Best Salary Accounts in UAE

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Min Balance to Maintain

AED 0

Minimum Salary

AED 10000

Annual Fee

AED 0

Monthly Fee

AED 0

minimum balance

AED 0

Minimum Balance

monthly fee

AED 0

Monthly Fee

Overview

  • Joining bonus of AED 2000 is provided
  • AED 25 worth Salaam Points can be earned monthly
  • Free unlimited international transfers
Apply Now

Overview

  • Joining bonus of AED 2000 is provided
  • AED 25 worth Salaam Points can be earned monthly
  • Free unlimited international transfers
  • Free Debit Card is provided
  • 30% OFF on dining at selected outlets
  • Free cheque book is provided

View details on bank page

Min Balance to Maintain

AED 3000

Minimum Salary

AED 8000

Annual Fee

AED 0

Monthly Fee

AED 0

Relationship Manager

No

Yes

minimum balance

AED 3000

Minimum Balance

monthly fee

AED 0

Monthly Fee

Yes

Currency Account

Overview

  • Unlimited Teller transactions for Free
  • Free ADIB Visa Debit Card
  • Free cheque book is provided
Apply Now

Overview

  • Unlimited Teller transactions for Free
  • Free ADIB Visa Debit Card
  • Free cheque book is provided
  • Instant overdraft facility is provided
  • Free e-statements are provided

View details on bank page

Min Balance to Maintain

AED 0

Annual Fee

AED 0

Monthly Fee

AED 0

Relationship Manager

No

minimum balance

AED 0

Minimum Balance

monthly fee

AED 0

Monthly Fee

Overview

  • Can avail in multiple currencies
  • Get free chequebook
  • Free debit card is provided
Apply Now

Overview

  • Can avail in multiple currencies
  • Get free chequebook
  • Free debit card is provided
  • 24/7 access to the account

View details on bank page

Min Balance to Maintain

AED 3000

Annual Fee

AED 0

Monthly Fee

AED 0

Relationship Manager

No

Yes

minimum balance

AED 3000

Minimum Balance

monthly fee

AED 0

Monthly Fee

Yes

Currency Account

Features

  • This account requires pre approval.

Benefits

  • Cheque book facility is available with this account.
  • You can also avail monthly statement with Emirates NBD salary account.
  • There is also overdraft facility with this account.
  • You can also access ATMs in various countries outside the horizon of UAE.
  • Standing order service is available with this account.
  • Bill payment services are available at various branches.
  • You can also avail the services of a relationship manager to provide you with sound financial decisions
  • Avail account in foreign currency
  • Free Debit card is provided
  • Through Direct Remit can transfer funds to India, Pakistan, Philippines, Sri Lanka, Egypt, and the UK for free
  • Easy fund transfer facility
  • Can avail cardless transactions facility

View details on bank page

Minimum Salary

AED 5000

Monthly Fee

AED 0

Yes

monthly fee

AED 0

Monthly Fee

Yes

Currency Account

Features

  • ADCB Current account is the Salary account with high benefits
  • Both UAE Nationals and Expats are eligible
  • Provides ADCB debit card and chequebook
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Features

  • ADCB Current account is the Salary account with high benefits
  • Both UAE Nationals and Expats are eligible
  • Provides ADCB debit card and chequebook
  • Can get access to ADCB internet banking and mobile banking facilities
  • Initial deposit amount to open the account is AED 5000
  • Minimum salary of AED 5000 is required to open the account

Benefits

  • Can earn touchpoints on maintaining a monthly average balance of AED 10,000
  • Free chequebook is provided
  • Can get e-Statements for free
  • Can avail in other foreign currencies
  • Can make payments easily, transfer funds etc.
  • Provides debit card on ADCB salary account
  • Can avail ADCB mobile banking and ADCB internet banking facilities

View details on bank page

Minimum Salary

AED 10000

Annual Fee

AED 0

Monthly Fee

AED 0

Relationship Manager

Yes

No

monthly fee

AED 0

Monthly Fee

No

Currency Account

Features

  • You can earn stars on account balances and purchases
  • Can use this account as FAB salary account
  • This account is available only in Dirham
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Features

  • You can earn stars on account balances and purchases
  • Can use this account as FAB salary account
  • This account is available only in Dirham
  • A minimum salary of AED 10,000 is required

Benefits

  • Avail four free cash withdrawals from any ATMs in UAE with the free debit card provided
  • Also, shop on a secure platform with OTP (One Time Password)
  • You can enjoy purchase protection for up to 90 days, from the date of purchase
  • Avail complimentary airport lounge access across the middle east without any prior booking
  • Enjoy special discounts and deals at various restaurants and lifestyle venues in UAE
  • You can redeem your stars for Etihad Guest Miles or Emirates Skywards Miles
  • You can redeem your stars for a ‘stars card’, which can be used as a mode of payment
  • You can earn 1 star for every AED 200 on account balances, and 0.5 stars for on debit card purchases
  • Free debit card is provided
  • No minimum balance requirement

View details on bank page

Min Balance to Maintain

AED 0

Minimum Salary

AED 10000

Annual Fee

AED 0

minimum balance

AED 0

Minimum Balance

Features

  • Can avail free fund transfer facility
  • Can earn Etihad guest miles on the account balance maintained
  • Only UAE residents are eligible
Apply Now

Features

  • Can avail free fund transfer facility
  • Can earn Etihad guest miles on the account balance maintained
  • Only UAE residents are eligible
  • A minimum salary of AED 10,000 is required
  • It offers several benefits on salary transfer

Benefits

  • Can maintain zero balance in the account
  • Per month 4 local fund transfers can be availed for free
  • Can avail one international fund transfer for free per month
  • Free cheque book is provided
  • A free debit card is provided
  • Can get up to 10% off on holiday bookings made at Etihad Holidays
  • Can get Etihad miles on every transaction made
  • Get 2 miles on every AED 10 spent on domestic purchases
  • Get 2.5 miles on every AED 10 spent on international purchases
  • Get 4 miles on every AED 10 spent on Etihad bookings
  • 1.5 Etihad guest miles are provided per AED 1000 balance maintained in the account

View details on bank page

Salary Account in UAE

As the name suggests, a Salary Account is an account to which you can get your salary transfer. Every employee of a company gets a salary account to get their salary credited. Individuals can also apply for a salary account and get their salary credited. 

A salary transfer account is similar to a savings account, which is converted into a savings account if there is no activity on the account. 

Who can open a Salary Account in UAE?

The salary account opening is a simple process. Any salaried employee in the UAE can apply for a salary account in UAE with the right set of documents and meet the eligibility criteria of the respective bank. 

Best Salary Accounts in UAE

Some of the best banks for salary account in UAE are, 


Salary AccountMinimum Salary Required
Mashreq Happiness AccountAED 10,000 
ADIB Current AccountAED 3000
RAKBank RAKmore Salary Transfer AccountAED 5000
ADCB Current Account AED 5000
Standard Chartered Salary Account AED 3000
Emirates NBD Current AccountAED 3000
ADIB Ghina Salary AccountAED 8000
FAB One AccountAED 10,000
FAB Etihad Guest AccountAED 10,000

Details of Best Salary Accounts in UAE

Mashreq Happiness Account 

- Upto AED 2000 is provided as a joining bonus 

- Free unlimited international online transfers 

- 5 Salaam points (worth AED 25) per transaction made monthly

- 30% OFF on dining at 2000+ selected restaurants 

- A minimum salary of AED 10,000 is needed

- Free Debit Card and Cheque book is provided

Click here for Mashreq Happiness Account 


ADIB Current Account

- This is a Sharia Compliant account 

- Free Teller transactions

- Provides instant overdraft (Minimum salary of AED 8000 is required)

- A minimum salary of AED 3000 is needed to open the account 


RAKBank RAKmore Salary Transfer Account

- Free chequebook is provided monthly 

- Free Credit Card is provided (depends on eligibility)

- Free domestic remittances 

- Up to 3 Free cash withdrawals per month at Non-Rak Bank ATMs

- Minimum salary of AED 5000 is required 


ADCB Salary Account 

- Can earn ADCB Touchpoints on maintaining a minimum average balance of AED 10,000 in the account

- Free Chequebook is provided 

- A minimum salary of AED 5000 is required for ADCB Salary Account


Standard Chartered Salary Account 

- Free International Debit Card and Cheque Book

- Minimum salary transfer required is AED 3000

- No minimum balance requirement for salary above AED 5000 


Emirates NBD Salary Account 

- Can open Emirates NBD Salary Account in international currency

- Can make international and domestic transfer funds instantly and free

- A minimum balance of AED 3000 is required 


ADIB Ghina Salary Account

- Can earn monthly profits 

- Free Debit card and cheque book is provided

- Can get access to Ghina monthly draw (An average monthly balance of AED 20,000 should be maintained)

- A minimum salary of AED 8000 is needed


FAB One Account

- This is one of the FAB salary transfer accounts 

- Can open the account instantly through FAB mobile banking app 

- No charges on non-maintenance of minimum balance in the account 

- Free debit card is provided 

- Earn FAB stars on purchases made through the account 

- FAB stars can be redeemed for Etihad Guest miles, Emirates SKywards miles

- Free access to airport lounges in the Middle East

- Free 4 cash withdrawals from the ATM 

- Purchase protection is provided on the purchases made using the debit card

- Minimum salary of AED 10,000 is needed 

- For non-salaried individuals, AED 10,000 minimum monthly deposit is needed 


FAB Etihad Guest Account

- This is one of the FAB salary accounts where you can avail for salary transfer 

- No minimum balance requirement 

- 4 Free fund transfers per month to local accounts

- 1 free international remittance monthly 

- 500 Etihad miles are provided on first salary transfer 

- Free cheque book is provided 

- Earn 1.5 Etihad miles per AED 1000 in the account on average monthly balance of AED 10,000

- 500 Etihad miles on making first purchase using the debit card

- Free cash withdrawal at FAB ATM and 2 Free cash withdrawals at non-FAB ATMs

- Earn 2.5 Etihad miles per AED 10 spent on international expenses 

- Earn 2 Etihad miles per AED 10 spent on domestic expenses

- Earn 4 Etihad miles per AED 10 spent on Etihad or Etihad Partnered airways expenses

- Free purchase protection is provided

- Free travel and medical assistance is provided 

- Minimum salary of AED 10,000 is needed 

- For non-salaried individuals, AED 10,000 minimum monthly deposit is needed

What is the minimum salary required to Open a salary account in UAE?

The minimum salary required to open a Salary account in UAE is AED 3000 - AED 10,000. This depends upon the bank and it can be more than the stated range as well. 

Eligibility for a Salary Account in UAE

The basic eligibility criteria of a regular Salary Account in UAE is, 

  • Both UAE Nationals and Expats are eligible 
  • The account applicant must be a salaried employee
  • Salary transfer to the account is required 

Documents required for a Salary Account in UAE

The basic documents required for a Salary Account in UAE are, 

  • Emirates ID
  • Passport 
  • Residence Visa for expats 
  • Salary proofs - Salary Transfer Letter/ Salary Certificate/ Pay Slips

Features of a Salary Account in UAE

Some of the key features of a Salary Transfer Account in UAE are, 

Zero Balance Account - At some banks, there is NO minimum balance requirement in a salary account in UAE 

Cheque book - A salary account holder can get a cheque book which is provided for free at most of the banks in UAE 

Debit Card - A salary account holder os provided a free debit card 

Remittances - The salary account holder can avail both international and domestic remittance facilities from the account. Some of the banks offer free remittances as well.

Cash Withdrawal - Account holders can withdraw cash from the salary account

Mobile Banking - Most of the banks provide mobile banking facilities to carry out transactions, check balance, check and download e-statements of the salary account and much more. 

Account Statements - Can get monthly account statements by visiting the bank or get E-statements for free through online banking or mobile banking. 

FAQs

⭐ Can we withdraw cash from the Salary account?

A. Yes. You can withdraw cash from the salary account.

⭐ Can we avail online banking facility on opening the salary account?

A. Yes. Most of the banks provide online banking facilities on the salary account.

⭐ Can we get a loan using the salary account?

A. If you are eligible for the loan at the same bank where your salary is being transferred, you can get a loan.

⭐ Is there any fall below fee charged on the account?

A. If there is a minimum balance requirement in the account then there would be a fall below fee charged.

⭐ Are joint applicants eligible for a salary account?

A. Yes. Some of the banks allow joint applicants while opening a salary account.

⭐ Can we pay bills through the salary account?

A. Yes. You can use your Salary accounts and pay bills.

⭐ What is the minimum balance required to maintain in Emirates NBD Salary Account?

A. The minimum balance requirement on the Emirates NBD Salary account depends upon the account variant. There is a zero balance account as well.

⭐ Are expats eligible for ADCB Salary Account?

A. Yes. Expats are eligible to open ADCB Salary account.

⭐ What is the minimum salary required for ADCB Salary Account?

A. The minimum salary required for ADCB salary account is AED 5000.

⭐ Is RAK bank Salary Account a savings account?

A. No. It is a current account with no minimum balance requirement.

⭐ What are the ADIB Salary Account opening requirements?

A. ADIB Salary account requirements: The applicant must have a minimum salary of AED 3000 with documents like Passport, Emirates ID, Salary Certificate and UAE resident visa.

⭐ Is there any particular Salary Certificate format to submit for the salary account in UAE?

A. Salary Certificate format varies with the bank you apply for a salary account at.

⭐ What is the minimum balance required to be maintained in Emirates NBD salary account?

A. AED 3000 is the minimum balance required to be maintained in Emirates NBD salary account.

⭐ When do we earn touchpoints on ADCB Salary Account?

A. On maintaining a minimum average balance of AED 10,000 ADCB touchpoints can be earned.

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