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Thank you for providing your details.ADIB Cards in UAE
| ADIB Card Details | |
|---|---|
| Minimum Salary | AED 5000 - AED 30,000 |
| Annual Fees | AED 0 - AED 1000 |
| Cashback | Yes |
| Balance Transfer | Yes |
| Interest rate | 2.99% |
| ADIB Card Offers |
|
| Popular ADIB Cards | |
Features of ADIB Card
- Get high cashback on every purchase
- Provides Etisalat reward points as welcome bonus
- Provides Etihad guest miles
- Get benefits on travel and dining
- Can avail Easy Payment option
- Leisure and entertainment benefits are provided
- Get insurance covers
Eligibility Criteria of ADIB Card
- Minimum salary range from AED 5K-30K depending on the type of card
- Minimum age of 21 years is required
- Both UAE Nationals and Expats are eligible
Documents Required of ADIB Card
- Salary Certificate/Salary transfer letter (Salaried individuals)
- Emirates ID
- UAE Residence Visa(For Expats)
- 3-6 months bank statements
- Address Proofs(Utility bills)
- Passport (Expats)
- Trade licence(Self employed individuals)
ADIB Card Profit Rates
12 ADIB Bank Cards
Visa Cashback Card
Benefits
- Can earn 1% cashback on each and every usage of the card
- 4 supplementary cards are provided for free
- Can get free access to airport lounges via Veloce Lounge
Benefits
- Can earn 1% cashback on each and every usage of the card
- 4 supplementary cards are provided for free
- Can get free access to airport lounges via Veloce Lounge
- Can avail roadside assistance
- Can withdraw 100% of the credit limit as cash
- No annual fees for the first year
Cashback Visa Platinum Card
Features
- You can avail 4 supplementary cards with this card.
- Convenience to make your card payments in any of ADIB branches.
- This card is also an islamic card
Features
- You can avail 4 supplementary cards with this card.
- Convenience to make your card payments in any of ADIB branches.
- This card is also an islamic card
- You can get free supplementary cards for your family with this card.
- The Forex rate stands at 2.3%
- You get free grace period up to 55 days to repay your complete outstanding balance.
- You need a minimum salary of AED 5000 to avail this card.
- You can transfer your balance at a rate of 3% or for AED 300.
Benefits
- Get free road side assistance.
- Withdraw 100% of your credit limit as cash.
- Get SMS alerts for all your transactions.
- Access to airport lounges worldwide via veloce lounge.
- Avail facilities such as road side assistance with this card.
- There is no minimum spend required to receive cashback from this card.
- Avail Valet parking services with this card.
Value Card
Features
- Get four supplementary cards.
- You need to pay a fee of AED 250 on every supplementary card which has been availed after the limit of 4 supplementary cards.
- Withdraw 100% of your finance limit.
Features
- Get four supplementary cards.
- You need to pay a fee of AED 250 on every supplementary card which has been availed after the limit of 4 supplementary cards.
- Withdraw 100% of your finance limit.
- Balance transfer facility.
- This card is also helpful in making payments on your behalf for different utilities that you take
- This card is also an Islamic card.
- This card also helps in salary transfers.
- You can get free grace period of 55 days to repay your outstanding balance.
- You need a minimum salary of AED 5000 to avail this card.
- You can balance your outstanding balance of any card to this card at the rate of 3% or AED 300.
Benefits
- Advanced Chip & Pin technology.
- Purchase protection and extended warranty.
- Credit shield Takaful protection.
- Get 25% discount on select dining outlets across UAE.
- Get rewarded for your local and international spend.
Redeem points earned for free flights, shopping vouchers and club apparel gifts.
You can earn 1 reward point for 1 AED on domestic spend and 2 reward points for every 1 AED on international spend.
You can redeem 10,000 points when you shop for AED 50 and 100,000 points for every AED 100 spent on shopping.
Edge Card
Features
- You can avail 4 supplementary cards with this card.
- Convenience to make your card payments in any of ADIB branches.
- This is an Islamic card.
Features
- You can avail 4 supplementary cards with this card.
- Convenience to make your card payments in any of ADIB branches.
- This is an Islamic card.
- ADIB reward points can be redeemed for airlines
- You can avail a free grace period of 55 days to repay your outstanding balance.
- You need a minimum salary of AED 15,000 to avail this card.
- A balance transfer of 3% or AED 300 is applicable.
Benefits
- Free rounds of golf at select golf courses.
- Free roadside assistance across UAE.
- Valet parking at select locations in UAE.
- Multi trip travel cover that includes medical, personal and travel inconvenience cover.
- Advanced chip and pin security.
- Withdraw 100% of your finance limit as your cash.
- Redeem your ADIB rewards against any airline
- Shopping mall vouchers and gift card
- Get different VISA offers by this card.
- 2.5 reward points for every 1 AED spend.
Etihad Guest Visa Platinum Card
Features
- You can avail 4 supplementary cards with this card.
- Convenience to make your card payments in any of ADIB branches.
- Get instant SMS updates.
Features
- You can avail 4 supplementary cards with this card.
- Convenience to make your card payments in any of ADIB branches.
- Get instant SMS updates.
- High earning rewards program.
- This is an Islamic card.
- This card avails salary transfers.
- Get preferred rates from ADIB travel desk for airlines
- The Forex rate on this card is 2.3%
- Get a free grace period of 55 days to repay your outstanding balance.
- You can balance your transfer at the rate of 3% or AED 300.
Benefits
- You can receive service from ADIB travel desk
- You can redeem your Etihad guest miles for House Furnishing, Travel Bookings, Electronics and Gifts for Friends and Family.
- You can withdraw 100% of your finance limit for your need of cash.
- Avail advance technology of chip and pin for safe transactions.
- Free companion ticket voucher, which is not available on any other card.
- Fast track to Etihad guest gold tier.
- Free airport lounge access via lounge key.
- Valet parking at select locations.
- Free roadside assistance.
Etihad Guest Gold Card
Features
- You can avail 4 supplementary cards with this card.
- Convenience to make your card payments in any of ADIB branches.
- You get a travel card with free ticket is spend is over AED 150,000
Features
- You can avail 4 supplementary cards with this card.
- Convenience to make your card payments in any of ADIB branches.
- You get a travel card with free ticket is spend is over AED 150,000
- This is a high rewards earning program
- You get preferred rates from ADIB travel desk along with Marhaba services.
- You get four free supplementary cards.
- This is an Islamic card.
- This card enables salary transfers.
- The Forex rate (Non AED Transfer Rate) stands at 2.3%
- You get a free grace period of 55 days to repay your outstanding balance.
- You need a minimum salary of AED 5000
Benefits
- You can receive service from ADIB travel desk
- You can withdraw 100% of your finance limit for your need of cash.
- Avail advance technology of chip and pin for safe transactions.
- Free companion ticket voucher, which is not available on any other card.
- Fast track to Etihad guest silver tier.
- Free airport lounge access via lounge key.
- Free roadside assistance.
Etihad Guest Classic Card
Features
- You can avail 4 supplementary cards with this card.
- Convenience to make your card payments in any of ADIB branches.
- This is a high earning rewards program.
Features
- You can avail 4 supplementary cards with this card.
- Convenience to make your card payments in any of ADIB branches.
- This is a high earning rewards program.
- Receive up to four supplementary cards.
- This is an Islamic card.
- This card enables salary transfers
- Get instant SMS updates.
- Forex rate on this card is 3.1%
- You need a minimum salary of AED 5000 for this card.
- There is an option of balance transfer at the rate of 3% or AED 300 for this card.
Benefits
- You can receive service from ADIB travel desk.
- You can redeem your Etihad guest miles for House Furnishing, Travel Bookings, Electronics and Gifts for Friends and Family.
- You can withdraw 100% of your finance limit for your need of cash.
- Avail advance technology of chip and pin for safe transactions.
Spice Card for Expats
Features
- Up to 25% dining discounts
- Get cashback of up to 9% on your spendings
- ADIB Reward Points can be redeemed for airline tickets.
Features
- Up to 25% dining discounts
- Get cashback of up to 9% on your spendings
- The foreign currency rate applicable on overseas transactions is 2.3%
- Profit rate is 3.09% per month. and free grace period up to 55 days to repay your outstanding balance.
- Minimum salary of AED 12000 per month is required to be eligible.
- A balance transfer fee of 3% or AED 300 will apply; No profit for the first 12 months.
Benefits
- Get up to 9% cashback on your spends
- Avail dining offers of up to 25% at participating restaurants
- Convert your jewelry purchases into easy monthly installments of up to 6 months at 0% profit rate at participating outlets
- Avail Priceless Arabia offers from MasterCard.
- ADIB Reward Program
Spice Card for UAE Nationals
Features
- Avail up to 9% cashback on all restaurants spends
- 7% cashback on supermarket and grocery spends
- 4% cashback on fuel
Features
- Great dining discounts of up to 25%
- Avail cashback of up to 9% on your spends
- The foreign currency rate applicable on overseas transactions is 2.3%.
- Profit rate is 3.09% per month and free grace period up to 55 days to repay your outstanding balance.
- Minium salary of AED 8000 per month is required to be eligible.
- A balance transfer fee of 3% or AED 300 will apply
No profit for the first 12 months.
Benefits
- Get up to 9% cashback on your spends
- Avail dining offers of up to 25% at participating restaurants
- Convert your jewelry purchases into easy monthly installments of up to 6 months at 0% profit rate at selected outlets
- Avail Priceless Arabia offers from MasterCard.
- ADIB Reward Program
Booking.com Signature Card
Overview
- 5% cashback is provided on air ticket bookings
- 4% cashback is offered on fuel expenses
- Only in the first year NO annual fees are charged. From 2nd year AED 299 is charged as annual fee
Overview
- 5% cashback is provided on air ticket bookings
- 4% cashback is offered on fuel expenses
- Only in the first year NO annual fees are charged. From 2nd year AED 299 is charged as annual fee
- Free valet parking can be availed for 4 times a month
- Can earn up to 2 rewards points on every dirham spent on the card
- Provides purchase protection
- Provides travel insurance
- Can get unlimited access to airport lounges
Booking.com Infinite Card
Overview
- Can get 10% discount on hotel bookings
- 7% cashback is offered on flight ticket purchases
- 5% cashback on fuel expenses
Overview
- Can get 10% discount on hotel bookings
- 7% cashback is offered on flight ticket purchases
- 5% cashback on fuel expenses
- Dining discounts can be availed on ADIB Smartdeals app
- Free airport transfers on minimum spending on AED 4000
- Free entry to golf clubs
- Free Meet & Greet services
- Ca get up to 4 supplementary card on NO annual fees
Emirates Skywards World Elite Card
Features
- Provides high range of skywards miles
- Can get several travel benefits
- Can avail balance transfer facility
Features
- Provides high range of skywards miles
- Can get several travel benefits
- Can avail balance transfer facility
- Interest rate of 3.33% is charged
- A minimum salary of AED 25,000 is required
Benefits
- Get 50,000 Skyward miles as a welcome bonus
- Can get Emirates Skywards Silver-tier Membership for free
- Can get silver-tier membership upgraded to Gold tier on spending AED 5500 with Emirates
- Can earn up to 3 miles per 1 USD spent using the card
- Can check-in to Emirates flights from your location itself for free
- Can get airport transfers for free from anywhere in the UAE
- Can get unlimited access to 900+ airport lounges for free
- Free Valtrans valet parking service at selected locations in the UAE
- Free access to golf clubs
- Can get travel inconvenience and medical cover
ADIB Card Benefits
Cashback
- Get 1% cashback on every purchase made using ADIB Cashback Visa Platinum Card or ADIB Visa Cashback Card
- Get up to 9% cashback on ADIB Spice card
- Get up to 1.25% cashback on most of the ADIB cards
- Get up to 5% cashback on fuel
- Earn up to 10% cashback on dining, hotels, supermarkets etc.,
Travel
- Get 10,000 - 50,000 Etihad Guest miles on ADIB Etihad Cards as sign up bonus
- Earn 2.2 Etihad Guest Miles on every 4 AED spent locally and 3 Etihad Guest Miles on every 4 AED spent outside UAE using ADIB Etihad Platinum Card
- Earn 1 Etihad Guest Mile on every 4 AED spent locally and 1.5 Etihad Guest Miles on every 4 AED spent outside UAE using ADIB Etihad Gold Card
- Earn 1 Etihad Guest Mile on every 4 AED spent locally and 0.75 Etihad Guest Mile on every 4 AED spent outside UAE using ADIB Etihad Classic Card
- Get free companion ticket on ADIB Etihad Platinum Card and ADIB Etihad Gold Card
- Can redeem the Etihad Miles for travel bookings, electronics, home appliance, furnishing and much more
Reward Points
- Get sign up bonus 200,000 reward points on ADIB Booking Infinite Card
- Get 3 reward points on every dirham spent using ADIB Booking Infinite Card
- Can redeem the rewards points earned on ADIB Booking Infinite Card for airline tickets, hotels, etc.
- Earn 2.5 reward points on ADIB Edge Card
Etisalat
- Get 5000 - 100,000 Etisalat Smile Points on ADIB Etisalat Cards
- Get 1.5 - 6 Etisalat smile points(varies with card type) on every dirham spent on local and international purchases
- Earn 1 Etisalat smile point on purchases made at selected merchants
- Can redeem smile points on Etisalat Talk Time or Data, Etihad guest miles and airline tickets
Miscellaneous
- Avail free valet parking benefits
- Complimentary golf benefits at premier golf clubs
- Can avail Roadside assistance 24/7
- Provides travel, purchase and personal protection covers
- High cash withdrawal limit is provided
- Get discounts on dining at selected places
- Access to airport lounges globally
- Get help from ADIB Travel desk
Frequently Asked Questions
⭐ What are the different types of cards ADIB offer?
A. ADIB provides 20 different types of cards
⭐ Where can I use my ADIB Card?
A. You can use your ADIB Card any purpose, anywhere in the world
⭐ Can I benefit cashback every time?
A. Yes each time you use your ADIB Card you get 1%-9% cashback(depends on the card)
⭐ Is cashback available on every card?
A. There are ADIB cards that are specific to cashback.
⭐ How much discounts do I get on flight tickets?
A. Can get 15% off on air tickets bookings made usingADIB Etihad Guest Visa Card
⭐ Can I avail airport lounge benefits in other countries apart from UAE?
A. Yes, You can avail lounge benefits globally
⭐ What are the travel benefits I get?
A. You get a free companion ticket, which you can’t get in any other card in UAE
⭐ How can I use Etihad Guest miles?
A. You can redeem your guest miles at electronics, furniture, utilities, fuel stations, supermarkets and many other places
⭐ Are there any no annual fees cards?
A.Yes ADIB offers No annual fee cards. Click here ADIB NO Annual Fee Cards
⭐ How many supplementary cards are provided for free?
A. Up to 4 supplementary cards are provided for 0 annual fees on each primary card. Beyond 4 are chargeable.
⭐ What are the annual fees on additional supplementary cards?
A. AED 500 is charged as annual fees on additional supplementary cards provided.
⭐ What is the minimum spend required to avail cashback?
A. A minimum spend of AED 3000 is required per month to avail cashback.
⭐ Can I pay the annual fees using Etihad Miles earned?
A. Yes, Etihad Miles earned can be redeemed for annual fees on ADIB Etihad Card.
⭐ What is the minimum spend required to get free companion ticket?
A. To get a free companion ticket a minimum spend of AED 150,000 should be made in a year using ADIB Etihad Cards.
⭐ What does the ADIB Travel desk help with?
A. ADIB Travel desk helps the customers with travel bookings like airline ticket, airport lounge, meet and greet services, etc.
⭐ What are the offers provided on ADIB cards?
A. There are various offers provided on ADIB cards. Click here forADIB card offers.
⭐ What is the minimum salary required for ADIB Card?
A. The minimum salary required for a ADIB card is AED 5000.
⭐ What is the annual fees charged on ADIB card?
A. The minimum annual fees charged on some ADIB cards is AED 199 while some cards are provided for free on zero fees.
About ADIB
ADIB is a Public Joint Stock company and is one of the largest banks in the UAE region. Its values include transparency in services, an atmosphere of hospitality and tolerance followed by nature of simplicity and sensibility.
ADIB stands as one of the best banks of UAE by carrying out all the transactions, contracts and services by abiding Ismalic Shari'a principles.
Get in touch with ADIB Bank Customer Care
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