Check Eligibility for ADIB
Car Loan

You are eligible to apply for a ADIB
Car Loan .

You may not be eligible * to apply.

* Minimum salary AED 5000 required to apply for a ADIB Car Loan .

*No loan for :User_Nationality available in this page

Click here to check from other banks.

ADIB Car Loan Calculator

Car Loan Provided By ADIB

Last Updated on 10-10-2019

Check Eligibility for ADIB Car Loan

You are eligible to apply for a ADIB
Car Loan .

You may not be eligible * to apply.

* Minimum salary AED 5000 required to apply for a ADIB Car Loan .

Click here to check loans from other banks.

ADIB Car Loan Calculator

ADIB Smart Account

Features of ADIB Car Loan

  • Attractive profit rates.
  • Salary transfer not mandatory
  • Quick approval procedures
  • Up to 60 months repayment tenures
  • Free ADIB VISA Cashback Card for first year
  • vehicle Takaful with low contribution
  • Free postponement option
  • Down payment as low as 20%

With Ijarah finance (only for new cars), you get additional benefits:

  • ​​Full comprehensive Takaful cover
  • Extended warranty
  • No traffic registration fee

Eligibility Criteria of ADIB Car Loan

  • Minimum Age: 21 years (25 years for Ijarah)
  • Minimum Salary: 5000 AED (10000 AED for Ijarah)
  • Minimum length of employment with current company/employer: 6 months

Documents Required of ADIB Car Loan

  • Valid Emirates ID (For UAE Nationals)
  • Valid passport (For Expatriates)
  • Valid residence Visa (For Resident Expats)
  • Active bank account statements (past 3 months)
  • Relevant Vehicle Documents

Note: The bank may ask for more documents if necessary.

ADIB Car Loan Profit Rates

ADIB Bank

8 ADIB Bank Car Loans

New Car Finance - Murabaha

minimum salary

Minimum Salary

AED 5K

flat rate

Flat Rate

2.59%

reducing rate

Reducing Rate

4.7%

loan amount

Loan Amount

AED 1000K

early settlement fee

Early Settlement Fee

1%

arrangement fee

Arrangement Fee

AED 1000

down payment

Down Payment

20%

minimum salary

AED 5K

Minimum Salary

flat rate

2.59%

Flat Rate

reducing rate

4.7%

Reducing Rate

loan amount

AED 1000K

Loan Amount

early settlement fee

1%

Early Settlement Fee

arrangement fee

AED 1000

Arrangement Fee

down payment

20%

Down Payment

Features

  • Repayment period is up to 60 months
  • Interest rate for the given finance is 2.59%
  • Minimum salary requirement is AED 5,000
  • The reducing rate and the flat rate is 4.7% and 2.59%. This denotes that the computation done was a division of the reduction rate by 1.814
  • No salary transfer is required
  • Maximum loan amount is AED 1,000,000 that ADCB bank can provide
  • Early settlement fee is 1% of the finance amount
  • Processing fee is AED 1000
  • About 20% down payment is required for this finance

Benefits

  • High finance amount and low minimum salary requirement is there for given finance
  • The given finance is Sharia-compliant
  • Long repayment period for this loan
  • Convenient features like one signature application
  • As low as 2.59% rates on new cars
  • Approval is quick
  • Documentation is simple
  • Finance up to 80% of the car price
  • For the first year you can get free ADIB Visa Cashback Card
  • Salary transfer is not required
  • Vehicle from Abu Dhabi National Takaful get low contribution amount

View details on bank page

New Car Finance - Murabaha cnl

minimum salary

Minimum Salary

AED 10K

flat rate

Flat Rate

2.59%

reducing rate

Reducing Rate

4.7%

loan amount

Loan Amount

AED 150K

early settlement fee

Early Settlement Fee

1%

arrangement fee

Arrangement Fee

AED 1000

down payment

Down Payment

20%

minimum salary

AED 10K

Minimum Salary

flat rate

2.59%

Flat Rate

reducing rate

4.7%

Reducing Rate

loan amount

AED 150K

Loan Amount

early settlement fee

1%

Early Settlement Fee

arrangement fee

AED 1000

Arrangement Fee

down payment

20%

Down Payment

Features

  • Repayment period is up to 60 months
  • Interest rate for the given finance is 2.59%
  • Minimum salary requirement is AED 10,000
  • The reducing rate and the flat rate is 4.7% and 2.59%. This denotes that the computation done was a division of the reduction rate by 1.815
  • No salary transfer is required
  • Maximum loan amount is AED 150,000 that ADIB bank can provide
  • Early settlement fee is 1% of the finance amount
  • Processing fee is AED 1000
  • About 20% down payment is required for this finance

Benefits

  • High finance amount and low minimum salary requirement is there for given finance
  • The given finance is Sharia-compliant
  • Long repayment period for this loan
  • Convenient features like one signature application
  • As low as 2.59% rates on new cars
  • Approval is quick
  • Documentation is simple
  • Takaful cover fully comprehensive
  • Finance up to 80% of the car price

View details on bank page

New Car Finance - Ijarah

minimum salary

Minimum Salary

AED 10K

flat rate

Flat Rate

3.99%

reducing rate

Reducing Rate

7.23%

loan amount

Loan Amount

AED 750K

early settlement fee

Early Settlement Fee

1%

arrangement fee

Arrangement Fee

AED 1000

down payment

Down Payment

0%

minimum salary

AED 10K

Minimum Salary

flat rate

3.99%

Flat Rate

reducing rate

7.23%

Reducing Rate

loan amount

AED 750K

Loan Amount

early settlement fee

1%

Early Settlement Fee

arrangement fee

AED 1000

Arrangement Fee

down payment

0%

Down Payment

Features

  • Repayment period is up to 60 months
  • Interest rate for the given finance is 3.99%
  • Minimum salary requirement is AED 10,000
  • The reducing rate and the flat rate is 7.23% and 3.99%. This denotes that the computation done was a division of the reduction rate by 1.814
  • No salary transfer is required
  • Maximum loan amount is AED 750,000 that ADCB bank can provide
  • Early settlement fee is 1% of the finance amount
  • Processing fee is AED 1000
  • 0% down payment is required for this finance

Benefits

  • High finance amount and low minimum salary requirement is there for given finance
  • The given finance is Sharia-compliant
  • Long repayment period for this loan
  • Convenient features like one signature application
  • As low as 3.99% rates on new cars
  • Approval is quick
  • Documentation is simple
  • Finance up to 80% of the car price
  • For the first year you can get free ADIB Visa Cashback Card
  • Salary transfer is not required

View details on bank page

Used Car Finance - Ijarah

minimum salary

Minimum Salary

AED 10K

flat rate

Flat Rate

3.99%

reducing rate

Reducing Rate

7.23%

loan amount

Loan Amount

AED 750K

early settlement fee

Early Settlement Fee

1%

arrangement fee

Arrangement Fee

AED 1000

down payment

Down Payment

0%

minimum salary

AED 10K

Minimum Salary

flat rate

3.99%

Flat Rate

reducing rate

7.23%

Reducing Rate

loan amount

AED 750K

Loan Amount

early settlement fee

1%

Early Settlement Fee

arrangement fee

AED 1000

Arrangement Fee

down payment

0%

Down Payment

Features

  • Repayment period is up to 60 months
  • Interest rate for the given finance is 3.99%
  • Minimum salary requirement is AED 10,000
  • The reducing rate and the flat rate is 7.23% and 3.99%. This denotes that the computation done was a division of the reduction rate by 1.815
  • No salary transfer is required
  • Maximum loan amount is AED 150,000 that ADIB bank can provide
  • Early settlement fee is 1% of the finance amount
  • Processing fee is AED 1000
  • 0% down payment is required for this finance

Benefits

  • High finance amount and low minimum salary requirement is there for given finance
  • The given finance is Sharia-compliant
  • Long repayment period for this loan
  • Convenient features like one signature application
  • As low as 3.99% rates on new cars
  • Approval is quick
  • Documentation is simple
  • Takaful cover fully comprehensive
  • Finance up to 80% of the car price

View details on bank page

New Car Finance – Ijarah cnl

minimum salary

Minimum Salary

AED 10K

flat rate

Flat Rate

3.99%

reducing rate

Reducing Rate

7.23%

loan amount

Loan Amount

AED 150K

early settlement fee

Early Settlement Fee

1%

arrangement fee

Arrangement Fee

AED 1000

down payment

Down Payment

0%

minimum salary

AED 10K

Minimum Salary

flat rate

3.99%

Flat Rate

reducing rate

7.23%

Reducing Rate

loan amount

AED 150K

Loan Amount

early settlement fee

1%

Early Settlement Fee

arrangement fee

AED 1000

Arrangement Fee

down payment

0%

Down Payment

Features

  • Repayment period is up to 72 months
  • Interest rate for the given finance is 3.99%
  • Minimum salary requirement is AED 10,000
  • The reducing rate and the flat rate is 7.23% and 3.99%. This denotes that the computation done was a division of the reduction rate by 1.814
  • No salary transfer is required
  • Maximum loan amount is AED 150,000 that ADIB bank can provide
  • Early settlement fee is 1% of the finance amount
  • Processing fee is AED 1000
  • 0% down payment is required for this finance

Benefits

  • High finance amount and low minimum salary requirement is there for given finance
  • The given finance is Sharia-compliant
  • Long repayment period for this loan
  • Convenient features like one signature application
  • As low as 3.99% rates on new cars
  • Approval is quick
  • Documentation is simple
  • Takaful cover fully comprehensive
  • Finance up to 80% of the car price

View details on bank page

Used Car Finance - Ijarah cnl

minimum salary

Minimum Salary

AED 10K

flat rate

Flat Rate

3.99%

reducing rate

Reducing Rate

7.23%

loan amount

Loan Amount

AED 150K

early settlement fee

Early Settlement Fee

1%

arrangement fee

Arrangement Fee

AED 1000

down payment

Down Payment

0%

minimum salary

AED 10K

Minimum Salary

flat rate

3.99%

Flat Rate

reducing rate

7.23%

Reducing Rate

loan amount

AED 150K

Loan Amount

early settlement fee

1%

Early Settlement Fee

arrangement fee

AED 1000

Arrangement Fee

down payment

0%

Down Payment

Features

  • Repayment period is up to 72 months
  • Interest rate for the given finance is 3.99%
  • Minimum salary requirement is AED 10,000
  • The reducing rate and the flat rate is 7.23% and 3.99%. This denotes that the computation done was a division of the reduction rate by 1.814
  • No salary transfer is required
  • Maximum loan amount is AED 150,000 that ADIB bank can provide
  • Early settlement fee is 1% of the finance amount
  • Processing fee is AED 1000
  • 0% down payment is required for this finance

Benefits

  • High finance amount and low minimum salary requirement is there for given finance
  • The given finance is Sharia-compliant
  • Long repayment period for this loan
  • Convenient features like one signature application
  • As low as 3.99% rates on new cars
  • Approval is quick
  • Documentation is simple
  • Takaful cover fully comprehensive
  • Finance up to 80% of the car price

View details on bank page

Used Car Finance - Murabaha

minimum salary

Minimum Salary

AED 5K

flat rate

Flat Rate

3.09%

reducing rate

Reducing Rate

5.61%

loan amount

Loan Amount

AED 1000K

early settlement fee

Early Settlement Fee

1%

arrangement fee

Arrangement Fee

AED 1000

down payment

Down Payment

20%

minimum salary

AED 5K

Minimum Salary

flat rate

3.09%

Flat Rate

reducing rate

5.61%

Reducing Rate

loan amount

AED 1000K

Loan Amount

early settlement fee

1%

Early Settlement Fee

arrangement fee

AED 1000

Arrangement Fee

down payment

20%

Down Payment

Features

  • Repayment period is up to 60 months
  • Interest rate for the given finance is 3.09%
  • Minimum salary requirement is AED 5,000
  • The reducing rate and the flat rate is 5.61% and 3.09%. This denotes that the computation done was a division of the reduction rate by 1.813
  • No salary transfer is required
  • Maximum loan amount is AED 1,000,000 that ADIB bank can provide
  • Early settlement fee is 1% of the finance amount
  • Processing fee is AED 1000
  • About 20% down payment is required for this finance

Benefits

  • High finance amount and low minimum salary requirement is there for given finance
  • The given finance is Sharia-compliant
  • Long repayment period for this loan
  • Convenient features like one signature application
  • As low as 3.09% rates on new cars
  • Approval is quick
  • Documentation is simple
  • Finance up to 80% of the car price
  • For the first year you can get free ADIB Visa Cashback Card

View details on bank page

Used Car Finance - Murabaha cnl

minimum salary

Minimum Salary

AED 10K

flat rate

Flat Rate

3.09%

reducing rate

Reducing Rate

5.61%

loan amount

Loan Amount

AED 150K

early settlement fee

Early Settlement Fee

1%

arrangement fee

Arrangement Fee

AED 1000

down payment

Down Payment

20%

minimum salary

AED 10K

Minimum Salary

flat rate

3.09%

Flat Rate

reducing rate

5.61%

Reducing Rate

loan amount

AED 150K

Loan Amount

early settlement fee

1%

Early Settlement Fee

arrangement fee

AED 1000

Arrangement Fee

down payment

20%

Down Payment

Features

  • Repayment period is up to 60 months
  • Interest rate for the given finance is 3.09%
  • Minimum salary requirement is AED 10,000
  • The reducing rate and the flat rate is 5.61% and 3.09%. This denotes that the computation done was a division of the reduction rate by 1.814
  • No salary transfer is required
  • Maximum loan amount is AED 150,000 that ADIB bank can provide
  • Early settlement fee is 1% of the finance amount
  • Processing fee is AED 1000
  • 0% down payment is required for this finance

Benefits

  • High finance amount and low minimum salary requirement is there for given finance
  • The given finance is Sharia-compliant
  • Long repayment period for this loan
  • Convenient features like one signature application
  • As low as 3.09% rates on new cars
  • Approval is quick
  • Documentation is simple
  • Takaful cover fully comprehensive
  • Finance up to 80% of the car price

View details on bank page

About ADIB

ADIB is a Public Joint Stock company and is one of the largest banks in the UAE region. Its values include transparency in services, an atmosphere of hospitality and tolerance followed by nature of simplicity and sensibility.

ADIB stands as one of the best banks of UAE by carrying out all the transactions, contracts and services by abiding Ismalic Shari'a principles.

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