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Credit Bureau Consent, Welcome Offer & General Terms & Conditions
I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.
Thank you for providing your details.HSBC Credit Cards in UAE
Features of HSBC Credit Card
- Provides high rewards as a welcome bonus
- Get Air Miles on every dirham spent
- Get high cashback on HSBC Cashback Credit Card
- Provides high travel benefits and discounts
- Get entertainment and leisure benefits
- Get discounts on movie tickets
- Can avail balance transfer facility
Eligibility Criteria of HSBC Credit Card
- Should transfer salary to HSBC UAE account
- A minimum salary of AED 5000 - AED 50,000 is required
- Only UAE Residents are eligible
Documents Required of HSBC Credit Card
- Documents required
- Emirates ID for validation
- Resident Visa
- Passport
- Salary transfer letter
HSBC Credit Card Interest rates
6 HSBC Bank Credit Cards
Platinum Select Credit Card
Features
- Earn rewards on every spend and redeem them for flights, hotels, shopping, and more.
- Enjoy up to 56 interest-free days on purchases when balance is paid in full.
- Transfer balances from other UAE credit cards to save on interest.
Features
- Earn rewards on every spend and redeem them for flights, hotels, shopping, and more.
- Enjoy up to 56 interest-free days on purchases when balance is paid in full.
- Transfer balances from other UAE credit cards to save on interest.
- Get a complimentary 12-month Careem Plus subscription.
- Avail up to 50% off dining bills with Zomato Gold membership.
- Enjoy discounts at over 400 restaurants across the UAE.
- Access 200+ lifestyle offers across dining, retail, and hotels in MENA.
- Get Buy 1 Get 1 Free movie tickets every month with minimum spend.
- Enjoy up to 25% off food and drinks at cinemas across the UAE.
- Benefit from automatic extended warranty up to 1 year on purchases.
- Shop confidently with purchase protection against theft or damage.
- Add your card instantly to your digital wallet via the HSBC UAE app.
- The Forex rate stands at 2%
- You get an interest free period of up to 56 days.
- You require a minimum salary of AED 5,000 to be eligible for this card.
- You can transfer your balance at the rate of 0% for 6 months.
There is a processing fee of 2.99% or AED 200, whichever is higher.
Benefits
- Earn travel rewards and redeem for flights, hotels, and holiday packages.
- Save more with dining, shopping, lifestyle, and cinema discounts.
- Get extra peace of mind with extended warranty and purchase protection.
- Manage finances better with balance transfer options and lower interest costs.
- Access global offers across 19,000 outlets in over 160 countries.
- Enjoy instant card access through digital wallet without waiting for delivery.
Live Plus Credit Card
Overview
- HSBC Live+Credit Card provides you with cashback throughout the year. You earn cashback on daily spendings and get a range of lifestyle benefits from dining to travel rewards and much more.
Overview
- HSBC Live+Credit Card provides you with cashback throughout the year. You earn cashback on daily spendings and get a range of lifestyle benefits from dining to travel rewards and much more.
Zero Credit Card
Overview
- There is 0 annual fees charged for ever
- Zero charges on exceeding credit limit
- No cash advance fees are charged
Overview
- There is 0 annual fees charged for ever
- Zero charges on exceeding credit limit
- No cash advance fees are charged
- No interest rate charged on Flexi Installment Plan
- Can avail 1000+ Buy1-Get1 free offers
- Can get 30% off on dining
- 50% discount at VOX cinemas
- 12% OFF at Agoda on hotel reservations
- Provides purchase protection to secure the purchases made
- Can avail balance transfer on 0 processing fees
- Can convert regular payments to Flexi Payment Plan
Advance Credit Card
Features
- Earn 1 Air Mile for every AED 1 spent on your credit card worldwide.
- Get purchase protection for 90 days, covering theft or damage up to USD 5,000 per year.
- Enjoy up to 56 interest-free days when the balance is cleared in full each month.
Features
- Earn 1 Air Mile for every AED 1 spent on your credit card worldwide.
- Get purchase protection for 90 days, covering theft or damage up to USD 5,000 per year.
- Enjoy up to 56 interest-free days when the balance is cleared in full each month.
- Complimentary 12-month Careem Plus subscription when you use your card on the Careem app.
- Avail up to 50% off dining bills at 4,000+ restaurants across the UAE with Zomato Gold membership.
- Get discounts at 400+ restaurants across the UAE.
- Access global offers on dining, travel, and shopping with the Home & Away programme.
- Buy 1 Get 1 Free movie tickets every month with minimum AED 6,000 spend and up to 25% off cinema dining.
- Enjoy a free 2-year MyUS membership and save up to 30% on international shipping.
- Get VIP lounge access and 15% off shopping at Bicester Village destinations worldwide.
- Save on travel bookings with discounts on flights and hotels throughout the year.
- Earn up to 7% cashback as wallet credits on Booking.com stays (capped at EUR 200).
- Enjoy 15% off stays at 5,500+ IHG Hotels worldwide with late checkout.
- Access 4 complimentary airport lounges annually worldwide with Mastercard Travel Pass.
- Save 20% and enjoy a complimentary upgrade on Avis car rentals globally.
- Get up to 10% off Budget car and truck rentals in 3,350+ locations worldwide.
- Add your card instantly to your digital wallet via the HSBC UAE app for contactless payments.
- The Forex rate stands at 2%
- You get an interest free period of up to 56 days.
- You require a minimum salary of AED 15000
- You can transfer your balance at the rate of 0% for 6 months.
There is a processing fee of 2.99% or AED 200, whichever is higher.
Benefits
- Earn Air Miles on every spend and redeem them for flights, hotels, and more.
- Shop stress-free with purchase protection for accidental damage or theft.
- Save on dining, shopping, entertainment, and travel both locally and internationally.
- Enhance your lifestyle with Careem Plus, Zomato Gold, and exclusive global offers.
- Travel in comfort with complimentary airport lounge access and hotel discounts.
- Enjoy entertainment perks like cinema offers and shopping privileges worldwide.
- Benefit from added convenience with digital wallet integration for instant use.
- Access global car rental discounts and upgrades for hassle-free travel.
Premier Credit Card
Features
- Get 150,000 Air Miles when you spend AED 12,000 in the first 60 days (offer valid until 31 Oct 2025).
- Earn 1 Air Mile for every AED 1 spent on your card.
- Complimentary travel insurance when you book return airline tickets with your card.
Features
- Get 150,000 Air Miles when you spend AED 12,000 in the first 60 days (offer valid until 31 Oct 2025).
- Earn 1 Air Mile for every AED 1 spent on your card.
- Complimentary travel insurance when you book return airline tickets with your card.
- Buy 1 Get 1 Free movie tickets every month with minimum AED 6,000 spend and up to 25% off cinema F&B.
- Complimentary 12-month Careem Plus subscription.
- Avail up to 50% off dining bills at 4,000+ restaurants with Zomato Gold.
- Get 20% off food or grocery orders twice a month on Talabat with code "MASTERCARD".
- Access worldwide offers on dining, travel, and shopping with the Home & Away programme.
- Save up to 30% on Samsung products including phones, laptops, and TVs.
- Enjoy VIP shopping privileges and lounge access at Bicester Village locations worldwide.
- Receive 1 complimentary airport ride with Careem per year (up to AED 84).
- Get up to 10% off hotels with Agoda and enjoy best-rate guarantees.
- Enjoy 15% off at 5,500+ IHG Hotels worldwide with free late checkout.
- Earn up to 7% back as wallet credits on Booking.com stays (capped at EUR 200).
- Access 8 complimentary airport lounge visits annually worldwide with Mastercard Travel Pass.
- Get special Hertz Gold Plus Rewards® President’s Circle benefits, including up to 15% off rentals.
- Save up to 10% on Budget car and truck rentals worldwide.
- Free 2-year MyUS membership with up to 30% off international shipping.
- Add your card instantly to your digital wallet via the HSBC UAE app for contactless use.
- The Forex rate stands at 2%
- You get an interest free period of up to 56 days.
- You need a minimum salary of AED 50000 to avail this card. Must have HSBC Premier Account.
- You can transfer your balance at the rate of 0% for 6 months.
There is a processing fee of 2.99% or AED 200, whichever is higher.
Benefits
- Earn generous Air Miles and redeem them for flights, hotels, and exclusive travel rewards.
- Protect your trips with complimentary travel insurance.
- Save big on dining, groceries, and lifestyle with Careem Plus, Zomato Gold, and Talabat discounts.
- Get unbeatable travel privileges like lounge access, free rides, hotel savings, and global offers.
- Enjoy premium shopping benefits with discounts on Samsung, MyUS shipping, and Bicester Village perks.
- Enhance entertainment with monthly cinema offers and F&B discounts.
- Access exclusive car rental upgrades and discounts for smoother travel.
- Instant digital card access for convenient, secure, and contactless payments.
Black Credit Card
Features
- This card is recognized over 32 million establishments.
- This card offers you benefits home and abroad.
- This card offers you a team of financial advisers and helps you achieve your financial goals.
Features
- This card is recognized over 32 million establishments.
- This card offers you benefits home and abroad.
- This card offers you a team of financial advisers and helps you achieve your financial goals.
- This bank offers you an instant credit card with an instant approval.
- This card also provides an instant limit approval.
- This card also offers 24 hour delivery of your card.
- The Forex rate stands at 2%
- You get an interest free period of up to 56 days.
- You require a minimum salary of AED 50000 to be eligible for this card.
- You can transfer your balance at the rate of 0% for 6 months.
There is a processing fee of 2.99% or AED 200, whichever is higher.
Benefits
- Get a Welcome Bonus of AED 500 to the Primary Card. T&Cs apply. Offer valid up to 30th April 2024.
- Enjoy complimentary access to air lounges at more than 1000 airports around the world with Travel pass.
- Can get up to 10% off on British Airways airfares
- Get travel discounts with clear trip, Agoda and Ministry of Villas.
- Get 15% discount on your stay at IHG Hotels & Resorts.
- Free Valet parking across Dubai and Abu Dhabi.
- Buy one get one free offers at VOX cinemas with this card.
- Get offers with Reebonz and AED 350 in your account as a new Reebonz member.
- Avail of international concierge service with this card.
- Also, Get 6 careem complimentary airport rides & save up to 110 AED each time. Use Promo Code: MAUAE6. T&Cs Apply.
- You also get travel inconvenience insurance and travel medical insurance with this card.
HSBC Credit Card Benefits
Travel
- Get 150,000 air miles on HSBC Black Credit Card as signup bonus
- Get 75,000 air miles as anniversary offer from 2nd year on HSBC Black Credit Card
- Get upto 2.5 airmiles on every dirham spent on travel using HSBC Black Credit Card
- Get 1 air mile on 4 AED spent anywhere using HSBC Platinum Select Credit Card
- Get access to more than 800 airport lounges for free
- Get up to 12% discount on agoda.com
- Get up to 30% off on bookings made at cleartrip.ae using HSBC Advance Credit Card
- Get up to 15% off on renting a car at hertz.com
- Get up to 20% off on careem rides
- Get free travel insurance on HSBC Black Credit Card and HSBC Premier Credit Card
Entertainment and Leisure
- Get buy 1 get 1 free discounts on HSBC Entertainer app
- Get complimentary access to golf clubs on HSBC Black Credit Card
- Get discounts on Spa
- Get complimentary valet parking benefits in Dubai and other regions in UAE
- Buy 1 ticket at Vox Cinemas and Get 1 free on using any HSBC credit card in UAE
- Get up to 6% off on reboonz.com for HSBC Black Credit Card and HSBC Advance Credit Card
Cashback
- HSBC Cashback credit card holders can get 10% cashback on fuel
- HSBC Cashback credit card holders can get 5% cashback on supermarkets, dining, shopping, anywhere
Frequently Asked Questions
⭐ Can I get a travel insurance letter?
A. Yes, you can get a travel insurance letter online, on travel bookings made using HSBC credit card.
⭐ Are the supplementary cards provided for free?
A. The first two cards are provided for free, from the third card AED 50 is charged as annual fees.
⭐ What are the charges on credit shield?
A. 0.6% of the outstanding balance is charged as credit shield fees.
⭐ Do I need to provide any security cheque?
A. Yes, security cheque is a mandatory document.
⭐ What are the interest rates on balance transfer?
A. On balance transfer, there are no interest rates charged for the first 6 months.
⭐ What are the charges on Uber rides?
A. Uber rides are provided for AED 100.
⭐ What is the minimum spend required to get avail cashback?
A. To avail cashback, there is no minimum spend required.
⭐ How many free valet parking benefits can I avail?
A. HSBC Black Credit card holders get unlimited valet parking benefits in UAE. HSBC Premier Card and HSBC Advance Card customers get 4 free valet parking services per month.
⭐ Is there any minimum spend requirement to avail free valet parking benefits?
A. HSBC Advance Credit card holders need to spend minimum AED 3000(p.m) to avail free valet parking services.
⭐ What are the charges for supplementary cards?
A. First 2 supplementary cards are provided for free. After 2 AED 50/card is charged as annual fees.
⭐ Can I convert regular payments to installments?
A. Yes, you can convert your regular payments to flexi installment plan on the maximum tenure of 12 months.
⭐ What are the offers provided on HSBC credit card?
A. Check here for the list of HSBC Credit Card Offers
⭐ What is the minimum salary required for the credit card?
A. The minimum salary required for a HSBC credit card is AED 5000.
⭐ What is the annual fees charged on the credit card?
A.There are some no annual fees charged on HSBC credit cards while on some the minimum annual fees charged is AED 600.
⭐ What is the interest rate charged on the credit card?
A.The interest rate charged on a HSBC credit card starts from 2.25%.
⭐ Are there any interest rates charged on using the credit card outside UAE?
A.The forex charges on a HSBC credit card is 2.8%.
About HSBC
In 1946, the British Bank of Iran and the Middle East commenced banking activities for Middle East citizens. Post withdrawing from Iran, the bank was renamed as the British Bank of the Middle East (BBME). Hong Kong and Shanghai Banking Corporation (HSBC) acquired BBME in 1959 and played a pivotal role in the establishment of the banking sector in the region. HSBC has a sustainability strategy of doing business. The main areas of focus are:
- Sustainable Finance
- Sustainable Operations
- Sustainable Communities
This is in sync with their global sustainability model.
Get in touch with HSBC Bank Customer Care
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