Credit Card Provided By ADIB

Last Updated on 10-10-2019

Check Eligibility for ADIB Credit Card

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Credit Card .

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* Minimum salary AED 5000 required to apply for a ADIB Credit Card .

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ADIB Smart Account
ADIB Credit Card Details
Minimum Salary AED 5000 - AED 30,000
Annual Fees AED 0 - AED 1000
Cashback Yes
Balance Transfer Yes
Interest rate 2.99%
ADIB Credit Card Offers
  • Free Companion Ticket
  • 1% cashback on every purchase
  • Cashback on dining
  • High reward points and guest miles
Popular ADCB Credit Cards ADIB Cashback Visa Platinum Card
ADIB Etihad Guest Visa Platinum Card
ADIB Edge Card
ADIB Value+ Card

Features of ADIB Credit Card

  • Get high cashback on every purchase
  • Provides Etisalat reward points as welcome bonus
  • Provides Etihad guest miles
  • Get benefits on travel and dining
  • Can avail Easy Payment option
  • Leisure and entertainment benefits are provided
  • Get insurance covers

Eligibility Criteria of ADIB Credit Card

  • Minimum salary range from AED 5K-30K depending on the type of card
  • Minimum age of 21 years is required
  • Both UAE Nationals and Expats are eligible

Documents Required of ADIB Credit Card

  • Salary Certificate/Salary transfer letter (Salaried individuals)
  • Emirates ID
  • UAE Residence Visa(For Expats)
  • 3-6 months bank statements
  • Address Proofs(Utility bills)
  • Passport (Expats)
  • Trade licence(Self employed individuals)

ADIB Credit Card Profit Rates

ADIB Bank

19 ADIB Bank Credit Cards

Visa Cashback Card

rate

Profit Rate

2.99%

minimum salary

Minimum Salary

AED 5K

fx rate

Fx Rate

3.1%

annual fee

Annual Fee

AED 0

balance transfer

Balance Transfer

Yes

cashback

Cashback

Yes

interest rate

2.99%

Profit Rate

minimum salary

AED 5K

Minimum Salary

fx rate

3.1%

Fx Rate

annual fee

AED 0

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

Yes

Cashback

Benefits

  • Can earn 1% cashback on each and every usage of the card
  • 4 supplementary cards are provided for free
  • Can get free access to airport lounges via Veloce Lounge
  • Can avail roadside assistance
  • Can withdraw 100% of the credit limit as cash
  • No annual fees for the first year
Apply for this Credit Card & Win AED 200 Gift Voucher
On Approval,*T&C Apply

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Cashback Visa Platinum Card

rate

Profit Rate

2.99%

minimum salary

Minimum Salary

AED 5K

fx rate

Fx Rate

3%

annual fee

Annual Fee

AED 0

balance transfer

Balance Transfer

Yes

cashback

Cashback

Yes

interest rate

2.99%

Profit Rate

minimum salary

AED 5K

Minimum Salary

fx rate

3%

Fx Rate

annual fee

AED 0

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

Yes

Cashback

Advantages
  • 1% cashback on everything
  • Free airport lounge access
  • 100% cash withdrawal limit
Advantages
  • 1% cashback on everything
  • Free airport lounge access
  • 100% cash withdrawal limit

Features

  • You can avail 4 supplementary cards with this card.
  • Convenience to make your card payments in any of ADIB branches.
  • This card is also an islamic card
  • You can get free supplementary cards for your family with this card.
  • The Forex rate stands at 3%
  • You get free grace period up to 55 days to repay your complete outstanding balance.
  • You need a minimum salary of AED 5000 to avail this card.
  • You can transfer your balance at a rate of 3% or for AED 300.

Benefits

  • Get free road side assistance.
  • Withdraw 100% of your credit limit as cash.
  • Get SMS alerts for all your transactions.
  • Access to airport lounges worldwide via veloce lounge.
  • Avail facilities such as road side assistance with this card.
  • There is no minimum spend required to receive cashback from this card.
  • Avail Valet parking services with this card.
Apply for this Credit Card & Win AED 200 Gift Voucher
On Approval,*T&C Apply

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Rotana Rewards Exclusive Visa Card

rate

Profit Rate

2.99%

minimum salary

Minimum Salary

AED 5K

fx rate

Fx Rate

3%

annual fee

Annual Fee

AED 1.25K

balance transfer

Balance Transfer

Yes

cashback

Cashback

No

interest rate

2.99%

Profit Rate

minimum salary

AED 5K

Minimum Salary

fx rate

3%

Fx Rate

annual fee

AED 1.25K

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

No

Cashback

Features

  • Get 100% finance limit as cash withdrawal limit.
  • This is an Islamic card.
  • You can avail salary transfer with this card.
  • Get facilities such as multi-trip travel insurance, ADIB Travel Desk services. and concierge services.
  • Get exclusive benefits at Rotana Hotels and Resorts.
  • Get hospitality benefits and complimentary hotel stays at Rotana Hotels & Resorts
  • You can get free grace period of 55 days to repay your outstanding balance.
  • You can transfer any outstanding balance to this card at the rate of 3% or AED 300.

Benefits

  • Get roadside assistance
  • Free ADIB travel desk help.
  • Access to 500 Airport lounges available worldwide via loungekey.
  • Exclusive VISA benefits
  • Avail Chip&Pin security and contactless technology.
  • Get privileges such as complimentary late check out option and free WiFi when booking via www.rotana.com.
  • Redeem your points for complimentary hotel stays at Rotana hotels & resorts.
Apply for this Credit Card & Win AED 200 Gift Voucher
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Etisalat ​Visa Signature Card

rate

Profit Rate

2.99%

minimum salary

Minimum Salary

AED 10K

fx rate

Fx Rate

3.1%

annual fee

Annual Fee

AED 1.199K

balance transfer

Balance Transfer

Yes

cashback

Cashback

No

interest rate

2.99%

Profit Rate

minimum salary

AED 10K

Minimum Salary

fx rate

3.1%

Fx Rate

annual fee

AED 1.199K

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

No

Cashback

Advantages
  • Get upto 20 mins of Etisalat talktime
  • Free valet parking
  • Access to airport lounges
Advantages
  • Get upto 20 mins of Etisalat talktime
  • Free valet parking
  • Access to airport lounges

Overview

  • Can get upto 6 Etisalat smile points on every AED spent
  • Can redeem Etisalat smiles for etisalat talktime upto 20 mins, etihad miles, hotel reservations, restaurants, etc.
  • Per month 4 free valet parking services are provided
  • Free roadside assistance can be availed
  • Free access to 850+ airport lounges
  • No annual fees on the first 4 supplementary cards
  • Can get 100,000 Etisalat points as sign-up bonus. This is provided only on specific invitation
Apply for this Credit Card & Win AED 200 Gift Voucher
On Approval,*T&C Apply

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Etihad Guest Gold Card

rate

Profit Rate

2.99%

minimum salary

Minimum Salary

AED 5K

fx rate

Fx Rate

3%

annual fee

Annual Fee

AED 1K

balance transfer

Balance Transfer

Yes

cashback

Cashback

No

interest rate

2.99%

Profit Rate

minimum salary

AED 5K

Minimum Salary

fx rate

3%

Fx Rate

annual fee

AED 1K

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

No

Cashback

Features

  • You can avail 4 supplementary cards with this card.
  • Convenience to make your card payments in any of ADIB branches.
  • You get a travel card with free ticket is spend is over AED 150,000
  • This is a high rewards earning program
  • You get preferred rates from ADIB travel desk along with Marhaba services.
  • You get four free supplementary cards.
  • This is an Islamic card.
  • This card enables salary transfers.
  • You get a free grace period of 55 days to repay your outstanding balance.
  • You need a minimum salary of AED 5000

Benefits

  • You can receive service from ADIB travel desk
  • You can withdraw 100% of your finance limit for your need of cash.
  • Avail advance technology of chip and pin for safe transactions.
  • Free companion ticket voucher, which is not available on any other card.
  • Fast track to Etihad guest silver tier.
  • Free airport lounge access via lounge key.
  • Free roadside assistance.
Apply for this Credit Card & Win AED 200 Gift Voucher
On Approval,*T&C Apply

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Dana MasterCard

rate

Profit Rate

2.99%

minimum salary

Minimum Salary

AED 5K

fx rate

Fx Rate

3%

annual fee

Annual Fee

AED 0

balance transfer

Balance Transfer

Yes

cashback

Cashback

Yes

interest rate

2.99%

Profit Rate

minimum salary

AED 5K

Minimum Salary

fx rate

3%

Fx Rate

annual fee

AED 0

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

Yes

Cashback

Features

  • You can avail 4 supplementary cards with this card.
  • Convenience to make your card payments in any of ADIB branches.
  • This card is also an islamic card
  • You can get free supplementary cards for your family with this card.
  • You get free grace period up to 55 days to repay your complete outstanding balance.
  • You need a minimum salary of AED 5000 to avail this card.
  • You can transfer your balance at a rate of 3% or for AED 300.

Benefits

  • Access to 500 Airport lounges worldwide.
  • Merchant offers and discounts.
  • Mastercard experience, hotels and discounts.
  • Avail discounts on hotels and travel packages
  • Hertz gold membership
  • Valet parking in select locations in UAE.
  • Meet and greet services across 450 Airports worldwide.
  • Withdraw 100% of your credit limit as cash.
  • Access to ADIB smart deals in UAE and Oman.
  • Free roadside assistance.
  • Discount all year with Reebonz.com
  • Access to Mastercard buy one get one free app.
Apply for this Credit Card & Win AED 200 Gift Voucher
On Approval,*T&C Apply

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Etisalat Classic Card

rate

Profit Rate

2.99%

minimum salary

Minimum Salary

AED 5K

fx rate

Fx Rate

3%

annual fee

Annual Fee

AED 0

balance transfer

Balance Transfer

Yes

cashback

Cashback

No

interest rate

2.99%

Profit Rate

minimum salary

AED 5K

Minimum Salary

fx rate

3%

Fx Rate

annual fee

AED 0

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

No

Cashback

Features

  • You get a grace period of 55 days for the payment of your outstanding bill.
  • Special merchants for this card are Supermarkets, Government services, Utilities, Education, Service Petrol Stations, Real estate agents and Religious Organisations.
  • You can avail 4 supplementary cards with this card.
  • Convenience to make your card payments in any of ADIB branches.
  • This is an Islamic card
  • This card avails salary transfers.
  • You can get a free grace period of 55 days to repay your outstanding balance
  • You need a minimum salary of AED 5000 to avail this card.
  • You can transfer your outstanding balance to this card at the rate of 3% or AED 300.

Benefits

  • You can redeem your Etisalat Reward points for payment of your Etisalat services Etisalat MyPackage plan for even more points.
  • Withdraw 100% of finance limit as cash.
  • Convenience to make payments at ADIB branches, CCDM, UAE Exchange, Al Ansari exchange and Al Fardan Exchange.
Apply for this Credit Card & Win AED 200 Gift Voucher
On Approval,*T&C Apply

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Etisalat Visa Platinum Card

rate

Profit Rate

2.99%

minimum salary

Minimum Salary

AED 5K

fx rate

Fx Rate

3%

annual fee

Annual Fee

AED 999

balance transfer

Balance Transfer

Yes

cashback

Cashback

No

interest rate

2.99%

Profit Rate

minimum salary

AED 5K

Minimum Salary

fx rate

3%

Fx Rate

annual fee

AED 999

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

No

Cashback

Features

  • You get a grace period of 55 days for the payment of your outstanding bill.
  • Special merchants for this card are Religious Organisations, Real estate agents, Supermarkets, Service Petrol Stations, Utilities, Education and Government services.
  • You can avail 4 supplementary cards with this card.
  • Convenience to make your card payments in any of ADIB branches.

Benefits

  • Etisalat MyPackage plan for even more points.
  • Withdraw 100% of finance limit as cash.
  • Convenience to make payments at ADIB branches, CCDM, UAE Exchange, Al Ansari exchange and Al Fardan Exchange.
  • 70,000 sign up reward points equivalent to more than 38 hours of UAE talktime.
    For non self funded cards, earn 4 Etisalat smiles points, for every Dirham spent locally and internationally on this card. So every AED 100 spent would be equal to 13 minutes of UAE talk time.
    For non self funded cards, earn 1 Etisalat smiles points, for every Dirham spent on a specific merchant. So every AED 100 spent would be equal to 3 minutes of UAE talk time.
    For self funded cards, earn 2 Etisalat smiles points, for every Dirham spent on a specific merchant. So every AED 100 spent would be equal to 6 minutes of UAE talk time.
    For self funded cards, earn 1 Etisalat smiles points, for every Dirham spent on a specific merchant. So every AED 100 spent would be equal to 3 minutes of UAE talk time.
Apply for this Credit Card & Win AED 200 Gift Voucher
On Approval,*T&C Apply

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Edge Card

rate

Profit Rate

2.99%

minimum salary

Minimum Salary

AED 30K

fx rate

Fx Rate

3%

annual fee

Annual Fee

AED 750

balance transfer

Balance Transfer

Yes

cashback

Cashback

Yes

interest rate

2.99%

Profit Rate

minimum salary

AED 30K

Minimum Salary

fx rate

3%

Fx Rate

annual fee

AED 750

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

Yes

Cashback

Advantages
  • Earn 2.5 rewards per 1 AED spent
  • 10% cashback on dining
  • Valet parking at selected locations
Advantages
  • Earn 2.5 rewards per 1 AED spent
  • 10% cashback on dining
  • Valet parking at selected locations

Features

  • You can avail 4 supplementary cards with this card.
  • Convenience to make your card payments in any of ADIB branches.
  • This is an Islamic card.
  • ADIB reward points can be redeemed for airlines
  • You can avail a free grace period of 55 days to repay your outstanding balance.
  • You need a minimum salary of AED 30,000 to avail this card.
  • A balance transfer of 3% or AED 300 is applicable.

Benefits

  • Free rounds of golf at select golf courses.
  • Free roadside assistance across UAE.
  • Valet parking at select locations in UAE.
  • Multi trip travel cover that includes medical, personal and travel inconvenience cover.
  • Advanced chip and pin security.
  • Withdraw 100% of your finance limit as your cash.
  • Redeem your ADIB rewards against any airline
  • Shopping mall vouchers and gift card
  • Get different VISA offers by this card.
  • 2.5 reward points for every 1 AED spend.
Apply for this Credit Card & Win AED 200 Gift Voucher
On Approval,*T&C Apply

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Football Card

rate

Profit Rate

2.99%

minimum salary

Minimum Salary

AED 5K

fx rate

Fx Rate

3%

annual fee

Annual Fee

AED 250

balance transfer

Balance Transfer

Yes

cashback

Cashback

Yes

interest rate

2.99%

Profit Rate

minimum salary

AED 5K

Minimum Salary

fx rate

3%

Fx Rate

annual fee

AED 250

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

Yes

Cashback

Features

  • You get a grace period of 55 days for the payment of your outstanding bill.
  • Withdraw 100% of your finance limit.
  • This is an Islamic card.
  • This card also avails for salary transfers.
  • Get facilities like ADIB travel desk and quarterly discount offers.
  • Get instant SMS updates.
  • Get a free grace period of 55 days to repay your outstanding balance
  • You need a minimum salary of AED 5000.
  • You can transfer any outstanding balance to this card at the rate of 3% or AED 300.

Benefits

  • Get preferred flight tickets from your ADIB travel desk and get a free delivery of those tickets at your doorstep for free.
  • Get four supplementary cards.
  • Get free access to Dubai Marhaba Lounge and Abu dhabi Airport Lounge.
  • For every 200 AED spend get a chance to win prizes every month.
  • Numerous ways to make payments for this card.
Apply for this Credit Card & Win AED 200 Gift Voucher
On Approval,*T&C Apply

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Etisalat Gold Card

rate

Profit Rate

2.99%

minimum salary

Minimum Salary

AED 5K

fx rate

Fx Rate

3%

annual fee

Annual Fee

AED 299

balance transfer

Balance Transfer

Yes

cashback

Cashback

No

interest rate

2.99%

Profit Rate

minimum salary

AED 5K

Minimum Salary

fx rate

3%

Fx Rate

annual fee

AED 299

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

No

Cashback

Features

  • Special merchants for this card are Service Petrol Stations, Religious Organisations, Education, Utilities, Real Estage agents, Supermarkets and Government services.
  • You can avail 4 supplementary cards with this card.
  • Convenience to make your card payments in any of ADIB branches.
  • This is an Islamic card.
  • This card enables salary transfers
  • You can redeem your Etisalat reward points for payment of your Etisalat services.
  • The Forex rate on this card is 3%
  • You get a grace period of 55 days for the payment of your outstanding bill.
  • You need to have a minimum salary of AED 5000
  • You can transfer your outstanding balance at the rate of 3% or AED 300.

Benefits

  • Etisalat MyPackage plan for even more points.
  • Withdraw 100% of finance limit as cash.
  • Convenience to make payments at ADIB branches, CCDM, UAE Exchange, Al Ansari exchange and Al Fardan Exchange.
  • 20,000 sign up reward points equivalent to more than 10 hours of UAE talktime.
    For non self funded cards, earn 3 Etisalat smiles points, for every Dirham spent locally and internationally on this card. So every AED 100 spent would be equal to 10 minutes of UAE talk time.
    For non self funded cards, earn 1 Etisalat smiles points, for every Dirham spent on a specific merchant. So every AED 100 spent would be equal to 3 minutes of UAE talk time.
    For self funded cards, earn 2 Etisalat smiles points, for every Dirham spent on a specific merchant. So every AED 100 spent would be equal to 6 minutes of UAE talk time.
    For self funded cards, earn 1 Etisalat smiles points, for every Dirham spent on a specific merchant. So every AED 100 spent would be equal to 3 minutes of UAE talk time.
Apply for this Credit Card & Win AED 200 Gift Voucher
On Approval,*T&C Apply

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Etihad Guest Classic Card

rate

Profit Rate

2.99%

minimum salary

Minimum Salary

AED 5K

fx rate

Fx Rate

3%

annual fee

Annual Fee

AED 500

balance transfer

Balance Transfer

Yes

cashback

Cashback

No

interest rate

2.99%

Profit Rate

minimum salary

AED 5K

Minimum Salary

fx rate

3%

Fx Rate

annual fee

AED 500

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

No

Cashback

Features

  • You can avail 4 supplementary cards with this card.
  • Convenience to make your card payments in any of ADIB branches.
  • This is a high earning rewards program.
  • Receive up to four supplementary cards.
  • This is an Islamic card.
  • This card enables salary transfers
  • Get instant SMS updates.
  • Forex rate on this card is 3%
  • You need a minimum salary of AED 5000 for this card.
  • There is an option of balance transfer at the rate of 3% or AED 300 for this card.

Benefits

  • You can receive service from ADIB travel desk.
  • You can redeem your Etihad guest miles for House Furnishing, Travel Bookings, Electronics and Gifts for Friends and Family.
  • You can withdraw 100% of your finance limit for your need of cash.
  • Avail advance technology of chip and pin for safe transactions.
Apply for this Credit Card & Win AED 200 Gift Voucher
On Approval,*T&C Apply

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Etihad Guest Visa Platinum Card

rate

Profit Rate

2.99%

minimum salary

Minimum Salary

AED 5K

fx rate

Fx Rate

3%

annual fee

Annual Fee

AED 700

balance transfer

Balance Transfer

Yes

cashback

Cashback

No

interest rate

2.99%

Profit Rate

minimum salary

AED 5K

Minimum Salary

fx rate

3%

Fx Rate

annual fee

AED 700

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

No

Cashback

Advantages
  • High benefits for travelers
  • Get guest miles
  • Free companion ticket
Advantages
  • High benefits for travelers
  • Get guest miles
  • Free companion ticket

Features

  • You can avail 4 supplementary cards with this card.
  • Convenience to make your card payments in any of ADIB branches.
  • Get instant SMS updates.
  • High earning rewards program.
  • This is an Islamic card.
  • This card avails salary transfers.
  • Get preferred rates from ADIB travel desk for airlines
  • The Forex rate on this card is at 3%
  • Get a free grace period of 55 days to repay your outstanding balance.
  • You can balance your transfer at the rate of 3% or AED 300.

Benefits

  • You can receive service from ADIB travel desk
  • You can redeem your Etihad guest miles for House Furnishing, Travel Bookings, Electronics and Gifts for Friends and Family.
  • You can withdraw 100% of your finance limit for your need of cash.
  • Avail advance technology of chip and pin for safe transactions.
  • Free companion ticket voucher, which is not available on any other card.
  • Fast track to Etihad guest gold tier.
  • Free airport lounge access via lounge key.
  • Valet parking at select locations.
  • Free roadside assistance.
Apply for this Credit Card & Win AED 200 Gift Voucher
On Approval,*T&C Apply

View details on bank page

Spice Card for Expats

rate

Profit Rate

3.09%

minimum salary

Minimum Salary

AED 12K

fx rate

Fx Rate

3%

annual fee

Annual Fee

AED 199

balance transfer

Balance Transfer

Yes

cashback

Cashback

Yes

interest rate

3.09%

Profit Rate

minimum salary

AED 12K

Minimum Salary

fx rate

3%

Fx Rate

annual fee

AED 199

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

Yes

Cashback

Features

  • Up to 25% dining discounts
  • Get cashback of up to 9% on your spendings
  • The foreign currency rate applicable on overseas transactions is 3%
  • Profit rate is 3.09% per month. and free grace period up to 55 days to repay your outstanding balance.
  • Minimum salary of AED 12000 per month is required to be eligible.
  • A balance transfer fee of 3% or AED 300 will apply; No profit for the first 12 months.

Benefits

  • Get up to 9% cashback on your spends
  • Avail dining offers of up to 25% at participating restaurants
  • Convert your jewelry purchases into easy monthly installments of up to 6 months at 0% profit rate at participating outlets
  • Avail Priceless Arabia offers from MasterCard.
  • ADIB Reward Program
Apply for this Credit Card & Win AED 200 Gift Voucher
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Spice Card for UAE Nationals

rate

Profit Rate

3.09%

minimum salary

Minimum Salary

AED 8K

fx rate

Fx Rate

3%

annual fee

Annual Fee

AED 199

balance transfer

Balance Transfer

Yes

cashback

Cashback

Yes

interest rate

3.09%

Profit Rate

minimum salary

AED 8K

Minimum Salary

fx rate

3%

Fx Rate

annual fee

AED 199

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

Yes

Cashback

Features

  • Great dining discounts of up to 25%
  • Avail cashback of up to 9% on your spends
  • The foreign currency rate applicable on overseas transactions is 3%.
  • Profit rate is 3.09% per month and free grace period up to 55 days to repay your outstanding balance.
  • Minium salary of AED 8000 per month is required to be eligible.
  • A balance transfer fee of 3% or AED 300 will apply
    No profit for the first 12 months.

Benefits

  • Get up to 9% cashback on your spends
  • Avail dining offers of up to 25% at participating restaurants
  • Convert your jewelry purchases into easy monthly installments of up to 6 months at 0% profit rate at selected outlets
  • Avail Priceless Arabia offers from MasterCard.
  • ADIB Reward Program
Apply for this Credit Card & Win AED 200 Gift Voucher
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Value+ Card

rate

Profit Rate

3.09%

minimum salary

Minimum Salary

AED 5K

fx rate

Fx Rate

3%

annual fee

Annual Fee

AED 0

balance transfer

Balance Transfer

Yes

cashback

Cashback

No

interest rate

3.09%

Profit Rate

minimum salary

AED 5K

Minimum Salary

fx rate

3%

Fx Rate

annual fee

AED 0

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

No

Cashback

Advantages
  • 25% discount on dining
  • Earn 1 reward point per 1 AED spent
  • 100% cash withdrawal limit
Advantages
  • 25% discount on dining
  • Earn 1 reward point per 1 AED spent
  • 100% cash withdrawal limit

Features

  • Get four supplementary cards.
  • You need to pay a fee of AED 250 on every supplementary card which has been availed after the limit of 4 supplementary cards.
  • Withdraw 100% of your finance limit.
  • This card will help you in utility payments.
  • This card is also an Islamic card.
  • Also avails salary transfers as and when required.
  • You can get free grace period of 55 days to repay your outstanding balance.
  • You need a minimum salary of AED 5000 to avail this card.
  • You can balance any outstanding balance to this card at the rate of 3% or AED 300.

Benefits

  • Get rewarded for your local and international spend.
  • Enjoy 25% discount on select dining restaurants.
  • ADIB Rewards program gives you the flexibility and freedom to redeem your points for shopping vouchers.
  • Access to Airport lounges across MENA/GCC region.
  • Avail all PricelessArabia offers
  • You can redeem your rewards point for Club apparel gift card.
  • Get facilities such as roadside assistance.
  • Get rewarded for your local and international spend.
    Redeem points earned for free flights, shopping vouchers and club apparel gifts.
    You can earn 1 reward point for 1 AED on domestic spend and 2 reward points for every 1 AED on international spend.
    You can redeem 10,000 points for AED 50 spent on shopping and 100,000 points for every AED 100 spent on shopping.
Apply for this Credit Card & Win AED 200 Gift Voucher
On Approval,*T&C Apply

View details on bank page

Value Card

rate

Profit Rate

3.09%

minimum salary

Minimum Salary

AED 5K

fx rate

Fx Rate

3%

annual fee

Annual Fee

AED 0

balance transfer

Balance Transfer

Yes

cashback

Cashback

No

interest rate

3.09%

Profit Rate

minimum salary

AED 5K

Minimum Salary

fx rate

3%

Fx Rate

annual fee

AED 0

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

No

Cashback

Features

  • Get four supplementary cards.
  • You need to pay a fee of AED 250 on every supplementary card which has been availed after the limit of 4 supplementary cards.
  • Withdraw 100% of your finance limit.
  • Balance transfer facility.
  • This card is also helpful in making payments on your behalf for different utilities that you take
  • This card is also an Islamic card.
  • This card also helps in salary transfers.
  • You can get free grace period of 55 days to repay your outstanding balance.
  • You need a minimum salary of AED 5000 to avail this card.
  • You can balance your outstanding balance of any card to this card at the rate of 3% or AED 300.

Benefits

  • Advanced Chip & Pin technology.
  • Purchase protection and extended warranty.
  • Credit shield Takaful protection.
  • Get 25% discount on select dining outlets across UAE.
  • Get rewarded for your local and international spend.
    Redeem points earned for free flights, shopping vouchers and club apparel gifts.
    You can earn 1 reward point for 1 AED on domestic spend and 2 reward points for every 1 AED on international spend.
    You can redeem 10,000 points when you shop for AED 50 and 100,000 points for every AED 100 spent on shopping.
Apply for this Credit Card & Win AED 200 Gift Voucher
On Approval,*T&C Apply

View details on bank page

Booking.com Signature Card

rate

Profit Rate

3.29%

minimum salary

Minimum Salary

AED 10K

fx rate

Fx Rate

3.1%

annual fee

Annual Fee

AED 0

balance transfer

Balance Transfer

Yes

cashback

Cashback

Yes

interest rate

3.29%

Profit Rate

minimum salary

AED 10K

Minimum Salary

fx rate

3.1%

Fx Rate

annual fee

AED 0

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

Yes

Cashback

Advantages
  • 5% cashback on air ticket bookings
  • 4% cashback on fuel
  • 2 reward points per 1 AED spent
Advantages
  • 5% cashback on air ticket bookings
  • 4% cashback on fuel
  • 2 reward points per 1 AED spent

Overview

  • 5% cashback is provided on air ticket bookings
  • 4% cashback is offered on fuel expenses
  • Only in the first year NO annual fees are charged. From 2nd year AED 299 is charged as annual fee
  • Free valet parking can be availed for 4 times a month
  • Can earn up to 2 rewards points on every dirham spent on the card
  • Provides purchase protection
  • Provides travel insurance
  • Can get unlimited access to airport lounges
Apply for this Credit Card & Win AED 200 Gift Voucher
On Approval,*T&C Apply

View details on bank page

Booking.com Infinite Card

rate

Profit Rate

3.29%

minimum salary

Minimum Salary

AED 15K

fx rate

Fx Rate

3.1%

annual fee

Annual Fee

AED 2K

balance transfer

Balance Transfer

Yes

cashback

Cashback

Yes

interest rate

3.29%

Profit Rate

minimum salary

AED 15K

Minimum Salary

fx rate

3.1%

Fx Rate

annual fee

AED 2K

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

Yes

Cashback

Advantages
  • 3 reward points per 1 AED spent
  • 7% cashback on air ticket booking
  • Free valet parking
Advantages
  • 3 reward points per 1 AED spent
  • 7% cashback on air ticket booking
  • Free valet parking

Overview

  • Can get 10% discount on hotel bookings
  • 7% cashback is offered on flight ticket purchases
  • 5% cashback on fuel expenses
  • Dining discounts can be availed on ADIB Smartdeals app
  • Free airport transfers on minimum spending on AED 4000
  • Free entry to golf clubs
  • Free Meet & Greet services
  • Ca get up to 4 supplementary card on NO annual fees
Apply for this Credit Card & Win AED 200 Gift Voucher
On Approval,*T&C Apply

View details on bank page

ADIB Credit Card Benefits

Cashback

  • Get 1% cashback on every purchase made using ADIB Cashback Visa Platinum Card or ADIB Visa Cashback Card
  • Get up to 9% cashback on ADIB Spice card
  • Get up to 1.25% cashback on most of the ADIB Credit cards
  • Get up to 5% cashback on fuel
  • Earn up to 10% cashback on dining, hotels, supermarkets etc.,

Travel

  • Get 10,000 - 50,000 Etihad Guest miles on ADIB Etihad Cards as sign up bonus
  • Earn 2.2 Etihad Guest Miles on every 4 AED spent locally and 3 Etihad Guest Miles on every 4 AED spent outside UAE using ADIB Etihad Platinum Card
  • Earn 1 Etihad Guest Mile on every 4 AED spent locally and 1.5 Etihad Guest Miles on every 4 AED spent outside UAE using ADIB Etihad Gold Card
  • Earn 1 Etihad Guest Mile on every 4 AED spent locally and 0.75 Etihad Guest Mile on every 4 AED spent outside UAE using ADIB Etihad Classic Card
  • Get free companion ticket on ADIB Etihad Platinum Card and ADIB Etihad Gold Card
  • Can redeem the Etihad Miles for travel bookings, electronics, home appliance, furnishing and much more

Reward Points

  • Get sign up bonus 200,000 reward points on ADIB Booking Infinite Card
  • Get 3 reward points on every dirham spent using ADIB Booking Infinite Card
  • Can redeem the rewards points earned on ADIB Booking Infinite Card for airline tickets, hotels, etc.
  • Earn 2.5 reward points on ADIB Edge Card

Etisalat

  • Get 5000 - 100,000 Etisalat Smile Points on ADIB Etisalat Cards
  • Get 1.5 - 6 Etisalat smile points(varies with card type) on every dirham spent on local and international purchases
  • Earn 1 Etisalat smile point on purchases made at selected merchants
  • Can redeem smile points on Etisalat Talk Time or Data, Etihad guest miles and airline tickets

Miscellaneous

  • Avail free valet parking benefits
  • Complimentary golf benefits at premier golf clubs
  • Can avail Roadside assistance 24/7
  • Provides travel, purchase and personal protection covers
  • High cash withdrawal limit is provided
  • Get discounts on dining at selected places
  • Access to airport lounges globally
  • Get help from ADIB Travel desk

Frequently Asked Questions

Q. What are the different types of credit cards ADIB offer?

A. ADIB provides 8 different types of credit cards

Q. Where can I use my ADIB Credit Card?

A. You can use your ADIB Credit Card any purpose, anywhere in the world

Q. Can I benefit cashback every time?

A. Yes each time you use your ADIB Credit Card you get 1%-9% cashback(depends on the card)

Q. Is cashback available on every card?

A. Yes, it is available on 7 cards

Q. How much discounts do I get on flight tickets?

A. Can get 15% off on air tickets bookings made usingADIB Etihad Guest Visa Card

Q. Can I avail airport lounge benefits in other countries apart from UAE?

A. Yes, You can avail lounge benefits globally

Q. What are the travel benefits I get?

A. You get a free companion ticket, which you can’t get in any other card in UAE

Q. How can I use Etihad Guest miles?

A. You can redeem your guest miles at electronics, furniture, utilities, fuel stations, supermarkets and many other places

Q. Are there any no annual fees credit cards?

A.ADIB Etisalat Classic Card provides lifelong no annual fees offer

Q. How many supplementary cards are provided for free?

A. Up to 4 supplementary cards are provided for 0 annual fees on each primary card. Beyond 4 are chargeable.

Q. What are the annual fees on additional supplementary cards?

A. AED 500 is charged as annual fees on additional supplementary cards provided.

Q. What is the minimum spend required to avail cashback?

A. A minimum spend of AED 3000 is required per month to avail cashback.

Q. Can I pay the annual fees using Etihad Miles earned?

A. Yes, Etihad Miles earned can be redeemed for annual fees on ADIB Etihad Card.

Q. What is the minimum spend required to get free companion ticket?

A. To get a free companion ticket a minimum spend of AED 150,000 should be made in a year using ADIB Etihad Cards.

Q. What does the ADIB Travel desk help with?

A. ADIB Travel desk helps the customers with travel bookings like airline ticket, airport lounge, meet and greet services, etc.

Q. What are the offers provided on ADIB credit cards?

A. There are various offers provided on ADIB credit cards. Click here forADIB credit card offers.

Q. What is the minimum salary required?

A. The minimum salary required for a ADIB credit card is AED 5000.

Q. What is the annual fees charged?

A. The minimum annual fees charged on some ADIB credit cards is AED 199 while some cards are provided for free on zero fees.

About ADIB

ADIB is a Public Joint Stock company and is one of the largest banks in the UAE region. Its values include transparency in services, an atmosphere of hospitality and tolerance followed by nature of simplicity and sensibility.

ADIB stands as one of the best banks of UAE by carrying out all the transactions, contracts and services by abiding Ismalic Shari'a principles.

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