Credit Card Provided By HSBC

Last Updated on 18-09-2019

Check Eligibility for HSBC Credit Card

You are eligible to apply for a HSBC
Credit Card .

You may not be eligible * to apply.

* Minimum salary AED 5000 required to apply for a HSBC Credit Card .

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Features of HSBC Credit Card

  • Provides high rewards as a welcome bonus
  • Get Air Miles on every dirham spent
  • Get high cashback on HSBC Cashback Credit Card
  • Provides high travel benefits and discounts
  • Get entertainment and leisure benefits
  • Get discounts on movie tickets
  • Can avail balance transfer facility

Eligibility Criteria of HSBC Credit Card

  • Should transfer salary to HSBC UAE account
  • A minimum salary of AED 5000 - AED 50,000 is required
  • Only UAE Residents are eligible

Documents Required of HSBC Credit Card

  • Documents required
  • Emirates ID for validation
  • Resident Visa
  • Passport
  • Salary transfer letter

HSBC Credit Card Interest rates

HSBC Bank

5 HSBC Bank Credit Cards

Platinum Select Credit Card

rate

Interest Rate

2.99%

minimum salary

Minimum Salary

AED 5K

fx rate

Fx Rate

3.25%

annual fee

Annual Fee

AED 0

balance transfer

Balance Transfer

Yes

cashback

Cashback

No

interest rate

2.99%

Interest Rate

minimum salary

AED 5K

Minimum Salary

fx rate

3.25%

Fx Rate

annual fee

AED 0

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

No

Cashback

Advantages
  • 1 air mile on 4 AED spent
  • Buy 1 get 1 free offers
  • Discounts at vox cinemas
Advantages
  • 1 air mile on 4 AED spent
  • Buy 1 get 1 free offers
  • Discounts at vox cinemas

Features

  • This card is recognized over 32 million establishments.
  • This card offers you benefits home and abroad.
  • This card offers you a team of financial advisers and helps you achieve your financial goals.
  • This bank offers you an instant credit card with an instant approval.
  • This card also provides an instant limit approval.
  • This card also offers 24 hour delivery of your card.
  • Avail Flexi plus installment program with which you can avail 0% installment plans for purchases.
  • The Forex rate stands at 3.25%
  • You get an interest free period of up to 56 days.
  • You require a minimum salary of AED 5000 to be eligible for this card.
  • You can transfer your balance at the rate of 0% for 6 months.
    There is a processing fee of 2.99% or AED 200, whichever is higher.

Benefits

  • Avail 15% discount in on British Airways fares for flights from UAE to UK, Europe, USA and Canada.
  • Access HSBC mobile app for more discounts and offers.
  • Get exclusive offers on dining and shopping at 19000 outlets in 160 countries.
  • Buy one get one free offers at VOX cinemas with this card.
  • Get 12% discount with AGODA.
  • Enjoy 200 offers on Golf access programs across the MENA region.
  • Get VISA offers on VOX tickets every saturday.
  • Avail purchase protection and extended warranty with this card.
  • Avail Credit shield plus with this card.
  • Avail supplementary cards with this card.
  • Also avail Valet parking with this card.
  • Enjoy airport dining at over 200 locations with this card and with the partnership of Dragonfly.

View details on bank page

Advance Credit Card

rate

Interest Rate

2.99%

minimum salary

Minimum Salary

AED 15K

fx rate

Fx Rate

2.75%

annual fee

Annual Fee

AED 0

balance transfer

Balance Transfer

Yes

cashback

Cashback

No

interest rate

2.99%

Interest Rate

minimum salary

AED 15K

Minimum Salary

fx rate

2.75%

Fx Rate

annual fee

AED 0

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

No

Cashback

Advantages
  • 1 air mile on 1 AED spent
  • Free valet parking
  • Discounts on movie tickets
Advantages
  • 1 air mile on 1 AED spent
  • Free valet parking
  • Discounts on movie tickets

Features

  • This card is recognized over 32 million establishments.
  • This card offers you benefits home and abroad.
  • This card offers you a team of financial advisers and helps you achieve your financial goals.
  • This bank offers you an instant credit card with an instant approval.
  • This card also provides an instant limit approval.
  • This card also offers 24 hour delivery of your card.
  • Get cash advance of up to 50%
  • The Forex rate stands at 2.75%
  • You get an interest free period of up to 56 days.
  • You require a minimum salary of AED 15000
  • You can transfer your balance at the rate of 0% for 6 months.
    There is a processing fee of 2.99% or AED 200, whichever is higher.

Benefits

  • Get a free lounge access at airports across MENA region.
  • Get various dining, travel and entertainment discounts.
  • Free HSBC app, where you can get over 8000 buy 1 get 1 offers.
  • Free Valet parking across Dubai and Abu Dhabi.
  • Airline and Hotel discounts of up to 30%
  • Get 20% discount with Careem rides across middle east.
  • Get benefits on luxury online shopping bonus and 6% discount with Reebonz.
  • Get 25% discount with MyUS.
  • Get 'Buy 1 Get 1' free offer at VOX Cinemas.
  • Enjoy a specific discount of 15% with British Airways.
  • Avail credit shield option with this card.
  • Avail purchase protection with this card.

View details on bank page

Premier Credit Card

rate

Interest Rate

2.25%

minimum salary

Minimum Salary

AED 50K

fx rate

Fx Rate

2.75%

annual fee

Annual Fee

AED 0

balance transfer

Balance Transfer

Yes

cashback

Cashback

No

interest rate

2.25%

Interest Rate

minimum salary

AED 50K

Minimum Salary

fx rate

2.75%

Fx Rate

annual fee

AED 0

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

No

Cashback

Features

  • This card is recognized over 32 million establishments.
  • This card offers you benefits home and abroad.
  • This card offers you a team of financial advisers and helps you achieve your financial goals.
  • This bank offers you an instant credit card with an instant approval.
  • This card also provides an instant limit approval.
  • This card also offers 24 hour delivery of your card.
  • The Forex rate stands at 2.75%
  • You get an interest free period of up to 56 days.
  • You need a minimum salary of AED 50000 to avail this card.
  • You can transfer your balance at the rate of 0% for 6 months.
    There is a processing fee of 2.99% or AED 200, whichever is higher.

Benefits

  • Get 10% discount on Expedia hotel booking and free Expedia gold membership reward with this card.
  • Avail 15% discount in on British Airways fares for flights from UAE to UK, Europe, USA and Canada.
  • Get 7% discount with AGODA at over 180000 hotels.
  • Get free Uber rides with this card worth AED 100.
  • Avail discounted air lounge access with lounge key.
  • Avail travel insurance with this card.
  • Also avail credit card insurance with this card.
  • Avail purchase protection on all your purchases made with this card.
  • Avail 50% cash advance limit with this card.
  • Avail free valet parking with this card.
  • Access HSBC mobile app for more discounts and offers.
  • Buy one get one free offers at VOX cinemas with this card.
  • Avail supplementary cards with this card.
  • Complimentary global Wi-Fi through Boingo, to keep you updated and stay connected with the world.

View details on bank page

Black Credit Card

rate

Interest Rate

2.25%

minimum salary

Minimum Salary

AED 50K

fx rate

Fx Rate

2.75%

annual fee

Annual Fee

AED 1.5K

balance transfer

Balance Transfer

Yes

cashback

Cashback

No

interest rate

2.25%

Interest Rate

minimum salary

AED 50K

Minimum Salary

fx rate

2.75%

Fx Rate

annual fee

AED 1.5K

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

No

Cashback

Advantages
  • High travel benefits
  • Discounts on travel bookings
  • Airmiles on every AED spent
Advantages
  • High travel benefits
  • Discounts on travel bookings
  • Airmiles on every AED spent

Features

  • This card is recognized over 32 million establishments.
  • This card offers you benefits home and abroad.
  • This card offers you a team of financial advisers and helps you achieve your financial goals.
  • This bank offers you an instant credit card with an instant approval.
  • This card also provides an instant limit approval.
  • This card also offers 24 hour delivery of your card.
  • The Forex rate stands at 2.75%
  • You get an interest free period of up to 56 days.
  • You require a minimum salary of AED 50000 to be eligible for this card.
  • You can transfer your balance at the rate of 0% for 6 months.
    There is a processing fee of 2.99% or AED 200, whichever is higher.

Benefits

  • Enjoy complimentary access to air lounges at more than 850 airports around the world with lounge key.
  • Get up to 20% discount with British Airways for business class and premium economy class and 15% discount in first class on British Airways flights from UAE to UK, Europe, USA and Canada.
  • Get travel discounts with clear trip, Agoda and Ministry of Villas.
  • Avail complimentary nights with Starwood hotels and resorts.
  • Get 15% discount on your stay at Prime Luxury Serviced Apartments.
  • Receive a complimentary upgrade to gold tier in Qatar Airways Privilege Club.
  • Free Valet parking across Dubai and Abu Dhabi.
  • Buy one get one free offers at VOX cinemas with this card.
  • Get offers with Reebonz and AED 350 in your account as a new Reebonz member.
  • Avail international concierge service with this card.
  • Avail 20% off on three rides with Careem.
  • You also get travel incovenience insurance and travel medical insurance with this card.

View details on bank page

Platinum Credit Card

rate

Interest Rate

3.25%

minimum salary

Minimum Salary

AED 5K

fx rate

Fx Rate

2.8%

annual fee

Annual Fee

AED 600

balance transfer

Balance Transfer

Yes

cashback

Cashback

No

interest rate

3.25%

Interest Rate

minimum salary

AED 5K

Minimum Salary

fx rate

2.8%

Fx Rate

annual fee

AED 600

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

No

Cashback

Features

  • This card is recognized over 32 million establishments.
  • This card offers you benefits home and abroad.
  • This card offers you a team of financial advisers and helps you achieve your financial goals.
  • This bank offers you an instant credit card with an instant approval.
  • This card also provides an instant limit approval.
  • This card also offers 24 hour delivery of your card.
  • The Forex rate stands at 3.25%
  • You get an interest free period of up to 56 days.
  • You require a minimum salary of AED 5000 to be eligible for this card.
  • You can transfer your balance at the rate of 0% for 6 months.
    There is a processing fee of 2.99% or AED 200, whichever is higher.

Benefits

  • Avail 15% discount in on British Airways fares for flights from UAE to UK, Europe, USA and Canada.
  • Access HSBC mobile app for more discounts and offers.
  • Get exclusive offers on dining and shopping at 19000 outlets in 160 countries.
  • Buy one get one free offers at VOX cinemas with this card.
  • Get 12% discount with AGODA.
  • Enjoy 200 offers on Golf access programs across the MENA region.
  • Get VISA offers on VOX tickets every saturday.
  • Avail purchase protection and extended warranty with this card.
  • Avail Credit shield plus with this card.
  • Avail supplementary cards with this card.
  • Also avail Valet parking with this card.

View details on bank page

HSBC Credit Card Benefits

Travel

  • Get 200,000 air miles on HSBC Black Credit Card as signup bonus
  • Get Sharaf DG Voucher of worth AED 100 as welcome offer
  • Get 100,000 air miles as anniversary offer from 2nd year on HSBC Black Credit Card
  • Get 2.5 airmiles on every dirham spent on travel using HSBC Black Credit Card
  • Get 1 air mile on 1 AED spent anywhere in and out UAE
  • Get 1 air mile on 4 AED spent anywhere using HSBC Platinum Select Credit Card
  • Get access to more than 800 airport lounges for free
  • Get up to 12% discount on agoda.com
  • Get up to 30% off on bookings made at cleartrip.ae using HSBC Advance Credit Card
  • Get up to 15% off on renting a car at hertz.com
  • Get up to 20% off on careem rides
  • Get free travel insurance on HSBC Black Credit Card and HSBC Premier Credit Card

Entertainment and Leisure

  • Get buy 1 get 1 free discounts on HSBC Entertainer app
  • Get complimentary access to golf clubs on HSBC Black Credit Card
  • Get discounts on Spa
  • Get complimentary valet parking benefits in Dubai and other regions in UAE
  • Buy 1 ticket at Vox Cinemas and Get 1 free on using any HSBC credit card in UAE
  • Get up to 6% off on reboonz.com for HSBC Black Credit Card and HSBC Advance Credit Card

Cashback

  • HSBC Cashback credit card holders can get 10% cashback on fuel
  • HSBC Cashback credit card holders can get 5% cashback on supermarkets, dining, shopping, anywhere

Frequently Asked Questions

Q. Can I get a travel insurance letter?

A. Yes, you can get a travel insurance letter online, on travel bookings made using HSBC credit card.

Q. Are the supplementary cards provided for free?

A. The first two cards are provided for free, from the third card AED 50 is charged as annual fees.

Q. What are the charges on credit shield?

A. 0.6% of the outstanding balance is charged as credit shield fees.

Q. Do I need to provide any security cheque?

A. Yes, security cheque is a mandatory document.

Q. What are the interest rates on balance transfer?

A. On balance transfer, there are no interest rates charged for the first 6 months.

Q. What are the charges on Uber rides?

A. Uber rides are provided for AED 100.

Q. What is the minimum spend required to get avail cashback?

A. To avail cashback, there is no minimum spend required.

Q. How many free valet parking benefits can I avail?

A. HSBC Black Credit card holders get unlimited valet parking benefits in UAE. HSBC Premier Card and HSBC Advance Card customers get 4 free valet parking services per month.

Q. Is there any minimum spend requirement to avail free valet parking benefits?

A. HSBC Advance Credit card holders need to spend minimum AED 3000(p.m) to avail free valet parking services.

Q. What are the charges for supplementary cards?

A. First 2 supplementary cards are provided for free. After 2 AED 50/card is charged as annual fees.

Q. Can I convert regular payments to installments?

A. Yes, you can convert your regular payments to flexi installment plan on the maximum tenure of 12 months.

Q. What are the offers provided on HSBC credit card?

A. Check here for the list of HSBC Credit Card Offers

Q. What is the minimum salary required for the credit card?

A. The minimum salary required for a HSBC credit card is AED 5000.

Q. What is the annual fees charged on the credit card?

A.There are some no annual fees charged on HSBC credit cards while on some the minimum annual fees charged is AED 600.

Q. What is the interest rate charged on the credit card?

A.The interest rate charged on a HSBC credit card starts from 2.25%.

Q. Are there any interest rates charged on using the credit card outside UAE?

A.The forex charges on a HSBC credit card is 2.8%.

About HSBC

In 1946, the British Bank of Iran and the Middle East commenced banking activities for Middle East citizens. Post withdrawing from Iran, the bank was renamed as the British Bank of the Middle East (BBME). Hong Kong and Shanghai Banking Corporation (HSBC) acquired BBME in 1959 and played a pivotal role in the establishment of the banking sector in the region. HSBC has a sustainability strategy of doing business. The main areas of focus are:

  • Sustainable Finance
  • Sustainable Operations
  • Sustainable Communities

This is in sync with their global sustainability model.

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