 Travel Concierge Service
- Travel worry-free with medical & travel insurance, including trip cancellation, delays & emergencies
- Extra safety with USD 1 million travel accident cover and protection against unauthorized transactions
- Peace of mind on shopping with Purchase Protection & Extended Warranty
- Spread rewards with supplementary cards that also earn bonus miles
- Flexible earning potential with the Miles Accelerator Programme for frequent spenders
- Build a stronger travel lifestyle by earning both Guest Miles & Tier Miles on everyday spending
World Elite Credit Card

Features
- 24/7 Concierge Service
- Complimentary worldwide airport lounge access for you and a guest
- Comprehensive travel insurance coverage of up to USD 500,000
Features
- 24/7 Concierge Service
- Complimentary worldwide airport lounge access for you and a guest
- Comprehensive travel insurance coverage of up to USD 500,000
- Up to 4 valet parking services per month at select UAE locations
- Discounts and privileges across travel, dining, and shopping worldwide
- Mastercard World Elite exclusive lifestyle, travel, and protection offers
- Minimum salary of AED 50,000 is required
Benefits
- Airport Transfers – Enjoy 8 complimentary airport transfers per year. Booking is simple via email or call, ensuring stress-free journeys to and from the airport.
- Meet and Greet Service – Get welcomed in style with 8 complimentary Meet & Greet services annually for a smoother airport experience.
- Airport Lounge Access – Access over 1,200 lounges worldwide for yourself and a guest, making every trip more comfortable.
- Valet Parking – Enjoy 4 complimentary valet parking services per month at select premium locations across the UAE.
- Movie Benefits – Watch up to 8 movies per month from just AED 15 on weekdays and AED 20 on weekends at Reel Cinemas, Cine Royal, Oscar Cinema, and VOX Cinemas.
- Travel Protection – Get coverage of up to USD 500,000 for accidents, along with travel inconvenience insurance of up to USD 7,500.
- Car Rental Privileges – Automatic upgrade to Hertz Gold Plus Rewards® President's Circle Membership and protection with rental collision and loss damage waiver up to USD 50,000.
- Luxury Hotels & Stays – Complimentary nights at Marriott Bonvoy™ hotels, exclusive offers at luxury serviced apartments, and instant DISCOVERY Black-level membership with Global Hotel Alliance.
- Global Shopping Benefits – Discounts at European shopping villages, 10% off on Cleartrip international flights, shipping savings with MyUS, and access to Buy 1 Get 1 Free Mastercard offers across 90+ destinations.
- Ride & Travel Ease – Get 20% off Uber rides, 15% off Mastercard Airport Concierge services, and exclusive deals with Avis rentals.
FAB Credit Card Benefits
- FAB Cashback Credit Card offers
- Earn 5% cashback at Supermarket both online and offline shopping
- Earn 5% cashback on fuel
- 5% cashback on utility payments made using the cashback card
- FAB cashback card provides AED 300 welcome bonus. This is provided as FAB rewards of 75,000 and FAB rewards can be redeemed for cashback, shopping, dining discounts, etc. - Can get access to FAB Rewards i.e. First Rewards and First Cashback
- Get 55,000 Etihad miles as a welcome bonus
- Earn Etihad miles on every expense made anywhere in the world
- Avail complimentary Meet and greet services
- Get up to 8 free airport transfer facilities
- Get complimentary access to airport lounges in the world
- Get access to fitness first clubs for AED 30 per visit
- Get movie tickets at AED 10 at Oscar Cinemas, Cine Royal and Reel Cinemas
- Can get exclusive discounts art golf clubs in the UAE region
- Can get accident travel insurance and purchase protection
- Can avail shopping discounts at selected outlets
- Free valet parking service
- Can avail shop now and pay later facility
- Can get discounts on du bills
Frequently Asked Questions
⭐ What is the minimum amount to spend to avail movie benefits?
A. To avail the movie offers and benefits you need to spend at least AED 2000 using your FAB Credit Card.
⭐ Can I get movie benefits anywhere in UAE?
A. Movie benefits can be availed only at the selected cinemas.
⭐ On what I can redeem my loyalty points earned?
A. You can redeem your loyalty points for shopping, travel, dining benefits and much more.
⭐ On what can I redeem my FAB first rewards earned?
A. You can redeem your First Rewards for electronics, jewelry, accessories, McDonald's, CineRoyal cinemas and many other places.
⭐ How do I redeem my FAB first rewards earned?
A. You can contact the FAB customer care service 600 525500 and request for the redemption.
⭐ On what can I redeem my first miles earned?
A. You can redeem your first miles to travel tickets, car rentals, hotel stays and much more.
⭐ What is the minimum amount to be spent to avail cashback?
A. There are no minimum amount criteria to avail cashback.
⭐ When does the cashback expire?
A. There is no expiration for the cashback earned using your FAB Cards.
⭐ Can I use my First Abu Dhabi Bank Credit Card outside UAE?
A. Yes, you can use your First Abu Dhabi Bank Credit Card on international transactions also.
⭐ Do I get cashback on international transactions?
A. Yes, you can avail cashback on using your FAB Credit Card anywhere in the world.
⭐ Can I get loyalty points even on my supplementary cards?
A. Yes, you can earn loyalty points on the supplementary cards too.
⭐ What are the charges for credit shield cover?
A. The charges on the credit shield are 1.04%(per month) of the outstanding balance.
⭐ What are the credit cards available Zero annual fees?
A. FAB Gold Credit Card, Al Futtaim World Elite Mastercard Credit Card, Visa Infinite Credit Card, Standard Credit Card, GEMS Titanium Mastercard Credit Card, Visa Signature Credit Card, Al Futtaim Platinum Mastercard Credit Card, Visa Platinum Credit Cards are provided for Zero annual fees.
⭐ For how long are FAB credit cards provided for no annual fees?
A. FAB Credit Cards are provided for no annual fees lifelong.
⭐ When does the interest rate gets added?
A. The interest rate will be added only if the monthly payments of the credit card are delayed.
⭐ What are the charges for using the card outside UAE?
A. 2.05% of the transaction amount and scheme charges will be added on using the credit card anywhere outside UAE.
⭐ How can I get my FAB card?
A. You will get your FAB credit card either by courier or you can directly collect it by visiting.
⭐ Can I discount of any school fees payments?
A. No, you can avail discounts only at GEMS School and Aldar Schools, with their respective credit cards.
⭐ What are the offers provided on FAB credit card?
A. FAB provides several dining, shopping, etc. discounts. Check here the list of FAB credit card offers
⭐ What is the minimum salary required?
A. The minimum salary required for a FAB credit card is AED 5000.
⭐ What is the annual fees charged?
A. The annual fees charged on a FAB credit card is from AED 500 and there are some zero annual fees cards available as well.
⭐ What is the interest rate charged?
A. The interest rates on a FAB credit card starts from 3.25%.
About FAB
First Abu Dhabi Bank (FAB) is one of the largest banking institutions established in 2017 and is a merger of NBAD and FGB. FAB offers tailor made solutions, products and services to the customers.The international network of FAB is spread over 5 continents providing global relationships, expertise and financial strength to local and international business. FAB offers its diversifying services by having differentiation, agility and innovation as their main motto and vision
Get in touch with FAB Bank Customer Care
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