FAB Prepaid Cards in UAE

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Eligibility Criteria of FAB Prepaid Card

The eligibility criteria of the FAB prepaid card varies with each card. 

  • For Ratibi Prepaid Card, the employer issuing the card must have a corporate account at FAB
  • Only companies are eligible to get a FAB prepaid card
  • FAB eDirham Prepaid Card can be availed by UAE residents or non-residents as well

First Abu Dhabi (FAB) Prepaid Card

FAB Bank

8 Prepaid Cards Provided By First Abu Dhabi (FAB)

Ratibi Prepaid Card

Maximum Limit

AED 5K

Monthly Fee

AED 0

interest rate

AED 5K

Maximum Limit

Features

  • Employees don’t have to maintain any minimum balance
  • Unlimited access to a huge network of ATMs and CDMs
  • Complimentary personal accident cover offered with the card

Features

  • Employees don’t have to maintain any minimum balance
  • Unlimited access to a huge network of ATMs and CDMs
  • Complimentary personal accident cover offered with the card

Benefits

  • For Employees:No need to maintain a bank account [no minimum balance requirement or any incidental charges]
  • Eliminates delay in receiving salary [including cheque clearing delays or processing delays]
  • Automated process which ensures maximum efficiency in processing
  • No need to carry cash around
  • Easy and safe way to receive your salary
  • Balance can be checked online
  • Receive an alert when your salary is credited [Free of cost]
  • Access to VISA/MasterCard worldwide networks
  • Can be used for cash withdrawal [at ATMs] and online and offline shopping [EFTPOS]
  • 24 hours support through a call center for query resolution if any
  • You can visit an FAB ATM and select your Personal Identification Number [PIN]
  • Completely compliant with the guidelines laid down by the Wages Protection System [WPS], UAE
  • Complimentary accident insurance. You are eligible for five times your monthly salary [subject to a maximum of AED 25,000] in the case of an accidental death or permanent total disability caused by an accident.
  • You can avail a daily cash benefit of AED 50 [subject to a maximum period of 30 days/AED 1500] for hospitalization costs due to the accident if any. The minimum period is 24 hours.
  • In the case of death, the cost involved in the repatriation of your mortal remains will be reimbursed up to AED 5,000.
  • For Employers: A payroll payment system that is easy and convenient
  • Manage all Ratibi cards of your employees online
  • Individual company requirements for salary processing can be serviced too
  • Transfer salaries from your corporate account to individual Ratibi cards in a secure manner using the online banking service
  • An efficient and automated service with a team of dedicated professionals to help you with queries, if any
  • A single bank transfer can credit salaries to all you employees holding Ratibi prepaid cards
  • Eliminates the risk involved in handling cash.
  • Pay wages in local currency at considerably lower costs
  • Non-WPS payroll processing available. You can send bulk files through FAB’s secure electronic channel with debit instructions from your corporate account

View details on bank page

Payment Prepaid Card

Withdrawal Limit

AED 0

Activation Fee

AED 0

AED 0

Monthly Fee

AED 0

Benefits

  • FAB Payment Prepaid Card does not need activation
  • Bank account is not needed
  • There are no monthly charges levied

Benefits

  • FAB Payment Prepaid Card does not need activation
  • Bank account is not needed
  • There are no monthly charges levied
  • No minimum balance requirement in the card
  • Can use the card at domestic and international stores
  • Free statements are provided
  • Can withdraw cash at FAB ATMs for free
  • Free online balance enquiry

View details on bank page

Prepaid Gift Card

Maximum Limit

AED 3.5K

Activation Fee

AED 0

AED 0

interest rate

AED 3.5K

Maximum Limit

Features

  • This is a Gift card that can't be reloaded
  • Can fund the card from a corporate card

Features

  • This is a Gift card that can't be reloaded
  • Can fund the card from a corporate card

Benefits

  • KYC is not required for the cardholder
  • Can be used as a Corporate Gift for the employees

View details on bank page

Multi-Currency Prepaid Card

AED 0

Monthly Fee

AED 0

Features

  • FAB Multi-Currency Prepaid Card is entitled for government entities in the UAE

Features

  • FAB Multi-Currency Prepaid Card is entitled for government entities in the UAE

Benefits

  • Up to 24 currencies can be availed
  • Funded by Government entities in the UAE
  • Can reload multiple cards in bulk
  • Dedicated customer support 24/7
  • Fixed foreign exchange rates are charged

View details on bank page

DWallet Prepaid Card

AED 0

Monthly Fee

AED 0

Features

  • A prepaid card introduced for Domestic Workers in UAE
  • Can transfer the funds to DWallet Prepaid Card for the Domestic Worker
  • Sponsors need to visit TAD-BEER centre with the identity proofs to apply for a DWallet card

Features

  • A prepaid card introduced for Domestic Workers in UAE
  • Can transfer the funds to DWallet Prepaid Card for the Domestic Worker
  • Sponsors need to visit TAD-BEER centre with the identity proofs to apply for a DWallet card
  • Can topup the DWallet card at TAD-BEER centre, TAD-BEER app or Lulu Exchange centre

Benefits

  • Cardholders (Domestic workers) can avail several features like transfer funds, mobile top-ups, etc. with payit.
  • Can be used at ATMs for cash withdrawals
  • Can be used at offline outlets
  • Can transfer money worldwide
  • Free Personal Accident Insurance is provided
  • High discounts are provided

View details on bank page

Hala EDirham Prepaid Card

Maximum Limit

AED 10K

Validity of Card

24 Months

Withdrawal Limit

AED 1K

Activation Fee

AED 10

Card First Load

AED 5

AED 0

interest rate

AED 10K

Maximum Limit

minimum salary

24 Months

Validity of Card

Benefits

  • Bank account is not required
  • Is accepted at participating UAE Ministries and Federal Government authorities
  • Can reload card easily on competitive loading/reloading fee

Benefits

  • Bank account is not required
  • Is accepted at participating UAE Ministries and Federal Government authorities
  • Can reload card easily on competitive loading/reloading fee

View details on bank page

Gold eDirham Prepaid Card

Maximum Limit

AED 2000K

Validity of Card

36 Months

Withdrawal Limit

AED 5K

Activation Fee

AED 25

Card First Load

AED 5

AED 0

interest rate

AED 2000K

Maximum Limit

minimum salary

36 Months

Validity of Card

Features

  • The card is valid for 3 years
  • The loading/reloading fees range from AED 5 - AED 25
  • Cash withdrawal fee of AED 25 is charged if at FAB branches

Features

  • The card is valid for 3 years
  • The loading/reloading fees range from AED 5 - AED 25
  • Cash withdrawal fee of AED 25 is charged if at FAB branches
  • Only UAE residents are eligible

Benefits

  • Can be used at UAE Ministries and Federal Government authorities
  • Personalised card is provided
  • Low transaction fees charged

View details on bank page

Signature eDirham Prepaid Card

Maximum Limit

AED 10000K

Validity of Card

36 Months

Withdrawal Limit

AED 5K

Activation Fee

AED 25

Card First Load

AED 5

AED 0

interest rate

AED 10000K

Maximum Limit

minimum salary

36 Months

Validity of Card

Features

  • Load/Reload Fee of AED 5 to AED 25 is charged
  • UAE Residents are available
  • Individuals and Corporate Cards are available

Features

  • Load/Reload Fee of AED 5 to AED 25 is charged
  • UAE Residents are available
  • Individuals and Corporate Cards are available

Benefits

  • The expiry date is printed on the card
  • Personalised cards are provided to both individuals and corporates

View details on bank page

Benefits

  • The bank account is not needed for the cardholders 
  • Can reload the card easily 
  • Can use it any merchant that accepts Visa or Mastercard cards
  • Can use it for cash withdrawal 
  • Can use it for online transactions, bill payments, etc 
  • Cardholders can get transaction statements for free
  • No minimum balance requirement 
  • Provides a mobile app 
  • Can get the details of the prepaid card easily using the online portal 
  • An exclusive card for government entities i.e. Multi-Currency Prepaid Card
  • Can use the eDirham cards at government entities as well 

Frequently Asked Questions

Q. Can we reload the gift card as well?

A. No. The Prepaid Gift card is loaded once by the corporate and gifted. The maximum amount on it is AED 3500 and can’t be reloaded.

Q. Can individuals avail the FAB prepaid cards?

A. No. FAB Prepaid cards are exclusive for the corporates. However, individuals can avail FAB eDirham Prepaid Cards.

Q. How to activate the FAB prepaid card?

A. There is no separate activation required for the FAB prepaid cards.

Q. Are there any charges levied for FAB balance enquiry?

A. No. FAB Balance enquiry is provided for free which can be availed at any time and anywhere.

Q. Do we need to get an account at FAB to get the prepaid card?

A. Only for FAB Ratibi Prepaid Card, the company needs to hold a FAB corporate account. For other cards, the cardholders need not have an account in FAB.

Q. Can we reset the PIN of the prepaid card?

A. Yes. You can reset your FAB prepaid card PIN by visiting the Prepaid Online Portal.

Q. What are the documents required for non-residents to get the FAB eDirham Prepaid Card?

A. Non-residents need to provide a copy of the passport as the document to get FAB eDirham Prepaid Card.

Q. Is it mandatory to have FAB account for the prepaid card?

A. No. There is no FAB account required for the prepaid cards.

Q. Are there any charges on FAB (NBAD) salary check?

A. No. You can perform FAB salary check for free through FAB PPC page.

Q. Can we get balance enquiry of any prepaid card?

A. No. You can get FAB prepaid card balance only on FAB website.

Q. Can we get details of money credited in the prepaid card on FAB balance enquiry page?

A. Yes. You can check money credited and debited into your prepaid card on FAB balance enquiry page.

Q. Can we check FAB prepaid card balance even if I don't have card?

A. If you have the details of your FAB prepaid card, then you can login and check the card balance.

About FAB

First Abu Dhabi Bank (FAB) is one of the largest banking institutions established in 2017 and is a merger of NBAD and FGB. FAB offers tailor made solutions, products and services to the customers.The international network of FAB is spread over 5 continents providing global relationships, expertise and financial strength to local and international business. FAB offers its diversifying services by having differentiation, agility and innovation as their main motto and vision

   Get in touch with FAB Bank Customer Care

   Click here to get FAB Bank SWIFT Code

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