Last Updated on 30 May 2020

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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Emirates Islamic Investment Savings Account

Emirates Islamic Bank

Investment Savings Account

Min Balance to Maintain



Emirates Islamic
min balance


Min Balance to Maintain


Currency Account

View details on bank page


  • A minimum balance of AED 3000 is required
  • Can access the account in AED and USD
  • The account is based on the Islamic structure of Mudaraba

Main Benefits

  • Provides profit of up to 1.80%
  • Provides free debit card
  • Provides online banking and phone banking facilities
  • Can get SMS alerts on every transaction made on the account

Frequently Asked Questions

⭐ When is the profit provided?

A. The profit is provided quarterly.

⭐ Are there any charges for account closure?

A. Yes. AED 100 is charged for account closure if the account is closed within 12 months of the opening.

⭐ Can organizations get this account?

A. Yes. Both individuals and organizations are eligible.

⭐ How can I open Emirates Islamic Investment Savings Account?

A. You can open Emirates Islamic Investment Savings Account through an online application form

⭐ Who can open Emirates Islamic Investment Savings Account?

A. This account is available for Individuals, Non-individuals & for minors.

⭐ What is the minimum salary required for opening a Emirates Islamic Investment Savings Account?

A. AED 3000 is required as minimum salary for opening Emirates Islamic Investment Savings Account.

⭐ Do we get any debit card on Emirates Islamic Investment Savings Account?

A. Yes. It provides a free international recognized debit card.

⭐ How can we access Emirates Islamic Investment Savings Account?

A. We can access the Investment Savings account through online banking, phone banking & SMS service.

⭐ In which currency Emirates Islamic Investment Savings Account is available?

A. This account is available in AED & USD currencies.

⭐ Is this account available for businesses?

A. Yes, businesses that include proprietorships, partnerships, joint-stock & limited liability organizations.

⭐ Do we get any SMS alert on doing transactions with Emirates Islamic Investment Savings Account?

A. Yes, we can get a free SMS alert on performing transactions on this account.

⭐ How much profit rate do we get on Emirates Islamic Investment Deposit?

A. We get up to 1.8% profit rate on a quarterly basis on Emirates Islamic Investment Deposit.

Emirates Islamic

In order to deliver high standards of banking services, Emirates Islamic Bank was established in the year 2004. The bank is aimed to deliver services in accordance with the standards of Shariah principles. It offers a wide range of products that are designed exclusively for individuals, small businesses and large corporations.

   Get in touch with Emirates Islamic Customer Care


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