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Thank you for providing your details.HSBC Credit Cards in UAE
Features of HSBC Credit Card
HSBC Emirates Skywards Infinite Credit Card Earn Skywards Miles on all eligible spend. Welcome bonus of 20,000 miles plus 30,000 miles after meeting spend requirements. Complimentary Silver tier status in Emirates Skywards program. Luxury travel and lifestyle benefits. HSBC Emirates Skywards Signature Credit Card Earn Skywards Miles on all eligible spend. Welcome bonus of 10,000 miles plus 15,000 miles after meeting spend requirements. Fast track to Silver Tier in Emirates Skywards program. Travel and lifestyle benefits. HSBC Global Private Banking Credit Card Earn Air Miles redeemable for flights, hotels, shopping, or frequent flyer miles. Access to concierge services for travel, dining, and events. Complimentary airport lounge access and travel perks. Live+ Credit Card Up to 6% cashback on dining, fuel, groceries, education, and entertainment. 0.5% cashback on all other spends. No annual fee first year; subsequent years require minimum spend. Up to 56 interest-free days. Cash+ Credit Card 1% daily cashback on all purchases with no cap. Bonus 10% cashback upon meeting minimum spend. No annual fee first year; subsequent years require minimum spend. Max Rewards Credit Card Earn Air Miles on all spends; double miles with higher spending. Fitness First access and Careem Plus subscription. Up to 50% dining discounts with Zomato Gold membership. Advance Credit Card Earn Air Miles on all spends. Up to 50% dining discounts with Zomato Gold membership. Available for HSBC Advance customers
Eligibility Criteria of HSBC Credit Card
Check the below the eligibility criteria of the HSBC Credit Cards in UAE
1. Premier Credit Card
- Must hold an HSBC Premier Account
- Age: 21–70 years
- UAE resident
2. Advance Credit Card
- Must hold an HSBC Advance Account
- Age: 21–65 years
- UAE resident
3. Platinum Select Credit Card
- Must have a Personal Banking Account
- Age: 21–65 years
- UAE resident
- Minimum monthly salary: AED 5,000
4. Live+ Credit Card
- No HSBC account required
- Age: 21–65 years
- UAE resident
- Minimum monthly salary: AED 5,000
5. Cash+ Credit Card
- No HSBC account required
- Age: 21–65 years
- UAE resident
- Minimum monthly salary: AED 30,000
6. Black Credit Card
- No HSBC account required
- Age: 21–65 years
- UAE resident
- Minimum monthly salary: AED 30,000
7. Emirates Skywards Signature Credit Card
- No HSBC account required
- Age: 21–65 years
- UAE resident
- Minimum monthly salary: AED 30,000
8. Emirates Skywards Infinite Credit Card
- No HSBC account required
- Age: 21–65 years
- UAE resident
- Minimum monthly salary: AED 30,000
Documents Required of HSBC Credit Card
- Passport, Emirates ID, or UAE Residence Visa (for non-GCC nationals)
- Tenancy agreement (EJARI), title deeds, or recent utility bill (within 2 months)
- Last 2 months’ bank statements showing salary credits or a salary certificate from employer
- Passport and Emirates ID for additional cardholders
- Security cheque may be required for certain cards to cover 120% of the credit facility
- Credit history from selected countries (UK, US, Canada, Australia, South Africa) may be considered for international applicants
- Documents can be uploaded via HSBC’s secure portal in PDF, JPG, JPEG, or PNG format (max 3MB)
HSBC Credit Card Interest rates
10 HSBC Bank Credit Cards
Platinum Select Credit Card
Features
- Earn rewards on every spend and redeem them for flights, hotels, shopping, and more.
- Enjoy up to 56 interest-free days on purchases when balance is paid in full.
- Transfer balances from other UAE credit cards to save on interest.
Features
- Earn rewards on every spend and redeem them for flights, hotels, shopping, and more.
- Enjoy up to 56 interest-free days on purchases when balance is paid in full.
- Transfer balances from other UAE credit cards to save on interest.
- Get a complimentary 12-month Careem Plus subscription.
- Avail up to 50% off dining bills with Zomato Gold membership.
- Enjoy discounts at over 400 restaurants across the UAE.
- Access 200+ lifestyle offers across dining, retail, and hotels in MENA.
- Get Buy 1 Get 1 Free movie tickets every month with minimum spend.
- Enjoy up to 25% off food and drinks at cinemas across the UAE.
- Benefit from automatic extended warranty up to 1 year on purchases.
- Shop confidently with purchase protection against theft or damage.
- Add your card instantly to your digital wallet via the HSBC UAE app.
- The Forex rate stands at 2%
- You get an interest free period of up to 56 days.
- You require a minimum salary of AED 5,000 to be eligible for this card.
- You can transfer your balance at the rate of 0% for 6 months.
There is a processing fee of 2.99% or AED 200, whichever is higher.
Benefits
- Earn travel rewards and redeem for flights, hotels, and holiday packages.
- Save more with dining, shopping, lifestyle, and cinema discounts.
- Get extra peace of mind with extended warranty and purchase protection.
- Manage finances better with balance transfer options and lower interest costs.
- Access global offers across 19,000 outlets in over 160 countries.
- Enjoy instant card access through digital wallet without waiting for delivery.
Live Plus Credit Card
Overview
- HSBC Live+Credit Card provides you with cashback throughout the year. You earn cashback on daily spendings and get a range of lifestyle benefits from dining to travel rewards and much more.
Overview
- HSBC Live+Credit Card provides you with cashback throughout the year. You earn cashback on daily spendings and get a range of lifestyle benefits from dining to travel rewards and much more.
Zero Credit Card
Overview
- There is 0 annual fees charged for ever
- Zero charges on exceeding credit limit
- No cash advance fees are charged
Overview
- There is 0 annual fees charged for ever
- Zero charges on exceeding credit limit
- No cash advance fees are charged
- No interest rate charged on Flexi Installment Plan
- Can avail 1000+ Buy1-Get1 free offers
- Can get 30% off on dining
- 50% discount at VOX cinemas
- 12% OFF at Agoda on hotel reservations
- Provides purchase protection to secure the purchases made
- Can avail balance transfer on 0 processing fees
- Can convert regular payments to Flexi Payment Plan
Max Rewards Credit Card
Overview
- The HSBC Max Rewards Credit Card turns everyday spending into rewards. Earn Air Miles on all purchases, with double Miles on dining, travel, fitness, and entertainment when you spend AED 3,000+ monthly. Alongside rewards, enjoy dining discounts, cinema offers, fitness access, and travel perks like lounge visits, insurance, and hotel savings. With instant digital card access, concierge services, and an annual fee waiver, it’s a card designed to add value and convenience to your lifestyle.
Overview
- The HSBC Max Rewards Credit Card turns everyday spending into rewards. Earn Air Miles on all purchases, with double Miles on dining, travel, fitness, and entertainment when you spend AED 3,000+ monthly. Alongside rewards, enjoy dining discounts, cinema offers, fitness access, and travel perks like lounge visits, insurance, and hotel savings. With instant digital card access, concierge services, and an annual fee waiver, it’s a card designed to add value and convenience to your lifestyle.
Advance Credit Card
Features
- Earn 1 Air Mile for every AED 1 spent on your credit card worldwide.
- Get purchase protection for 90 days, covering theft or damage up to USD 5,000 per year.
- Enjoy up to 56 interest-free days when the balance is cleared in full each month.
Features
- Earn 1 Air Mile for every AED 1 spent on your credit card worldwide.
- Get purchase protection for 90 days, covering theft or damage up to USD 5,000 per year.
- Enjoy up to 56 interest-free days when the balance is cleared in full each month.
- Complimentary 12-month Careem Plus subscription when you use your card on the Careem app.
- Avail up to 50% off dining bills at 4,000+ restaurants across the UAE with Zomato Gold membership.
- Get discounts at 400+ restaurants across the UAE.
- Access global offers on dining, travel, and shopping with the Home & Away programme.
- Buy 1 Get 1 Free movie tickets every month with minimum AED 6,000 spend and up to 25% off cinema dining.
- Enjoy a free 2-year MyUS membership and save up to 30% on international shipping.
- Get VIP lounge access and 15% off shopping at Bicester Village destinations worldwide.
- Save on travel bookings with discounts on flights and hotels throughout the year.
- Earn up to 7% cashback as wallet credits on Booking.com stays (capped at EUR 200).
- Enjoy 15% off stays at 5,500+ IHG Hotels worldwide with late checkout.
- Access 4 complimentary airport lounges annually worldwide with Mastercard Travel Pass.
- Save 20% and enjoy a complimentary upgrade on Avis car rentals globally.
- Get up to 10% off Budget car and truck rentals in 3,350+ locations worldwide.
- Add your card instantly to your digital wallet via the HSBC UAE app for contactless payments.
- The Forex rate stands at 2%
- You get an interest free period of up to 56 days.
- You require a minimum salary of AED 15000
- You can transfer your balance at the rate of 0% for 6 months.
There is a processing fee of 2.99% or AED 200, whichever is higher.
Benefits
- Earn Air Miles on every spend and redeem them for flights, hotels, and more.
- Shop stress-free with purchase protection for accidental damage or theft.
- Save on dining, shopping, entertainment, and travel both locally and internationally.
- Enhance your lifestyle with Careem Plus, Zomato Gold, and exclusive global offers.
- Travel in comfort with complimentary airport lounge access and hotel discounts.
- Enjoy entertainment perks like cinema offers and shopping privileges worldwide.
- Benefit from added convenience with digital wallet integration for instant use.
- Access global car rental discounts and upgrades for hassle-free travel.
Premier Credit Card
Features
- Get 150,000 Air Miles when you spend AED 12,000 in the first 60 days (offer valid until 31 Oct 2025).
- Earn 1 Air Mile for every AED 1 spent on your card.
- Complimentary travel insurance when you book return airline tickets with your card.
Features
- Get 150,000 Air Miles when you spend AED 12,000 in the first 60 days (offer valid until 31 Oct 2025).
- Earn 1 Air Mile for every AED 1 spent on your card.
- Complimentary travel insurance when you book return airline tickets with your card.
- Buy 1 Get 1 Free movie tickets every month with minimum AED 6,000 spend and up to 25% off cinema F&B.
- Complimentary 12-month Careem Plus subscription.
- Avail up to 50% off dining bills at 4,000+ restaurants with Zomato Gold.
- Get 20% off food or grocery orders twice a month on Talabat with code "MASTERCARD".
- Access worldwide offers on dining, travel, and shopping with the Home & Away programme.
- Save up to 30% on Samsung products including phones, laptops, and TVs.
- Enjoy VIP shopping privileges and lounge access at Bicester Village locations worldwide.
- Receive 1 complimentary airport ride with Careem per year (up to AED 84).
- Get up to 10% off hotels with Agoda and enjoy best-rate guarantees.
- Enjoy 15% off at 5,500+ IHG Hotels worldwide with free late checkout.
- Earn up to 7% back as wallet credits on Booking.com stays (capped at EUR 200).
- Access 8 complimentary airport lounge visits annually worldwide with Mastercard Travel Pass.
- Get special Hertz Gold Plus Rewards® President’s Circle benefits, including up to 15% off rentals.
- Save up to 10% on Budget car and truck rentals worldwide.
- Free 2-year MyUS membership with up to 30% off international shipping.
- Add your card instantly to your digital wallet via the HSBC UAE app for contactless use.
- The Forex rate stands at 2%
- You get an interest free period of up to 56 days.
- You need a minimum salary of AED 50000 to avail this card. Must have HSBC Premier Account.
- You can transfer your balance at the rate of 0% for 6 months.
There is a processing fee of 2.99% or AED 200, whichever is higher.
Benefits
- Earn generous Air Miles and redeem them for flights, hotels, and exclusive travel rewards.
- Protect your trips with complimentary travel insurance.
- Save big on dining, groceries, and lifestyle with Careem Plus, Zomato Gold, and Talabat discounts.
- Get unbeatable travel privileges like lounge access, free rides, hotel savings, and global offers.
- Enjoy premium shopping benefits with discounts on Samsung, MyUS shipping, and Bicester Village perks.
- Enhance entertainment with monthly cinema offers and F&B discounts.
- Access exclusive car rental upgrades and discounts for smoother travel.
- Instant digital card access for convenient, secure, and contactless payments.
Emirates Skywards Signature Credit Card
Features
- Earn up to 1.75 Skywards Miles per USD 1 equivalent on Emirates and flydubai direct bookings in AED.
- Earn 1 Skywards Mile per USD 1 on non-AED transactions.
- Earn 0.75 Skywards Mile per USD 1 on AED transactions.
Features
- Earn up to 1.75 Skywards Miles per USD 1 equivalent on Emirates and flydubai direct bookings in AED.
- Earn 1 Skywards Mile per USD 1 on non-AED transactions.
- Earn 0.75 Skywards Mile per USD 1 on AED transactions.
- Earn 0.1 Skywards Mile per USD 1 on government services, public transport, telecoms, utilities, education, real estate, fuel, groceries, supermarkets, insurance, and auto dealers.
- Welcome bonus: 10,000 Skywards Miles on annual fee payment + 15,000 bonus Miles on spending AED 20,000 in the first 60 days.
- Fast track to Emirates Silver Tier: Spend AED 180,000 in 12 months including AED 10,000 directly with Emirates (from Year 2).
- Access Skywards Living: multiply your Skywards Miles when spending with Emirates Skywards partners.
- 12 complimentary airport lounge visits per year for primary and supplementary cardholders (requires at least one international purchase 15 days before travel).
- Complimentary 12-month Careem Plus subscription.
- Digital card instantly available via HSBC UAE app for contactless payments.
- Multi-trip travel insurance up to USD 500,000 per trip for cardholder and family (trips up to 90 days).
- Visa Luxury Hotels privileges: room upgrades, complimentary breakfast, best rate guarantee.
- Save up to 30% on Airport Meet & Assist at 450+ locations globally.
- Annual fee: AED 1,050 (including VAT).
- Fixed APR: 44.28% on purchases and cash withdrawals.
- Minimum monthly salary requirement: AED 10,000.
Benefits
- Earn Skywards Miles on every eligible purchase and redeem them for flights, upgrades, hotels, partner airlines, and gift cards.
- Skywards Miles never expire as long as the card and Emirates Skywards account are active.
- Travel worldwide for less with Airalo data roaming, Booking.com cashback (up to 7%), Agoda discounts (up to 12%), and Visa Luxury Hotels privileges.
- Enjoy 12 complimentary airport lounge visits annually for the cardholder and supplementary users.
- Save up to 50% on dining at over 4,000 UAE restaurants with Zomato Gold membership.
- Buy 1 Get 1 Free monthly movie tickets with 20% off food and drinks at cinemas.
- Shopping discounts including up to 30% off Samsung products.
- Access global home&Away offers for dining, shopping, and travel.
- Complimentary multi-trip travel insurance ensures protection for cardholder and family.
- Purchase protection ensures your eligible purchases are safeguarded against theft or damage.
- Skywards Living benefits accelerate Miles earning with Emirates Skywards partners.
Cash Plus Credit Card Credit Card
Overview
- The HSBC Cash+ Credit Card lets UAE residents earn daily cashback on all eligible purchases with no minimum spend or earning caps. Along with cashback, it provides a variety of travel, dining, shopping, and lifestyle privileges for frequent spenders.
Overview
- The HSBC Cash+ Credit Card lets UAE residents earn daily cashback on all eligible purchases with no minimum spend or earning caps. Along with cashback, it provides a variety of travel, dining, shopping, and lifestyle privileges for frequent spenders.
Black Credit Card
Features
- This card is recognized over 32 million establishments.
- This card offers you benefits home and abroad.
- This card offers you a team of financial advisers and helps you achieve your financial goals.
Features
- This card is recognized over 32 million establishments.
- This card offers you benefits home and abroad.
- This card offers you a team of financial advisers and helps you achieve your financial goals.
- This bank offers you an instant credit card with an instant approval.
- This card also provides an instant limit approval.
- This card also offers 24 hour delivery of your card.
- The Forex rate stands at 2%
- You get an interest free period of up to 56 days.
- You require a minimum salary of AED 50000 to be eligible for this card.
- You can transfer your balance at the rate of 0% for 6 months.
There is a processing fee of 2.99% or AED 200, whichever is higher.
Benefits
- Get a Welcome Bonus of AED 500 to the Primary Card. T&Cs apply. Offer valid up to 30th April 2024.
- Enjoy complimentary access to air lounges at more than 1000 airports around the world with Travel pass.
- Can get up to 10% off on British Airways airfares
- Get travel discounts with clear trip, Agoda and Ministry of Villas.
- Get 15% discount on your stay at IHG Hotels & Resorts.
- Free Valet parking across Dubai and Abu Dhabi.
- Buy one get one free offers at VOX cinemas with this card.
- Get offers with Reebonz and AED 350 in your account as a new Reebonz member.
- Avail of international concierge service with this card.
- Also, Get 6 careem complimentary airport rides & save up to 110 AED each time. Use Promo Code: MAUAE6. T&Cs Apply.
- You also get travel inconvenience insurance and travel medical insurance with this card.
Emirates Skywards Infinite Credit Card
Features
- Earn up to 2.75 Skywards Miles per USD 1 on Emirates and flydubai bookings in AED.
- Earn 1.5 Skywards Miles per USD 1 on non-AED transactions.
- Earn 1 Skywards Mile per USD 1 on AED transactions.
Features
- Earn up to 2.75 Skywards Miles per USD 1 on Emirates and flydubai bookings in AED.
- Earn 1.5 Skywards Miles per USD 1 on non-AED transactions.
- Earn 1 Skywards Mile per USD 1 on AED transactions.
- Earn 0.25 Skywards Miles per USD 1 on government services, utilities, telecoms, education, real estate, fuel, groceries, insurance, and auto dealers.
- Skywards Miles never expire as long as your Emirates Skywards account and card remain active.
- Multiply Miles faster through Skywards Living partner spends.
- Welcome & Bonus Offers
- 20,000 Skywards Miles when you pay the annual fee.
- 30,000 bonus Skywards Miles on spending AED 50,000 in the first 60 days.
- Offer valid between 1 October 2024 and 30 September 2025. Complimentary Emirates Skywards Silver Tier membership.
- Unlimited airport lounge access for cardholder and 1 guest (via Visa Airport Companion app).
- Three complimentary UAE beach club visits per month (from November 2024).
- Complimentary multi-trip travel insurance of up to USD 500,000.
- Instant digital card availability through HSBC UAE app.
- Balance transfer facility for consolidating other UAE credit cards.
- Annual fee: AED 2,625 (inclusive of VAT).
- APR: 44.28% fixed on purchases and cash withdrawals.
Benefits
- Up to 50,000 Skywards Miles welcome bonus
- Earn up to 2.75 Miles per USD 1 on Emirates and flydubai bookings
- Miles never expire while your card and Skywards account are active
- Complimentary Emirates Skywards Silver membership Travel perks including discounts:
- Up to 7% back on Booking.com wallet credits.
- 12% off Agoda stays worldwide.
- Visa Luxury Hotels privileges with upgrades and breakfast.
- Discounts on Airport Meet & Assist services.
- 1GB free international roaming with Airalo plus 15% off additional data.
- Lifestyle advantages:
- Zomato Gold membership with up to 50% off dining at 4,000+ UAE restaurants.
- Complimentary 12-month Careem Plus subscription.
- Buy 1 Get 1 Free movie tickets monthly plus 20% off cinema food and drinks.
- Up to 30% savings on Samsung electronics.
- Access to global home&Away offers on dining, shopping, and travel.
- Purchase protection against theft or damage on eligible items.
HSBC Credit Card Benefits
HSBC offers a premium range of credit cards in the UAE, each designed to provide exceptional value and cater to different lifestyle needs. Whether you are looking for high-end travel perks, straightforward cashback on daily spending, or accelerated miles with leading airlines, there is an HSBC card to match your goals. Key advantages across the portfolio include generous welcome bonuses, extensive travel insurance, global lounge access, and exclusive lifestyle discounts, all supported by HSBC's worldwide network and secure digital banking platform.
HSBC Black Credit Card
- This is HSBC's top-tier card, offering exclusive travel and lifestyle benefits for discerning customers who expect the best.
- Exceptional Air Miles Earning: Earn a generous sign-up bonus of 150,000 Air Miles, plus an additional 75,000 Air Miles each year you renew your membership. You can earn up to 2.5 Air Miles for every AED 1 spent on travel-related purchases.
- Premium Concierge Services: Gain access to a 24/7 international concierge service that can assist with luxury travel planning, fine dining reservations, and securing tickets to exclusive events worldwide.
- Complimentary Airport Lounge Access: Enjoy unlimited complimentary access for you and a guest to over 1,000 VIP airport lounges across the globe.
- Elite Travel Privileges: Benefit from a complimentary 12-month Careem Plus subscription, free valet parking in Dubai and Abu Dhabi, and an upgraded Hertz Gold Plus Rewards® President's Circle membership for car rentals.
- Comprehensive Insurance: Travel with confidence knowing you are covered by complimentary multi-trip travel insurance that includes protection against travel inconvenience and medical emergencies.
HSBC Premier Credit Card
- Available exclusively for HSBC Premier customers, this card provides a strong mix of travel rewards and lifestyle perks.
- Generous Air Miles Welcome Offer: Receive a welcome bonus of 150,000 Air Miles when you meet the initial spending requirements on your new card.
- Everyday Rewards: Earn 1 Air Mile for every AED 1 you spend on the card, which can be redeemed for flights, hotels, and other travel rewards.
- Global Lounge Access and Travel Insurance: Enjoy complimentary access to over 1,400 airport lounges worldwide and benefit from comprehensive travel insurance on your trips.
- Exclusive Lifestyle Discounts: Take advantage of a complimentary Careem Plus subscription, Zomato Gold membership, and discounts on Talabat orders.
- Cinema and Shopping Offers: Get "Buy 1 Get 1 Free" movie tickets every month and enjoy VIP perks and discounts at Bicester Village shopping destinations.
HSBC Advance Credit Card
- This card offers a great balance of rewards and practical benefits, making it an excellent choice for everyday spending and travel.
- Simple Rewards Structure: Earn 1 Air Mile for every AED 1 you spend on the card, with no complicated tiers or categories to worry about.
- Complimentary Airport Lounge Access: Receive up to 4 complimentary visits to airport lounges annually, adding comfort to your travel experience.
- Monthly Cinema Offer: Enjoy a "Buy 1 Get 1 Free" movie ticket each month when you meet a minimum spend, plus get up to 25% off food and beverages at the cinema.
- Purchase Protection: Shop with confidence knowing your purchases are protected against theft or accidental damage for up to 90 days.
- Interest-Free Days: Benefit from an interest-free period of up to 56 days on your purchases when you pay your balance in full each month.
HSBC Cashback Credit Card
- A straightforward card that rewards you with cashback on your daily spending with no earning caps, making it ideal for maximizing savings.
- High Cashback on Essentials: Earn an impressive 10% cashback on your fuel spending and 5% cashback on supermarket, dining, and other shopping purchases.
- Generous Welcome Offer: New cardholders can receive up to AED 800 in cashback as a welcome bonus upon meeting the offer criteria.
- No Minimum Spend or Earning Caps: Earn cashback on all your eligible purchases without any restrictions on how much you can earn back each month.
- Year-Round Savings: Enjoy a wide range of lifestyle, dining, and travel rewards in addition to your cashback earnings.
- Digital Convenience: Easily add your card to your mobile wallet for secure, contactless payments and manage your account through the HSBC UAE app.
HSBC Emirates Skywards Infinite Credit Card
- The ultimate card for Emirates loyalists, offering the fastest way to earn Skywards Miles and enjoy premium travel benefits.
- Substantial Welcome Bonus: Receive up to 50,000 bonus Skywards Miles when you get the card, including a sign-up bonus and an additional bonus for meeting spend criteria.
- Accelerated Miles Earning: Earn up to 2.75 Skywards Miles for every USD 1 equivalent spent on Emirates and flydubai bookings, and up to 1.5 miles on other international spending.
- Complimentary Silver Tier Membership: Get an automatic upgrade to Emirates Skywards Silver Tier membership, unlocking benefits like bonus miles and extra baggage allowance.
- Unlimited Lounge Access: Enjoy unlimited complimentary access for you and a guest to over 1,000 airport lounges worldwide.
- Exclusive Lifestyle Perks: Benefit from complimentary beach club visits in the UAE, comprehensive multi-trip travel insurance, and Visa Luxury Hotel privileges.
HSBC Emirates Skywards Signature Credit Card
- A powerful travel card that helps you earn Skywards Miles quickly on your everyday spending while providing valuable travel perks.
- Attractive Welcome Offer: Get a significant welcome bonus of Skywards Miles and a fast track to Silver Tier membership when you meet the initial spending requirements.
- Solid Miles Earning Rate: Earn up to 1.75 Skywards Miles per USD 1 equivalent on Emirates and flydubai bookings, and 1 mile per USD 1 on international spending.
- Complimentary Lounge Visits: Enjoy up to 12 complimentary airport lounge visits per year for you and your supplementary cardholders.
- Free Careem Plus Subscription: Receive a complimentary 12-month Careem Plus subscription for discounts on rides and food delivery.
- Comprehensive Travel Insurance: Your trips are covered with multi-trip travel insurance up to USD 500,000 for you and your family.
Frequently Asked Questions
⭐ How can I apply for an HSBC credit card?
A. You can apply online via the HSBC UAE website, through the HSBC Mobile Banking App, by requesting a callback, or by calling +9714 3216834.
⭐ What are the payment options for my HSBC credit card?
A. Payments can be made at HSBC branches or ATMs, via online or mobile banking, or by phone banking.
⭐ Are there payment plans available?
A. HSBC offers:
Flexi Instalment Plan: Convert purchases into monthly payments over 3–36 months.
Cash Instalment Plan: Access cash up to your credit limit with competitive rates.
⭐ How do I add my HSBC credit card to Apple Pay?
A. Use the HSBC Mobile Banking App, select your credit card, tap “Manage Cards,” choose “Add to Apple Wallet,” and follow the instructions.
⭐ What should I do if my credit card is lost or stolen?
A. Immediately contact HSBC customer support to report and secure your card.
⭐ How can I contact HSBC for credit card queries?
A. Call +9714 3216834 or visit the HSBC UAE Contact Us page for assistance.
⭐ What is the minimum salary required for an HSBC credit card in the UAE?
A. The minimum salary requirement varies depending on the card. It generally starts at AED 10,000 per month for cards like the HSBC Advance and Emirates Skywards Signature, while premium cards like the HSBC Black require a salary of AED 50,000 per month. Always check the specific requirements for the card you are interested in.
⭐ Can I get an HSBC credit card if I don't bank with HSBC or transfer my salary to them?
A. Yes, you can apply for an HSBC credit card even if your salary is not transferred to an HSBC account. You will still need to meet the specific eligibility criteria for the card, including the minimum salary and providing the required documentation for verification.
⭐ Which HSBC card is the best for earning travel miles?
A. This depends on your travel preferences:
For Emirates flyers: The HSBC Emirates Skywards Infinite or Signature cards are the best choice. They earn Skywards Miles directly on your spending, which can be used for flights and upgrades with Emirates and flydubai.
For flexible travel: The HSBC Black or Premier cards are ideal. They earn Air Miles, which can be redeemed for flights on multiple airlines, hotel stays, and retail vouchers, offering greater flexibility.
⭐ How does the HSBC Cashback Credit Card actually work?
A. The HSBC Cashback Credit Card gives you a percentage of your money back on your daily purchases. You earn up to 10% cashback on fuel, 5% on supermarket and dining expenses, and 1% on all other spending. The best part is that there is no cap on how much cashback you can earn and no minimum spend required to start earning.
⭐ What kind of airport lounge access do HSBC credit cards provide?
A. The lounge access benefit differs by card:
Unlimited Access: The HSBC Black, Premier, and Emirates Skywards Infinite cards offer unlimited complimentary access for you and a guest to over 1,000 airport lounges worldwide.
Limited Access: The HSBC Advance and Emirates Skywards Signature cards offer a set number of complimentary visits per year (e.g., up to 4 or 12 visits), which is perfect for occasional travelers.
⭐ What are the offers provided on HSBC credit card?
A. Check here for the list of HSBC Credit Card Offers
⭐ What is the minimum salary required for the credit card?
A. The minimum salary required for a HSBC credit card is AED 5000.
⭐ How do I redeem the 'Buy 1 Get 1 Free' cinema offer?
A.You can enjoy this monthly benefit by meeting the minimum spend requirement on your card for that month. To get the free ticket, you typically need to book your tickets online through the cinema's website or app (like VOX Cinemas) and pay with your eligible HSBC credit card. The discount is usually applied automatically at checkout.
⭐ What is the interest rate charged on the credit card?
A.The interest rate charged on a HSBC credit card starts from 3.69%.
⭐ What is the main difference between Air Miles and Skywards Miles?
A.They are two different loyalty programs:
Air Miles is a flexible rewards program where you earn points that can be redeemed for flights on various airlines, hotel stays, or shopping vouchers at partner outlets.
Skywards Miles is the loyalty program of Emirates Airline. These miles are primarily used for booking flights, getting upgrades on Emirates and flydubai, and other partner rewards.
⭐ How do I apply for an HSBC credit card online?
A.The application process is straightforward. You can apply directly through the HSBC UAE website. You will need to fill out the online application form and upload digital copies of your required documents, which typically include your Emirates ID, passport with visa page, and a recent salary certificate or bank statement.
About HSBC
In 1946, the British Bank of Iran and the Middle East commenced banking activities for Middle East citizens. Post withdrawing from Iran, the bank was renamed as the British Bank of the Middle East (BBME). Hong Kong and Shanghai Banking Corporation (HSBC) acquired BBME in 1959 and played a pivotal role in the establishment of the banking sector in the region. HSBC has a sustainability strategy of doing business. The main areas of focus are:
- Sustainable Finance
- Sustainable Operations
- Sustainable Communities
This is in sync with their global sustainability model.
Get in touch with HSBC Bank Customer Care
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