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Thank you for providing your details.ADIB Cards in UAE
| ADIB Card Details | |
|---|---|
| Minimum Salary | AED 5000 - AED 30,000 |
| Annual Fees | AED 0 - AED 1000 |
| Cashback | Yes |
| Balance Transfer | Yes |
| Interest Rate | 3.75% |
| ADIB Card Offers |
|
| Popular ADIB Cards | |
Features of ADIB Card
- Earn Exceed Reward points or airline miles (Emirates Skywards, Etihad Guest) on every spend with flexible redemption options.
- Complimentary airport lounge access, home check-in service in Dubai, fast-track upgrades, bonus miles, and travel discounts.
- Up to 4% cashback on daily spends like supermarkets, fuel, dining, utilities, and education.
- Free valet parking, roadside assistance, and exclusive partner discounts.
- Withdraw up to 100% of your finance limit in cash on select cards.
- Generous sign-up bonuses such as bonus miles, points, or cashback.
- Options include Rewards Cards, Travel Cards, Cashback Cards, Smiles Cards, Booking.com Partner Cards, Business Cards, and Prepaid Cards.
- Easy application, transparent fees, Shari’a-compliant products, and 24/7 customer service.
Eligibility Criteria of ADIB Card
- Minimum salary range from AED 5K-30K depending on the type of card
- Minimum age of 21 years is required
- Both UAE Nationals and Expats are eligible
- Salaried and self-employed individuals are eligible with valid proof of income.
Documents Required of ADIB Card
- Valid passport (original and copy)
- Emirates ID (original and copy)
- Recent bank statements (last 3 months)
- Salary certificate (not older than 30 days) for salaried applicants
- Approval is subject to the bank’s assessment of credit history and repayment capacity.
- Higher income thresholds or additional requirements may apply for premium cards.
ADIB Card Profit Rates
11 ADIB Bank Cards
Booking.com Signature Card
Overview
- 5% cashback is provided on air ticket bookings
- 4% cashback is offered on fuel expenses
- Only in the first year NO annual fees are charged. From 2nd year AED 299 is charged as annual fee
Overview
- 5% cashback is provided on air ticket bookings
- 4% cashback is offered on fuel expenses
- Only in the first year NO annual fees are charged. From 2nd year AED 299 is charged as annual fee
- Free valet parking can be availed for 4 times a month
- Can earn up to 2 rewards points on every dirham spent on the card
- Provides purchase protection
- Provides travel insurance
- Can get unlimited access to airport lounges
Smiles Visa Classic Card
Features
- ADIB Smiles Visa Classic Card provides sign up benefits where you can earn Smiles Points and redeem for shopping, travel and dining. Get 5,000 Smiles points when you sign up and get 10,000 smiles points as quarterly bonus which is subject to meeting the spending criteria of AED 25,000 every quarter.
- Earn Buy 1 and get 1 free and various other deals on Smiles App
- You can get Smile points 5000 when you sign up
Features
- ADIB Smiles Visa Classic Card provides sign up benefits where you can earn Smiles Points and redeem for shopping, travel and dining. Get 5,000 Smiles points when you sign up and get 10,000 smiles points as quarterly bonus which is subject to meeting the spending criteria of AED 25,000 every quarter.
- Earn Buy 1 and get 1 free and various other deals on Smiles App
- You can get Smile points 5000 when you sign up
- Smiles points can be redeemed for flight booking across 1,000 airlines and hotel accommodation at more than 50k hotels across the world.
- Get the facility of balance transfer on your card just by a call at 600 543216
- You can transfer cash from your card to any bank account by just calling at 600 543216
- Do shopping at selected merchants and pay back in easy EMIs 3/6/9/12 months with 100 percent waiver of Murabaha monthly profit without any processing fee.
- Get ADIB covered card Takaful protection, get optional takaful cover which is provided to protect in an event of death, critical illness, permanent total disability, involuntary loss of employment.
- Get E-statements, chat services, SMS alerts and much more.
- Enjoy the facility of ADIB Mobile Banking App where you can bank anywhere, manage your card, simply download the app from iTunes App store, Huawei appGallery, Google Play store.
- Go Eco friendly by receiving e-statements. Provides Chat banking round the clock, chat at any time on whatsapp +971600543216 and get your queries answered
- Any time banking with your ADIB mobile banking app where you can manage your card. Just Download ADIB Mobile Banking App from iTunes App Store, Google Play Store, or the HUAWEI App Gallery and enjoy the services
Benefits
- Get 5,000 Smiles points upon sign up
- Get Travel Benefits
- Enjoy with No Annual fees
- Get Buy 1 get 1 free on smiles app
Cashback Visa Covered Card
Features
- Earn 4 percent cash back on daily spending categories
- Cashback of 4 percent when you spend on supermarket & Groceries with monthly limit of AED 300
- Cashback of 4 percent on fuel & Automobiles with monthly limit of AED 300
Features
- Earn 4 percent cash back on daily spending categories
- Cashback of 4 percent when you spend on supermarket & Groceries with monthly limit of AED 300
- Cashback of 4 percent on fuel & Automobiles with monthly limit of AED 300
- Cashback of 4% on school fees and other educational expenses with monthly limit of AED 300
- Enjoy 4% on dining and restaurants with maximum benefit of AED 200 per month
- Get 4% cashback benefits on Utility payments with AED 100 per month
- Get Roadside assistance for once a year
Benefits
- You can withdraw 100 percent of finance limit in the form of cash
- The maximum amount of monthly cashback cap is AED 1,000 per month
- Get free grace period for maximum of 55 days for repaying outstanding balances
- Get four supplementary cards as add on benefits
- You can view your card statement by visiting simple.adib.ae and also transact on your card
- You can also avail the benefit of chat services 24/7 online.
- Also resolve your queries through whatsapp at +971600543216 for a swift and secure way of communication.
- Get E-statements on your registered email id.
- Transaction alerts and card information can be sent through the SMS facility
- There are various ways for making the card payment and these are card payment through a cash deposit machine, payment through internet banking, telebanking and payment through exchange houses.
- Get an ADIB Cashback card with simple documentation like valid passport copy, original and copy of valid Emirates ID, Last three months bank account statement, Salary certificate not more than 30 days old.
Exceed Visa Covered Card
Features
- You can turn every moment into a rewarding experience. Each time you can earn exceed reward points use the card to redeem points quickly for payments, retail/online shopping, flight ticket purchases and many more.
- Earning Exceed Rewards
- Earn 0.5 Exceed Rewards for every AED 100 spent within UAE
Features
- You can turn every moment into a rewarding experience. Each time you can earn exceed reward points use the card to redeem points quickly for payments, retail/online shopping, flight ticket purchases and many more.
- Earning Exceed Rewards
- Earn 0.5 Exceed Rewards for every AED 100 spent within UAE
- Earn 1.0 Exceed Rewards(1) for every AED 100 (or equivalent) spent internationally
- Earn 0.125 Exceed Reward for every AED 100 spent on Specific Merchants. The merchants are a part of the European Economic Area. Classification of merchants based in the EEA will be as per prevailing Visa guidelines. Specific Merchants are: Supermarkets, government services, public transport and other services.
- Provides with Roadside assistance. You can drive with complete peace of mind as you get roadside assistance within the UAE once a year. To avail roadside assistance please call 600-542010.
- Be part of the ADIB Exceed Rewards Loyalty Program where you can redeem exceed reward points quickly using the mobile app for exciting rewards and turn banking experience into truly extraordinary.
Benefits
- Earn Exceed rewards
- Roadside assistance
Exceed Visa Platinum Covered Card
Features
- Exceed your expectations with the reward points where you can turn moments into rewarding experiences. Earn Exceed Rewards points every time you use the card. You can redeem points quickly towards utility payments, retail or online shopping, flight ticket purchases and many more.
- Earning Exceed Rewards
- Earn 0.5 Exceed Rewards for every AED 100 spent within UAE
Features
- Exceed your expectations with the reward points where you can turn moments into rewarding experiences. Earn Exceed Rewards points every time you use the card. You can redeem points quickly towards utility payments, retail or online shopping, flight ticket purchases and many more.
- Earning Exceed Rewards
- Earn 0.5 Exceed Rewards for every AED 100 spent within UAE
- Earn 1.0 Exceed Rewards(1) for every AED 100 (or equivalent) spent internationally
- Earn 0.125 Exceed Reward for every AED 100 spent on Specific Merchants. The merchants are a part of the European Economic Area. Classification of merchants based in the EEA will be as per prevailing Visa guidelines. Specific Merchants are: Supermarkets, government services, public transport and other services.
- Provides with Roadside assistance. You can drive with complete peace of mind as you get roadside assistance within the UAE once a year. To avail roadside assistance please call 600-542010.
- Provides Airport Lounge access where the cardholder is eligible for two free visits per year. Simply download the Loungekey app on your android and explore airport lounges across the world.
- Be part of the ADIB Exceed Rewards Loyalty Program where you can redeem exceed reward points quickly using the mobile app for exciting rewards and turn banking experience into truly extraordinary.
Benefits
- Exceed Rewards
- Roadside assistance
- Airport Lounge Access
Etihad Guest Classic Card
Features
- You can avail 4 supplementary cards with this card.
- Convenience to make your card payments in any of ADIB branches.
- This is a high earning rewards program.
Features
- You can avail 4 supplementary cards with this card.
- Convenience to make your card payments in any of ADIB branches.
- This is a high earning rewards program.
- Receive up to four supplementary cards.
- This is an Islamic card.
- This card enables salary transfers
- Get instant SMS updates.
- Forex rate on this card is 2.3%
- You need a minimum salary of AED 5000 for this card.
- There is an option of balance transfer at the rate of 3% or AED 300 for this card.
Benefits
- You can receive service from ADIB travel desk.
- You can redeem your Etihad guest miles for House Furnishing, Travel Bookings, Electronics and Gifts for Friends and Family.
- You can withdraw 100% of your finance limit for your need of cash.
- Avail advance technology of chip and pin for safe transactions.
Etihad Guest Gold Card
Features
- You can avail 4 supplementary cards with this card.
- Convenience to make your card payments in any of ADIB branches.
- You get a travel card with free ticket is spend is over AED 150,000
Features
- You can avail 4 supplementary cards with this card.
- Convenience to make your card payments in any of ADIB branches.
- You get a travel card with free ticket is spend is over AED 150,000
- This is a high rewards earning program
- You get four free supplementary cards.
- This is an Islamic card.
- This card enables salary transfers.
- The Forex rate (Non AED Transfer Rate) stands at 2.3%
- You get a free grace period of 55 days to repay your outstanding balance.
- You need a minimum salary of AED 5000
Benefits
- You can receive service from ADIB travel desk
- You can withdraw 100% of your finance limit for your need of cash.
- Avail advance technology of chip and pin for safe transactions.
- Free companion ticket voucher, which is not available on any other card.
- Fast track to Etihad guest silver tier.
- Free airport lounge access via lounge key.
- Free roadside assistance.
ADIB Smiles Visa Signature Card
Features
- Get 70,000 Smiles points when you sign up. Get a free one year Smiles subscription. Get unlimited, buy one and get one worth AED 199. Get 10,000 Smiles points as quarterly bonus which is subject to meeting spending criteria of AED 25K every quarter.
- You can enjoy buy 1 and get 1 free and deals on Smiles app
- Provides you with 70,000 bonus Smiles & Complimentary 1 year subscription towards Smiles Unlimited buy one and get one which is worth AED 199
Features
- Get 70,000 Smiles points when you sign up. Get a free one year Smiles subscription. Get unlimited, buy one and get one worth AED 199. Get 10,000 Smiles points as quarterly bonus which is subject to meeting spending criteria of AED 25K every quarter.
- You can enjoy buy 1 and get 1 free and deals on Smiles app
- Provides you with 70,000 bonus Smiles & Complimentary 1 year subscription towards Smiles Unlimited buy one and get one which is worth AED 199
- Start redeeming your smiles points towards flight bookings with more than 1k airlines and accommodation at more than 50k hotels across the globe.
- Get 4 free visits for valet parking monthly at selected locations. Show your card and get this service.
- Enjoy free Roadside assistance, drive with peace of mind and you get help when you need it. Provides you with unlimited free city towing service. Inter Emirates Towing with 3 times in a year, Flat Tyre service, jump start service, free fuel delivery service, free transportation Vehicle registration service. To get these services call 600-542010
- ADIB has partnered with retailers which will ensure the best shopping experience for the users.
- Provides free unlimited VIP airport lounge access for the cardholders at more than 1,000 lounges across the globe.
- Provides a personal travel assistant where you get 24 hrs concierge service. The users can book hotel reservations, plan tours, car hire, tourist activities and make the best use of travel.
- Get travel and medical assistance with ADIB Smiles Visa Signature Card
- Get multi trip travel cover where you and your family including 5 children get coverage towards personal cover, travel inconvenience cover and medical cover.
- Get purchase protection where the insurance benefit provides reimbursement up to USD 2,500 per occurrence with 4k USD as an aggregate limit.
- Enjoy the facility of Balance transfer on your card simply call 600 543216
- You can transfer cash from your card to selected bank simply call 600 543216
- Do shopping at selected merchants and pay back in easy EMIs 3/6/9/12 months with 100 percent waiver of Murabaha monthly profit without any processing fee.
- Get ADIB covered card Takaful protection, get optional takaful cover which is provided to protect in an event of death, critical illness, permanent total disability, involuntary loss of employment.
- Get E-statements, chat services, SMS alerts and much more.
- Enjoy the facility of ADIB Mobile Banking App where you can bank anywhere, manage your card, simply download the app from iTunes App store, Huawei appGallery, Google Play store.
Benefits
- Get up to 70,000 Smiles points
- Get Travel benefits
- Enjoy unlimited Airport Lounge Access across the Globe.
- Get Free Roadside Assistance
Emirates Skywards Visa Signature Card
Features
- ADIB Emirates Skywards Visa Signature Card provides exclusive travel and lifestyle benefits to the users. You can enjoy Emirates Skywards Silver tier membership. Bonus skywards miles up to 25,000 can be earned, Unlimited Global Lounge Access through LoungeKey, Airport transfer and many more benefits.
- You can get 25,000 bonus Skywards Miles for spending on first time which is subject to meeting certain criteria. Spend within 30 days from issuing the card.
- Earn Skywards Miles for AED 3.68 equivalent spending. Earn 2.5 Miles by spending at Emirates and Flydubai. Earn 1.5 Miles by spending at Foreign currency. Earn 1 Mile spending on Local currency. Earn 0.25 Miles* by spending on specific categories.
Features
- ADIB Emirates Skywards Visa Signature Card provides exclusive travel and lifestyle benefits to the users. You can enjoy Emirates Skywards Silver tier membership. Bonus skywards miles up to 25,000 can be earned, Unlimited Global Lounge Access through LoungeKey, Airport transfer and many more benefits.
- You can get 25,000 bonus Skywards Miles for spending on first time which is subject to meeting certain criteria. Spend within 30 days from issuing the card.
- Earn Skywards Miles for AED 3.68 equivalent spending. Earn 2.5 Miles by spending at Emirates and Flydubai. Earn 1.5 Miles by spending at Foreign currency. Earn 1 Mile spending on Local currency. Earn 0.25 Miles* by spending on specific categories.
- You can do check in service from Home. Enjoy check in service from home, hotel or office two times in a year.
- Dubai airport transfers are available in the UAE. You can get 2 airport transfers per year across the UAE.
- You can get Global Lounge Access with one guest companion at more than 900 airport lounges across the country.
- Get free valet parking two times a month at main locations through Valtrans at key locations across the nation.
- You can get access to Golf using the card. The partners are The ELS Golf Club, Dubai, Arabian Ranches Golf Club, Dubai and The Abu Dhabi Golf Club, Abu Dhabi.
- Get travel inconvenience coverage where if you miss your luggage or flight delay interrupts your plan you will get cover for luggage loss or damage upto USD 3k. Baggage delay USD 500, trip delay or missed departure USD 500, Trip cancellation/Curtailment USD 7,500
- Get travel medical coverage where you get peace of mind. You will get coverage for family and helpers.
- You can get Cash on Call by calling 600 543216
- Get an affordable EMI plan. Shop at selected merchants and payback in 3 or 6 or 9 or 12 months EMI. You get 100 percent waiver of Murabaha Monthly profit without any processing fees call 600 543216.
- This card provides Takaful Protection. Optional Takaful cover for protecting in event of death, life loss disability, serious illness and involuntary loss of employment.
- There are numerous ways to make your card payment. Options like online banking or chat banking +971600543216
- Pay Etisalat and Du bills (Landline, GSM, Wasel Recharge and renewal, elife and internet). Water and Electricity bills (DEWA, SEWA, ADWEA) and Salik
Benefits
- Get up to 25,000 bonus Skywards Miles
- You can enjoy Emirates Skywards Silver tier membership
- Provides you with a Home check-in
- Get Unlimited Airport Lounge Access Globally
Etihad Guest Visa Platinum Card
Features
- You can avail 4 supplementary cards with this card.
- Convenience to make your card payments in any of ADIB branches.
- Get instant SMS updates.
Features
- You can avail 4 supplementary cards with this card.
- Convenience to make your card payments in any of ADIB branches.
- Get instant SMS updates.
- High earning rewards program.
- This is an Islamic card.
- This card avails salary transfers.
- Get preferred rates from ADIB travel desk for airlines
- The Forex rate on this card is 2.3%
- Get a free grace period of 55 days to repay your outstanding balance.
- You can balance your transfer at the rate of 3% or AED 300.
Benefits
- You can receive service from ADIB travel desk
- You can redeem your Etihad guest miles for House Furnishing, Travel Bookings, Electronics and Gifts for Friends and Family.
- You can withdraw 100% of your finance limit for your need of cash.
- Avail advance technology of chip and pin for safe transactions.
- Free companion ticket voucher, which is not available on any other card.
- Fast track to Etihad guest gold tier.
- Free airport lounge access via lounge key.
- Valet parking at select locations.
- Free roadside assistance.
Emirates Skywards Visa Infinite Card
Features
- ADIB Emirates Skywards Visa Infinite Card provides exclusive access to travel and lifestyle benefits. The card users get access to Emirates Skywards Gold tier membership, Emirates Skywards Silver tier membership. You can earn up to 50,000 bonus Skywards Miles, Emirates Home services within Dubai, along with airport transfer and lounge access.
- You can get Fast track to Emirates Skywards Gold tier membership.
- You can get Skywards Miles spending every AED 3.68 with equivalent spending.
Features
- ADIB Emirates Skywards Visa Infinite Card provides exclusive access to travel and lifestyle benefits. The card users get access to Emirates Skywards Gold tier membership, Emirates Skywards Silver tier membership. You can earn up to 50,000 bonus Skywards Miles, Emirates Home services within Dubai, along with airport transfer and lounge access.
- You can get Fast track to Emirates Skywards Gold tier membership.
- You can get Skywards Miles spending every AED 3.68 with equivalent spending.
- Earn 3 Miles for Emirates and FlyDubai spendings
- Earn 2 Miles Foreign Currency spending
- Earn 1.5 Miles for Local Currency spending
- Earn 0.25 Miles for specific category spending
- Home check in service is available. You can also check in from a hotel or office. This service is available 4 times a year.
- Dubai airport transfers are available in the UAE. You can get 4 airport transfers per year across the UAE.
- You can get Global Lounge Access with one guest companion at more than 900 airport lounges across the country.
- Get free valet parking four times a month at main locations across the nation.
- You can get access to Golf using the card. The partners are The ELS Golf Club, Dubai, Arabian Ranches Golf Club, Dubai and The Abu Dhabi Golf Club, Abu Dhabi
- Provides Concierge Services for 24 hrs with a travel assistant.
- Get travel inconvenience coverage where if you miss your luggage or flight delay interrupts your plan you will get cover for luggage loss or damage upto USD 3k. Baggage delay USD 500, trip delay or missed departure USD 500, Trip cancellation/Curtailment USD 7,500
- Get travel medical coverage where you get peace of mind. You will get coverage for family and helpers.
- You can get balance transfer by calling 600 543216
- Get cash on call by transferring cash from your card to a bank account call 600 543216
- Get an affordable EMI plan. Shop at selected merchants and payback in 3 or 6 or 9 or 12 months EMI. You get 100 percent waiver of Murabaha Monthly profit without any processing fees call 600 543216.
- This card provides Takaful Protection. Optional Takaful cover for protecting in event of death, life loss disability, serious illness and involuntary loss of employment.
- There are numerous ways to make your card payment. Options like online banking or chat banking +971600543216
- Pay Etisalat and Du bills (Landline, GSM, Wasel Recharge and renewal, elife and internet). Water and Electricity bills (DEWA, SEWA, ADWEA) and Salik
- You can bank us at any time and anywhere using the ADIB Mobile Banking App. Simply download ADIB Mobile Banking App from play store, iTunes app, HUAWEI App Gallery.
Benefits
- Get up to 50,000 bonus skywards Miles.
- Get Membership of Emirates Skywards Gold tier. You can earn Skywards miles for every AED 3.68
- Get Global Lounge access and enjoy a welcome bonus of 50k skywards miles on your first spend with certain conditions.
ADIB Card Benefits
ADIB offers a variety of Shari'a-compliant covered cards designed to match your lifestyle and financial needs. From earning travel rewards with leading airlines to getting straightforward cashback on your daily expenses, each card provides a unique set of advantages. Key benefits across the range include global acceptance, flexible payment options, and complimentary protection, ensuring both value and peace of mind for all cardholders.
ADIB Etihad Guest Visa Cards
- These cards are perfect for frequent flyers, helping you earn Etihad Guest Miles on your daily spending. They are offered in Classic, Gold, and Platinum versions to align with different travel needs and spending habits.
- Earn Etihad Guest Miles: Accumulate miles on all your domestic and international retail purchases, which can be redeemed for flights, upgrades, or items from the Etihad Guest Reward Shop.
- Welcome Bonus and Tier Miles: Receive a substantial welcome bonus of Etihad Guest Miles upon approval and earn Tier Miles on your spending to help you reach the next Etihad Guest tier faster.
- Companion Flight Voucher: Benefit from a complimentary companion flight voucher when you meet the annual spending threshold on the Platinum card.
- Airport Lounge Access: Relax before your flight with complimentary access to premium airport lounges worldwide.
- Travel and Lifestyle Perks: Enjoy free valet parking services at select locations, complimentary roadside assistance across the UAE, and enhanced security with Chip & PIN technology.
ADIB Booking.com Visa Signature Card
- This is the ideal card for travelers who value flexibility and rewards, offering significant discounts and benefits on hotels, flights, and car rentals.
- Valuable Travel Discounts: Receive up to 10% discount on hotel bookings, 5% cashback on flights booked through the dedicated portal, and a 7% discount on car rentals.
- Earn and Redeem Exceed Rewards: Earn Exceed Rewards points on all your spending and redeem them for flights on any airline or stays at any hotel, giving you complete freedom of choice.
- Global Airport Lounge Access: Enjoy unlimited complimentary access for you and a guest to over 1,000 VIP airport lounges around the world.
- Comprehensive Travel Insurance: Travel with peace of mind knowing you and your family are covered by complimentary multi-trip travel insurance.
- Purchase Protection and Extended Warranty: Your purchases are protected against accidental damage, loss, or theft, and you benefit from an extended warranty on your purchased items.
ADIB Cashback Visa Card
- This card delivers straightforward value by providing a high rate of cashback on your most common everyday expenses, making it a practical choice for daily savings.
- High Cashback Rate: Earn a flat 4% cashback on a wide range of essential spending categories, including groceries, dining, fuel, utility bills, and school fees.
- Automatic Savings: Your earned cashback is automatically credited to your card statement each month, making it effortless to save.
- Financial Flexibility: You have the ability to withdraw up to 100% of your available finance limit in cash and can obtain up to four free supplementary cards for family members.
- Takaful Protection: Enjoy peace of mind with complimentary Takaful protection, which covers you in the event of unforeseen circumstances.
- Global Acceptance and Easy Management: Use your card at millions of locations worldwide and easily manage your account and track your cashback through the ADIB mobile app.
ADIB Edge Card
- A lifestyle-centric card that blends dining cashback, travel perks, and reward points to perfectly complement your social and travel activities.
- Generous Dining Cashback: Receive an impressive 10% cashback on all your dining spends within the UAE, with a generous monthly cap.
- Earn and Redeem Reward Points: Earn 2.5 rewards points for every AED 1 you spend, which can be redeemed for airline tickets or shopping vouchers at select malls.
- Complimentary Lifestyle Perks: Enjoy free rounds of golf at premier courses in the UAE and complimentary valet parking services at select locations.
- Premium Travel Benefits: Benefit from complimentary multi-trip travel insurance for you and your family, and relax with free access to premium airport lounges.
- 24/7 Roadside Assistance: Drive with confidence knowing you have access to complimentary roadside assistance anywhere in the UAE.
ADIB Smiles Visa Cards
- Co-branded with Etisalat, these cards allow you to earn Smiles points on your spending, which can be redeemed for a vast range of products and services through the Smiles app. The cards are available in Classic and Signature tiers.
- Earn Smiles Points on Everything: Accumulate Smiles points on all your local and international purchases, which can be redeemed for Etisalat bill payments, food orders, groceries, and shopping vouchers.
- Generous Welcome and Bonus Points: Receive a welcome bonus of up to 70,000 Smiles points with the Signature card and a quarterly bonus of 10,000 points with the Classic card for meeting spending criteria.
- Complimentary Smiles Unlimited Subscription: The Signature card includes a free 90-day subscription to Smiles Unlimited, offering buy-one-get-one deals and free delivery.
- Global Airport Lounge Access: Enjoy unlimited complimentary access to over 1,000 airport lounges worldwide with the Signature card.
- Travel and Medical Assistance: Benefit from complimentary roadside assistance and access to 24/7 medical and travel assistance services for your peace of mind.
ADIB Emirates Skywards Cards
- This range of cards is specifically designed for those who frequently travel with Emirates, offering one of the highest welcome bonuses in the region and allowing you to earn Skywards Miles on your purchases.
- Significant Welcome Bonus: Kickstart your travel rewards with a substantial welcome bonus of Emirates Skywards Miles upon card activation.
- Earn Skywards Miles: Accumulate Skywards Miles on all your retail spending, which can be redeemed for flights, upgrades, and other travel rewards with Emirates and its partners.
- Fast-Track to Elite Status: Depending on the card tier, you can get a fast-track upgrade to Emirates Skywards Silver or Gold tier status.
- Premium Travel Benefits: Enjoy a comprehensive package of travel and lifestyle benefits, including airport lounge access and exclusive offers.
- Global Acceptance and Security: Benefit from worldwide acceptance and the security of advanced payment technology on all your transactions.
ADIB Value Card
- The ADIB Value Card is a simple and rewarding financial tool that provides you with benefits on your spending both at home and abroad.
- Earn Rewards on Spending: Get rewarded for your everyday local and international retail purchases, turning your spending into tangible value.
- Global Acceptance and Security: Use your card with confidence at millions of merchants and ATMs worldwide, protected by secure Chip & PIN technology.
- Financial Flexibility and Control: Benefit from a high cash withdrawal limit and the ability to pay for purchases in easy monthly installments.
- Takaful Protection: Enjoy the peace of mind that comes with Takaful protection against unforeseen events.
- Family-Friendly: You have the option to get supplementary cards for your family members, allowing them to share in the benefits.
Frequently Asked Questions
⭐ What types of cards does ADIB offer?
A. ADIB provides a wide range of cards, including cashback cards, airline co-branded cards (Etihad and Emirates Skywards), rewards cards, prepaid cards, and specialized student cards.
⭐ How do I choose the right card?
A. It depends on your lifestyle. Frequent travelers may benefit from airline cards, while everyday spenders might prefer cashback or rewards cards.
⭐ Are there annual fees?
A. Yes. Annual fees vary by card type. Always review the Key Facts Statement and Schedule of Charges for details.
⭐ What is ADIB Websecure?
A. Websecure is a free service that adds an extra security layer for online transactions using a one-time password (OTP).
⭐ Do I need a new card to use Websecure?
A. No. Your existing ADIB card can be enrolled.
⭐ Can I avail airport lounge benefits in other countries apart from UAE?
A. Yes, You can avail lounge benefits globally
⭐ How do I earn and redeem rewards?
A. Cashback cards offer a fixed percentage on categories like groceries and fuel. Rewards cards earn points redeemable for vouchers, bills, or travel. Airline cards provide miles for every spend.
⭐ What documents are required to apply?
A. Typically, a valid passport, Emirates ID, salary certificate, and recent bank statements are needed. Requirements may differ depending on the card.
⭐ Who is eligible to apply?
A.UAE nationals and expatriates who meet the minimum income and credit requirements are eligible.
⭐ How can I pay my card bill?
A. Payments can be made through ADIB branches, online banking, the mobile app, CCDMs, or telephone banking.
⭐ What are the annual fees on additional supplementary cards?
A. AED 500 is charged as annual fees on additional supplementary cards provided.
⭐ Can I withdraw cash with my card?
A. Yes. Cash withdrawals are allowed up to a certain limit, depending on the card.
⭐ What is the monthly profit rate?
A. Rates differ by card. For example, some airline cards carry a monthly profit rate of 3.75%.
⭐ How can I contact ADIB for support?
A. You can call 600-543216 (inside UAE), +971-2-6100600 (outside UAE), email info@adib.ae , use live chat, or visit a branch.
⭐ What does the ADIB Travel desk help with?
A. ADIB Travel desk helps the customers with travel bookings like airline ticket, airport lounge, meet and greet services, etc.
⭐ What are the offers provided on ADIB cards?
A. There are various offers provided on ADIB cards. Click here forADIB card offers.
⭐ What is the minimum salary required for ADIB Card?
A. The minimum salary required for a ADIB card is AED 5000.
⭐ What is the annual fees charged on ADIB card?
A. The minimum annual fees charged on some ADIB cards is AED 199 while some cards are provided for free on zero fees.
About ADIB
ADIB is a Public Joint Stock company and is one of the largest banks in the UAE region. Its values include transparency in services, an atmosphere of hospitality and tolerance followed by nature of simplicity and sensibility.
ADIB stands as one of the best banks of UAE by carrying out all the transactions, contracts and services by abiding Ismalic Shari'a principles.
Get in touch with ADIB Bank Customer Care
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