Open your Mashreq Happiness Account Online

  • Welcome Bonus: Upto AED 2000
  • Free International Online Transfers
  • Earn Salaam Points worth AED 25
  • Upto 30% OFF at 2000+ restaurants
  • Free International Debit Card
  • Free Cheque Book
  • Open Online Instantly in 2 mins

Get Started

Fast      Convenient      High Benefits  

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Mashreq Happiness Account Features & Benefits

  • Joining Bonus

    On Opening a Mashreq Happiness Account you can earn up to AED 2000 as a Joining Bonus

  • Free Money Transfer

    Can make Unlimited international transfers for FREE

  • Account Opening

    Can open account Online instantly in 2 minutes

  • Salaam Points

    Earn Salaam Points on bill payments and transfers & Redeem for Air tickets, Shopping, Dining, Movie Tickets, etc.

  • Dining Offer

    Get 30% OFF at 2000+ selected dining places

  • Additional Perks

    Debit Card and first Cheque book are provided for FREE

How to earn a Welcome Bonus?

Welcome Bonus is provided on transferring Salary Transfer to the Mashreq Happiness Account.

On applying Online

For customer applying for the Mashreq Happiness Account online the welcome bonus is provided as follows,

  • On salary transfer of AED 10,000 - AED 24,999, a Joining Bonus of AED 500 is provided
  • On salary transfer of AED 25,000 - AED 49,999, a Joining Bonus of AED 1000 is provided
  • On salary transfer of AED 50,000 & above, a Joining Bonus of AED 2000 is provided

On applying Offline

For customer applying for the Mashreq Happiness Account through the offline application, the welcome bonus is provided as follows

  • On salary transfer of AED 10,000 - AED 24,999, a Joining Bonus of AED 200 is provided
  • On salary transfer of AED 25,000 - AED 49,999, a Joining Bonus of AED 500 is provided
  • On salary transfer of AED 50,000 & above, a Joining Bonus of AED 1500 is provided

How to Earn Salaam Points?

To earn and be eligible for Salaam Points the account holder must avail Mashreq Mobile App or Mashreq Online services and

  • Pay 3 Utility Bill Payments + 2 Remittance transactions (or)
  • Pay 4 Utility Bill Payments + 1 Remittance transactions (or)
  • Pay 5 Utility Bill Payments

On performing such transactions, you will be eligible for Salaam Points. Salaam Points can be instantly redeemed for Air tickets, Hotel stays, Shopping, Dining, Movie Tickets, Electronics. It can be redeemed at 2200+ partners.

Account Opening Process

Open the Best Salary Account in UAE in 2 Simple Steps

Open Account Online

Transfer your salary

Documents Required

Mashreq Happiness Account needs some simple and basic documents like

  • Emirates ID
  • Passport
  • Valid Visa page for Expats

Eligibility Criteria

The eligibility criteria for Mashreq Happiness Account are

  • A minimum salary of AED 10,000
  • Must be 21 years or above
  • Both UAE Nationals and Expats with valid Visa

Frequently Asked Questions

Q.    When will Salaam Points credit into my account?

A.    Salaam Points will be credited in the first week of the month for the transactions made in the previous month.

Q.    Are there any charges levied on International Money Transfers?

A.    No. Unlimited International Money transfers are provided on zero charges.

Q.    Are existing Mashreq Customers eligible for the Mashreq Happiness account?

A.    Yes. Existing Mashreq Customers eligible for the Mashreq Happiness account

Q.    Are existing Mashreq customers eligible for the Welcome Bonus?

A.    No. Existing Mashreq customers are not eligible for the Welcome Bonus.

Q.    Is salary transfer mandatory?

A.    To avail the benefits like Salaam Points, Joining Bonus, Free International Transfer - Salary Transfer is required.

Q.    When will the Joining bonus be credited into the account?

A.    The joining bonus will be credited to the account within 60 days of the first salary transfer.