ADIB Smart Account

Check Eligibility for ADIB
Car Loan

You are eligible to apply for a ADIB
Car Loan .

You may not be eligible * to apply.

* Minimum salary AED 5000 required to apply for a ADIB Car Loan .

*No loan for :User_Nationality available in this page

Click here to check from other banks.

ADIB Car Loan Calculator

Car Loan Provided By ADIB

Check Eligibility for ADIB Car Loan

You are eligible to apply for a ADIB
Car Loan .

You may not be eligible * to apply.

* Minimum salary AED 5000 required to apply for a ADIB Car Loan .

Click here to check loans from other banks.

ADIB Car Loan Calculator

ADIB Smart Account

Features of ADIB Car Loan

  • Attractive profit rates.
  • Salary transfer not mandatory
  • Quick approval procedures
  • Up to 60 months repayment tenures
  • Free ADIB VISA Cashback Card for first year
  • vehicle Takaful with low contribution
  • Free postponement option
  • Down payment as low as 20%

With Ijarah finance (only for new cars), you get additional benefits:

  • ​​Full comprehensive Takaful cover
  • Extended warranty
  • No traffic registration fee

Eligibility Criteria of ADIB Car Loan

  • Minimum Age: 21 years (25 years for Ijarah)
  • Minimum Salary: 5000 AED (10000 AED for Ijarah)
  • Minimum length of employment with current company/employer: 6 months

Documents Required of ADIB Car Loan

  • Valid Emirates ID (For UAE Nationals)
  • Valid passport (For Expatriates)
  • Valid residence Visa (For Resident Expats)
  • Active bank account statements (past 3 months)
  • Relevant Vehicle Documents

Note: The bank may ask for more documents if necessary.

ADIB Car Loan Profit Rates

adib Bank

8 Car Loans Provided By ADIB

New Car Finance - Murabaha

Minimum Salary

AED 5K

Flat Rate

2.59%

Reducing Rate

4.7%

Loan Amount

AED 1000K

Early Settlement Fee

1%

Arrangement Fee

AED 1000

Down Payment

20%

AED 5K

Minimum Salary

2.59%

Flat Rate

4.7%

Reducing Rate

AED 1000K

Loan Amount

1%

Early Settlement Fee

AED 1000

Arrangement Fee

20%

Down Payment

New Car Finance - Murabaha cnl

Minimum Salary

AED 10K

Flat Rate

2.59%

Reducing Rate

4.7%

Loan Amount

AED 150K

Early Settlement Fee

1%

Arrangement Fee

AED 1000

Down Payment

20%

AED 10K

Minimum Salary

2.59%

Flat Rate

4.7%

Reducing Rate

AED 150K

Loan Amount

1%

Early Settlement Fee

AED 1000

Arrangement Fee

20%

Down Payment

New Car Finance - Ijarah

Minimum Salary

AED 10K

Flat Rate

3.99%

Reducing Rate

7.23%

Loan Amount

AED 750K

Early Settlement Fee

1%

Arrangement Fee

AED 1000

Down Payment

0%

AED 10K

Minimum Salary

3.99%

Flat Rate

7.23%

Reducing Rate

AED 750K

Loan Amount

1%

Early Settlement Fee

AED 1000

Arrangement Fee

0%

Down Payment

Used Car Finance - Ijarah

Minimum Salary

AED 10K

Flat Rate

3.99%

Reducing Rate

7.23%

Loan Amount

AED 750K

Early Settlement Fee

1%

Arrangement Fee

AED 1000

Down Payment

0%

AED 10K

Minimum Salary

3.99%

Flat Rate

7.23%

Reducing Rate

AED 750K

Loan Amount

1%

Early Settlement Fee

AED 1000

Arrangement Fee

0%

Down Payment

New Car Finance – Ijarah cnl

Minimum Salary

AED 10K

Flat Rate

3.99%

Reducing Rate

7.23%

Loan Amount

AED 150K

Early Settlement Fee

1%

Arrangement Fee

AED 1000

Down Payment

0%

AED 10K

Minimum Salary

3.99%

Flat Rate

7.23%

Reducing Rate

AED 150K

Loan Amount

1%

Early Settlement Fee

AED 1000

Arrangement Fee

0%

Down Payment

Used Car Finance - Ijarah cnl

Minimum Salary

AED 10K

Flat Rate

3.99%

Reducing Rate

7.23%

Loan Amount

AED 150K

Early Settlement Fee

1%

Arrangement Fee

AED 1000

Down Payment

0%

AED 10K

Minimum Salary

3.99%

Flat Rate

7.23%

Reducing Rate

AED 150K

Loan Amount

1%

Early Settlement Fee

AED 1000

Arrangement Fee

0%

Down Payment

Used Car Finance - Murabaha

Minimum Salary

AED 5K

Flat Rate

3.09%

Reducing Rate

5.61%

Loan Amount

AED 1000K

Early Settlement Fee

1%

Arrangement Fee

AED 1000

Down Payment

20%

AED 5K

Minimum Salary

3.09%

Flat Rate

5.61%

Reducing Rate

AED 1000K

Loan Amount

1%

Early Settlement Fee

AED 1000

Arrangement Fee

20%

Down Payment

Used Car Finance - Murabaha cnl

Minimum Salary

AED 10K

Flat Rate

3.09%

Reducing Rate

5.61%

Loan Amount

AED 150K

Early Settlement Fee

1%

Arrangement Fee

AED 1000

Down Payment

20%

AED 10K

Minimum Salary

3.09%

Flat Rate

5.61%

Reducing Rate

AED 150K

Loan Amount

1%

Early Settlement Fee

AED 1000

Arrangement Fee

20%

Down Payment

About ADIB

ADIB is a Public Joint Stock company that has started delivering services with a paid up capital of one billion dirhams divided into one hundred million shares having its values including transparency in services, an atmosphere of hospitality and tolerance followed by nature of simplicity and sensibility.

ADIB stands as one of the best banks of UAE by carrying out all the transactions, contracts and services by abiding Ismalic Shari'a principles.